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' Holder may choos~ to e~lce this ~refund by reducin~ the pcincipal i ade urx~er
tbis Note vc by mdciig a direct paya~ent bo aie. I! a re~urd reduoes principal,
;
the reductior? ~rill bs tr~st~ad as a p~rtial prepa~ent. '
10. B~WBR' S F~II~~tB TO P~1t AS I~Q[1IR~ -
~
Le~te Ch~rge got O~retdue Paymer~ts -
I! the Note 8older has r~ot reoeivpd the full ano~mt vE any o~ ~ay monthly
• payments by ~ the erd of calendar days afte~r the date it is due, I
vill pay a labe charge bo~I~iote Holder. Tl~e aaiount o~ the cfiarge will
be~,_
t of aiy overdue paysent. I~rill pny thia labe charge only onoe
an arry l~te p~yment. - .
(B) Defawlt . . ' _
If I do not pay the full aa~ount of each monthly pnyraent cn the date it
is aue, I will be in defauit.
(C) Notioe o~ Default '
~ I f~ I am in default, the t~tote Holder nr~y serd me a written rotioe telling
me that if I cb not pay tt~e oveYdue aaaunt by a aert~fn da~te, the Note
Holder' may requfre me to pay imoediately the full aaount v~ principal
which has not been p~id and all inteYest tt~t I owe an that a~ao~r~t. That
date must be at least 30 days a~fter the da~te~ on which the tatice is
mailed to me or if it is not mailed, 30 days after date an wt~icfi it is -
deliv~ered bo me. ~
(D) No Waiver By Note 8olde~r .
Bven if, at a time ~hen I an in c3efault, the Note Holder does n~t require
nie t,o pay im~nediately in full as described above, the Note Holder will
still have the right to cb eo if, at a later tim~e, i aia in default again.
(E) Payment of Note Holder's Cost amd 8xpenee~s ~
If tt~e Note 8older l~as required ~ to pay imaedfately in full as~ described
above, the Note Holder ~rill have tt~e rf~t ~ be pni~ back fcr all of its
~ c~osts and e~cpenses in enforcirg this Note to tt~e extent not pr~ohibited by
~ appl f cable law. Tho~ expenses include, for exaq~le, reasonable attorney
fees. ~
11. GNING OF NO?PICF.S
~ Unless.applicable law requires~a different method of giving notice, any
notice that must be given t~o me ursder- this t~lote will be giv+en by deliverinq
it or by nwiling it by first class mail addressed t~o me at the Property ~
Address above or at a dffferent address if I giv~e the Note Holder a notioe
of my differ.ent address.
Any notice that must be given to the Note.Bolder under this Note will be
given by mailing it by first class ~eail to the Note eolder at the address
. stated in Section 4 above or at a aifferent addresa if I am gfven a notive
of that different addresa:
12. ~T.IGATIQ~13 OF PBI~IS [~ER 14iIS NO?t'E • .
If m~re than one person signs this Note, each person is fully obligated bo
keep all of the praaises made in this Note, includir~g tt~e praaise bo pay the
full anount owed. Any person ~?o is a guarantar, surety, or e~naorser of this
Note is al~o obliqated tro do these thinga. Any person who takes av~ the
~ obligations of guarantor, surety, ar endorser of this Note is also obligated.
~ to keep all of the praaises made in this Note. T'~e Note eolder may enforoe:
~ its rights under this Note again4t each pereon.individually ar against all of
E us together. ~This n~ans that vne of us may be required t~o pay all of the
~ araauits owed under thia Note. .
( FL) FLFX NOPE
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