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~oan Uft~cer No. CONSUMER PROMISSORY NOTE f'"`~
F+,~i. C..52~ina~
Luan Ott~cer CWP _ ~ d~'~~ , ~
~29 81256653-30 August 12, 83
oan No. ~'a'~' - - . 19
tn th~s note, the words YOU, YOUR and YOURS z~~~n ~•ach ancl ail ot t~~;.,,• n~~;> ~ t Tr~e :~:,u~!~ ~',E, US, UUR and OURS m~an.
Florida National Bank
~Nam~ of Bsnk)
Promise to Repay I Right to Prepay Loan
Y~~ p~on~~se to repay to us the amount of S 12 , 6?~ . 2~ } Yoi: mav pcepay ihe loa~~ 3i any t~mA If you ~.epay the toan ~n full,
.,t ;he annual p~rcenta9e rate and on the terms d~sclosed 'oelow. ~,~r i` ±h~~ ic~ri :efinenc•~~f that ~s, replaceci by a new note ~ we wilt
TRUTN IN LENDING DISCLOSURES. Terms of Repayment 1~efunct t~~• u~~t~a+n~~~+. ~~~tt ~e~t, ' any, hy *.he Rule oi 78's m~tho:i.
i a~.v unea~~ c~f r~~c~~t ! fe or dis,~t~;l~iy prem~um Notiti•et~er, we
ANNUAL FINANCE Amount Total of ~•,~n•t a• y~~ ~~nd c~f I~~~; than S1 00; anci ~ve w.~n't refun~! a~y
PERCENTAGE CHARGE Finaneed Payments part of t~,e a:~:~. s~!:~~~~ i~t~.
RATE The dollar amount The amount of Tne a~T,ount you
1nrr~~s~ofyour Necreci~twdlcost crrd~tProv~ded v~~~~naeepa~dalte~
~~•d~!asa~eari~ ~o y:,., o~ on ?v~~h3~zrtude~~' Late, Rartiat, or Irregular Payments
a ments as
,±ce y~ur t,Nn,It ~ checluled. Cd~~ acc.,pi I~t~: ~~aynients o~ E,arnd~ pay.,ie~~ts, a~:d we will not
iose dny ~f t,~.~~ ~ ~ah'S U~li1Pt tr.;~ notr or the lativ. VUe c'an also ~lcliy
14.18 S ~9.6~],~~~7Q` enfo~c~nq any ~~t ,:ntler t:ui ~:o(e r~rthotit losiny ihose
~ !i~)hii S»OU~I! ~~:'i~~ i.)il t:) r1••eT lh:' fP_SnO~:itt]iIItIQS ~(OU have Uf1C:E'f
` If chec:ked, this ot~ligat~on is payahle on dr~nand ancl ~r'i ~i:s ;ti,: .n:l,•.. ._•,:~~:.~;i f,~:n ?iiat ~e,N~>~,s~i,,?iry ,n writ~itg
CIO'.,~as are made on an assumed mawrTy of une yec~. l:S. ~yt ti '~'dy ~~3V2 e43nlit y0u on the
Your Payment Schedule will be: ° II
'~Jumber of r--- --T---- - - - - - - - - - - - - - - - - - '
PJ)'f11eI11S ~fi,ount of Payment~~ \~;57~'fi i~,+ynl.'[ltS 8ti: ~%..r Y'•v ~~i~` I7` ;t;,!?t.,U':
- ' . c,. ' .i.i; ~.c ~~_~~u ~r.cl [i~~~in:n( vn [ime;
';Ionthly beginnir.c~ ? ~t y„~: `u,~ m,,~ ~~s;~uns;t~~i:'~es wh~ch you agree t~~
----60 211 ? _;S~p~mh~~_12,. _198
' ? 1, ,,ca~.~n.~:il•~ ~'•t~!ti thii n~.~•~t, oucselves nr ~he pr~~I~er[y ~n
~ j !~~r~n .;~i d~r;' i~ity ;i,t r;•S; [o h~ ~nsecure.
Assumption: (Residential Mortgage Transactions only) ~•~1 ~•f "~~'tf• ~i~:fai:~ts ~~cr~~~, v,•, c~r, th.~r~ requi;e +mmad~ate pay
~,~ent vt n;,r n,~!_, t:: ,~;.,t~.r m~,;~.s unea~ned ~nterest ~f a~iy.
Some~:~e buying your home ~v.tl~~~~~t f~:5i nc~'~f•, ,i ii y,u c,~ yiv,r!q ti~u tf;e O~~oitun~ty to orp-
:~:in, subject tc conu;tions c;nin:~: test ,c~u~ ~~ab~ltt~ :i ~I.:o ha:-e aii otti~:r r~ghts p+ovi~ied ~S hy
assume the remainder of the mortgage on ti~a ori9~.~a1 te~ms. the terms ot tiiis nute or hy th~: ia~v, for instance, the right to re-
Security: ~'ou are giving a securi?y ir~tere;t ~n: p~~ssec: the sec~_,nty, se;i ~t and apply ±he proceeds from *,he sale to
XThe gooih or property being purchased. the amount ow~ng ur.cl~~~ th~s note. 4Ve can also apply the proceeds
){Funds on deposit with us and coltateral securing other loans to any other debis you may then owe us.
~+~th us may also ser.ure this loan. Collection Costs
x 1St t'Ia~#'~?LJL' aTl T~~t p.DL~ St_ T.LC? e_ ~f yo:i're ~n default under this note and we demanr! full payment,
Filing Fee S 26. 0~ Non-Filing Ins. S you agree to pay us interest on the unpa~d balance at the disclosecl
Late Charge: ~ annual perc~ntage ~at~. If we have to sue you, or turn your account
~{14 you don't pay any required payment within 10 ~iays of the °Y1th us ove~ to our at!omey in order to cotlect what is owed us
uncie• this note, yo:~ auree to pay our reasonable attorney"s tees and
ciue date yo~ will t>e charged 5°% of the late payment. court costs, incluuing those +ncurred on any appeal.
Other
Prepayment: If you pay off early, you Comakers, Coborrowers, and Cosigners
~ may wilt not have to pay a penafty. ComakE~ are ,he same as cobo~rowers and cosigners. If you"re
' may will not be entitled to a r~~funci of part ~f the sigm:,g th~s note as a r,omake~, you agree to be erually responsihle
~ Finance Char with the borrov~er. al?hr,uyh we may sue e~ther or all of you. We
g~~ c:~'r h:,~r• .c~ ~ut~,'~- ou t~~at this note hasri"t be?n
' , V pa+d. Ve can
; Variable Rac~: ~~,a ;qr: :•xt•~~u: the terms of payment and release any security
! It CheCked, the Annual Pe~-en:<<<~ na'.e m~~ ~ncr~ase • '
C ~ ~:;~••~i~.~ t10I~?\~~~~(; nr ~~iC3S;fla ~IC`t! ffJ~n ~..-e~ponsibil~ty on this note.
f
j - - - . - - - - Ict m~: a:~~n a! tlie am~unt financed of 5 __~039 . 65 _
€
; - - -
~ - , ~ , „ ri~~~~cc ~ =_~~QQa~4---
~ t c, ,u~ r,cr:.unt ~ _
~ Ezample~ If th? ~nterest rate :rcrrr:,e '
~ . ~ _ - - - '
-~out- - . . . .i~ :i~,r.~!q
~ v,~_,u'd i~~cr:.ase to-- , S A 39. 65
5~ ~'he cr--.r; ~t documents f~~ any ,
~ . :~~~ty ~neerest, defaulf nor,paym,-;~t, . ' ' , ,
be`ore the schedu!ed c+.a?e, ~.ci .,a:_. S~S`~2 S-
€ •r,~~:t~t',
~
~ 13~3 Au6 22 t~ ~45
` .~n , . t., i:., ~ ;trtiuc pn your behaif:
~ ;neans erst~mate. - - - - - - ~ , I;'.•: ~t,~~e~+~ ~ r cr( ~
~ .
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~ SO 00 " '1" _
' ~i•• F:n~n~~~ Charge includes an acqu+citior, fee of S _ ~ r•. $-l~;.:~_
t.>rms oT zny separa[e security agr~ament ~r mortyaye gr.,nt~nG - ' S
secunty ~nte~est a~e made a pan of ihis note. P~e~~~,~d F~~~anre Ch~~q~ S
° +'npy Received Insurance: Creciit Lrte ~n;urance and Credi• Disability Insurance
,u ackno~vledge receipt of a complete~y t~~leri ~r copy of tn~s note. are not +equ~red to ubta~n credit, and w~ll not be prov~ded UnIe55
yuu s~g~~ a~,c1 ag~~~e to pay ?h~ additional cost
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, ~/f~ ~ Typf, I Prem;um Customer's Signature
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Borrower~ ~gnature ~ I wan~ Crecfrt Life Insurance
~ Credit Life '
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~ C [J / ~ ~ S~gnature
~ r wer S~g~ature 1 want C~edit l~fe Insurance
C;~2d,t !_t{? j
i S~gnature
H,,~rower S~ natur? ~ i f want Cred~r
4 Ded~t L~fe and ~~fe an-f C~ed~t D~sa-
~ bil~r.~ ~.,surance
PbGE 924 ~.:~,~r ~,.s~..~.~t~ ;
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