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Home My WebLink About0949 ~ ? ~ ILD ~ 1.6~ l.oa~~ O~t~cei No. `QQL.- CONSUMER PROMISSORY NOTE ""4'^• ~ Loa~ ONiCN ~a Unary ~ D~nr~CuStumlr a Lwn Na n~1e cto ~r 4 1983~ ' t~~ th~s nute, the wads YOU, YOUR snd YOURS mean each and all of those who s~gn it. The words WE, US, OUR and OURS mean: ~ Florida National Bank ~ ~ ~ iN~m~O~ B~nk) Promis~ to R~pay Riqht to Pnpay loan You prom~se to repay to us the amount of s ~ 79' 20 You may p~epay the loan at a~y time. If you prepay the loan in full, ~t the an~ual percentage rate and on the terms disctosad below. or if the loan is refinanced • that is, replaced by a new note ~ve will ~ TRUTH IN 1EN01NG OISCLOSURES. T.rnu of R.paym.o~ refund the unearned interest, if any, by the Rule of 78's met~~od, ancl any un~amed credit life or disability ~reenium. Nowe~er, u:e ; ANNUAI FiNANCE mouM Toul of won't make any refund of less than 51.00; and we ~von't refund any ~ PERCENTAGE CHARGE Finanad PaYm~nts part of the acquisition fee. RATE ~~~~r unount The amou~t ot Theamountyou Tne cost of your the cred~t w~lt cost. cred~t provided w~llh~veps~d~lte. c~ed~ea:av~r~y co you o. on Y~+h+~"~~+~~ Late, Partial, or Irregular Payme~ts rat! yplf bllMlf. PaY~ntf eS x~„i~. We can accept late payments or partial payme~ts, and we will not 14 . 13 ~ S 4914 .46 a 12264 .74 s17179.20 lose any of our riyhts under this note or the law. ~Ve can also delay ` enforcing any of our rights under this note withuut losing those rights. Should you ~ail to meet the responsibilities you have uncier If checked, this obligation is payable on demand and all dis• this note, unless you are excused trom that responsil,iliry ~n wr~t~ng clowres are made on an assumed maturity of one year. by us, we will not lose any ~ ights we may have against you on the Your Paym~nt Sch~dul~ will be: note. lVumber of Amount of Payments When Payments are Oue You will be in default: Payments 1. If you don't pay any required payment on time; 60 $286.32 I''1°nthly Beginning 2• ~f you fait to meet any responsibilities which you agree to assume; or 3. It we reasonably deem this note, ourselves or tha propeity in which we have a security interest to be insecure. Aswmption: (Residential Mortyage Transactions only) If any of these defaults occur, we can then require immeciiate pay- Someone bu ~n our home ment of the balance of this note, minus unearned interest if any, Y 9 Y i: i~~uL fi:sL r.atifyir~ ,c:~ ~r yiv, ;c~ lou ih~ ~,~,~~,rtu~~~iy Lo Nra- ~ can, subject to conditions ~ cannot test your liability. We will also have all other rights provided us by ~ assume the remainder of the mongage on the original ierms. the terms of this note or by the law, for instance, the right to re- Sscu~ity: You are giving a security interest in: possess the se~urity, sell it and apply the proceeds from the sale to ~ =7 The goods or property being purchased. the amount owing under this note. We can aiso apply the proceecis ~ ~ Funds on deposit with us and collateral securing other loans to any other debts you may then owe us. with us may also secure this loan. Collectan Costs ! ~~a Mf1T*090P If you're in default under this note and we demar.d full payment, ' Filinq F~sS~?-~n Non-Filinp Ins. S you agree to pay us interest on the unpaid balance at the disclosed ! Lats Chup~• annual percentage rate. If we have to sue you, or tum your account ~ ~ with us over to our attorney in order to collect what is owed us i ~ If you don't pay any required payment within 10 days of the under this note, you agree to pay our reasonable attorney's fees and ! due date you will be charged 596 of the late payment. F ~ Other court cosu, including those incurred on any appeal. ~ Prepaym~nt: If you pay off early, you Comakers, Coborrowers, and Cosipners ~ may O will not have to pay a penalty. Comakers are the same as coborrowers and cosigners. If you're E ~ may O will not be entitled to a refund of part of the signing this note as a comaker, you agree to be equally responsible ' Finance Charge. w~th the borrower, altfiough we may sue eithe~ or all of you. We don't have to notify you that this note hasn't been paid. ~11e can ~ `Jariable Rstt: change or extend the terms of payment and release any security f If checked, the Annual Percent Rate may increase without notif in or releasin ~ ~ y g g you from responsibility on this note. Itemization of the smount financed of $ 12.264 .74 i s f Amount given to you directly g$.OOO.UO ; Amount paid on your account $ ~ Example: If the interest rate increases by 96 in ~ youur Amounts paid to others on your behalf: ; would increase to . Public Officials g 69.98 See the contract doeuments for any additionat information about Insurance Campanies S 515.66 ' security interest, default, nonpayinent, any required repayment in Credit Reporting Agencies S ; full before the scheduled date, and prepayment refunds and Appraisers $ 125.OU ~ penalties. i Amounts paid to other third parties on your behalf: e means est~mate. (Specifically Identifiedi Title Insurance S IS0.00 The Finance Charge includes an acquisition fee of 5 50.00 Attorney Fee-Gorman S 75.00 The terms of any separate security agreement or mortgage granting Payoff M~tropolitan Mt~. g 3,329. 10 :his security interest are made a part of this note. Prepaid Finance Charge $ Copy Reuired Inwrance: Gedit Life Inwrance and Credit Disability Insurance You acknowledge receipt of a tompletety filled•in capy of this note. are not required to obtain credit, and will not be provided unless you sign and agree to pay the additional cost. Type Premium Customer's Signature Bo f~r?~~~ ~tZ I want Cred~t Life Insurance Credit Life $515.66 n S~anatur~ O.t.t~X - Bor SpMtur 1 want Credit L~fe Inwrance Credit Life S' nature o I want Cred~t L~fe and Ged~t D~sa- ~ Metz Credit Life and bdity Insurance Credit Disability `'~413 946 Sg~,~~.~ ~nrm9~719$1) ~~]1l~~ P~i~lE Yp ~~w option of sstiign~ng e~ry oil~sr Voliey youown o• c~- ,r ti~s L.a~. ~ ~4x~' ~ . e