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HomeMy WebLinkAbout0973 . - s , . . _ ' . . ~ • • - _ ~ . ; , _ , . ~ _ - ~ . . _ ~ . c..... . . . , . . . . . - ~ ~ . . . _ . . . . . . . . . - . ~ < - . _ ' . . . . - , a_ , , „ : ' > q _ ~ . _ , . . i ` . : ' . _ . . ~ _ , . . . - . ~ _ - ' . f _ : . ; ~ . ~ _ , : ~ . . . . , . , , ~ . _ . . - + . . ~ .t ~ . ~ ~ " ~ - . . - ~ - ~ ~ : . . . ' _ ~t . ~ _ . . , : ~ . . . _ 4 . . ~ . . . . ~ . . . _ . . . ' . . . . . ~ . - . : . - . _ . , . ~ _ - . . ~ ' _ . ' _ . . . . . . ~ . . . . . - i~ - _ - ~ 4 . ~ . ~ . - . - < ~ - . - . , - _ ; ; . - ~ . - . . . _ , . , . . _ . _ . : ~ . _ , ~ • t , . . _ . _ _ , _ ~ , . . . , _ ; . - ~ _ ~ - t ~ . _ . _ _ ' _ , . . . . _ . . ~ . ~ . - . , , ~ . _ . , _ , . ; . s. 3 ~ . _ - . _ - . - . . _ , . • - : _ - - ~ - - ~ _ ~ , ~f 1~~: ~i\ .iJ . •:i.,~..~:~~'. `a i:.~t~ ' . L~i~t .1 T..'\ . ?...'l: ' . . '[l }~~~~-a:,~J!^fJ1t1e:~:t:~~F}. 1114 ~t n~t~ l:1~~,`:l~ i.ii i.t` . '~`~i~.:`.~ ...1. . . ~ . . , . . ~ ' • ' ~t~ ~~:l~ll:i:t~ltl!1 O~ ~1:111d~`$ ' . I~rCa~ ~ ra: ti Ch.:ny~ naic,~lhc \.~t~ ! 1~~l,l~ r~~ il) ~akt:la±4~ ::t~- s~r~: ii;t. rrtt tat~ h~= :~,i.fii~g ..zQ.O ---1'r~~ c tii.~~,r r.~inls (.2-.A~......``i) t.~ th~ Cuir.r.! In.fcx.7'lic•u~n ~~ill t•r n~~' nc~~' int_rr•r:at~ ~:at:t tt~~ nt~t Ctj:3~~;~• !).~te. Th~ \~~tr llc~f.l~r ~~ill ~hrn drtcntiit?r tl~r ::mc~unl of !itc ir.~ ~oi1~1? j~a~tttcni Ihat.+~c~uid hr >u(3i.irtif tc~ rrJ~a~ iht - unp:iid princir:sl~h.,':sn:~ of my lr:~n !:+sn r~~.tcd~~o ua~ u~i tl~c Ct~a~~bc D~tr i~ tuU ~in tl,e i:~:+;prity d:+te ai iny ~irW inirt~~ct ratc in ~uhs:.~mialh ryu:~l ~+a}mcnls. Thc rr•ult rtlhis ea1:u'~tfoti i~ callcd.the "T=u!) P:~~s:iri» .'lr:fc~iint". and it " ~~~ill tk Qie n~.~~ :un~um otiny m.~uthl~ paymc nt unlrss 1 ch~r~s~ thr ~m~~unt pcrtnittr.l b~ ~r:fiun ~(I~) h~•IoH. (n) It is a;;r~•.~d Ch.~t rny' n::ixir;,~~. intcrest r.3te sh,~ll never excc•~d 17.000 X, ~rliich is Sx over the Ttiidex a~id ~L:rgtn :~s doter~ninud on the day of closin~;. of~ this lu~n.. . _ - ~ r - (G) Rcquircd }ull l'a~mcnt :lmuunt , Arginning Hith th~ first monthly paymrr.t aRrr 1 r la.t ChsnSe Date. 1 Hill p~~ ihe T=~,11 I'a~~n~rnt Amvunt as m~ m~?nthl!• ~sa} n~rnt: : . }ttccliFe Date ot Changes . I~'!~ neK inicrest rate a•ill brcome effi~tive on each ~hang~ Date. ! will ~y the amruut of n» ne~. montltl~• payment bcgin+~ing on the first munthly p:+~mrnt dalr ~ftrr the ChanFe Date u~1i) 1hr amount ef m~• mc~nthl~• p::~~mrnt chanbrs ~gain. . . ~ _ ~ tI) \oticc ot Changes ~ The \ote Hold~r will mail or deli.rr to me ~ n~tice ofany chan~~~s in the amount af m? montfih ra~•njrnt txtort thc eBccti~e d~se of an~ changt. Tkr no~ire w•ilt inclu~c intormat.ion required by f3v?~to~br gi~~rn mc and atw thc ti~)c and tclcphone numt~r ofa p~tsc?n w~ho w~i!! an~a•e~ an~- question I ma?• ha~e regarding thc no~ice. S. IiORR01~'I:R'S RiGNT 7'O PR} N~~' ~ . l ha~e the ri~ht to m3i;e p3}~ments of prinrir~l at sny time before they are due_ ~ r3yinent ot~+rinriral ~ml~• is kn~wn • as a"prcp3y~ment." i~4'hen t m:~ke a prrp:i,~ment, t w•iU t~11 ~he \ote Holder in a•riling Ihat ! arn dc~ing so. I ma~ make a tull prtp~ymcnt ar a p:~rtial prcpa~•n~cnt v?hthouE p~}~ing an? pcnal~~. The I~otc Hnldrr ~-il{ uu all of ~ n~y prc~*a~mtnts ~o rrduct ~hr amount of ~rinci~al that 1 aW r unde~ this hote. If 1 ma{:e a p:~rti~l prr~,.:~-mr~i~, thcre w ill l*e ~ no dcla~s in the due data of my montht~ ~a~•m~nts unless ihe ~otc ~~~~)drr agrets in ari~ing to thc~ct d~):~kc. ~ty p~rtial pre~~•mrnt x~itl rrdu~e ~hcamount otrn~• monthh p:~}mcnts aher the first Changt Date fotlowing m~ parti~l prrpa}nunt. How~ever. an~ rrduetian due to my ~+ahia! ~+rcra} mcnt rn~} be ofl'set b~ an in~crrst rate increase. 6. I.oa~ G~rARGES . - . I~a ta.?~ v?hich ~pplies to this lo~n s~nd K hich xts n:axinium lo~n chxrges, is finatly in~cr~x~tcd so t1~a~ ~l~e intzrest ot olhr~ loan chargrs coUrcttd at to t~t SoD~cird itt tonnrction vrith t11is lo:~n excted the p~:rmittrd limits. thrn: (ij any such lo~n rharge shall be trduccd by the anzount nrrrssary ta tzcluce the ~hargc 1o the ~+rrmittcd Iimi1; and (ii) an~ s4ms atrr~dy collrctcd from mt w~hich rxe~~rdrd Ekrmitttd limits v?iU be tcfundtd to me. Th; \'otr 11~.~idrr may chc+c~se to inakt this rCfanJ by r~-clurinp the pr~ncir~l 1 a~t under thi~ 2~ote ot by mal,ing a ditrct paymrnt to me. If a rrfwid ~edu:cs piincipal. tl~c reduction K i!t F+e trrstcK! ac a parZial ptc~a~~ment. ` . ~ ~ ~s~~ ~ 1~.~Y_Y.~~_. _ _ _ ~.._z _ _ _ . - .,o_ _ - . _