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AGREEMENT FOR DEED~ AND
ESTOPPEL AND SOLVENCY AFFIDAVIT
STATE OF FLORIDA ~
COUNTY OF ST. LUCIE
PATRICIA M. DEVERCEGLY being first duly swor~, did depose and ~
say:
~ That she is one of the identical parties who made, executed ~
and delivered that certain deed to HARBOR FEDERAL SAVINGS AND
LOAN ASSOCIATION, a corporation organized and exi ting under the
laws of the United States of America, dated 3 ' .
1984, conveying the following described property~ t wit:
SE:E ATTACHED EXHIBIT °A"
That the aforesaid deed was an absolute conveyance of the
title to said premises to the grantee named therein in effect as ;
well as in form, and was and is not intended as a mortgage, trust `
conveyance, or security of any kind, and that possession of said
premises has been surrendered to Harbor Federal Savings and Loan
Association or will be surrendered as of ~ the 3 day of 1_T'-~
1984; that the consideration for the aforesai -deed is the full
cancellation of all notes, debts, obligations~ costs and charges
secured by a certain mortgage (in defauYt) heretofore exist.ing on
the property therein and hereinbefore described and executed by
JAMES E. DEVERCELLY and PATRICIA M. DEVERCELLY~ as mortgagor, to
First Federal Savings and Loan Association of Fort Pier.ce (now
Harbor Federal Savings and Loan Association) as mortgagee, dated
May 19, 1981, recorded in O. R. Book 355, Page 1794 of the
public records of St. Lucie County, Florida, and the release,
satisfaction or ca~cellation of record by Harbor Federal Savings
and Loan, Association (formerly First Federal Savings and Loan
Association of Fort Pierce) of said mortgage.
That the aforesaid deed and conveyance was made by the.
deponent herein.as the result of her request that Harbor
Federal Savings and Loan Association accept such deed in
extinguishment of her debt and was her free and voluntary
; act; that at the time of making said deed, deponent believed and
; still believes that the mortgage indebtedness above mentioned
~ represented the fair value of the property so deeded; that said
i deed was not given as a preference against any other creditors of
~ deponent; that at the time it was given there was no other
~ person, firm or corporation, other than Harbor F'ederal Savings
~ and Loan Association, either ciirectly or indirectly interested in
~ said pre mises; that deponent has no other creditors whose
~ rights would be prejudiced by such conveyance, and that deponent
e is not obligated upon any debt whereby any lien has been created
~ or exists against the premises described in said deed, except
Gulfstream Villas Owners' Association, Inc.; and that deponent
in offering to execute the aforesaid aeea to the grantee therein, '
and in executing the same, Was not acting under any duress,
undue influence, misapprehension or misrepresentation by Harbor•
~ Federal Savings and Loan Association, or the agent or attorney or
any other representative of Harbor Federal Savings and Loan
~ Association, and that it was the intention of deponent as
grantor on said deed to convey and by said deed deponent did
~ , convey to the grantee therein all her right, title and interest
~ absolutely in and to the premises described in said deed.
~ That the aforesaid deed and conveyance made by deponent is
~ executed~ and delivered with the express understanding that its
~ receipt by the grantee does not constitute legal delivery and
~ shall be of no binding force and effect whatsoever until such
` time as the said deed and release~ satisfaction or cancellation
~ of the lien of such mortgage are filed for record in the
~ recorder's office of the county in Which the property is
~ situated, at which time the full legal and equitable title shall
~ vest in the grantee~ but it is the intention of thedeponent,
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FEE. KOBLEGARD. TEEL & KENNEY. P. Aa~K PAGE
ATTORN[Yf AT LAW
PO~T OFFIC[ OOX f000
FORT p[RCt~ FLORIDA'~454 r
~ Tt«M/0l1~ 1305) ~dUS020
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