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Notke of Changes . ;
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The Note Holdcr will mail or deliver to me a notice before each Change Date. This notice will advise me of: j
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(i) the new interest rate on my loan as of the Change Date; `
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(ii) the amount of my monthly payment following the Change Date; _ y
(iii) a~ry additional matters which the Note Holder is required to disclose; and ~
(iv) the title and telephone number of a perso~ who will a~swer any questions l may have regarding the notice. .
B. LOAN ~CHARGFS ~
It could be that the loan secured by the Security Inswment is subject to a law which sets maximum ioan charges and i
that law is interpreted so that the interest or other loan charges collected or to be collected in conn~etion with the loan wuuld ~
excee~ permitted limits. If this is the case. then: (A) any such charge sha~l be neduced by the amount necessary to reduce j
the charge to the permitted limit; and (B) any sums alre.ady collected from Borm+ver which ea~ceeded permitted limits will ~
be refunded to Borr~wer. Lender may choose to make this r~efund by reducing the principal awed under the Note or by making . ~
a dir~ect payment to Borr+aw~er.
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C PRIOR LIENS #
if I.~ender detertnines that all or arry part of the sums by this Security Instrument ac+e subject to a lien which has priority t
o~ver this Securiry Instrument. Lender may send Borrawer a notice identifying that lien. Borrovwer shall promptly act wiih i
regard to that lien as pravided in paragraph 4 of the Security Instrument or shall promptly secur~e an agreement in a form ;
satisfactory to Lender subordinating that lien to this Security Instrument. "
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A TRANSFER OF TNE PROPERTY ~
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If there is a transfer of the Property subject to paragraph 17 of the Security Instrument, Lender may require q) an in- ;
crease in the current Note interest rate, or (2) an increase in (or remaval o~ the limit on the amount of airy one interest rate ~
change (if there is a limit), or (3) a change in the Hase Index figure, or ail of these: as a condition of [.er~der
s waiving the ~
option to accelerate as prdvided in paragraph 17. ~
E. GOVERWING LAW
The Note and Security Instrument are to be construed and enforced in accordance with the laws of the State of Florida
and the law and regulations of the United States of America. In the event of conflicf between Florida law and the laws and
regulatans of the United States of America, then in such event the taw and regulations of the Unitod S~tes of America shalt gavern.
By signing this, Borrower agrces to ail of the above.
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Helio P. Bagaco ~ Borrow~er
'84 ~i n P2:47 ..Lt~llJt..~.?-~l~ . ...4'-~.'................... '
. (SEAL)
Maria Bagaco / Borrow~er
F~eo ar+c.- ~ .
ROGER POt i r~ s. CI.ERK
ST. LUCIE CGUH FL.
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