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Home My WebLink About0968 AODITIONAL A(iiiE~MENTS AND PROVISIONS Ownersh~p and Us~ of Collat~ral. (11 Secursd) You you? pr~nc~psl dwetl~ng unless spec~I~celly so a9reed by ~epresenc that you own and have possssswn ot the you at ths tfms such obl~gation ~s incur~ed The Bank's collateral No one else hss sny cla~m ~ga~nst it l~ou secur~ty ints~est in the collateral w~ll be tsrm~nated prom~se not to g~ve up possess~or? ol the collateral for when you have paid everyth~ng you owe und~r this more than twenty-four (24) hOUrs or do anything that Note. u~less at that time you are ~n default m peyment ~ w~ll create a cla~m against it You prom~se to tske all ot other indebtedneu to the Bank. reasonable steps to D~otect the collste~sl f~om other cred~tors. to keep ~t m good repa?r and not to use ~t for Ent~r• 8aisnc~ Du~. it you don t pay an ~nstaiiment any ~Ilegal pu~pose on tims w if you break ons of your promises under this agreement. the Bank csn rsquirs you to pey ~t once- Delay in Enforesm~nt. The Bank can delay en(orcing the antire balance ot your loan Iplus any finance any of its nghts under th~s agreement wnhout losmg charge due) and wrthout notifymg you i~ actvance. The them For example, the Bank can extend the time for Benk can atso do this if you miss s payment on mak~ng some payments w~thout extend~ng others another debt that you owe the Bank. it you made _ m~steading statemenis on your applicetion. ii you become involved in bankruptcy o+ insolvency Insurancs. You agree to keep the property secunng p~p~~~,ngs. or if you die. this loan insured against loss or dam8ge Property ' ~~surance ~s not ava~lable from or through the Bank - You may purchase the ~nsurance from anyone that you Finencs Cha~p~. You understend thet intsrest witl be choose. but you agree that the policy proceecis and assessed on a daily basis un outstanding principal et prem~um rebates w~ll be pa~d to the Bank li you don't the annual interest rate shown on the reverss side. It keep the property ~nsured or pav premwms on time. You deviate from the agreed peyment schedule. the _ the 8ank can pay the prem~ums (or you or cancel the interest will be reduced for instelments paid prior to Ro1~cy and get ~nsura~ce elsewhere If the Bank does the due date and increased for payment of in=taiments purchase such ~ns~:ra~ce elsewnere. ~t can setect after the due date You egree tQ pey eny additional ~nsurance wh~ch prctects only the Bank's interest ~n eccrued interest w~th the finel paymsnt. You can the co!latera~ or wr,~ch protects both the Bank's prepay the entire balance oi your loan at anytime. end ~nterest and your ~nterest. ~n e~ther case you agree to mterest w•iil be charged only for the pariod your loan is pay for any premrums advanced by the Bank w~th outstandmg 8ut you understand the benk wori t ~nte~est 3t eighteen 118°~oi percent per annum You refund any part of the processmg fee. appo~nt the Bank as attomey ~mfact to negoUate and handle ali matters w~th the carr~er of any ~r.surance on Repossession. 7he Ba~k can enter your prem~ses and your prop~riy. ~ncluding but not I~mrted to the repossess the collaterai ~f the entue baiance of the endorsement o( checks and dra(ts loan becomes due for any reason or ~f you break any ocher prom,se you have made under th~s agreement Crsdit Life InsunnC~. You egree thet it you request No ~dvdt~Ce r.ot~ce wil~ be requ~red Or. upon request credit tite insurance by aigning on the reverse side of ot tne Bank you w~c~ deliver the collateral to the Bank this agreement. you acknowfedgs your understanding at a t~me and place des~gnated by :t. that you have the option of assigning any. other ~ insuranca policy or pofcies thst you own or may Once the Bank has possess,on ot [ne col;ateral ~t can ` rocu~e for the ur P p pose Of COVering your lOen and thet se!~ ~t and -appiy the amuunt rt rer.eives to the unpa~a ~ credit li(e insuranCe need not be purChased from the balance oi our lov~ The Bank will not~f i Y y you at feas* E 8enk in order to obtain the loan. seven i71 days beEore the sate fi the sale pnce doesn"t ' cover the total amount you otive. you agree to pay the ` Bafloon Payment_ tf a balloon payment ex~sts at unpa~d bafance +nclud:~g costs of repossess~on. ~ matunty and is not paid when due. the Bank need not storage and sale and reasonable attorney's fees ~ refinance the balloon payment Ydu may reapply (or cred~t to the Bank the Bank will consider the cred~t You agree to rec~a~m ~nyth~ng ~n or on the ~ applicaUOn and loan in light o( the Bank's then repossessed collateral tnat ~sn't covered under th~s ~ ef(ecUve lendmg standards and the Bank's then agreement w~thin thirty (30) days afte? repossess~on ~ nffo.o.~ . . nthPr~v~cP vnu A:IfPP that iho Ran4 ~a~ ahanrinn - - • - - -a ~ .~.2 0.,.. ...v.~ .~NC~ - ~ _ _ these rtems or donate them to chanty ~ Collection Costs. You agree to pay an•i collection - - g costs. ~nclud~ng reasonable attomey's fees. ~f the Banic Total Agreement. Th~s agreement and related , ~ takes collection acUOn documents can only be modified in writing If any part ~ of any of them ~s unenforceabie, the remaining perts # Collatsral Sscurss Othar Dsbts. You agree that the w~~~ contmue val~d collateral for this note described on the reverse side also secures all of your other indebtedness and other Waiver of Pre-Existing Mortgage. Notwithstanding obligations to the 8ank, whether now existing or the nrov~s~ons of an` pre-e~~st:ng mortgage. this note x. ~ncurred in the future, except any such future shaR not be secured by any ;nortg3ge on your pri~cip2t obl~yations will not be secured by any mortgage on dwell~ng not descnbed ~n the reverse s~de t _ ~ NOTICE x:. M' % ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS ANU DEFENSES WHICH THE ~ ~ DEBTOR COULD ASSERT AGAtNST THE SELLER OF GOODS OR SERVICES OBTAINED WITH Ti~E PROCEEDS HEREOF. ~ RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. ~ ~ O H checked here, the above notice of cia~ms and defenses apphes to this note P t:05 ~ ~~~~440 QN~E ~7 s~s4~ fILE=' ~ _ S Il 4925 !Rev 9'b31 R1060-12~193 ROGE( ` ` ~ ~T. i_'..,;~, . ~ a s a1 ~ " ~ ~d - - - - -