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Home My WebLink About0930 a ~ • • • O • ~ • • • • • • • • ~ • ~ R LD O C LD SIMPIE INIF.E~EST Loan Officer No. S~S3~ CONSUMER PROtVIIS.SORY NOTE ~GWr~•-f N~k • PInM • BwrowM Loan Officer V_ Matt-t~wc Loan No. Date _?~x~ ~~t 1(1 ~ ~g_g~_ 'n this note, the words YOU, YOUR and YOURS mean each and all of those who sign it. The words WE, US, QUR and OURS mean LORIDA :1ATIONAL BANK Sti~rt (C+tvl °romise to Repay: You promise to pay to us, or our successor a~d assigns, the amount of $ ~n, $.?4 $Q at our ~ftice or at any other place we may designate in writi~g. You agree to the terms of repayment described below. TRUTH IN LENDING DISCLOSURES. TERMS OF REPAYMENT ANNUAL FINANCE Amount Total of Security: You are giving a security interest in: PERCENTAGE CHARGE Financed Payments D The goods or property being purchased, RaTE The dollar amount The amount of The amount you i he tost of y0ur the c~edit will cost, credit provided Will have paid after credit as s yearly to you or on you have made all ~__Zild NY~r't~(~e rate. your behalf. peyments as Collateral securing other loans with us may also secure this loan. schedu~ed. 15.039~ $ 15, 043.95 ~ 15, 830.85 ~ Fiting Fees: The taxes/fees for researching, perfecting, releasing or satisfying the security interest are $ ~ Oemand: You may purchase the required property damage insurance from ~ This obligation is payable on demand an~ all disclosures are anyune you choose who is acceptable to us. made on an assume~+ maturity of one year. This obliqation is payable on demand but until demand is p Va~iable Rate: If checked, the annual percentage rate may made Vou must reDav it on the terms disclosed in this increate if the inriPY ~nr.Pa;Pc ~ document. Index: ; Payment Schedule: Your payments are due: ? The prime rate. of Florida Nationat Bank (which changes at ~ ~ Monthly O ~uarterly ? Semi-Annually G Annually our discretion) Plus % ? In a single payment O Other O(Other) Frequency: The annual percentage rate wilt increase ~ Number Amount Beyinning Due Date ?~yhenever the index increases ~ ? IOther) E Limitations: kt- D There is no limit to rate increases ~ The annual percenWge rate will not increase above `16 ~ O No single increase will be more than % ~ ' _ Effect: Any rate increase will rewlt in: L - _ u Higher periodic payments ? Higher final payment ~ ~ ? More payments I . Exa le• If the annual mp . percentage rate increases by 1% on the ; first day (or first opportu~ity consistent with the loan termsl: f E Late Charge: 0 the periodic payment will increase to ~ E i~ If you don't pay any required payment within 10 days of the ? the tinal payment will increase to $ E due date you will be charged 5`Yo of the late payment ? you will have additional payments. Otlier d f ~ Prspayment: If you pay off early, you Assumption: (Loans to purchase a principal residence) ~ may C~ will not have to p3y a penalty. (Simple Interest) Someone buying your principal residence: ~ may ~ will not be entitled to a refund of part of the Finance O may, subject to cor~ditions $1 may not ~ Charge. (Precomputed Interest) aswme the remainder of the mortgage on the original terms. ~ ~ ~ See the contract documents for additional information about securily interest, default, nonpayment, any required repaymenI in full ~ t~efore the scheduled date, and prepayment refunds and penalties. e means estimate E. '.C~UISITION FEE: The Finance Cr~arge includES a non refundable Acyuisition Fee of $ SLl II~ _ ~ ~ ~:ftEDIT INSURANCE: You are ~ot rzqu~red to purchase ar.y Cred~t ~~;~r• ITEMIZATION OF AMOUNT FINANCED OF S 15~R30_85 .e through us to obta~n this 'oan You have the nght to ass~9n any other Amountgrven toyou directly S 4~~i5~_n~ ,;.cy or pol;c~es yeu may own o~ may procure for ,he purpose of cover~ng ~ ; foan. BY IhITIALING BELGYJ. YOU REQUEST U$ TO PRCVIDE YOU ! nmouni pa~d on your loanisl with us S F ~ TH INSURANCE AND YOU AGREE TO PAV TNE ADDITIONAL COST i Prepa~d F~nance Charge 5 ~ Type Premium Initidl - i Amounts paid to othsrs on your bQhalf: '~.~~~e . To publ~c olf~c~ais 1or To Insurance Compan~es fOr. ~ ~redit Life 1~807.00 j aocumentaryStampsS 7~_RS ~reditlnwrance5 ~,~n~_on ~~t 1 Inta,~g~ble Ta~ s 2R_nn ~P_P~;~~P~opP~t~ ~~5 5 "~er~~t Life Reco.~~ng:Sat~S. Fees$ 7~ (L(P Pair]~Ie Inwrar:ce5lFin_nQ(P_Pdi(~~ ~Q~e Other Taaes~Fees 5_ 1 rj~nn ~P Pal ~[3)Othe~ Ins S . •editD~sability To oihers. If checked, the term and or amount of ~nsurance a~2 different Credrt Reporrng Ag~nc~es 5 thcn those of ihe loan and are as follo~.YS: Appra~sers ~j,~~~ 5 1 ~~_pp (p_n~-~~~~ = Credit Life: Term _ _mos. phvl 1 i~ M sri lsnn & R~n L. S 9,35~_~~ Amount S ~ Giersdorf s Credit Disability: Term mos. ~ g Amount S - S EHMS ON THE REVERSE SIDE OF TNtS DOCUh1ENT ARE A PART OF 7HIS NOTE YOU SHOU~D ALSG REFER TO ANY SEPARATE MORTGAGE OTNER SECURITY INSTRU`.1ENT FOR ADDITIONAL TERh'!S OF VOUR AGREE~.IENT IrVITH US YOU ACKNOW! ED E RECEIPT Of A COMPLETED ;PY OF THIS NOTE. , _ -?r~nv i._ (;iPrrrir~rf A/K/A ~n i•- - i _ -vcr~r~I ~ ~ci~ EAL) . ,e . • - - , _ . l :R Z41 ~«~~~~2~ . / ! ~ ' ~