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NoN•UN~FORM CoYEN~NTS. Borrower and l.ender further covenant and agrce as foltows:
19. Aoaleratios; Rerrc~dia. I.e~der iiall ~ire wtlce to Boirower ~rior to acceleratlon tollowiag Borrower's
breac6 of aey oo~eaant or a~rees~eat I~ this Se~w~ity lad~~ent (be~t not gri~ to acceleradoa under para~'apAs 13 and 17
uelas apptkaLk law ~ro+ida ot6erwise~. 'Ibe ~oU~ ~rail spalfy: (a) tbe detaul~ (b) the actioa reQnired to cure the
detaal~ (c) s d~te, aot le~ t~u 30 days troa t~e date t6e notlce is ~i~en to Borrower, by which t~e ~efsult ewsi be cured;
a~d (d) tbst hilrr~e to cnre tbe detarlt oa er before tbe dste ~ed8ed in tl~e aotke raay resnlt ie saekcadoa ot the sums
~ecrred by thb Securiq~ I~t, ioreclowre bY ludklal proceedia~ ~ad sak of t~e Properiy. T6e notice s6a11 turther
ietons Borrower ot t6e A~t to rdnstate after sccelaatb~ aad tbe ri~t to s~sert in t6e foreciosure procteding the eon-
ezisteace ot ~ defanlt or a~y otier defc~se ot ~ormwu to aocsla~attoa ~ed foKClosw~e. If tl~e detauit is ewt cured oa or
sefore the date specifled ia t5e eotice, Leader at ib optiat sa~~ rey~Jrs ismedLte paye~nt in full of d! suma secured by
thLs Secnrity I~str~eat wft6o~t fYutl~et de~oand aad a~y far~clos~ t~it Security Iostrumeat by judicW proceeding.
I.eade~ shaii be aititki to ealkct ap eipa~sa ieevrrsd ie~ par~ytng the re~dla prn~ided ie tbia par~grap~ 19, includiag,
6ut eot limited to, reasoa~ble attorneys' fas aad cosb ot tltk e~idence.
20. Lender ia P~sioa. Upon acceleration under paragraph 19 or abandon~nent of the Property, Lender (by
judicially ~ppointod roceiver) shali be xntitled to enter upon. take posse.ssion of and manage the Property ~nd to collect the
rents of the Property includin~ thase past due. Any n~ts collecta! by Lenda or the recoiver shall be applied fi:
st to
payment of the costs of management of the Property and copection of rents, including. but not limited to. receiver's fees,
premiums on rxaver's bonds and reasonable attomeys' fas, and then to the sums secured by this Security Instrument.
21. Rtlea~. Upon payment of all sums socured by this Security lnstrument. I.ender shall release this Security
Instrument without charge to Borrower. Borrower shalt pay any recordation costs.
22. Attorneys' Fea. As ustd in this Security Instrument and the Note, "attorneys' fees" shall include any attomeys'
fces awarded by an appellate court.
23. Wder~s to thjs Secae3ty Instrumeo~ If one or more riders are eaecutod by Borrower and recorded together with
this Security Instrument, the covenants ~nd agreements of each sueh rider shall be incorporated in~o and shall amend and
supplement the covenants and agrcements af this Sacurity Instrument ss if the rider(sj were a part of this Security
lnswment. [Check applicabk box(es)J ~ -
~ Adjustable Rate Rider ~ Condominium Rider ? 2~ Family Rider '
? Graduated Payment Rider ? Planned Unit Bevelopment Rider
~J Other(s) [specity] Due On Sale Rider 6AJ ARM Rider
Bv SIGNING BELOW~ Bonower accepts and agrces to the terms and covenants contained in this Security
Instrument and in any rider(s) extcuted by Bonower and recorded with it.
Signed, seal d deliv 'n t resence of ~
: . . . . . . . {Seal)
-9arower
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..(Se31)
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Teri L. Murphy -8or*°~~
[Spsce Bebw Tha line For AcknoriedpnaK]
STATE OF FLORIDA, ST. LUCIE COUNTY SS:
I IiEREBY CERTIFY that on this day, before me, an officer du2y suthorized in the State
aforesaid and in the County aforesaid to take acknowledgements, peraonally appeared
DENNIS W. I~iURPHY and TERI L. MIIRPHY, his wife, to me lanown to be the persons described
i in gnd who executed the foregoing instrument and acknowledged before me that they
executed the same for the purpose therein expressed.
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~ WITNESS my hand and official seal in the county and state aforesaid this 15th day
of March, 1985.
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