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B. CNARGf:.ti; l.It:1S t
Unitorm C'o~~nacit a~~f thc Sc~iurit~ In,trum~nt i, am~n~ieci tu rrad ~t~ t~ull~»~.:
4. C'harKes: Liens. t3~~rra~~~er tihall ~a~ all ta~e,, a~.e~.ment~. and othrr rharge,, t~inr. an~1 im~?tiiiion, attrihutable ~o thr
Propert}• ~~hirh ma~~ attain a{~riurit~~ u~~r thi, Sc~eirit~ Imtrumcnt, and lea.ehuld ~a~~mcnt, ur gruunci rents, il any, in the
manner pro~ided uncler ~aragraph 2 hcreut ~~r. il nut paid in ~urh mann~r, b~~ Burru~~~r making pa~~mrnt, ~+hen du~,
~lirecth~ to the pa~~~~c th~re~,i. tiorro~~er .hall {~rumptly furni,h to Leneler all noti~eti ut~ amuunt~ due under thi~ paragraph,
and in the e~•em Borro"er ~hall make pa~•ment dir~~th•. Borru~~er shall pn~m~th~ furni~h to Lender receipts e~idenring surh
pa~•meatti. Borro~~cr shall pn~m~tl~ di.rhar~e am~ lien ti~hich has priori~~~ o~rr thi. Sc.tiiuit~ Instrum~nt: how~e~er. Borro~~er
~hall not be required to ~1i,rharge am~ ~u~h lien ,u tong ~;~~rro~cer. 1:~) ~t~all agr~~ in ~~riting tu the pa~ment af the
obligation secured b~~ surh licn in a manner at~eptable to Lrndcr, (b) ~hall in guixl (aith contest surh lien by, or defend
against ent'orcemem of su~h lien in, I~gal ~nnc~ding~ hirh in thc u~inion of I rn~er ~~~x rate to nre~ ent ti~e enfor~ement ot~
the lien or forfeiture ~~i ~he Pro~ert~~ or an~ ~art th~rrof; or ~r),hall `c~ure irom the huider c~t ,uri~ iien an agreement in a
form sa[isi'artor~• to Lcndcr ~ubordinating ~u~h lien tu this Sc~urit~~ Intitrumrnt.
If Lender determinc~ that all or am~ ~art uf the Yronert~~ is ~ubje~t to a lien ~~hi~h ma~ attain a prii~rit~~ o~~er thi~ Sc~~irity
lnstrument, Lender shall gi~r Borru~~cr a nnti~~ i~irntit~~inR wrh lien. Burro~~er tihall .ati~f~ su~h lien or take one or more
of the actionc set forth abo~~ ~~ithin ten day~ ot the tii~ing ot the nati~r.
C. NOTICE
Uniform Co~enant 14 of the Se~urit~~ In~trumen[ i, amrn~leci t~? read a~ io11~~~~: -
14. VoUee. Except for an~• noti~e reyuired under arpli~ahl~ la~~ to b~ gi~en in another manner, (a) am~ notice to Borro~~~er
provided for in this Securit~~ Instrument shall be gi~rn b~ eleli~ering it ur b~~ mailing it by t?rst rlass mail to BorroH~er at the
Property Address or at such other addre.~~ as Borro~~er ma~ dc~ignate by notice to Lendcr as provided herein, and (b) any
notice to Lender shall be gi~~en by tirst rlass mail t~~ Lender'ti addres~ titated herei~ or to such other address as Lender may
designate by~ notire ro Borro~rer as pro~ided her~in. Am~ no:ire ~ra~ ided f,x in this Se~urit~~ (nstrument shall be deemed to
have been given to BorroH~er or Lender ~chen gicrn in the manner designated herein.
D. UNIFURM SECURITY t`STRU11F:ti7; GO~'F:R\1\(: L.4N~: St:~'ERABI(.ITti'
Uniform Covenant IS of the Securit~~ Instrument i~ amended tc~ read ati follo~~s:
F 15. Uniform Securit~~ lastrument; Go~~ernink LaN; ~e~erabilit~. This fonn of Securit~~ Instrument combines uniforni
covenants for national use and non-imiform ru~enants ~~ith limited ~ariations b~~ jurisdiction to constitute a uniform
sec:urit}• instrument covering real propert~~. Thi~ Sc~urit~~ Instrument ~hall be eoverned by Federal law and the law of the
jurisdiction in w~hich the Pro~?erty~ is Icxated. ln the e~er.t tha~ a~~. ~.~:,.~.~~r~ ~:~u.,~ .::~s ~c;::i:~
Note conflicts with applicable la~~, such rontli~t shall nc~t aft~e~t other pro~ isions of this Sec~urity Instrument or the Note
w~hich can be given effect without the contlicting pro~i~ion, and to thi~ end the pro~~isions of this Sec~~rity instrument and
the Note are declared ro be se~~erable.
~ E. TRANSFER OF THE PROPI~:RTI' OR a BE:\H:FI('IA1. 1\Tf~:RE:.tiT Iti BOR:~~`.'!f:~:!?
; Uniform Co~•enant 17 of the Serurit~~ Instrument i, amended t~~ read a~ tolio~~s:
! 17. Transt'er of the Propert~~ or a Beneficial In~erest in Borrower. if all or am~ part of ihe Propert~• of an interest therein is
~ sold or transferred (or if a benetirial interest in BorroHer is sold or transferred and Borrow~er is not a natural person)
~ without Lender's prior ~~ritten coment, Lend~r ?na~, at Lender's option, declare all the sums secured by this Security~
r Instrument to be immediatel~~ due and ~a}~able. Ho~~e~er, this option shall not be e~ercised b~~ Lender if exercise is not
~ authorized by Federa! ta~~~.
~ If Lender exercise~ such option to accelrratr, I.ender shall mail Borro~+er notice of acczleration in accordance with ~
~ paragraph 14 hereof. Such notice shall pro~ ide a Fxriod of not less than 30 da}~s from the date the notice is mailed within ;
t which Borrow~er ma}• pa}• the sums declared due. If Borro~.er fails to pa~~ such sums prior to the expiration of such period,
~ Lender may, ~ti~ithout further notice or demand on f3orroHer, in~~oke any remedies permitted by paragraph 18 he:eof.
~ Notwithstanding a sale or trans(er, BorroHer ~+ill con!inue to be obligated under the Note and this Security Instrument
~ unless L~nder has released Borro~~er in ~sriting.
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; F. I.OAti CHARGES
~ I( ihe loan secured h~~ the Serurit}~ Instrument is subject to a law~ yhich sets maximum loan Lharges, and that la~~~ is finaliy I
~ interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed permitted
~ limits, then: (1) am~ such loan charge shail be reduced by the amount necessary to reduce the charge to the permitted lirnit;
~ and (2) am• sums alread~~ collec ted from Borro~~~er which exceed permitted limits ~vill be refunded to Borrower. Lender may
~ choose to make this refund b~~ reducing the principal owed under the Note or by making a direct pa~~ment to Borrower. !f a
~ refund reduces prinripal, the reduction ~~•ill be treated as a~sartial prepayment under the Note.
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= 600K P6GE
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