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Home My WebLink About0941 ~ ~ . . ~ . faith contest such licn. by~ er defend against ent~orcrmenl of such lien in, legai groceedings which in the opinion of Lender operate to prevent thc enforcement of the lien or forfeiture ot the Property or any pa~t thereof; or (c) shall secure f~om the holder of su~h lien an agrcement in a form satisfactory to Lender subordinati~g such lien to ttiii S~curity lnstrument. ~ ' If Lender dctermines that a!1 or any part of the P~operty is subject t~ a lien v?•hich may attain a pr~ority over this Security lns~rument. Lcnder shall give Borrow~er a notice identifying such iien. Borrowe~ shall satisfy such lien or take one or more of the actions set forth above within ten days of the giving of the notice. C. NOTICE Unifurm Covenant 14 of the Security lnstrument is amended to read as foilows: 14. Notice. Except for any notice required under appticabte law to be bivec in another manner. ;a) any notice to Bor- rower provided for in this Security lnstrument sha!! be givtn by delivering •it or by nailing it by f~rst ~lass mail to Sorro~•er at the Property Address or at such other address as Borrower may designate by ~otice to lende~ as provided herein, and (b) any notice io Lender shal! be givcn by first class mail to Lender's address stated herein or to suzh ~ ~ther address as Lender may designate by notice ta Barrower as provided herein. Any notice prov:dtd for in this Security i Instrument shall be deemed to have been givrn to Borrower or Lender when given in the manner desegnated herein. ` D. UNIFORM SECURITY INSTRUMENT; COVERNING LAW; SEVERABILITY Uniform Covenant IS of the Security Instrument is amended to read as foilows: . 15. Unitorm Security Instrument; Governing LAw; Sete~nility. This form of Security lnstrument combines uniform covenants for nationai use and non-uniform covenants with lin~ited variations by jurisdict'son to consti~ute a uniform security instrument covering rea! property. This Security Instrument shall be governed by Federal law and the law of the jur+sdiction in which ~he Property is located. In the event that any provision or clause of this Security Instru- ment or the Note conflicts with applicable law~, such conflict shall not af(ect ~:her provisions of thi~ Security Instry- ment or the Nott which can be given effect without the conflicting provision, and to tF~is end the provisions of this ' Securiry Instrument and the Note are declared to be severabte. E. TRANSFER Ofi THE PROPERTY OR A BEN~FIGIAL INTERFST IN BORROWI:R Uniform Cover~ant 17 of the Security Instrument is amended to read as follo~vs: 1 ;i ~ ~ 1 ~~TT~ ' ~ F. LOAN CHARG~S ~ ~ IlIIZZAI, If the loan secured by ~he Security Instrument i~ subject to a iaw which sets m~ximum loan rharges, and that law i~ finally interpreted so that the interest or other loan rharges colfected or to be rollectec! in connection with the loan exceed permitted iimits. then: (1) any surh loan charge shal! be red~Led b~• ~hr amount necessary to reduce the charge to the permitted iimit; and (21 any sums already rolMr~rcl from I3orrow•er ~~~hich exreeded pcrmitted limits ~~~ill be re(unded ~o Borro«~er. Lrnder may rhoose to makc this rrfund by rcducing the prin~ipal o~~~ed under the Note or oy making a direct payment ta Borro~+~er. If a refund reduces princi~al, ~he redurtion ~~~ill bc treated as a partia: prepayment un~ier the N~te. ~ !x a77~t_» ~~HE:KF:ut~, K~?rroNer has execuled ~hi~ Adju,labte Ka~c Rider. ~ . 1 .~..~.~l~. ISeal~ ~ -Qnrrpwer Paula . R . . (Seai) A140ri P. R P~'s -Borrower ; (Seal) , ' -BOrrovrer (Sgn Orrgina/ OntY1 , ~22-076-00-0683 ~2 d?)- GEN£i1Al fORM - ADJUSTA8IE RATE LOAN j ~ ~ ~ ± f ~ ~ , BGOK`z.~~ PaGE tv'~~ ~ ~