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HomeMy WebLinkAbout0924 3! 70 ' CO1otDOMINIUM RIDER , TH1S CONDOMINIUM RIDER is made this 18TH da of OC'TOBSR , l9 85 , and is inco Y rporated into and shall be deemod to amend and supplement the Mongage, Deed of Tcust or Security Deed (the "Securit}~ lnstrumenC') of the same dato givcn by the undersigncd (the "Barower") to secure Borrower's Note to GDV FINANCIAI~ CORPORATION (che •'Lender•') of the same date and covering the Property described in the Security Instrument and located at: 1534 SE ROYAL GREEN CIRCLE F105, PORT ST. LOCIE, FL 33452 ca~oo«tr ~aa.~s? The Property includes s urtit in, together with an undivided interest in the commc~n ~iements of, a condominium project known as: i MIDPORT PLACE II ~ ` (Wn,e d conoomr,a.n Raec+) (the "Condominium Project"). IC the owners sssociation or other entity which acts for the Condominium Project (the "Owners Associ- ' aeion") holds tide to property for the benef?t or use of it~~ members or shareholders, the Property also inciudes Borrower's interest in the Owntrs Associadon and the uses, proceeds and benefits af Borrower's interest CONDOMINIUM COYENAMS. In addition to the covenants and agreemenu made in the Security Instrument, Borrower and L.ender turther cavenant and agree as follows: A Condomiaium Obligations. Borrower shall perform all of Bomower s obligations under the Condominium Project's ' Coastituent Uocwnenu. The "Constituent Documents" ar+e the: (i) Declaration or any other document which creates the Condominium Project; (u) by-laws; (ui) code of regulations; and (iv) other equivslent documents. Borrower shall prompdy pay, when due~ a11 dues and assessments imposed pursuant to the Constituent Documents. B. Hazacd Insuranee. So long as the Owners Association maintains. with a generatly accepted insurance carrier, a"master" or "blanket" policy on the Condominium Project which is satisfactory to L.ender and which provides insurance coverage in the amounu, for the periods, and against tlx hazards L,ender requires, including fire and hazards included within the term "extended coverage; ' then: ' ~ (i) Lender waives the provision in Uniform Covenant 2 For the monthly payment to L.ender of one-twelfth of the yearly ; premium installments for hazard insurance on the Property, and ~ (ii) Borrower's obligation under Uniform Covenant 5 to maintain hazard insurance coverage on the Property is deemed sausfied w the extent that the required coverage is provided by the Owners Association policy. Borrower shall give Lender prompt notice of any lapse in required hazard insurance coverage. In the event of a distribution of haiard insurance proceeds in lieu of restoration or repai~ fo11ow7~g a loss te the Pr~erty, whether to the unit or to comroon elements, any proceeds payable to Borrower are hereby assigned and shall be paid to I.cnder for applicatioa to the sums secured by the Security Instrument, with any excess paid to Borrower. C. Pub[ic Liabiliry Insurance. Borrower shaq take such actions as may be reasonable to insure that the Owners Association maintains a pubtic liability insurance policy acceptable in form, amount, and extent of coverage to Lender. D. Condemnation. The proceeds of any award or claim for damages, direct or consequential, payable to Borrower in connection with any condemnation or other ta{cing of all or any part of the Property, whether oF the unit or of the common elements, or Cor any conveyance in Geu of condemnation, are hereby assigned and shall be paid to L.ender. Such proceeds shall be applied by L,ender to the sums secured by the Security Instrument as provided in Uniform Covenant 9. E. L.ender's Priot Consta~ Borrower shall not, except after notice to L,ender and with L.ender's prior written consent, either partition or subdivide the Property or consent to: (i) the abaixlonment or tertnination of the Condominium Project except for abandonment or termination required by !av?• in the case of substantial destruction by fire or other casualty or in the case of a taking by condemnation or eminent domain; (ii) any amendrnent to any provision of the Constituent Documents if the provision is for the express benefit of L.ender, (i~i) temvnation of ptofessional management and assumption of self-management of the Owners Associadon; or (iv) any action which would have the effect of rendering the public liability insurance coverage maintained by the Owners Association unacceptable to Lender. F. Remediea If Borrower does not pay condominium dues and assessmenu when due, then Lender may pay them. Any amounts disbursed by Lender under this paragraph F shall become additional debt of Borrower secured by the Security Inswment Unless Borrower and L.ender agee to other terms of payment, these amounts shalt bear interest from the date of disbursement at the Note rate and shall be payabie, with interest, upon notice from L.ender to Borrower requesdng payment. BY SIGNING B OW, Borrower accepts and agrees to the terms and provisions contained in this Condominium Rider. ~ ~ ~ ~ ~~t,p0 ~P4 . GUIL -FOO 'eoroi"'~' MARY ETHEL CHOO-FOO a/k/a ht.E. Choo-Foo -e~o,~. -e«.~: '~5 ~;~V -1 P 2 :08 ~7 ROGEr~ r _ ST. LUCf~ '~31~45 aaoK4~1 PacE y~7 MULTISTATE CONDOMINIUM RIDER - S~ng;e Fam~h~ - FNMA/FHLMC UNIFORM INSTRUMENT Form 31d0 f2l83 - . „ _ _ _ _ _ .~A~' t - _ -.L;' _ . _~y_ -