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HomeMy WebLinkAbout0983 . PLANNED UNIT D~EVEL~PMENT RIDER THIS PIANNED UNTT DbYELOPMENT RIDER is aiade this26'1'H ~Y ~ OCTOB ER , 19 g 5 , and is incocparated into aad sh~ be deemed to amend and supplement the Mortgage. D~od of Trust or Security Deed (thc "Security In~t"j ~t' tt,~ ~ dstts, gi~~s by the enskssig~iee! (1~ •,Bormwe~') to secure $ornowe~'s Note to GDV FINANCIAL CORPORATION (the '•Lender") of t6e aam~ date aod oovering the Property descn'bed ia the Security Iostrument and located a~ 2325 S.8 BRERBNRIDGS CIRCLE, PORT ST. LOCIE, FL 33452 ~?co.~a ~ao~..~? Tbe Properiy includes, but is not limited to, a parcel of land improved with a dwelling, together with other such pxrcels and certain ? oommon areas and fscilities, as described in i OFFICIAL RECORDS BOOR 419 , PAGE 1019 PUBLIC RECORDS OF ST. LUCIE COONTY, FLORIDA RECORDED ON 12/20/1983 (the "D~ecclaration"). "Ibe Pinperty is a part of a planned unit development known as WALTON COORT ~ o~,.~± o...~on,.r~, (t~e "PUD"). The Property also includes Bomower's enterest in the homeowners association or equivalent entity owning or mansging t~t caaimon areas and €acilities of ihe PUD {the "Owners Association") and the usts. bene6ts and proceeds of Botrower's interest. PUD COVENANTS. In addition to the covenants and sgreements made in the Security Instrumcnt, Borrower and Lender fiuther ooveaant and agree as folbws: A. PUD Obiigat~~. Bomower shall perform all Borrower's obtigations uncier the PUD's Constituent Documents. The - "Constituent Documents" are the: (i) Declaration; (ii) articles of incorporation, trust instrument or any equivaleat clocumeni which creates the Ovmers Association; and (iii) any by-Iaws or other rutes or regulations of the Cwr?ers Association. Borrower shall promptly pay, w6en due. alI ~ues and assessments imposed pursuant to the Coastituent Documents. B. Hazatd Insutance. So fong as the Owners A~sociation maintains, wit6 a generally accepted insurance carrier, a"master" or "bianket" policy insuring the Property which is satisfactory to I.ender and which provides insurance coverage in the amoants, for the periods, and against the hazards Lender requires, includiag fire and hazards included within the term "extended coverage," then: (i) Lender waives the provision in Uniform Covenant 2 for the monthly payment to Lender of ono-twelfth of the yearly premium instaljments for hazard insurance on the Fr+operty, and (u) Borrower s obligstiou under Uniform Covenaat 5 to maintain hazard irsurance coverage on the Property is deemed sati~ed to the extent that the requited coverage is provided by the Owners Associatian poGcy. Borrower shall give L.ender procnpt notice of any lapse in required hazard insurance caverage provided by ihe master or blanket pouoy. In the event of a distribution of hazard insurance proc~~~ >ie„ nf restoration or repair followins~ a loss to the Property or to corr~non areas and facilities of the PUD, any proceeds payable to Borrower are hereby assigned and shall be paid to I.ender. Lender shall apply the proceeds to the swns secured by the Security Instrument, with any excess paid to Borrower. C. Public Liability Insurance. Bosrower shall take such actions as may be reasonable to insure that the Owners Association maintains a public liability insurance policy acceptable in form, amount, atxi extent of coverage to L,ender. D. Condemnation. The proceeds of any award or claim for damages. direct or oonsequential, payable to Borrower in connecdon with any oondemnation or other talcing of all or any part of the Property or the common areas and facilities ot' the PUD, or for any conveyance in Geu of condemnation, are hereby assigned and shatl be paid to Lender. Such proceeds shal! be applied by Lender to the sums secured by the Security Instrument as providod in Uniform Covenant 9. E. Lender's Prior Consen4 Bomower shall not, except after notice to Lender and with Lender's prior written consent, either partition or subdiride tbe Property or consent w: (i) the abandonment or termination of the PUD, except for abandoament or termination rerquired by law in the case of substantial destruction by fue or other casualty or in the case of a taking by condemnation or eminent domain; (ii) any amendunent to any provision of the "Constituent Documents" if the provision is for the express benefit of Lender, (iii) termination of professional management and assumption of self-management of the Owners Association; or (iv) any action which would have the effect of rendering the pubGc tiabi(ity insurance coverage maintained by the Owmers Association unacceptable to Lender. F. Remedits. If Borrower dces not pay PUD dues and assessments whe~ d~e, then Lender may pay them. Any amounts disbursed by I.ender under this paragraph F shall become additiona! debt of Borrower secured by the Security Instniment Unless @orrower and I.ender agree to other terms of payment, these amounu shall bear interest From the date of disbursement at the Note rate and shall be payable, with intecest, upon notice from Lender to Borrower requesting payment BY GNING BELOW, Borrower a Ls and agrees to tha terms and provisions contained in this PUD Rider. ~ ~ , ~ ` G ~s.~ ~.l. ~fd~~~...~arl.~ JOS~PH . LAMBIASO BARBARA A. LAMBIASO J '~5 -1 P 2 :26 F,~ : ~ ~ ftDGt;: B(lOK`t~~ f'~t~E e7~ ST. LUCiE '7313fi~ MULTISTATE PUD RIDER ~ Sinflse Famity • FNMA/FHL~AC UNiFORM! INSTRUMENT Form 3150 12/83 . . _ b _ . ~ - ,