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ADJUSTABLE RATE RIDER
(1 Yar Wes - lrrloilc as/ I~[e btaat RaN ~a~s)
THIS ADJUSTASLF RATE R1DER a a~sds tl~is ~.~?~1 dar o~ ..November . 19. 85, aad u
iacorponted into ~ad ~aN ee deemed to asead iod snppkmeat tAe Moct~sje. Oeed o( T~vst or Security Decd {tl~e
'Securitq Initcwocet'~ ottbe ame dste~ivea by tAe undersi~ned (tl~e "Horrower'~ to ~ecure 8arrow~cr~i Adj~ubk Rste
Nott (t6t ~Nas' a GDV. Financ ~al. Corporation; , a~ CorQorat ion . . . . , . . ~ . . . . . . . . . . . ~ . . . . _ . . . . .
, . . . . . . . . . . . . . . . . . . . . . . . . . . (the 'Ltader' o( the same date sod coverin~ tAe proPerty
dcscribed ia cbe Security laswa~cst aod loatea s~ ,
1565 SE Royal Green Circle A-108, Port St. Lucie, Florida 33452
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THE NOTE CONtAINS'ROYISIONS AI.LOVYING fOR CHANGFS IN
THE lNT~tEST RATE AND THE MONZ'NLY lAYMEN?.
AuwnoN~u.tovsHwKn In a~ditioa to tbe covena~u snd a~rcements made ie the Secwity Instrumenc. Borrower
~nd Lcnder fu~tbe~ covcaaat snd apre u foUows:
A. [NTEBEST RA?E AND MONTHLY PAYMEN7' CHANCES
7De Note provida tor so lnitul laterest ttite ot . 11:37~. ~e Note provida tor chan`a in the intcrest rsu sod the
montl~ly paycnents. as toqows.
INTEREST RA'tE AND MONTHLY PAYMENT CHANCES; BORR0IYER'S ttlGHT TO L~IM1T PAYMENT
(A) C6an~s D~ta
- - . December 1 . . . . . ~ ~y _ _ , 8ind on that day .
Tbe intcast nte l will pay may chznje oa che fint dsy ot
every 12tb mont~ tAereafur. E.~ch date on which my intercst nte could change is alkd a"Chan~e Date."
(8) TLe tndes
. &~inninj wdth tAe fint Chsn~e Dste~ my intercst rate witi be based on sn inaex. The "tndex"is the weeklysvera~e
yieid on United Stata Trcasury securities adjusted to a consunt msturity of 1 year. as mide avaitabk by the,Federa!
Rcserve Board. The most rrcent tndea fi~un availabk as of the date 43 days befocr eac6 Chaa~e Date is qikd the _
'Current Index."
lf che index is no lon~er ivailaDk, the Note Holder wifl choose a oew index which is ~ased upon compirabk
inlormation. The hoce Holder will pve me notics of this choice.
(C7 Gkubtioo ot Cfunja
Before each C~aa~e Date, the Notc Holder wiU akulate my ncw interesc race by addin~ .3; 25 .
' . . . . . . . . . . . ~srssnt~g~ ~iQ~s ~ ta the Current Issdtx. Tkt Vote Holdtr
wi11 then round ihc result ot this addidoo to the nearcst oneti~hth of one percenca~e point (0.12596). This rounded
~ smount wi11 pe rny oew intecest ratc uAW the aext Chaa=e ~ate.
~ Howevet. my interat rate:hsU oever be increased or dcc~sed on any s;n~le chan~t dau by mort than ~;00.
; perceata~e points(. . z.QQ .9f~) trom tbe rate of intenst ! had been payinj immediately prior to the chan~e date. and my
~ rate of intenst sAall never incresse or decruse by mon than .5. A~ percenuje points . 5: 00.~~ ~rom thc lnitiat
~ lntercst Rate over the term ot tbt Note.
~ The Note Holder will t6en deurmine tht smount of the moathly psyment thst would be sufticicat to repsy the
0. unpaid principal that i am expected to owe u the Chan=e Datt ia tuU on the maturity date at my new intercst nte ia '
~ subsunciaUy equal paymencs.The result oi this aku4cion wiU be the ne~ amount oi m moat men~
Y ~Y PsY
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E B. TRANSF'~R OF THE PROPERTY OR A BENEFICIAL iNTEREST IN BORROWEIt
; Unifana Covenaat 110! thc Security Instrument u aaxnded to aad as loiloa?s:
~ Traasfet ot the Propert~ or a Senetkiai Intcr~est {a ~orrcwer. U aD ot any part oi t6e P~operty or any interest in it is
` soid or transferred (or J a beoeficial intcrcst in Borrower b sold or transferred aod 8orrower u not a aatural person)
Wtt}iDYt LtQdCT~i Q[l0t IY~IIIt[! CODStRt. Llfldlf i~i~t. at its optio~. requice immediate paymeat i~i [ull olap sums secured
by ttis Security tnsttument: Hovrever~ this optioa shall not be cxercised by l,eude~ dexec~cisc is p~ohibitcd by federal faw
as ottAt dau attbis Security Instrument. Lender also shaU aot csercise this optioa if: (a) BorroMCr auses to bc subraitted
to Lender intormatiaa rcquired sy Lender to tvalwte tbe iateaded tracufera s~ d a new loao ~rere bein~ made to tht
transterce; and {b) Ler~der rcasonsbiy deurmines tdat Lender'~ security ~?ill aot be impaind ey tbe lwa ss:umption and
c??at the risk of a brcacb ot any coven~nt or a jreeaxat in this Security Instrument is uapubk to Lender.
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~ To the exceat penaitted byspplics~k lsM~ Leoder maychsr~e a reasonabk !ce as a conditioa to Lendet~iconsent
~ to the loan assumption. Leoder auy atso t~equin the transferet to si=a ao assumptio~ aaretment tbat is acceQubk to
~ Lender snd chat oblipta the trsn:fera to keep aQ the promises and a~reea~eott aude ia t6e Nou and io this Sccurity
~ Instrument. Bonowe~ will continue to ee oblipted uoder the Note and t!w Security Ip3(rymtpt Ltfltfi L.tf1Olt rC{C~Stf
~ Borrower in writin=.
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~ ar~`iK 4~~ PaGE ~f~b
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~ YULTttTA'R ADJVSTI?~Lt MTt A10l11-1 r~ Tn~y k~dq - St~N FaiNl~r - ftilIMMV1C UNIor+~ YwfnneMl
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