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NON-UNI~ORM COV~NANTS. $orrower and Lertder furttx~ covtaant and agrcc as foiluws:
19. Accekr~tion; Rernedla, l.euder sh~N give notke to Borrnwer prior l~ accekrati~o [dNwfo~ BorroNtr's brcach of aur }
covenant or ~ree~eM is tbls Savrity Instrumeet (but oot prlor to acceMratloa upder par~rspln 13 aad 17 unfe~ apptkaDk ;
law pe~orWea otberwise). Tbe aollce sball specKy: (t) tbe ~eta~dt: (b) tht ~ctiop requfred to cure tbe detauh; (c) a date~ aot lesa ~
thaa 39 days itom tbe date the uotice is `iven to Borrow~. bt~rhkl~ t~e¢elsi~ mua be cured: and (d) that taUure to cure tbe ~
detwlt oa er be~ore !6e date spai~led in the notke may reauk is scceteration o~ the wms setund by thk Security I~trumeM,
eorecio~a~rt by judicLl Proceedie~ aed sak d' tt~e Ptoperty. 'Ibe nolice ahai! tvrther latam Bnrrower ot the ri~i~t co rclnstate altcr
sccekracion aod u~e ri~c a~ert m utie fwedoaure procetd~ cAe ooa~acbceace ot a detsule or any aber detease ot Bo~awer
to accderatbs and foreclosure. .It tb! defautt i~ aot curcd o0 or sefors t~e date specitkd ta t4e eatice. I.eader ~t Its option auy .
nquL~e imu~edide p~ymeut in tuU ot ati sums s~cared by t4k Sccurity Ie~truaaeM witbout turtber demaod aad may forerbse t61s '
Secu~y it~ru~p~ b7 judi~l P~uoeedL~. l.ender stwY be eatkkd to co~eet au ex~ iacurred io p~ tl~e ro~a pcovided !
in th~ pva~n~h 19, Mclad~. be! no! 16aked to, rea~oasble suocaeys' iea asd cceb ot tkk eviaence. ~
ZD. Lender in Po~iox. Upon accckration under parsgraph 19 or ab~ndonment of the Property. L.cnder (by judicislly appointed
receivtr) shall be eMitlod to enter upcm, talce poasession of and manage tt.e Property and to colloct the rcats of the Property including .
those pau due. Any rcnts collectod by l.snde~ or tht receiver sh~ll be epplied first to payment of the cos~a of management of ti~e Property
and coUoctian of rcnts. including, but not limitod to. raeiver's foes, premiurru on rereiver's bords and reiso:tiabk attorneys' foa, and `
then to the sums 3ecurod by this ~ecurity Iratrument. ~
21. Aelase. Upoa paYmeat of all sums securN by this Stcuriry Instrument, Lender shall rckase this Socuriry Instrument witbout
~ charge to Borrower. Borrower shall pay any recordation oosts.
~ 1.~. Attoneys' Feea. As used in this Security InstrumMt and the Note. "attosneys' fces" shall include arry auorneys' tees awardod
~ by an appellate court.
23. RWera to this Securit~ Inetrument. lf one or morc riders aro sxecuted by Borrower and rocordod t~gahe~ witfi this Security
I~strument. th~ cove~Ns and agrcemcats of ach such rider shall be incorporatod into and shall amend and supplanent the covensras
and agreements of this Securiry l~trurnent ss if the rideKs) werc a part of this Socuriry InstrumeM. [Chock applicabk box(a))
~ Adjuuable Rate Ridcr ~ Condominium Rider ' ? 2-4 Family R~der
? Gradusted Payment Rider ~ ? Planned Unit Development Rider
? Other{s) [spec~fY1 .
BY SIGNING BELOW. Borrower accepts and agrces to the terms and covenarits contained in this Security liutrument and in any
rider{s) exccutod by Borrower sud rocorded with it.
IN WITNESS WHEREOF. Borrower has ezecuted this Mortgaga
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~ JOS . FIATO • ~
tsea!) (Sr,a~) ~
. P+lARY L . F T~J ' ~
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STATE OF: Ne~r Yo rk E r i e ~O°"~' u' ~
I hereby certify that on this day, b~fore me. an officxr duly authorizod in the state aforcsaid and in the county aforosaid to take ~
acktaWlodgtnents. persanally aPPu~
JOS EP H F. FI ATO AND IKARY L. FI ATO
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; . to me known to be the person(s) describod in and who eaxuted the foregoing
~ instrument and aciu~owkdged beforc me that TBEY executod the same for the purpose thercin exprcssod.
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~ Witncss my iuu~d and official seal in the counry and state aforaaid this 15t~1 da~~ 4f
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OCI~O~t . ~9 85 n
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