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~ CL,YFF~RD ROYER
! KATHY R(JYER, HIS WIFE RIVERSID NATIONALBANK ~a„~,,,,,~, D~ `~9 3~
' 5503 PAIl~! DRIVE ~E'~ ~~A o,~. FEBRUARY 5.- .~9
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~-E'OFt'P PIII~E. FI, 33482 ~1i{10~11 M't?Ot " M•w~~~r ~•u F~BIaA~1_Qs e
I 1011lIOWE11'3 hriME AND AD~RESE LEND~~~~~~ESS loan Amoum • 13 936 ~ZO
t ~..nNud~s Nch borrorw~ ~Oov~. ~aM1y and a~v~r~lly. "YOU` rrw~ns th~ qr?d~r. its succ~ssas and as~~p~s R~n~w~l Of
Nocr ~ prom~s~ to pay lo you. d your wdu. ~1 you~ ~ddr~ff abov~. th~ tum d(whith ~f IM am~ ~s tA~ Tad d P~ym~ms~
rTHIFQEEN THO(~I~D HII~ HUrDRID THIRTY SIX ADD 20j1U0 ~ 13.936.20 .
! r.~il pey th~s amount ~s I~Ilows .
~~1 ~n 60 ~nsutlm~nu o1 • 232 •27 •ach. D~p~mm~p ~•~H 10 • . 18 ~•nd conunwnp a+ tA~ sur~ daY d~ac~ r+wmh
~ tMr~atttt unUi pud ~n lull
iD1 ~ (o1Mr)
-~rMEf.7S Th~s ~s s Drecomputed note wh~eA me~ns tna~ ~he sum 1 hav~ ap~sed ~o Day DEIINpUENCY ANO OEFAULT li I la~l ~o m~4e ~ paYmant wnh~n days d when
~!~Ead~ ~ndudes ~ne I~n~nc~ charpes psyabl~ here~fter to maWnty rt~s due. I apres to paY a tats chirye ol SX of tAe ~mount de6nquent _
FRE PAYMENT ANO ACCEIERATION RE811TE ! may prop~y th~s ~+ots wnol~ w m part ~t i also ~prae to D~Y ~M eosts you mcur to colleet th~s note in Ihe evant ol my delault.
a n~ nme Hovwver. ~ny parual p~~p~ymem w~ll not eRCUS~ anY lat~r scheduled D~Yments ~nclud~np Your reasonsWe attan~Yi fees ,
unt~~ th~i nOt~ ~s paid ~n tUll 18 QQO t
Wnen prepald ~n lull. w upon accelerat~on ot mswntv on my delault, a port+on of ~he POST-MATURITY INTEREST IMerost wdl sccrue a1 the rsle ol ~ p~r yesr
c~ecompu~cdmte~es~vmllberefundedo~cred~~edtothebslanceduebaseduponthesumd onthebalancedth~snotenotpa~da~matunty.u+clud~r~qms~untybysccelerat~on
~~.e d~g~is melhOd
? Tnere wnll not, howev~r. ~e ~nY reb~te oi ~he loen fee ol i 7HE PURPOSE OF TNIS IOAN 15 PAY ~'F 2ND ArD 3FtU
atso ayree tMt you vmll De enbtled to a m~nimum i~terest eharpe d S___ r~' I~~~~
atcei calculsUnp ths reDale. the earned ~Me~est wouW be less thsn thal amounl -
i
ANNUAL PEliCENTAOE RATE FINANCE CMAROE AMOUNT FINANCED TQTAI OF PAYMENTS 1 h~vs t~~ ripht to rste~w st this
iM cos~ d my cr~~ TM doN~r ~~novM IA~ TM ~mount d crWq TM ~movnl l wdl Mv~ pad wMn ume an itemuation ol tM ~
•s ~ N~rly ~~I~ trfbt vwll Cwt rM povd~A t0 m~ p w+ my WI+~N 1 Mr~ mad~ NI fcM0~M0 p1?~nls A7710Uf1! FIlfaMld y
13.250 x s 3,803.63 s 10,132.57 ` 13,936.20 YES-Iw~nt ~
M P• m~nt SCh~duN vmll De an rtem~tat~on 3
NO • I do not want f
H„mp~r d Amou~~ d _ •n qsm~zatron
V~r^yntf Pa~~MS Wnen P~/rrynts AI~ Du•
- S~ _ "e" mesns ~n esums~e
i
- - ~ = ZZ .OO Fd~r.p Fees ~
t ~ Non•I~I~np Insurante
t Mny~y~ ~~7~,~
~ Sc+curit lam wi - `C,I~N~esx~r~~onaaM.a~~n'1 ~•V ~ riV?rL~i~.il i~l`M11, []J
y: p n9 a secur~ty ~nterest i~
? the yoods or D~~~tY being Durchased S~JO3 PAI~I DRIVE FORT PIEf~CE, FI~O~tIDiA 33482
t~':olletersl securlny ot~er toans wlth you mav sIw sxuro th+s tosn.
~my deposit sccounts and other nyhts ro the payment ot money from you.
Latc Ch~rp~: 1 will be charQed 5% 01 the smou ~t of a payment whi~h is late by more than 10 days after ii ~s due.
Prepaymsnt: It I pay oft th~s ban early, 1 ~3 may ? w~ll not be eneiUed to s re(und ot part of the linance charge.
Aswmption: Someone Duy~ny my home ? may, subject to eond~lions. be albwed [o q~ cannot sssume the remamder of the monpape on the w~yinal terms.
~ can see m contrsctQocuments lor ~n add~uo~s1 ~nlormaue~ about non a ment, delsuq. sn re uued re a~ment Deloro 1he scheduleAds~e. ~nd ~e a ment retundssnd nalues 2~
~ nsur~nc~: Cred~t ~ite ~nsu~snce and credn d~sabd~ty msurance ~re not reQuircd to obtain nedit, and will not be It~mi:~tion of Amount Finanp~ ~ 453 37
pro: ~ded unless 1 s~a~ and apree ~o pay ~he sdd~UOnal cost 1 ay ass~pn anyotAer rcy w policies I own a may .
-rocure ~or ~he purpose ol covenny th~s Ioan. Artwunt q~ven 1o me directly i G la)
Acknowl~dpm~nt: 1 have resd snd Amounl psid on my sccounl = 6,546 •V3 (V~
~:~derstood the ps~vrous two semencer X •
Artp~?¢~~d to p{?~p(,c.Qn my behall:
T~pe Premium Term S~pnawros;a tnit~als) T y5d urar es Company ~ ( i25.
~
C~edrt 1 wsm crW~~ hee
nsur~nce x To Cred~t L~fe Insursnce Company f (d)
L~fe .
Hame ol tnsurea T„ ~ ap~l~„SUrancte~X mp..
an~ i . (e)
1 w~nt tred~t dit~bd~t~ Tn~an
. ed~t ~nsun~c• X ~fo Pu6~" ~cia~s dllC.l f !~'l 'l~]
D sab~fity ~ ~1P..I1 15 30 ~
i Name of Infured •
~u~meny~ er[y~ ~+t7a~m~yp~ La~: t
~ JG~nt I wanl ~ant credq IA• i111Y"~ ~7t~[1LR.I3 S •~•00 ~h) 7
~ Credrt ~nsurance X ~
~ L~te x Prepa~d Finance Chsrye 3 (i) ~
?roperty Inwr~ner I may obtam proDery msurance (rom anyone I want .hat ~s acceptable to you. 11 I yet AMOUNT FINANCED (a throu9h h•~) f 1~?132.57
~ ~~nsurar+cs (rom Or throuyh you I wdl pay 5 tor o1 coverape. F~nance Chsr4e pnc~ude prepaid) 6 3.803 •63 ?
f i~ 93s Zo
~ Total of Payments Q• k) f ~ • p)
~ :ecurity • To securo the paymem of the note twal (det+ned on the reverse s~de)
+ 7{ t acknowted9e and ay~ee that you have the riQht to set•ot( this note aQa~nst any 13~ ? checked. th~s note is not lunher secured bY any contemporaneous sqreement
yai~an you have (now or heresher) to pay money b me (other than (1) and (2) of tnls secUOn?
; 2t You may collect the proceeds (or rebstes of unesmed premwms) on any msurance
~ r~~sunn9 me (where you are named as loss paYee! and on any polKy insunng ~he 14) checked, th~s note ~s secured by a separote
. cpe: tv secunny this note You wdl apply th~s toward vvhat 1 uwe you _ dated F~ ~
s ~ 5~NJ' Secunty AQ~eement - H checked. I prve you s secun~y mterest m the property descnbed below The rl9hts 1 am yrv~ny you m th,s property, and the ob1~9sUans th~s sQroement
~ ~es a.e dehned on the reverse s~de of this form.
s
~ L~P 29 IN BIiOCK 55 OF II~DIAN RIVER FSTATES LRVIT 8 A~CO~ING ~D THE
~ PLAT TEiERE70F' AS RDCO~RDID IN PLAT BOOEC IO AT PA~E 73 IN Tf~ PUBLIC 7 P 2~42 ~
~ R~C0~6 OF ST. I,UCIE CO[A~TI'Y, FI~ftIDA.
~
FtL;J
RQGER p-. . . t~
ST. LUC:~: i:~~_,~~~~t,
~~s~ss
; rrpGons • Unless spec~hcally ag~eed in wnUny to the to~trary, th~s secunty agteement Th~s collateral witl be used for p~+ purposas.
~ ~d any loan it secures canna De assumed by any person who buys the collataal de5cr~bed
- ~.e !rom me, and 1 understand and agree that ~1 I anempt 1o trans~er any interest in this =hecked, this ~s a purchnse money I~an. You msy include the name o( the seller on the
- ~;erat p~clud~ny. but not hmrted to. possess+on) I w+N be in defautt on all secured obtlgaUOns. ~hack a drsh (or this loan.
~ I ayree to the terms ol the note snd secunty ayreement above (incfudinq those on the
~ 5 tr.eau:ss other s~Ae of thls forfn) and acknow d e recei t laast one copy on todsy's date.
~ :•:y parson who s~qns w~thm ~h~s enclosure does w to qive you a secwlty interest in j
~-e properly desu~bed above. but sssumes no personsf obl~paUOn lo Dsy th~s no:e. S, y n a t w e V
~ . M. e
~ ~ Siynaturo _ -
Gate
~"'FCOMPUTEO NOTE, DISCLOSURE. AND SECURtTY AGREEMENT. gOOK PAGE
-~?91 BAMNERS SYSTEMS. INC. ST. CLOUD, MN 56301 FORM ND~S-P~-FL 9/~~82 S~ynatureX
~ KATf-1Y Ft~J`~Ef?, HT . . E
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