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Home My WebLink About0985 EXHIBIT "A NOTE I~ODIFICATION OF NOTE #10256 _ . May 9 . 19 86 Stuart , Florida (C~ryj IStatej 2471 S.E. Wald STreet, Port St. Lucie, Flprida 33452 ' i lProperty Address) • ' ? l. BORROWER'S PR011ISE TO ~PAY In return for a Ir~an that I have received, I promise to pay U.S. S 58, 837 . OS (this amount is call~f "principal"). plus interest, to the order of the Lender. The Lender is ls~ Nstion~l Bsnk A~ Trust Co. o( Stwrt 81S Colwado Av~. Stwrt, FL 33495 . 1 understand that the Lendtr may transfe~ this Note. The I.ender or anyone who takes this Note by transfer and w~ho is entitled to ~ receive paymen[s under this Note is caited the "Note Holder." 2. I~?EREST Interest wilt be charged on unpaid principal unti! the full amount of principal has been paid. I will pa}• interest at a yearly rat~ of 9• 875 ~lo. ~ The inte*est rate required by this Section 2 is the rate I w•ill pay both before and after any default described in Section 6(B) of this Note. 3. PAY~lEM'S (A) Time and Place of Payments I will pay principal and interest by making payments even~ month. I w~ill make my monthly payments on the f irs t da}• of each month beginning on July 1, 1986 . 19 . I will make these payments every month until 1 ha~~e paid all of the principal and interest and an}• other charges descnbed below shat I may owe under this Note. My monthly payments w•ill he appiied to interest before pnnc~pal. It: on April l, 2015 , , I still owe amounts under this I`ote. 1~~•ill pa~~ those amounts in full on that date. which is called the "matuntv date." 1 will make my monthly payments at Isr National B~r+k d. Trust Co. of Stusrt 815 Colorado Ave. Stuarr, FL 33495 or at a difierent place if required b~• the \ote Holder. (Bl Amount of ~tonthlv Parments Viy monthly payment will be in the amount of L:.S. 5 514. 36 . 4. BORRO«ER'S RIGHT TO PREPAY 1 ha~•e the right to make payments of pr~ncipal at any time before they are due. A paymem ~~f Pnnr~pai ~~rl}• know•n as a"prepa}~ment." Whcn 1 make a prepayment. I~~ill tell the Note Holder in wnt~ng that 1 am do~ng so. , I may mal:e a full prepayment or panial prepayments without paying any prepayment charge. The ~ote Holder ~~•ill use all ot~ m}• prepayments to reduce the amount of princ~pal that I owe under this Note. If I m:~ke :i ~:iftt~I prepa}•ment, there will be no changes in the due date or in the amount of my monthly pa~•ment unless the tiote Holdrr ~ agrees in wntin¢ co those changes. ~ S. LOAti CHARGES If a law. which applies to ihis loan and which sets maximum loan charges, is finalh• interpreted su that the ~ntrresi or other loan charges collected or to be collected in connection w•ith this loan exceed the Eiermitted I~mits, then: lil am~ such loan charge shall be reduced b~~ the amount necessary to reduce the charge to the permitted limit; and (ii) am• wms alcead~~ collec?ed from me which exceeded permitted limits will be refunded to me. The tiote Holder ma}• choutie t~ make this refund by reducing the principal I owe under this Note or by making a direct payment to me. If a retund reduces pnncipal, the reduction will be treated as a partial prepayment. 6. BORRO~~'ER'S FAILURE 'TO PAY AS REQL.~IRED j (A) Late CharRe for Overdue Payments ~ s If the Note Nolder has not received the full amount of any monthly payment by the end of f if teen cafendar ~ j ~ days after the ~ate it is due, I will pay a late charge to the Note Holder. The amount of the charge w~ill be 4. 00 of m}- ; ~ overdue payment of principal and interest. I will pay this late charge promptly but only once on each late payment. ! (B) Default ~ ' If I do not pay the fu{I amount of each monthly payment on the date it is due. I wili be in default. (C7 Notice of Default ~ If I am in default, the Note Nolder may send me a written notice telling me that if I do not pay the overdue amount " by a certain date, the Note Holder may require me to pay immediately the fult amount of principal which has not been paid ~ and all the interest that I owe on that amount. That date must be at least 30 days after the date on which the notice is delivered or mailed to me. ~ (D) No Waiver By Note Holder ~ Even if, at a time when I am in defauIt. the Note Holder does not require me to pay immediately in full as described _ above, the Note Holder will still have the right to do so if I am in default at a later time. (E) Payment of Note Holder's Costs and Ezpenses If the Note Holder has required me ta pay immediately in fuil as described above, the Note Holder will ha~~e the right to be paid back by me for all of its costs and ~xpensts in enforcing this Note to the extent not pr~hibited by applicable law. Those expenses include, for example, reasonable attorneys' fees. 7. GIVI`G OF NOTICES Unless applicable law requires a difftrent method, any notice that must be given to me under this Note will bc given ~ by delivering et or by maiiing it by first class mail to me at the Property Address above or at a different address if I give the g Note Holder a notice of my diSerent address. ~ Any notice that must be given to the Note Holder under this Note will be given by mailing it by first class mail to the ~ Note Holder at the addras stated in Section 3(A) above or at a difCtrent address if I am given a notice of that diSerent address. i ~ MULTISTATE FIXED RATE NOTE-Singk Fam~ly-FNMA/FHIMC UMIFORM INSTRUMENT Form 3200 12/a3 Financi~! l.ar Fortn3° for.n 16a6 ' ' aooK 5~1 ~acE 983 _ . _ ~ _ r= ~ _ . _ ~ _ - r - ~