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taith oontest such (ien by, or deCend against enforcement of such lien io, IeQai praceedings which in the opi~ion oC ~
Lender ~psrate to prevenc the enPorcement of the iien or forfeiturc of the Propeny or ~ny pan thercot; o~ (c) shall ;
secure from the hotder of such tien an agreement in a form satisfactory to l.ender subnrdinating such lien to this
Securiry Instrument.
[f Lendec determines that ali or any pan of the Propeny is subject t~ a lien which may attain a priority over this
Se~urity lnstrument~ Lendcr shall give Borrower a notice idcntifying such ticn. Bo~rower shatl satis(~ such tien or take ~
one or more of thc actions sct fonh abovr within ten days of the giving of the notice.
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C, NOTDCIE
Uniform Covenant 14 af the Sscurity Instrument is amended to read as foliows:
14. Notice. Except for any notice required under appiicable (aw to b~ given in anothcr manner~ (a) any notia to
Borrower provided for in this Security Instrument shait be given by delivering it or by mailir~g it by ~irst class mai) to
Borrowcr ac chc Propeny Address or at such o~her address as Borrower may designate by noticc to i..ender as provided
herein, and (b) any notice to Lender sha!! be given by first class mail to L~ender's address stat~d hercin or to such
other address as Lender may designate by notice ta Borrower as provided herein. Any notice provided for in this
Sccurity Instrument shall bc deemed ta have been given to Boerower or Lender when givcn in the manner designated
herein. ' •
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D. UNj~ORM SECURtTY INSTRUMENT; GOVERNING LAW; SEVERABII.ITY
Uniform Covenant I S of the Security instrument is amended to read as follows:
~ ]S. Unlfonn Security Instrument; Coverning Lnw; Serer~dility, 'I'his form of Security Instrument combines uniform
! ooveaants for nationat use and non-unifarm oovenants with limited variations by j~risdiction to constiiute a uaiform
# stcurity instrument covering re~l property. This Security Inswm~nt shall be governed by Federal taw~and the 1aw of
the jurisdiction in which the Property is tocated. In the event that~any provision or clause of this Security Instrument
~ or the Note conflicts with applicable law~ such oonflict shall not aRect other provisioas of this Stcurity Trestrument or
tht Note which can be given tffect without the oonflicting provision, and to this end the provisions of this Socuriry .
' Instrument and the Note arc dcclared to be severable.
E. TRANSFER OF THE PROPERTY OR A BEIYEFICIAL 1NTEREST IN BORROWER
i t UniForm Covenant l7 of the Security Instrument is amended to read as foUows: i
17. Transfer of the Pro rty or a Ber~eficial'Interest fn Borrower. If a;) or an pe y
; ~ y part of the Pro rt or an intere3t
i~ therein is sold or traasferred (oc if a beneficial interest in Bqrrower is sold or transfened and Bonower is aot a natural
person) without Lender's prior written consent, Lender may, at Lender's option, dectare ali the sums secured by this
I i Securiry Instrument to be immediately duc and payable. However, this option shall not be e~ercised by I.cnder if
; exercise is not authoriud by Federal law.
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} If Lendsr exercises such option to aoalsrate, Lender shall mai! ~onower notice of acceleration in aabrdance with
i pa~agcaph l4 hsreof. Such notice shall provide a period of not less than 30 days from thc date the noticc is mailed
, within which ~orrower may pay the sums declared due. If Bo;rower fails to pay such sums prior to the expieation of
} such period, Lender may, without further notice or demand on Borrower, invokc any remedies permitted by
~ ? parag~aph l8 hercof.
j Ptotw~ihstanding a sale or transfer, Borrowei wil! cvntinue to be obligated under the Note and this Securiry
Instrument anless Lender has teleased Borrower in writing.
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j F. LOAN CHARGES ~
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If the loan sec~red by the Security Instrument is subject to a taw which sets maximum loan charges, and that law is
finatty interpreted so that the interest or other loan charges coltected or to be c~ottettsd in connection with the laan
exceed permitted limiu, then: (1 j any such loan charge shall be rrduced by the amount necessary to redua the
+ charge to the permitted Iimit; and (2) any sums afready coltected from Borrower which cxrreded pcrmitted limits wil!
; be refunded to Borrower. I.ender may choose to n~ake this refund by reducing the principal owed under the Notc or
~ by makirtg a direct payment to Borrower. 1f a refund reduces prinFipal, the reduction will be treated as a partial
, prepayment under the Note.
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i_ IN Wf[NESS WHESEOF~ Borrower has executed this Adjustabte Rate Rider.
~ . ....................................................(Seal) .
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(Slpn Orlp/nel QnlY1
' BOOK ~.L~ PACf 7~~
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