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Home My WebLink About0950 ~ ~ ~ , t ~ 1 : I ~i UT.~ ~ ~ ' ~ ( ' ~ ^ OC'IC~iFR 241}I , 19 86 ~QRT PYERCE , FIARIDA lC~b) (StateJ _ 317~ S~U'I~l 21ST STRE~ FOR°P PIERCE I'LORIDA 33450 this is io cerlify iha~ t~ is a true~ _ and correct copy aF the ori~inal, ~ [Property AddressJ + } ~t ~ ~ lt~ - 'i ~ ~ ~ f ~1~ - t:~.y-r. ~ AMERtCAN PtONEERrSAYINGS BANK ' 1. BORRO~YER'S PR0111SE TO PAY In retarn for a loan that 1 have received, I promise to pay U.S. ~ 2 8~ 500.00 (this amount is called f "principal"), plus interest, to the order otthe Lender. The Lender is ~ Al~1~tICAN PIONFER SAVIIQGS BANK . I unde~stand that the L,ender may transfec this Note. The Lender or anyone who takes this Note by transfer and ~v}~o is entitled to receive payments under ihis Note is called the "Note Holder." 2. 1NTEREST Interest will be charged on unpaid principal until the full amount of principal has been paid. I tivil) E~ay interest at a { yearly rate of i~.125 The inte~est rate required by ihis Section 2 is the rate I will pay both before and aRer any default described in Section 6(B) of this Note. ~ ; 3. PAYhZENTS i (A) Time and Place of Payments ; I will pa~~ principal and intcrest by making paymenls every month. I H~ill make my monthly payments on the 1ST day of each month beginning on DECF1+'~ER 1ST ~ 19 $6 , I will make these payments every month until I have paid all of the principat and interest and any other charges described below that I may owe undet this Note. My mQnthty payments will be applied to interest before principal. If, on N(7VEI~SE~t 1ST , 2016 , I still owe amounts under this Note, I will pay those amounts in fuit on that date, k~hich is called the "maturity date." I will make my monthly payments at ~105 7TH SiR~~',T . FT. PIERCE~ FI~C3RIDA 33450 or at a diff'erent place if required by the Note Holder. _ (B) Amount of ~1Tonthly Payments ' My monihty payment will be in t6e amount of U.S. S 252.74 , p 4. BORROtiVER'S RIGHT TO PREPAY s I have the right to make payments of principal at any time ~efcsr:, they are due. A payment of principal only is known as a"prepayment." When I make a prepayment, I will tell the Note Notder in writing that I am doing so. ~ I may make a full prepayment or partial prepayments without paying any prepayment charge. The Note Holder x will use all of my prepayments to reduce the amount of principal that I owe under this Note. If I make a partial ~ prepaymerit, there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder p agrees in writing to those changes. > 5. LOAN CHARGFS ~ If a la~v, which applies to this Ioan and which sets maximum loan charges, is 6nally interpreted so that the interest or other loan charges collected or to be cotiected in connection with this ioan exceed the permitted limits, then: (i) any = su~h loan c6arge shall be reduced by ihe amonnt necessary to reduce the charge to the permitted limit; and (ii) any sums already collected Gom me which exceeded p~rmitted limits wiil be refunded to me. The Note Holder may choose to make this reFund by reducing the principal T owe under this Note or by making a direct payment to me. If a refund reduces ~ principal, ihe reduction will be treated as a partial prepayment. F; 6, $ORRO«'ER'S FAILURE TD PAY AS RCQUIRED ~ (A) Late Charge for Overdue Payments . If ttie Note Holder has not received the full amount of any monthly pa}~ment b~~ the end of FIF'I'E.EN calendar days aRer the date it is due, I will pay a Jate charge to the Note Holder. The amount of the charge w~ill be 5.000 qo of my ~ overdue payment of principal and interest. I will pay this late charge promptly but only once on each late payment. } (B) Default If I do not pay the fult amount of each monihly payment on the date it is due, 1 will be in default. (G7 hotice of Defautt If I am in defauit, the Note Nolder may send me a written notice telling me that if 1 do not pay the overdue amount ` - by a certain date, the Note Holder may require me to pay immediately the full amount of principal w}iict~ has not been paid ~ and all the interest that I owe on that amount. That date must be at least 30 days after the date on which ttte notice is ~ delivered or mailed to me. ~ (D) tio Waiver By ;\ote Holder ; ' Even if, at a time w•hen I am in default, the Note Holder does not require me to pay immeaialely in ful) as described ~ above, the Note Holder wil! still have the rigfit to do so if i am in default at a later time. ~ (E) Pa~~ment of tiote Nolder's Costs and Expenses ~ If the I`ote Holder has required me to pay immediately in Pull as described above, the 1r'ote Hotder w~ill have the = right to be paid back by me tor all of its costs and _zpenses in enforcing this Note to the extent not prohibited by applicable ~ law~. Those expenses include, for example, reasonable attorneys' fees. . 7. GTVI:`G OF ~07'ICFS Unless applicable taw• requires a different methorl, any notice that must be given to me under this Note will be given ; b~• delivering it or by mailing it by first class mail to me at the E'roperty Address abo~•e or at a di~'erent address if I give the ~ Note ~iolder a noiice of my difterent addrtss. ; Any notice that must be given to the Note Hotder under this Nate w•iN be gi~~en by mailing it by first class mail to the ; Nole Nolder at the address stated in Section 3(A) abo~•e or at a difTerent address if 1 am gi~•en a notice of that different address. f i i MULTISTA~`E FIXED RATE NOTE--S~ngte Famrty-fNMA/FHl.MG UNIFORM INSTRUMENT Form 3200 12/83 F~nanc~a~ laa F~rm3" r;~ j'~ (~}~~?[o , t, foem 15~6 50086000110 f ttl ~3~ 23-500533