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HomeMy WebLinkAbout0928 If the arnount of thz Funds neld by Mortgagee, toyetner wiCh the future monthly installments of Funds payable prior to the due dates of taxes, assessments, insurance premiums and Association assessments shall exceed the amount required to pay such taxes, assessments, insurance premiums as they fall due, such excess shall be, at Gra~tor's option, eitner promptly repaid to Grantor or credited to Grantor on monthly installments of Funds, if tt~e amount of the Funds held by Mortgagee shall nat be sufficient to pay taxes, assessments, and insurance premiums as they fall due, Grantor shall pay to Mortgagee any amount necessary to make up the deficiency within 3U days from the date notice is mailed dy Mortgagee to Grantor requesting payment thereof. Upon pa~ment in full of all sums secured by this Mortyage Deed, Mortgagee shall promptly refund to Grantor any Funds held by Mortgagee. If under paragraph 13 hereof the Property is sold or the Property is otherwise acquired by Mortgagee, Mortgagee shall apply, no later than immediately prior to the sale of the Property or its acquisition by Mortgagee, any Funds held by Mortgagee at the time of application as a credit against the sums secured by this Mortgage Deed. 4, Maintenance of Property. Grantor wiil keep all improvements located in Grantor's Condominium Unit in good condition and repair, and will not commit or permit any waste of such Unit nor do any act by which the value thereof may be impaired. 5. Condemnation. In the event the Property or any part thereof is taken or damaged by any public improvement, condemnation proceeding or under power of eminent domain, the entire award therefor shall be paid to Mortgagee, who is ~~ereby empowered in the name of the Grantor to receive and give acquittance for such award or judgment whether it be joint or several. The entire amount of such award, ~o the extent available, shall be applied by Mortgagee to the reduction of the Secured Indebtedness, or Mortgagee at its option may waive such application in whole or in part and pay such award or part thereof over to Grantor. The foregoing provisions shall be superceded by any provisions of the Cendominium Documents and any prior mortgage to the extent necessary to avoid a conflict between each provision and the provisions of this Mortgage Deed. 6. Application of ~roce~s of lnsuranc~ or Condemnation. Until the Secure~ Indebtedness is paid in full, the application of any insurance proceeds, condemnation award, or part tnereof, to the reduction of the Secured Indebtedness, as herein provided, shall be in inverse order of its maturity, and shall not abridge or postpone the obligation of Grantor to make the regular payments set out in the Promissory Note ~videncing the 5ecured Indebtedness. 7. Advances. If Grantor shall fail to pay any taxes, assessments, water rates or other governme~tal or municipal charges, fines or impositions, or to pay any amounC due as therein provided, Mortgagee, at its option, may pay or perforrn the same. Further, Mortgagee at its option may make any payment that the Grantor should have made, and may also pay any other sum necessary to preserve or protect the security of this Mortgage Deed. All suc1~ sums so advanced or paid, as well as all costs reasonably incurred or paid by Mortgagee pursuant to this Mortgage Deed, shall thereupon become a part of the Secured Indebtedness and shall oear interest at the same rate as in tne Promissory Note provided from the date when any such sums ar~ paid. Any and all sums advanced or paid by ~4ortgagee under the foregoing provisions shall, together with interest, be repaid to Mortg2gee upon demand, and upon the failure of Grantor to make such repayment within fifteen days after such demand, then all the Secured Indebtedness shall immediately become due and payable at the option of Mortgagee. 8. Extensions of Time ~or Payment. The lien ~f this instr~ment shall remain in full force and effect during any . - 3 - OGlSd/0024d sKQ525 P~~'Q928