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Notk~ o[ Cllsnga
The Note Holdet will mail or dcliv~er to mo a aotice be~oro each Change Date, This notice will advise me of:
(i) tha new intet+eat n?te oa my loan aa of tho Cher~ge Dnte~
' (ii) thc amount of my monthly ~ayment fo!lawing the Change Date;
(ill) arry additional matters which the Note Holdcr is r~quirod w disclose; and
(iv) the title and tel~ne number of s person who will anaw~cr am? questions I n~ay havc reganding the notice.
& IAAN CHARGES
It aould ba that the loan securod by the Security Instrumeni is subject to a law which sets maximum loan charges and
that !aw is intcrpreted ao tAat the interrst or other lo~n chargcs colloctod or to be collocted in cotu~octian with the loan w~ould
acceed permltted limits. If thia is the case, then: (A) any such charge ahall be roduced by tha amount neoessary to roduce
the charga w tho permittod limit; and (B) any sums already oollected from Borro~w~er which eu~coedod permittod limits wiQ
be ~+efunded to Bort~w~r. Lender may choose to meke this refund by reducing the principal awrd under the Note or ty making
a ditect paryme.mt w Borro~w~er.
G PRIOR LIEIVS -
If i.ander d~rnuaes that aU or any part of the sums b~? this Sxurity Instrument are subject w a lien which has priority
rn+cr this Security Insttument, Lender may send Borraw~er a notece ideatifying that lien. Borra~s:.: ~~sD! promptly act with
ngard to that lien as pravided in paragraph 4 of tho Sxurity Inswment or ahall promptly serurc an agreement ia a form
~ satisfactory to Lender subordinating that liea W thls Security Instrument.
Di. TRANSIFR OF THE PROPEItTY
If thero is a transfer of tbe Property subjoct to paregraph 17 of the Security Instrument, Lender may requir~ (q an in- '
crease in the currr,nt Note interast ratt, or (2) an increase in ,~r remaval o~ the limit on the amount ~ any one interest rate
chauge (if ihsro is a limit)~ or (3) a change in the Base Index figure. or all of the$e, as a cor~dition of Lender's waiving the
option w accelerate as provided in paragraQh 17.
E. GUNERNING LAW
Tlte Note and Security Inswment are to be conswec~ and enforesd in accordanct with the laws of the State of Florida
and ttie law ard rr~e~gulatioc~ss of the United States vf America. In the ev+ent of conflict betw~ecn Florida law and the Iaws and
regWatio~ af the Uni~ad Swtes of America, then in such evrnt tfie law and regulations of the Unikd States of America shall gwern.
By signing this, Borrawer agroes to all of the abave.
PREPARED BY: ~
Qou~las E. Gon~no, Esq. . . . . Borron~er
te.2o~ ro J': esss~•
1600 S. Federai Hwy. S ,
Forf P~erce, FL 3:i454 S~
(305) 464 • 1032 .~~e~ nj (SEAL)
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