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Home My WebLink About0933 . ~ ~ : :t~~~ GL.Ef 1t'~4L~ - ~~DEI~AL ~ + ry~ . ~ ~ . fi ' . ' ~ . ~ . ; ~ ADJUSTA6L~~II~~~RTGaGE L~A~V~~[~ER - ~ ' , _ . _ ~ ~ '~~T ~E~ $E~UR~TI~IN TR MEN'~~SECURE~ A N~E WHICH C(~NT11i~IS ~ ' . . . A P~~YI$IO~ ALLOWI~1~3 FbA CHAN6ES IN THE INTERES~R~ E IN~REASES ~ ` . . ' • a`-isa.... ~ ~ . - E ~~~F TF MA'V~RESUL~HI(iHER PAY~TS: DECREA8~S IN - ~ 1 ~ RE TR » ~ TE E~~~`E M~R~SUL It Lt~WER P~YM~NTS. ' " , t ! be . This Rid~`l~`Yi iad~`~hls I : ~ D'e ` =-~~f r ~ eeil to~ ~D V$~ ` Se is ( In~t ~"m i~~ioi tne s me ~ . . ~i~~~ . ~i t~,~ ~ „ date deeme'~$~end` ~ ~ lemer~ th8 Mo'~~g~ etl~ff ~g §e~re Borrower s Note t~G~~EN~ALE~FED~AI 3AVING§'~T^ ~AN`ASS~~1'- given b~i't`h"~`d~`ist~~ `~'~'b`f`~`6~'~r )'tc~` .E. ATIO~ ihe Le~i ~f th~ s~ir~~"`date' the~~te"~ '~"L`4~?eri th~~ eM ~s~r~b"~" ~ e ec"~`~i it' ~st~ ~~n~t~'"d ~ ~ ~ ~~1:F . . ( . . ~ ; . p~ ~ at 13~1 L~.ES ~L"l~D k~t:~°. ~k~3=2-.~ ~Ffi~'~IIt~~; FI, ~~3` 2 . ~ . ~ P~p~~'rt~~At~dress - ~ t . ~ ~~~~I~IAL ~O~L~A1~~ e'~f Lende'~`t~rtl~i~~Qn~`~t'~i~i!'~rees a'~~~lib`~~'tS" tti~'~`dV~nants a~td"a§~~e~in~i"fis ~'i~d8~ir~~the"~$ecd~ity'In~~i~Rt°~B~1~lw~r and ~ ~ f~llaw~: . ~ . _ _ - . , _ : - ' . ~ , ,r _ . , . - . A. ~NTEREST RAi e-A br An~ Ir1NT~te f nEe s~fANGiES i'~ 1Vb e p~~il d s ~ _ `7:~75~0 96: S~ctibns'~ th"~b'~Igii'S'of1h~~t'~i~t~~"~~b~id~fibY'~h~i~~'es ~ . , u , . in the i~terest t~t~ a'~'~th'~'~rti~~lthf~''~a~iYi~rlts;~as fbllows: ~ j °2. INTEREST ~ ~ . 3 , . . A INTERESt OWED _ . interest will b~har eii'~'1h'~t ~~t'~f ri~~i ~I that i~we~nd8'~hi~N~te whl~h ha~"iiot bee~' aid~li~tere~t will be c?~~r'getl , 9~. , , p.. p , : ~_r ~ ~F ` - - ~ ~ _ ~s < < € ~Ian~i~bntin~ing~Miith~f3fiarf~G~~itbfpPinaipalcalte~t e''Prlr~cf~ia~8al~nce''hasbe~rip~i~i. ' beginning~i thedate 1 ~~'"ce~y~n~i~t~e;l `wi(I"pa~"i~tere~t~at a yea~ty`~ate bf ~~=~7''~~~ ~ ` 96 ~ Se~i~1'~i~g'~n the"dAte di thf~ 1~ ~ . - ~ (t he " 1 ~ l i t ia t I r lteres t"~ate'~).~ T h~" i r~ terest Ya t~ t h`~° I~w i l t"~" ay w 1 1 1 i f i a r~'ge in a L"~~ l' danc~ wi t h Sec t i bri 2( C)`~n t i~ 2'( D)'~ b f t h ls No te~n ti l ; ; my'loan is'paid. Interest i`ate~~H~riges ma~oL`~°C~i'`~n~the 1~`r' - "~da~/''~f ih'~'iitbntFi beginnin~`rt - ~ . - _ ~ ~ ~ ; ~~~'6Le. "1~~ - - and"~r'ttie same day'of th'~ mo~th'"every. ~~ZL_~'II~S thereait~r. ; , . . . . r... . = r... . . tti Se~tibr~"2 of this Each dat~'bn which th~intere~t rate ~a'~`~h~~ng~ wiif be ca'lled a"~hang~ Date r'~?h~`interest ~~te r"equireci~bj~ Note i~ ihe~'faf~~l`wifl~'pay bbth`b~tor~`~rld`~itef`~inj/"defS~It tfes~~ibed in S~iibn $~bf this Notb. ~ ` B. ~'y'~HE INDEX - - . , ' . . . . p. _ ndex. :Theinde~t"1s An ~~San es i~ th~'ir~t~'e~t`~8t~9will , ~ , . a : . r- . "`Y ~r . ~ g be b~s~il'~r~~~hanges in a`~'I~te~e~t rate index which wili~e c~tt8~the -1 _ , _ . _ ~ ~ ~ , the: • . . . , . . . .,x-. s . . : . . . . . < . , , _ _ . : , _ . . , . . . . - ~ i I'7 ' a _ A : I , , .:r ~ . . . . . , _ . - . ..:~~~Y"vr-;5~~~~:~~r~Ar.'~~:r.ii~~G~~~ =t"ei°~~. - . . ~ T~l~~ , . . . , . L . ~ . . . . . .r. n . . . . ! . ~l'h~`~Cti~~e~ifinde'~fi~~~ is th~'~'o~t ~e'c8?~ . ~ , 6 3 ~ ~ i~de'~~tigt~t~"avail8bl~`A"~droxiit~~t~fj~`f~`rty~iiv~(45)`°day~ ti~fbre eaCf~ Ch~il j~"09te. Ittheind~'fC~easesl6b~"ma~""d~`ai?ait~bl~'b th'~" ~ilisFi~~;l~'r"8r5 s ~Cessort$th'~ ~itili~h~~ ~'i "~1~ ~i ~th'~ NOt~'~#~fder ~iifil ~~t`th~~tGt~ ~~te~est rafe b`~`using a'C~~i~~~~ble~i'~i`d~x. ' ~ . _ ~'C. "SETTING THE ~IEW INTEREST RATE ~TFi~~'is iloil~t~~'e~t'7at~'~h8ng~`ib~ th~fitst twelif~''~il)'~li~nth~ ~firt~ifb~~n: Di~tiit~"fhi~°p~iiod~l will pa~i`ii~t~rest'at itie l~itial Interes~Fi~te~`8f ~~~F~J~~~ND T~RF~-4~~ . , , " p8~cent'( 7.7~~b~ T~5'S'~C th~"~evV~ir1t~~est ~at~`f~`'`th~ f~t~t'~~Fi~``li geaD~t~~n °~~L''°~1; ~.19~9 .~'n~f~f`ea~ii"~hange"~~t~ ev8ty ~ twelve~~~`2)`~'f'~ilth~ th~~"~~ffS~~the ~iteF~l~lti~t-wlll I ~ ~ ' r~~~t 'i~ltetest tij~'aiiding - . _ calCUlat~i irl~new t(~`~3+~~,~~, ~)qt~'the C~i`rre~lf 1~d~k.'~Th~~`t~s'O~It i~~fits ~ caict~l~ff`~f will b~th~ new i~lt~test i~8f~`aS`~f'th~ n'e. ~ ~ ! ~tr r ~t~`~ha~9~o~ce; ~ibj~~~`t~1'h`~Hii~itatiTin'~s~f'~iit`i~Se~'ti~~~j~~tft~~;t`~'1Vote. I 0. ' i.IMIT$, INTERES7 RATE C~IANGE : • ~ ~ - ~`"~h"~~r~t~`'t~f~i~t~rest~l~am:~~~q~lired'ti~~i'~~i~ma"'~f"~i~t'~h'~fitj~ ~ibr"~'than'~rl~e```di~i~"~~e~f~ sff~Cessive . - ~ ~ peri~~'~~it~"fiP~~`(~if~resf rat~~har~ge'ma~~i~`rTt~ Ai~fi.~-~'7i1-, ''1'_~'$,A . • i Fufuie int~fe~t`rat~~h~'f~ges ma~'`'~~'i'~`the ~r:~-~'. - - da~t~$~'t~~~t7i`~r~th~ev~~ ~L~TE h~, ~ ftiereaft~r: ~ ~bn'e~~t~(3h~n~~~b~te, r~~?ew~interes'~~r~te wtii~?`~t''be'changed b~i"'i~~~th~r? . i p~~,~~;~ ~oo~~~s~t;~v~~`a`~'beiow~fn~ tr~t~re~~f~t~'~~°wa`s~pa~iti~i~t~n~iil~taly~prl~ir""t~fri'~`~h~~ge~b~t~`~i~~tux~et ue ~ r ~ ~ ~~'~~~n'~~rd lh~n .~~fY~ . , . . . ~ '.~~Q~~~t'~~ .r-" ~ .~3~~/ l'~ha~g~d ov~~'th~ ~t~~i 1 ~~'f ~Ii~V~ ~P'b81o~"~?+~`?I"~t~~PiC~resf ~i~fe. ~ ~ ~ 3. ":~`IME=AND~"~L`I1C~d~AYMEN'1'S `:~i wtiti~pa~r~r~~i~~~rd~`~it~test~b~`iYi~itlr~~~i8y°ments evA~'"'~titif~`I will'ih~ke m~ii`B~tFtl~aylment3'°~~he ~ , , T~T - ~d8~i~`~~If'~th}be~~r~r~ir1`~bn =MASC'~1~~8$ : i'11~fU~~nake tli~se r~ ~ ~ p8~il~l~tg'~'~ti( t i1~`V~ p~i~ th~'~~i~i~t'~`r~I~lf~t@reSt ~`~ij~h~~Fi~"~'ge~ ifesCribed beibtil~thB~l~Ow~`'"~i de"P`1F~1~~`N~f~:° i~f'~`ii ~1.. 2~~ - I still'~w~~a~iii~n'~i"d~`[fSi~''Fi~te; I wif~'p~"~ itr~"s~"~niounts i~`#~II"~i~tb= Td~t~ which is~c~ill~~~"~in~f'~~f~~'~ts.i'~) wlfi~'`~lek~'Ai'~'t~i#~il~'"p8'y''mbrits 6i~~~?~~A~LA$'~~l'~~`~'~(~' L•AI~S'~Di~~; I~~N~~~3~'i~"~°~t`~C~lfibt~rlt~`~I~ce ~f~'~ajuireii~fh~~l~te~(~~`d~r: . `4. x . ~1YMENt'AMO~~' A. xAlwb~~Wl''~H~.~~?~iIIYl~NYS ; , ' `M~`~`f~f~~~nt~wilt~ts~`t~"4h~ t~fitiAl am(~'t`~t~:`S:'~~ '~~~-~~a . ~''th~ irtterest``~ete~~ti~'~1ges~ as'~~f+~d~ in S~ctian`2~'~~"~"~t~f~; iFie e~no~`bf~l"~ti~f~~'y~ner?ts mA~"'ChangeMln'cresses i~ thB~iYft~rebf'~At~ willrresult{In~ti(~h~r ~~p8~ments `~`ft8i~ a' Cha~ig~~bgte-(oillesg'r~'''~°~epayment~~i`i~`C8` th'~~~1~lf ~hang~#~1'~f~`~Ns~'t~`tFiB i~'reases 1nRn~t~rest~r~tg). . s Papi'~`~13 ~ d~~:soss~e ~ s~e~?- Nc~ ~uN, bo ~ ~ ~ B~o~ J, b pbcf ~ ~ . . ~~~~8~ ~ ~ ~~o~?r~-~ ~0~~~4~g ~ •,m . . . _ •C-~_-.~-1~. ?N ~..•SlR--Y• ~-~i . , . ~ . ~ . ~ . . . - . . . .