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~ , , ' \ ~ • . ' ADC~ITIONAL AGREEMENTS AiVU pnC~VIS{O~~S
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Ownership ~nd Uss ot Collateral, 11i Securad) You Enti~o Ei.il~iir.n Uur.. If •,+,u ~t~~„ i ~,ay an installnient
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teptesent that you'own a~d have poss~ssion ot lhe on tin.o or yuu hr~~a1 rn«. ~,I •,,,iir promises unde~ lhiS ;
( collateral. No one else has any ctaim a~ainst it. Yau • og~enment, th~: ti~r,i;.c an I~~i,11111T you to pay at once
promise not to pive up possession of the collateral tor the antiro bal~ncf~ af th~ I:,~n (lnss the rofund of ;
moro than twenty•lour 124) haurs or do anything that ur.earned t~nan~:r~ cl,~r~~e t~? ~vhich you would be ;
~ will cteate a claim against it. Yo~~ promise to toke all . entitled in ttie ev~in c~( ~~~n~,ayn,ont) and without . ;
~ roasonable stEps to protect the ..ollate~al from other . noti(ying you in advancn l l~r Rank can also do thia ii ~
_ Cre?ditors, to keep it in good repair and not to use it for you miss a pay~ne~tit on ;,~~~~~~~er ~l~ht thac yuu owe tha ~ !
any illega) pu~pose. . 6ank, if you macl~~ rnisl~:uliu~ stataments on your . !
applicatiOn. If you b~scxiin~s in:~nlvcrd in b~nkruptCy or • `
Del~y in Enforc~m~nt. The Bank can delay enforcing insolventy proc:enr~ini~5. ~~t ~F you d~~. • -
any oF its rights unde~ this agreement without losing ~
them. F~: example, th~ Bank can extend the time for Prepayment.~ You can prcl+~W the entire balance af
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~ making some paymersts without extending others. • your loan at any time with ~~o pa~ialty. If you do, th• ~
~ Bank will ~ebate prt~-cnmputed ?inance cha~gs' { ~~t ~
-i Insurancs. You agree to keep the property securing ~~ursuant tn tl~~~ s~~n~ ~~I t~~.~ ~4ri~r:' mothod. ~ `
~ this loan insured against loss or damage. Property commonly-used rneth~,~l r.~~~npu~;nc~ reb~te ot `
insurance is ~ot availabie irom or through the 8ank. uneamed interest. Tt~r.re vn~l. h~~~~lever, b~ no rebate ot
} You may purchase the insurance from anyone that you an
y part of am,- lo~n proce• ~ ~~ig Iees. .
- , choose, but you ag~ee that the policy proceeds a~1d . ~ _ ' ~ . ~
premium rebatss will ba paid ro the Bank. II you don't Repossession. ~ he 8ank cin enter yaur pramises and '
~ keep the property insurad or pay premiums on time, ' roE~ossess the coll~te~al i( th~~ entire balance of the ~ ~
the Bank can pay th~ premiums tor you or cancel the loa~i becomes due (or any ~e,,~on or if vou brosk any
p~lisy and get insurance elsewhere. If the qanfc iioes other ~romise you have n„~fe under this agreement. ' ;
~ purchase such insurance elsewhe~e. it can select • No advance not~r.e WIII IDf' IClpur~d. Or, upon request :
insurance which Frotects only the Bank's interest in of the Bank. you ~•~~11 deliv~r~ th~ coltat~ral to the Bank •
~ . the collateral or which protects both the Bank's at a time and ~lac~ d~s~~~r~:~t~~~1 hy it. ~ -
• interest and your interest: in either case, you agree to . ' "
= pay for a~y premiums adv~nced by the Bank witF~ Once the Bank has pns~e =s~„n t`~+~ collateral, it can - !
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interest at eight:•:~ i18%) percent per annum. You setl it and apply the an~oi~n~ it r~ceiv~s to the unpaid ~
~ appoint the 8ank as atterney-in-fact ta negotiate and balance of your Ioan. it~~ Fia„~. wit! n~tity you at Itast
~ handie all matters with the carrier of any insurance on seven (7) days hef~re tha ~ile I( the sile price does~:t
your property, inciuding but not limited to the cover the total amoun~ ynu owe, yc~u agree to pay the
endorsement ol,checks and d~afts. unpaid balance, includiny r.osts of repossession.
' , storage and sale, and reasnn~~ble attorney's tees_
Balloon Paymsnt. !i a b911oon payment ezists at ~ '
maturity and is not paid ~vhen dus. th,e 3ank ne~d not . You <1(~~Pf• [n '~`r;I.~~n~ . s~, in ~~r on the
refinanr,e the balloon payment..You may reapply for rc~:usse~;~:e~i c~•'f:~t~~ri! ti~ ~t ~ r•,vr~~~.~:t u~.der lhis '
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credit to the Bank: the Bank will eonsider the credit aqreein~nt v~~t~~~r~ ttn~ry f~+ti ~1 ,tte~r rt:possassion_
appli~at~on and loan in light of ths Bank's then Othsrv~,se, yun a~~~c~• U~:,~ t;~~• (1,,~,E; c,n abandon
~ efiective lending Standards and the Bank's then these items or d-,nat~ N~~•~~~ t~~ c hinty
; oftered loan rate and toan ;~pes. ~ _ _ . ~
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' - Total Ac~reament. Thr: a~~~~~~ ~"~~~~~~t and mortgage (if -
' Collectiort Costs: You agree to pay ~ny collect~on applicable) rnn~a~n all of ~:~rmc anci co~iditions
_ costs, ind~ding reasonable attorney's (ees, if the Ba~k covering th~s loai~ it i~,; •~t r.l'cithF~r oF them is
. takes collection action. unenforceabie, the rem.~u+~r,c~ ~:~~t> ~.:;II r.~ntinue_valid. .
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. _ • • Waiver ot Pre-Existing h9~~rtgage. ~Jotwithstanding - ~ ~
f , . . the provisions of ariy prr. exi~trng_~~nitgage, this note '
1 . . shalt not be secured h• -~n~ n~nr,~ • c ~ - 1
; . ~ ~ ! t.. ~r~ your ~principai
~ ' ~ dwelling not des~nberi r~n tl~~• revrrsr_ sitle. ~
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~ ~ . _ NOTiCE . . ' :
ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUDJECT TO ALL c~nlR~s n~~~~ ~~FF LriSFS WH;CH TNE f
DESTOt'i CC~UID a~SSERT AGAINST THE SEL! ER C~F GOODS OR SERVICES OSTAI~JED WI~11 fHE PROCE~DS H~REOF.
~ RECOVEFtY N~iizUNDER BY THE DEBTOR SHAIL NOT EXCEFD A1~10!)NT~ PAIa SY Tl~E DEFITOR NEAEUitiDEA.
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,tar~ing at the SW corner of the SE 1/4 of Section 32, T35S, R40E, run North 1474.26'.to a~" s~
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}~oint, thenc~ run East 25.0` to'the""~oint of beginning. From the POB run North 181.0$' ` r- F`:
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t ~~~~rallpl with the 1/4.Section Iine to a point, then run East 6~3.59' to a point,.then run ' j=
_ ''"-~utli`231.SO' parallel with 1;4 Sect~on line, then run Northwest 635.41' to the P03.
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