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Home My WebLink About0993 ~ i ' _ • • , . . _ - 1 • . 1 ~ . ' ' ~ . _ - ~ ~l . ' 1 ~ • , . . ' . ~ - • . _ _ . . _ _ ~ - - - - - - - _ ~ - . . _ ~ - _ . . _ . . _ PROMISE TO PAY To repay my loan, I promise to pay you the ACTUAL AMOUNT OF LOAN; plus interest, until paid in full. I will pay the Monthly ' Instalment on the tst Due Date and again on the same day of every month through the Final Due Date. The ACTUAL AMOUNT OF LOAN, 6ionthly Insta!ment, 1st Due Date and Final 6ue Date are shown above. ~ INTEP~ST The interest is calculated at the time of any payment on the then unpaid balance of the ACTUAL AtAOUNT OF LOAN at the Rate ' of Charge sh~wn above. Fo~ the purpote of calculating interest, a month i: 1/12th of a year and a day is 1/30th of a month. SCHEDULED lNTE~EST The S;,heduled Inierest is figured on the ssheduled un~aid balances of the ACTUAL AMQl1NT OF LUAN en the 6asis :hat 1 will pay each Monthly Instalment on time. If I do, thpn the Scheduled Interest will be equal to the actual total amount oi interest I will pay. The actuai amuunt of interett I will pay may be mo:e or leu than the Scheduled Interest if I make payments on some ott~er basis. The actual totaf amaunt of interest I will pay will not be known until the loan is paid in full. APPLICATIOId 0 F You wil! apply any payment first to interest that haa become due, for the numher of days the then unpaid balance of the ACTUAL PAYMENT ~ AMOUNT OF LOAN has 6een outstanding, aid then to reduce the unFaid balance of the ACTUAL AMOUNT OF LOAN. ~ INTfREST AFTER !f the ACTUAL ~4MOUNT OF LOAN is not paid •,n ful! an the Final Oua Date, I will pay interest on unpaid bala~ces of ti~e ACTUAL ~ FINAL OUE OATE AMOUhT OF LOAN at the Rate of Charge until payment in full. ~ LATE CHARGE If 1 do not pay the full Monthly insWlment within 10 days after the date it is due, I will pay you a Late Charge of 5S6 of the Monthly Instalment, up to a maximum of 520.00 per late Charge. ~ _ PARTIAL PREPAYMENj I may make any payment, in any amcunt, earlier than agreed. ff I do not repay the loan in full, 1 will coniinue to pay Monthly Instalments each month. - ~ PREPAYMENT IN FU l prepay is ' ~ ~ - a a o mont s' interest calculated on the A T OF LOAh at t e a e o a e. DEFAUL 1 am in defaultif: - A.- I fail to pay a Monthly Instalment when due or fail to comply with the terms of ihe Securit~; Agreement and the Mortgage seturing this loan; B. Any statement made by me when I sompleted the appiication for this loan is untrue; C. I become insolveni and cannot aay my debts when they become due or I break any of the terms of this Note. ~ If I am in dafault, you may, at ~our option, demand from me immediate payment of the entire amount of the unpaid balance of the ACTUAL AMQUNT OF L0~!fV and interest on the balance lhat has become due and has not besn paid. You also may I exercise other legal rights, such as, among others, !aking possession of the personal properry and the real property offeredassecurity I for the loan and covered by the Security Agreement and the Mortgage. Prior to taking possession of the real.properiy, you may ~ bring a legal action to cut otf my rights io that property. This legal action is called "foreclosure". You may then sell such property • ` and xpoly ihe money received to the unpaid 6alance oi the ACTUAL AMOUNT OF LflAN and the interest that is due and unpaid. ~ li RESPONSIBILITY FOR 1 will pay all taxes, asseuments, vrater or othar charges assossed agaBnst the real prnperty and keep adeguate insurance an the real ~ ~ TAXES, INSURANCE property against lou by fire or other casualt~. If 1 fail to pay any charges or insurance premiums within 10 days after they ars dus, ~ . PREMIUMS y~,u may pay those charges or premium amounts. 1 will repay you any amounts you advance, together with interest, figured from ~ ~ the date you pay such amounts. • - I ATTORNEY'S FEES (f you refer this Note to an Attorney-at-Law for collecticn, and legal action is taken against me by the attorney (who is not your i employee, officer or director) I wil! pay you a reacona5le attomey's fee. ! also will be iiable f~r any foreclosure costs, including the - ~ _ ~ cos:s of sale. - DELAY IN You may delay enforcing any of your rights under this Note wiihout losing them. Y~u don't have to ry~tify me that this Note I ENFORCEMEN ~ hasn't been paid. You may cha~ge the ter~s of payment and release any security. '~ou may release any person who has signed ~ ~ this Note without rele.sing anyone else from liahility and responsibility under the kote. i - ~ HOMESTEAD EXE~:IPTION In some cases there is an exemption fr~m legal action against my house and the rea! property on which it is buiit, kr.own az the ~ homestead exempt~on. (n ihis Note, I give up my right to claim that the homestead exemption applies to any property in which I i_ _ give you a security interest, to the extent permitted by law. _ - ; _ . AAAOUNT OF The amount of credit extended will be Raid aher ihe Date of Loan, at the end of the rescission period of 3 6usineu days. That ~ ` CRE01T EXIENDED amount is equal to the Net Balance-P~ior Account (if an f1 plus the Items in Scheduie A, as shown in the Loan Statement. ~ SIGNATURE I s+gned ttiis Note on the Date of Loan in tf~e presence o Kitnesses. ~ ~ ~ ~2 JUh 30 P~4 2- 09 ~ , ~ Witness:~~ . :-~,-~.t_.-.~. . . . . . . . . .~~.rCs-. .V. . ~ . . . . . . . . (SEAL) . . . . . . . . t~~ . L . . : n ~ ISignature Borrower) " ~ ~.:.~5 ~ ~":itF~;.r~~ ~~-Z~,~ ~J77- (1...--Q-~ . . . . . . . . . l 1 Witness: . . . . SEAt ~ / CIEhH CIR~UIfi C~'ti:i`r ~ ~ (5~9~atur Burrower) ~'~1+rV ~ FrGRD ~'4 P.IflEO ~ - ~~~~r!t`./~~` . . . . . . . . . . . . . (SEAL; Witness : . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ J - , O~ _ (S~gnature orr ~ ~rj ~ , BOit FL-13 HHC (5/$2) u~+~~~~ ~ .