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Home My WebLink About0959 . .w . . , ~ ~ ` ~ t,,• : i , ~ . . , . ~ r~ i~~ r~;; c r. ,j}~~ . ` AOUIT1011AL A(3REEMENTS AND PROVISIONS ~i~,,~~tc`` i , r~ ~ ~ ~+i~,~ . a . . . ~ ' , - . . . . ~ . - . s.- - Owr?irship ~~nd U~s af Coll~t~rel. (tt Secured) You • Entire Belanc~ Due. if you don't pay an installmont ; ropiaa~nt ihat, you ov+tn and have possession of the _ ' on time•or if you break one ot your promises under this ~ collaterel. No one else h~s any clsim egeinst it. You . agreement, iho Bank can require you t~ pay at ance~``;,;~;'.~;. k•promise not to giva up possession ot the collateral tor the entire batance o( the toan (less the rofund ot f,~~t.;i ' mora then twenty-four (24) hours or do anything that uneamed tinanGe charge to which yau would be,~<<`~;~'~' ~ will.crsate a claim against it. You promise to take aIt entitled in the event ot prepayment) and without ~j\ , ; "?~=~reeaonable steps to protect the collateral from other . notifying you in advance. The 8ank can also do this if ~ creditor~. to keep it in ood re air and not to use it to~ T 9 P you miss a payment on anotFlar debt that you ows the , ~ ~~r~~lny illagal purpose. E3ank. if you made misleading statements on your'- r ~ ~ apphcat~o~. ;f you become involved in ~ankruptCy ar •:'•.~~'J,: ~ D~lay in Eniorc~msnt. The Bank can delay en(orcing . insolvancy proceedings, or if you dia. .~`_::;~.i~~_fi i , - • . ' .'~r.,'. ' any o( its tights under this agreamant without losing ~ ~ + ~`them. For ~xample, the Bank can extend the time for Propaymsnt. Yau can ~repay the entire balanca of ~`r ~ ,~s meking some payments without extending others. your ~oan at any time with no penalty. If you do, the ` ; ~;~;T~ ~ ~ Bank will rebate pre-computed Iinance chAr~e ~ f - ! '"-~'r' lnsurarscs. You agreo to kaep the propo:ty securing pursuant tQ th~ sum of the digits' mothod, a' ~ 3r~.this loan insuted against loss or damage. Property commonlY-used method for ~computing rebets or ' ~ insurance is not available from or through tha Bank. uneamed interest. There will, however, be no rabate of • + : . :~?•i You may purchase the insurance fram anyone that you any patt of any toan processing tees. - i~~,~;choose, but you agree that the policy procesds and . ~ ~ premium rebates will be paid to the Bank. If you don't Reposaession. The Bank can enter your premisea and { ~ , ~~~~i _ . ? ~ i,~- keep the pronerty insured or pay premiums on time. repossess the collateral if the entire batance of th• ~ ~ i i +/;:K `r!.•: 1 the Benk can pay the premiums tor you or cancel the loan becomes due for any reason or if you break any ~:ae°; policy and get insurance' elsewhe~e. It the- Bank does other prom~se you have mado under ihis agreement. -~1 ~ ,r. , ~~,fipurchase such insurance elsewhere. it can select No advance notice will be required. Or, upon request ~~~i _ '~;insurance which protects only the Sank's interest in of the Bank, you w~ll detiver the collateral_to tha Bsnk ~ ~~1~ the collateral or which protects both the Bank's at a time and ptace designated by it. • f:.~ ~ ° . . ~s~'`interest and your interest: in either case, you agree to - ~ pay for any premiums advanced by the Bank with ~ Once the Bank has possession of the collateral, it can' 3 `~,i" - - • . . ~ y interest at eighteen (18%) percent per ~enn~m. You sell it and apply the amount it receives to the unpaid _i;_-` Jt ti . < appoint the Sank as attorney-in-(act to negotiate and balance of your loan. The Bank will not~(y you at least '.t ~ handle all matters with the carrier of any insurance on sevan (7) days before the sale. If the sale price doessi t=' ~ r= ; i-~,your.> propertY~_ including but not limited to the cover ihe total amount you owe, you agree to pay the =:~_.~r`~` ; endorsement of checks and drafts. unpaid ' balance, including costs oi repossession, ~ • : . : . . . ~ . • F.'` . ~ storage and sate. and reasonable attorney's fees ~ ~ z'~~~:. Bslloon Payment. If a baNoon. payment exists at - . = A`i~ maturity and is not paid when due. the Bank need noi You agree ta recla~m anything in or on the ~ "~:;refinance the balloon payment. Yau may reapply for repossessed collateral that isn't covered under ihis •=.-;>i~~;: f }Credit to the Bank; the Bank.v,rill cons~der the credit , agreeme~t with~n thirty i30) days atter repossession. ~ application and loan in tight af the Bank's then Otherwise. you ag~se that the Eank can abandon ~ t~; ' ~ ~ ? effective lending 5tandards ~nd the Bank's then these items or donate them to charity. - Y :t• • i oHered loan rat~ and loan types. ~ ~ • • `~ti: Total Agreement. This agreement and mortgage (if ' t Collsction Costs. You agree to pay any collection applicable) conta~n aIl of the terms and conditions ~:i. ~ z_ , costs, including reasonable attomey's fees, if tha Bank covering th~s loan_ If any part of either of them is •=:~~ttakes collection action. unentorceable, the remaining parts will continue val~d. t~ • .~~x I~ I' _ Waiver of Pre•Existing Mortgage. No:withstanding `f . . ' ' ' _ ~ - the Fro~isions of any pre-existing mortgage. this note . y,f ~ ~ - shall not be secured by any mortgage on your principal • • 4i ~ s-. ~ ~ ~ drvelling not descnbed on the reverse side. . ~ ts`y ' • - . . - ~ - f~:' _ ' . . . . . a ~'k-~`, ~ • - - - - ~ . . . ~ , ` . • ' - - - . 1 . ~ ~ _ .x : : ' . NOTICE . ~ANY HOl.QER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE ~~DEBTOR COULD ASSERT AGAINST THE SELtER OF GOODS OR ~ERVICES OBTAI(VED WITH THE PR~CEEDS HEREOF. RECOVERY HEREUNDER BY THE QESTOR SHALL NOT EXCEED AMOUNTS PAIa BY THE DEBTOR HEREUNDER. _ 4 ' . ~ . . . . . , ~ '~~?Z..,i . ~ _ - . _ _ _ . . _ f.. ~ ~`,~Lot~6,~ of College Paxk Estates, according to~ the plat thereof as recorded in ~ t':. ; ' Plat Book 12 a `f.,- ~ r , p ge,52 of the Public Records of S~.Lucie County, Florida I ' _ . ' _ . - . _ - ~ - I - . ~t ~~i . ~ . ' ~ ~ ~V~ . 1 ~ ` l \ i . ~ • • - , f~~f~ ~yf L.r~„rr~. .rr Y, . Sf.l 1...lF ftl:`.' i:=: i.. ~ i " . tinG~~ i•C!; p • _ CLE i:K C1RC~1;' ~r,,,;r : , ~ - ;.i - • , - ~ ~ , -.~1 ~ I:~u~ : ~r, . . . - - . ~ ` ~ • _ - y' ~ y . i _ - i y~*)- . . _ . . _ i ~ Y'•, ` s . ? i ~ ~ _ ' . . . ~ aE-'- y;s - ~ . _ . , - - ' - ~ IL~492H ~12f81) M.060~42-381 - BQ(~t~~ PA~~ 9~9 . ~ ws _ - : . , . - " ~ ~ . . : r. ~ . .