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HomeMy WebLinkAbout0945 'j ( tt.~ Q ~&o ~ . _ ~ Ori ' m:~ i . Lb~n Otficer No. CONSUM~R PROM{SSORY NOT~ Cr •F11o • l.oan Oificer_ nj'~, _ P~nk• utieom•f 10895644-30 Dste _..1~i1gUSt 11~. ~ ~,19..~.~ ` Loan No.~. th6s note, the ~vords YOU, YOUR and YOURS mean e~:h and ail of thase who si~n it. 1'he ~vords WE, US, OUH anci OURS mean: ~ am~ ot F3enk • ' + ~ _ ~ _ _ - t omtse to Repay Righf to P~epay ~oan . ~ ~u promise to ~epay to us the a:nount of S 3~~$~3.32 ~ You may prepay the loan at any ~t~me. If you prepay th~s loan in tull, the annt~al percentage rate and on the terms disclotad t~elow. or if the loan is ?efinanced • thai is, replaced by a new note - we will ~ ~UTH !N L~NDtNG DISCLQSUF~ES.?erms of Rep~yment re(und the~ unearnecl interest, it any, by the Ruls af 78's method, and any unearned credit life of disability premium. Nowever, we ~NNUAL FIEVANC~ Amaunt Total of won't make any refiind of less than 51.00; and we won't re#und any 'ERCENTAGE CNARGF Financed Payments part af the acc;uisition tee. ~ATE The dollar amount The amount o! The amo~~nt you _ fhecostofyour thecrecl~t~vlicost. c~edit~+rovided willhavepaidafter ;reditasayearly ~ to you o~ on VouhavemaJeall Late~ Partlel. or Irregular Payments ~aee. your behalf. . Paymem: as We can acce t late payments or artial payments. and we Will not scheduted. P P 5S1 87 s20 251.45 35 803,32 ~ose any of our ric~hts under this note or the law. ~4~ecan alsodelay ~8•~~ S1S, • ~ S ' enforcing any of our rights under this note without losing those - ~ r+9hts. Should yo4~ fa;t to meet the responsibilities you have und~r ~l If checked, this obligation is payabls on demand and all ciis- ihis note, unless yc~u are excused from that responsibitity in rvriting clasurus are mada on an assumed maturity of one ycar. by us, wc ~ti~ill nat las~ any rights we may have aga+nst you on the Your Payment 5chedule will be: ' note. ~ - Number of pmount of Payments~ When Payments are Que You will be in default: ~ _ Payments - _ 1. If you don't pay an1• required paymeni~on time; 84 $426.23 ~~y 2' ~f You fail to meet any responsibilitias which you agree lo : ~ auume; or ' 3. (f vre reasonably cleem this note,. ourselves or the property in which we have a security interest to be insecure. Assumption: (Residential Mo~tgage Transactio~s o~ly! !f any of these defaults accur, we can then require immetliate pay- ment of the balance of this note, R~inus unearned interest if any. Someone buying your home - w;thout first notifying you or giving you the opportunity to pro- O can, subject to conditions ~ cannot test your IiaUitity. ~1Ja ~vill also have aii other righ's providecl us by assume ~!~e remainde~ of the mortgags on the original terms. . the terms of this note or by the latiy, fo~ instance, ihe right to re- R Security: You are giving a security interest in: possess the security, se11 it and apply the praceects f~om the sale to O The gdoJs or property b~ing purchased. . , the amount o~ving under this note. 1Ye can also apply *.he praceeds ~ ~Funds on deposit ~vith us and collatera! securing ather loans to any other debts yau may then owe us. ` ~ with us may also secure this loan. Calleciion Costs . ~ F ~ ^ ~ It you're in dsfault under this note and we demand ful! payment, ; Filing Fee $ 26 •a Non•Filing Ins: S~ you agree to Nay us interest on fhe unpaid halance at the disclosed i Late Chargs: , - annual percentage rate. lf we have to sue you, or turn yQUr account ~ff you don't pay any re~uired paymeM within 10 ilays of the ~~~~t~ ~s ovcr to our attomey in ord~i to cotlect what is owed us . u~der this nbte. you agree to pay our reasonat~ie attorney's tees a~d } due date you ~vill be charg~d 5°~0 oi the tate payment. court costs, inciuding thos° incurre~ on a~y appeat. ' ? Other - - Prepaymant: lf you.{~ay off eariy, you Comakers, Coborrowers, and Cosigners O= m:; D will not have to pay a penalty. ~ Comakers are the same as co5orrowers and cosigner5. If you'ra $X, may D will not ba entitied to a refun~ of part of the signing this note as a comaker, you agree to be equaUy respons+bte ~ with the b~rror•rer, althou~h we may sue either or all of }~ou. We ! . Finance Charae. ~ don't have to notify you fhat this note hasn't been paid. YVe can ~ Variable Rate: change or extEnd the ~prms of payment and retease 2ny securi4y ~ ~(f checked, the Annual Percentage Rate may in~rease withaut notifying c~r releasing you f•om ~esponsibitity on this note. ~ ~ Itemization of the amount financed of $ 20,251,4~J _ ~ - Amount given to you directly . 2O .000 , 00 _ _ ~ ~ Ar~~ount paid on your account S ~ ExamR!e: .ff the interest rate increa:es by % in = - _ you[_ Amo~nts paid to others en your behalf: _ - ~ 96.45 ~ _ would incrcase ta ~ . Pubfic Oificials _ S i See the cont~act dc~cuments for any. additional ir?formafson about Insurance ~ompanies S ~ 1 security interest, defauli, nonpayment, any required repayment in Credit Reporting Ager.cies S_. full before the scheduled dzte, and prepayment refunds and Appraisers ~ $ 100.00 penatties. . - ~ Arriounts oaid ta other ihiid parties on your b~hatf: ~ means estimatz. (Spec:ifica~ly Identifie~il - _ P~ ~PA ~'i tle & v~r f-T s ~5 .00 ~ 'he Fin~nce Gharge incl~des an acquis~tion fee of S.. SD~~d - ~~~¢P ~'PTM~ratwn ~,`_~4.~~ , 'he terms of any separste security agreement or mortgage granting S ~ Prepaid ~inance Gi~arge . hIS SECllftt~/ I(iitie_T ai~ i'iia`t'~c"'. a j)°ait G~ u~iS iiUiL. _ _ ~ ~ ' Insuranc~: Credit Life insurance and Credit visaoitiiy Insura~ce ? opy Received ~ are not required to obtain credit, and ~vilt not be provided unless f- 'ou acknowledge receipt of a completety filled-in capy of this note. ya~ sign and agree tQ pay the additianal cost. ~ . r - . t -j Type Premium Customer's Signature ' , . ~ - ~ - orrower 5=gn ure i.~£r~rj~J ~lljgtett ~ J . I want C~e~i± LiTe Insurance : 3,tf~~'~~'~l~. GG L,~~ Credit Life . . ~ ~ Si nature otrower SignaturZ ~~~~ed R~ste~t - I wart Credit Life Insurance Credit Life • Signature orrower Sig~ar~se ~ i t~ 1 want C~edit Lite and Crecfit Uisa- ~qa~ p,~J r1't Credit Life a~d bititY {nsurance ~ S'7~'7~4 - ~~P~~;t ~;5~~,~~~Y . . i1l~C ~hC ~:':Cr i: ~ S;gnat~~re ~rm J77 (9-81) $i. t U~1[~ f G1,'?~' i: n. - rt i'C ~ `.1•. A fi~)G~ f i..^ u~`~ ~ cttFKC~r•c~~;- PAGE 9`~5 ~ i - ~ . ~ 800K -