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. Lb~n Otficer No. CONSUM~R PROM{SSORY NOT~ Cr •F11o
• l.oan Oificer_ nj'~, _ P~nk• utieom•f
10895644-30 Dste _..1~i1gUSt 11~. ~ ~,19..~.~ `
Loan No.~.
th6s note, the ~vords YOU, YOUR and YOURS mean e~:h and ail of thase who si~n it. 1'he ~vords WE, US, OUH anci OURS mean: ~
am~ ot F3enk • ' + ~
_ ~ _ _ - t
omtse to Repay Righf to P~epay ~oan . ~
~u promise to ~epay to us the a:nount of S 3~~$~3.32 ~ You may prepay the loan at any ~t~me. If you prepay th~s loan in tull,
the annt~al percentage rate and on the terms disclotad t~elow. or if the loan is ?efinanced • thai is, replaced by a new note - we will ~
~UTH !N L~NDtNG DISCLQSUF~ES.?erms of Rep~yment re(und the~ unearnecl interest, it any, by the Ruls af 78's method,
and any unearned credit life of disability premium. Nowever, we
~NNUAL FIEVANC~ Amaunt Total of won't make any refiind of less than 51.00; and we won't re#und any
'ERCENTAGE CNARGF Financed Payments part af the acc;uisition tee.
~ATE The dollar amount The amount o! The amo~~nt you _
fhecostofyour thecrecl~t~vlicost. c~edit~+rovided willhavepaidafter
;reditasayearly ~ to you o~ on VouhavemaJeall Late~ Partlel. or Irregular Payments
~aee. your behalf. . Paymem: as We can acce t late payments or artial payments. and we Will not
scheduted. P P
5S1 87 s20 251.45 35 803,32 ~ose any of our ric~hts under this note or the law. ~4~ecan alsodelay
~8•~~ S1S, • ~ S ' enforcing any of our rights under this note without losing those
- ~ r+9hts. Should yo4~ fa;t to meet the responsibilities you have und~r
~l If checked, this obligation is payabls on demand and all ciis- ihis note, unless yc~u are excused from that responsibitity in rvriting
clasurus are mada on an assumed maturity of one ycar. by us, wc ~ti~ill nat las~ any rights we may have aga+nst you on the
Your Payment 5chedule will be: ' note. ~ -
Number of pmount of Payments~ When Payments are Que You will be in default: ~ _
Payments - _
1. If you don't pay an1• required paymeni~on time;
84 $426.23 ~~y 2' ~f You fail to meet any responsibilitias which you agree lo :
~ auume; or
' 3. (f vre reasonably cleem this note,. ourselves or the property in
which we have a security interest to be insecure.
Assumption: (Residential Mo~tgage Transactio~s o~ly! !f any of these defaults accur, we can then require immetliate pay-
ment of the balance of this note, R~inus unearned interest if any.
Someone buying your home - w;thout first notifying you or giving you the opportunity to pro-
O can, subject to conditions ~ cannot test your IiaUitity. ~1Ja ~vill also have aii other righ's providecl us by
assume ~!~e remainde~ of the mortgags on the original terms. . the terms of this note or by the latiy, fo~ instance, ihe right to re- R
Security: You are giving a security interest in: possess the security, se11 it and apply the praceects f~om the sale to
O The gdoJs or property b~ing purchased. . , the amount o~ving under this note. 1Ye can also apply *.he praceeds ~
~Funds on deposit ~vith us and collatera! securing ather loans to any other debts yau may then owe us. ` ~
with us may also secure this loan. Calleciion Costs . ~ F
~ ^ ~ It you're in dsfault under this note and we demand ful! payment, ;
Filing Fee $ 26 •a Non•Filing Ins: S~ you agree to Nay us interest on fhe unpaid halance at the disclosed i
Late Chargs: , - annual percentage rate. lf we have to sue you, or turn yQUr account
~ff you don't pay any re~uired paymeM within 10 ilays of the ~~~~t~ ~s ovcr to our attomey in ord~i to cotlect what is owed us .
u~der this nbte. you agree to pay our reasonat~ie attorney's tees a~d }
due date you ~vill be charg~d 5°~0 oi the tate payment. court costs, inciuding thos° incurre~ on a~y appeat. '
? Other - -
Prepaymant: lf you.{~ay off eariy, you Comakers, Coborrowers, and Cosigners
O= m:; D will not have to pay a penalty. ~ Comakers are the same as co5orrowers and cosigner5. If you'ra
$X, may D will not ba entitied to a refun~ of part of the signing this note as a comaker, you agree to be equaUy respons+bte ~
with the b~rror•rer, althou~h we may sue either or all of }~ou. We !
. Finance Charae. ~ don't have to notify you fhat this note hasn't been paid. YVe can ~
Variable Rate: change or extEnd the ~prms of payment and retease 2ny securi4y ~
~(f checked, the Annual Percentage Rate may in~rease withaut notifying c~r releasing you f•om ~esponsibitity on this note. ~
~ Itemization of the amount financed of $ 20,251,4~J _ ~
- Amount given to you directly . 2O .000 , 00 _ _ ~
~ Ar~~ount paid on your account S ~
ExamR!e: .ff the interest rate increa:es by % in = - _
you[_ Amo~nts paid to others en your behalf: _ - ~
96.45 ~
_ would incrcase ta ~ . Pubfic Oificials _ S i
See the cont~act dc~cuments for any. additional ir?formafson about Insurance ~ompanies S ~ 1
security interest, defauli, nonpayment, any required repayment in Credit Reporting Ager.cies S_.
full before the scheduled dzte, and prepayment refunds and Appraisers ~ $ 100.00
penatties. . -
~ Arriounts oaid ta other ihiid parties on your b~hatf:
~
means estimatz. (Spec:ifica~ly Identifie~il - _
P~ ~PA ~'i tle & v~r f-T s ~5 .00 ~
'he Fin~nce Gharge incl~des an acquis~tion fee of S.. SD~~d - ~~~¢P ~'PTM~ratwn ~,`_~4.~~ ,
'he terms of any separste security agreement or mortgage granting S
~ Prepaid ~inance Gi~arge .
hIS SECllftt~/ I(iitie_T ai~ i'iia`t'~c"'. a j)°ait G~ u~iS iiUiL. _
_ ~
~ ' Insuranc~: Credit Life insurance and Credit visaoitiiy Insura~ce ?
opy Received ~ are not required to obtain credit, and ~vilt not be provided unless f-
'ou acknowledge receipt of a completety filled-in capy of this note. ya~ sign and agree tQ pay the additianal cost. ~
.
r - .
t -j Type Premium Customer's Signature '
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orrower 5=gn ure i.~£r~rj~J ~lljgtett ~ J . I want C~e~i± LiTe Insurance
: 3,tf~~'~~'~l~. GG L,~~ Credit Life . . ~
~ Si nature
otrower SignaturZ ~~~~ed R~ste~t - I wart Credit Life Insurance
Credit Life
• Signature
orrower Sig~ar~se ~ i t~ 1 want C~edit Lite and Crecfit Uisa-
~qa~ p,~J r1't Credit Life a~d bititY {nsurance
~ S'7~'7~4 - ~~P~~;t ~;5~~,~~~Y . .
i1l~C ~hC ~:':Cr i: ~ S;gnat~~re
~rm J77 (9-81) $i. t U~1[~ f G1,'?~' i: n. -
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