HomeMy WebLinkAbout0947 _
' . ~
t .
;
~ . . _
'i i
.
r . .
t
. . ~ ~ .
, .
Co~ibined Note and Disclosu~res Requir~d by Federol and State Law ~ _ ~ r
. ~ . ; ,
- ~~-~:_a.~.c. .crtEOt~ coR~oKRTfoM ~
LENDER ~O I 8 ~ f EOE RAl lIMY . .
~ lfO~T PiERCE~ .f~ 33~lS8 _ ~ -
1~31-331'~ ~ilaME ~1i4-1~00 . .
i"~''~~~ ~ ~ ~
N~ ~~~rf ~ . _
- s Sw~1fM.
tO~uu e+o. ~ BORROWERS (NAMES KN~ AppRESSES) -
~ ~~~1~~~
~ ~ - C1 ~E'~tY ~ a'!I~iYAtN1 ~L LCl~IA P ~ - .
; 5~32 Sli~tn'~"'~?.~'K. T~~' ,s ~a~ _ ..s. _ - . ~
s Rf ST Lir~Cl E fiL ~3~52 . ~ Ao~ - 7 INTtRCfT .
3.f.•
- . ~
j DAtC l1RST MTAILV[M ON~ OTN[R• W1~L YVfTALLM[MT OtJC INfTALLiIlNTf ~ DOi1YtMMT lTAM~ SRCURITY lNTtptfT ~
~ ~ OAT~ TY /IIIfT - OTM<,If T.~7t~.1~ 70
~39~r1?./vi f~f72/f~2 ~„~`,°:oNT~ ~~/n?./~Q s_. t30 ~2f?$:Of1 s.
i TOTA~ OI ?AYYtNTS ANOUNT r~MANCID CI~[DIT INfYRA~ICt CNAR6tf INTAMO~~LF TA7[ ItfAl CrAR YOR7iSAGC '
~ s 1k'~~,g..?^ ~4a?.G5 _ « cHARCE ~O~t5.95 ~ 19~.C, . ~ "••~~~'`NF s ~•~M~M£ s 21,U~ YES
~ TO7AL AMOUMT IArA~tt ADOITtONAI C1iA1~GEf O?IICIAL r[~f - lAOCtfbi p/ {pw?~
- rwrr+ar ~~racs , ~ ~ I~Jtl~lll)s ~~~o-i~ it~J~tilC:l7 - a~i f QI ~ ~3~vg
S ~w mnw~awrrs f f f ;
~ _
€ " ANNUAL PERCENTAGE RATE
(t) CREDIT ~IFE OR DISABILITY INSURANCE IS NOT REQUIRED TO OETAIN TNIS LOAN. It Barrowers desire credit life (deaeasing term) inwrance
~ or c~edit li:s (decreasing term) and disability insurance, the charge(s) therefrx stated above will be a part of the qmount Financed and the insurance_covers the
Borrowerls) named in the certifi~:ate(sl of insurance delrvered herewith. The term of uedit life or credit life and disability insurance is the originatly scheduled
I term of the loan. No charge iz made fo~ credit insurance and no credit insurence is provided unless one o'f the Borrowers cfesiring insurance signs the appropriate
, statement betow. We desire Jdnt Crtdlt Life and
/ desire tdi ije ln~uanc~. We desire Joint Credit Lije /nsu~ante. Si,~ale DitabiGty lnwrance.
. - ~ _
wer's nature Dote : 1 sr Borrowe~'s Signa~ure Date 1 st Borrowti
s Sg~mture Dnle
/ dewt C Lije Inmsence and i iGty /nsuiance.
Bonowt~ i Sgnature Date ?r.d Borrowrr's Si~wtu~t Dntt " lnd Bomnwer t Sirnature Qeta
12) YOU HAYE THE RIGHT TO PtJRCNASE FIRE AND EXTENDED COVERAGE PROPERTY INSURANCE FROM ANY INSURER QR AGEN7 OF
YOUR OWN CHOICE, AND YOU HAVE THE RIGHT TO PROVIDE SI;CH INSURANCE THROUGH AN EXISTING POLICY INDEPENDEWTLY -
~ OBTAINEU AND PRID FOR BY YOURSEIF. . • ' -
! dssire fire and extetxfed oovera9e p~operty inwrance tor the origina !y scheduled term of this loan ar.d hereby authorize Lender t~ obtai~ such ~nsurance, the -
~ cost of which is stated atwve. .
~ Borrowri
t S{gnature - Qate .
~ IF YOU ARE I~tOT SAT~SFiED FOR ANY REASON WITH THE CREDIS' LIFE OR CREDIT LIFE A~VD UISABILITY INSURRNCE PURCHASEU, you may
return within days from the date shows~ abovE, fur cancellation, the C?rtifitate(s) of Insurance and a refund of the iull premium paid_will be made.
f ~ ~ ~
707A1 OF PAYMENTS is the Amount Finshced plus the Finance Charge and is the amount required fer oayme~t according to sct~fulz.
AMO1INT FIiVAfvCED includes any O~ficial Fees, any charges for C.•rdit Life ar?d/or Disability Insurance, Fire and Extended Coverage Property Inwrance, Docu-
mzr?tary Stamp ard Intangible Taxes a~d Additionsl Charges.
I PROCEEDS OF LOAN is the Amoun: ~inanced Itss all chargetsl, ii any, for Credit ~itE or Credit Life and Disability~lnsura~ce, Fire and Excfuded Coverage
Property Irtwsance, Documentary Stamp and Intangibla Taxes, Official Fees and Addiiiunal Charyes. - ~
OFFICIAL FEES ara paid to pt~blic ~officiats for perfecting security interests in personsl and rpl property. .
_ ~
ADDITIONAL CHARGES are clasir?~ cosn incurred with respect to a loan secured by a~ interest in Real Estate and include one or more of the fo~lowing items:~ ~
sbstrsct aosts or s?milar c~ges, roaso~a6k fees paid to any attomey for the preparation of documents, and s~pp~aisal costs. ,
FINANCE CHARGE - ANNI?AL PER~ENTAGE RATE. The Finance Charge sWted above is the approximate amaunt which would be earneci for th? payment of
1he %0.mount Financed according to schedule at the contract rate of interest. The Annual Percentage 4ate wt~er. cam~wted by the actuarial method for payment ac-
-cording to s~?eduk would yietd the 'rinancx Charge stated above. -
D~tINQUENCY AND PREPAYMENT. Delinquenty will inuesse the F~nance Charge ar.d prepayme:~ts will rcduce the ~inance Charge, as the contract ~a;e of in-
terest es cort+.puted on actusl unpaid balantes of Amount Financed for the actual tin~ outstandin9. _ .
' BECURITY. This losn is secured tsy this Note snd ~ny Credit Inwrante, and by the proceeds of any ProRarty Ins~~nnce for which a charge is made as stated above
i or vitfiich is wp(~lied by Botrowert. If "YES" sppean under "Security Intercst" sbove, thxe is a S~curity Agreemert an personsi property listad befow beforeginy to
B~rowe?s. If "YES" appexs under "Resl Estate Mortgsge" above, there is a mortgage on the real estate belon9ing to Borrowecs focated at tha sddress stattd st~ave ~
uniass a different sddrrss is stated below. . ~
_ ~EAL ESTATE - t~ -