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HomeMy WebLinkAbout0438 'Ilic ~lurl~;a~;ur hen•1~~~ ruvrn:~nlc ~vi:h lh~~ Nlu?Ika~;~•e, Ui~l h~~~~he it ind~•f~a~ibly s~•ized ~~f tiaid land in f~~~• sin?ple ur su~~l~ uUii~t i•sl~il~~, if an~•, as i~ slal~•d I~~n•in; U~al hcJ~hr haa fuU ~~u~~•~•r and la~~•ful rigl~l lu cu~?~~cy ll~~~ san?c ais ~f~~r~•~;iid; llial lh~• (:iud is fn•~• fn~tn :~U ~•~~cuu~ur:~nc~•c ~•zc~~~~t ~c h~•t~•in ~~Ihi•n~~ici~ tci•il~•d: U~at ~:iid A1url~;;~4;~~t H~ill ni;,kt• sueh furU~~~ a~suraiucs lo pn~vc U?c a(un•said tiU~• tu ~aid I~nd in said (~1~~~1~a~~c ac ma~• be tcasunably tcquiri•~I, aiid lhal said f~lurtg~~gor d~ies h~•rcby fully w~arrant lhc IiUe lu said la~id, ~nd ~~~~•rp parl lhercuf, and will dc(~~ncl ti~e s~ni~• 1~;~1115~ llll~ lawful clniois of :1~~ (ll•ISUI15 K'~1111115UCYCf. Pnov~u~:u Ai.NAYFi thnt i( lhc !~1art~;n~;ur sl~aU pwy u~?lo LLo 1~1ort6n~co lhnl ccrlnin prou~i~sory nolc, ot -~vhicu ll~o (ulluwiug is a eubslanlial copf, lo wiL: - . =60,000.00 Port St. Lucie , l~~ori~ls. January 17 ~ 1t)90 , ~ K FUR VALUE IZECEIVED~ ll~c un~cryigncJ pru~nisc(s) to ~~ny lo DEI.LWOOD CORPORATION s ~ ~ ~ ~ p c~r~~ornti~~n orRnniu~d nnd exiating undcr ltic ~ IAwe ot State of Pennsylvania ~ or onlcr, lhe priuci~inl ~um u(SIXTY THOUSAND AND NO/ 100------- j -------------------------------------------Uolinrs (i 60,000.00 wilh inlcresl fnm~ dnlc nt ' llic ralc uf NINE AND ONE HALF ~~cr ccnluu~ (9. SO °fo) ~~cr nnnum uu thc un~~nid I~nlntzce unlil paid. '1'he ssid princi~~nl nn~! inten•sl Rhnll 1>c ~~nynl,le nl lhe u(l~ice ~~t Dellwood Corporation, Post Of f ice Box ~ 729, . , Carnegie, PA 15106 , nr nl cucl? othcr plncc ns ihc hol~lrr inny dceiRnnlc in wriling dclivcrc~l or tunilc~l lo lhc ~Icl~lur, in in~mlhly ins(nllnicnt.r crfFIVE HUNDRED FOUR AND 52/ 100------ ])~?)~«ra 504 . 52 cnn~nicncing on thc firsl ~Iny u( March ~ 1090 ~ and continuinq on thc firat, dAy of oacl? month ll~crcn(lcr unlil lt~iv nolo is [uU~ pnid, oacept lltint,, iI not sooncr pnid~ ll~c finnl +n} ment ot princi~~al anil inlcr~~st, ~hnll be duc nnd pnyrtblo on the liral, day of February ~ 202~ ! Privilcgo is rescrvcd l~ prc~iny nt any limc, K•il6oul, prcn~iwn or fcc, tl~o cielire indoLt~ednca9 or nny patt~ thcreo[ not less Ihan tl~e amount of onc installmenl, or onc hundtcd dollats (a100.00), Khiclicvcr is Icss. Prepaymenl in [ull shall bc cteditcd on lhe dale rcceivcd. Partial prepaymcnl, olhcr Uian on an inclallmenl duc dalc, necd nol bc crcdilcJ unti) lhe next [ollowing installment due date oc thirty days afler such prepaymenl, whicheve~ Is earlicr. II any deficicncy i~i l6o pnyincnt of nny installu~enl, un~lcr lliis noto 4v not mn~le ~ood ~~rior to tho duo dato o[ tt~e next sucl~ ins~nllment,, t,he ei~lire }~rincipn! suin nn~l accrued interes6 s6n1! nl, once becomo duo nnd ~~ny- able wiLhout uolice at, lho o{~tion of lho liol~ler o( tl~is nole. Failure to exerciso lhis o~tion et~all ~~ot const~tute~ ~ a waivcr ot i,ho riglit to exerciso ll?c s~me in thc evcnt, ot n~~y sUbsequcnl, dc(nult. In l~~c ovent o[ dc(nult in t,ht~ ~ payment ot Ll~is nutc, n~~~l if l6c qnmo is collccled by an ntlorney et ln~c, lhc undcrsigned hcrcby Rgrcc(e) to j pny all co9ts o! colleclion, includin~ n rc~sonnl,lc nttonicy's lcc. ~ Tt?is note is secured by n~orl~n~;e of c~•en dnte e~rcut~~l bp lho uncle~i~n~d on c~rlnin prorerl~ d~5cribed ' thcrciu and rel>resculs ~nuncy ncl.unlly usc~l for lhc nc~~ui~iliou o( enid propcrl.y or t6o improvomo~~le ll~crcon. Prosenl.~ucr?l, prolcst, enJ nol.icc Rre h~vi•I,y K•nive~l. i /s/JOSEPH S. NAPIER [sF.~L] ~ JOSEPH S. NAPIER i /sf CANDACE J_NAPIER _ [SF.AL] ; CANDACE J. NAPIER I ~ ~SEAL) ~ ISEAL~ ~ And shnll duly, promplly, ~na t~,i~y r~~r~~~~~, discl?arRe, execut~, riTer,l, cum~?Iete, anil comply a~ith ancl abide ~ by euch nnd every tl~e stipulntions, nRrc~inents, con~litiuns, nnd c~~~•en;?nl9 of sni~l ~~r~m~issory nute and o[ Lhis E mortgnge, then this mortgnge nnd U~e estnte hercl,y created shnll cease nnd be null nn~t ~~oid. ~ 'I'he I~lorlgagor furtl?cr covcnanls as follow~s: . s 1. 7hat, hc/shc wil! ~~~y the inclcl~lc~cln~ss, as I~~•rri~il~efc~rc Eirc~vi~lc~cl. l'rivil~•{;~~ is mscrvc~l lc~ ~~rr~+ay al :u~y li~n~, ~vilhoul ~~r~~miu~n or f~~c~, ll~~ cniir~ incli•I~l~•cln~ss c~r any ~r,~rl th~~r~~~[ iic~l I~•ss ltia~i ihe rinu~~niL o[ ~ c~nc insi.~ll~~icnl, or onc hunclrccl clc~llars (~10U.0U), ~~~lii~•h~~vcr is I~~ss. f'r~~~?aynu~i~l in full sh:+ll hc crcclitrcl ~ cn~ lhe clate receivecl. t'arlial ~?r~•~~ay~ni~~i~t, c~lli~~r lhan ~~n an installni~nt clue cl:?le, tu~c~cl ~u~l lie cr~clilecl ui~til ~ the i~ext t~~llc>win~ inslalln~c•nL due clal~ ur Iliirt~~ clays aft~~r such ~,r~~~~a~~~nenl, «~hi~~h~w~•r is ~~;~rlirr. ~ 2. in or~lcr in~~rr full~- 1~? ~?r~?It•rl Ilu• ~rcuril~ c~f Ihis n~nrl~n{~~~, Ilu~ \1~~ri~;n~~?r, I~~~;~Ilu•r ~vilh, nnil in u~lclili~?n 1+?, tlit• ~n~nllil~' ~~o~~niri~ts nn~l~~r tlu• I~~rin~ uf 11~~• nnl~ ~~•rurr~i I~rr~l~~•, un Ili~• Grsl tln~• r~cli ~u+~nl.li ~ unlil tlu• sni~l n~?t~• is full~• ~?ui~l, •~~ill ~~n~~ 1~? llu• ~1~?r~~u~r~•, ns tru~l~•~~, (un~ler~th~ 1~•rn?s ~~f llii, trusl ns I?crcin- ~ nft~r slntccl) tlic~ fullo~~•in~; ,un~s: ~ (a) A eum equal to the ground rents, it nny, ncxl duc, ~~lug lL~ ~remiurns lhat ~vill rycxt, becomc dur, nnd payable E on policies of fire nnd other hnznrd ingurnncc coverinq lhe rnorl~n~c~1 propcrly, hlus taxcs nnd nsse5smcnls ~ nexL due on the mortqn~ed propcrly (nll c?.g estiinaled by the I~torl~nqce nn~l o( which lhe I~tortRn~or is j notificd) Icss all eurns nlrencly pnid ll?crc(or ~livi~lcd by thc numbcr of n?onihs to clnpsc hcforc unc monlh ~ prior to I,he date wl?cn such ground rents, prc~niums~ tnxes, and e.gscssmcnls wil) becomc delinqucnt, ! euch sume to be held by 1~larlgn~ceinlrusttopaysnidgrounclrents,~~remiums,tnxes,andsrecinln.s5essments. (b) 1'hc aRFregete of thc nmounls pnya~lc pursunnt to subnarngrnph (n) and thc~sc Pnynblr_ on thc nolc ~ccured l~erel y~ ehall be pnid in n single {~nymcnt ench rnonth, lo I~e n~~~~licJ to tlic fulluwiitig ileme in lhe order etaled (1) ground rents, taxcs, nsses~mcnte, fire, nnd othcr hnznrd insur:?nce ~~remiume; (II) interest on the note eecured hcreby; and (III) amorlizntion o( lhe principnl o( nnid notc. Any deficicncy in lhc nmouni ot sucli n{~~;rr~nlc ~n~nllily ~?a}•tncnf. sl~all, unlcss rnn~ic ~oo~l Ly thc A1ort- ~ ~;ngor pr~or to ll?e duc ~Inle u~ ll~c nexl su~•I~ ~nl'~n~•nt, i•an~lilule at? cvenl. of dcfnull, undcr tlii9 m~rl~n~;e. At AtorlFngce's op~ion, Morl~ngor will ~~ay n"~nte clinr~c" tioL c~ccc~ling (our per centuin (~°fo) o( nny instaU- ~ - ment wl?et? 1~aid more llinn fi(lecn ~i) dnys Aftcr tlic duc ~Inte ll~ercof lo covcr thc cxtrn expense involvael in ; Landlin6 dclin~~ucnt j~ny~n~nls, I~~~t su~l~ "In1~ rhnr~;c" sl~nl) not I,r. ~~n~•nl~lc out of Ihe ~irocc~~is of nny snlc 4, ~ ~nn~le Lo sntis(y U~e in~lcbted~~ess se~ure~l i~~rel,y, unlrss sucli I~rocceds nre Bu(licienl. l,o dischar~;e the entire ~ g inde~tednc~ss ancl ell propcr cusls nn~l expcnscs secure~l lherel~y. :l. 1( ll~i• toli?I of Ilu• ~~n~-i?i~~?ilc ~niul~• I~r tli~ Alnrl~u~;~~r un~lrr (n) ~~f ~~nin~ru~~l~ 'l prr~~e~li~i~ sl~nl) cx~,ccd ~ Llic an~ounl of (~n~•in~tils n~•lunll~• iun~l~• I?~~ If~r ~1url~u~c~•r, n~ Iru~t~~r, f~~r ~;roun~l r~~~~l~, Inxcs nn~l tL55PSC111C11I5~ ~ and insurnncc ~~r~~ii~iui~is, ns tlir ~•n«• ~i~n~~~l~r, cu~•1~ rrr~s, cl~nll 1,~ ~~r~clil~~l ~?n s~tl~s~•c~urnt {~a}'u~~~nls to bc inade ~ Ly thc '~1arlKn~;or (or su~•I~ il~•inc ~~r, ul~ I~1r~rl~:n~~rr'~ ~~~?li~?~~, nc trucl~~, sl~nll I~c rrfunil~~l 1~ Aiorl.~n~or. If, Qo how~vcr, sucli n~<?nihl~• ~m~~nicnts ~I~nll nnt I~r ~iilli~~i~n1 1~? ~~n~• eurl~ ilrins u~hrn Il~r snnir sl~nfl t~cr.omc duc c°~ ancl pn1•nl~le, Ih~n tl~c \l~rl~;n~c~r ~I~:il) ~?n~~ 1~~ Ilir \Inr~~n~r~~, nc Irus1~~~, nn~- n~u~?unt n~~es~nr~' to n~nkc up t1~~ ~I~•(ici~n~~-. 5uc•h ~~n~n~~~nt ~linl! I,~ ni:~~lr ~cill~in tliir~~- 1:f11) ~ln~~ nft~•r ~~~~iltrn nn~ir~~ f~c~in t~~c T~1nr1~n~~e slntin~~ tl~~ tun~nnt nf tlir ~Irfi~i~r~~~•, ~~lii,•I~ n~~ti~~ ?nnt• I~r ri~•rn I,~• inn~! If ~t t ~ . ~ ~~~~,~~,~~~r~- ~ ,zfi ; € ~ ~ r ~-.a~< *