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Home My WebLink About0477 E.Xki I B I T"A" NOTE July 24, , 1989 Port ST Lucie . Floridg ~C~ty) isia~el 365 NW Curry Street Port St Lucie Florida 34953 ~P~ope*t~ Aooresfl l. DORRO~~'ER'S PROn1ISE TO PAY In return fot ~ loan Ihat 1 have receive~l, 1 promise to p~y U.S. S 59, 150.00 (~his amount is calfcd "priocipal"). plus interat, to the ordet of the Lender. The Lender is REPUBLIC SAVINGS BANK I understa~d thal the Lender may transfer this Note. The Lender or anyanc who ~aka this No~e by tr•rn~fer and who is en~iticd to rcceive payments undet this Note is callcd the "Notc Holder." 2. IYi'6RES'f Interrst w~ll bc charged on unpaid principal until the full amount of principal has bern ~id. I will pay inttrest at a yarly rate of 10 . 2 S 96. The interest rate required by this Section 2 is the rate I will pay both before and af~cr any dcfault describcd in Sectio~ 6(B) of this Note. 3. PAY~tENTS (A) Time and Ptsce of Payments t will pay principal and interest by making payments every monlh. I will make my monthly payments on the ls t day of each montA beginning on September 1, . 19 8~ I will make thae paym~nts every month until I have paid all of the principal and interat and any othu charga described below that I may owe under this Note. My monthly payments will Ee applied to interat before principal. If. on August 1, 2019 ~ . I still owe amounts under this Note. t will pay those amounts in fuU on lhat date. whitb is calkd the "maturity date... I will make my monthly payments at 3970 RCA Blvd Suite 7000 PaLm Beach Gardens, Florida ~ 33410 . ~ or at a different place if rcquired by the Note Nolder. ~ (B) Amount ot Monthly P~yments • j My monthly pYyment will be in the amount ot U.S. S 529 . 60 ~ 4. BORROWER'S RIGHT TO PREPAY ~ 1 have the right to make payments of principal at any time before they are due. A paymcnt of principal only is known as a"prepayment." When 1 make a prepaym~nt. t will tell the Note Holdu in Mnting that 1 am~doing so. ~ t may make a full prePaymrnt or partial prepayments without paying any prepayment charge. The Note Holdet E will Qse all of my prepayments to reduce the amount of principal that 1 owe under this Note. If 1 make a partial ~ prcpaymrnt. there will be no changa in the due date or in the amount ot my montWy paymrnt untas ~he Note Holdet a=roes in writin~ to those chu~ga. , E S. LOAN CHARCES ~ If a law. which applia to this Ioan and ~hich scts maximum laan charga, is 6nally interpreted so that the interat 6 ot othcr {oan charga collected or to be collecled in connection with this {oan ucccd the permitted limils. thrn: (i) a~y ~ such {oan charge shall be rsduced by the amount necessary to rcduce the charge ~o the pcrmitted limit; and (ii) any sums f alrcady collected from me which excccded permittcd limits will be refunded to me. The Note Hoider may choose to make this refund by reducing the principal 1 owe under this Nnte or by making a direct payment to me. If a refund rcduca [ principal. the reduction will be trated as a partial prepaymcnt. 6. BORROWERS FAILURE TO PAY AS REQUIRED ~ (AI [,ate Charge (or Overdue Payments ~ Itthe Note Holder hu nw received the full amount ofany monthly payment by the tnd of 15 calendat ~ days after thc date it is due. i wifl pay a latc charge to the Note Holder. The amount of the charge v?i11 be S.0 96 i of my orerdue paymcnt of principal aod intcrat. t will pay this late charge promptly but only once on each late payment. ~ (Bl Default If 1 do not pay the fult amount oFeach monthly payment on the date it is due, l will br in default. ~ (C~ i~otict ot Defanlt . ~ If t am in dcfault. the Note Holder may send me a writlen notice telling me that it 1 do not pay Iht overdue amount ~ by a octtain date. the Note Holder may require me to pay immcdiately the full amount of princi~al w~hich h~c not been p:iid ~ and all Ihe interest that 1 owre on that amount. That date must be at Icast 30 days afttr the datr un a~hich the notire is 5 deli~rer~~d or mailcd to ma lD) 1o Waiver By Notc Holder Even if, at a time when 1 am in dcfault. the Note Nolder does not rcquire mc to pay immrdiately in full as dcscribed abovc. ~hr Note Hofder will still have the right to do so iP 1 am in default at a late~ tirtx. 1 fi) Payment ot Note Nolde~'s Costs and Expensa If ~he T~ote Holde~ has required mt to pay immediatcly in full as dcscribed ab~i~~e, ~he Na~c Nuldtr w~ill have ~he n~ht ~a br paid back by me for all of i1s costs and expenses in enforcing this Note to ~he r~~rnt m~t prohibiir~i by applicabk I~w. Thc~.t e~prnses inrlude, for example, reasonable attorneys' fees. ~ 7. Cli'I~C OF ~OTICES s Unlesc applicable law requires a different method, any notice Ihat musl be givcn t~? me undrr this Natr will t+r 6ivcn ~ by ~1eli~rnn6 it or by ma~lin6 it by first cfass mail to me at the Property Addresc abc~re or at a diflcren~ adJrrs.c if 1 gi~•e the ~ae f I~~Ider a no~ice of mp diRerent addras. Any no~ict ~hat must be Eivrn to the Note Holder undtr Ihis hotc will be ~i~en by m~iling it by 6nt ct~s,s mail tu the \ute 1lolder at ~he address ctatcd in Srr~ion 3(A) above or at a diflercnt aJdre,s ~f t am gi~rn a no~ict uf that different r addres~. e~K 674 PAGE 4?7 MULTlSTATE FIXED RATE NOTE-S~ng~t j~mdr-iNMA/iHl1~iC UNIfORM UiSTRUMENT fo~~n 3200 32/g? - . ' ; l, _ - s.,, =~=U ~ ~;~;:-E,~ ~ . ~