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Nl)N-UNIFUR~i COVENANIS. Horrowe~ and ~eqder further co~~~ant sud agree as fo11oN~: ~
19. Accekra~iua; Remedies. l.endtr sball ~l~e autire lo Bo~r~wer p~iof lo acceleratioa tuUowine Borro~er's breych ot yn~
cu~eayel or s~=rcsmcal ia tl~~i Secu~it~ last~umeqt IbW not ptior to rccelentloa undcr parw`rap6s 13 aad 17 ualess appikable
law p~uvides uthernise). Ths eolke sha4 specify: (a1 16e dei~ull; Ib) t6e ~cUoa tequired tu cure the default; (c? a date, not less
~haa 30 da~s irom IAe dale l5e putice is =I~~eo to Borrowc~~ by w6kb the detauit a~usl be cured; and (d) tbai tailurc to carc 16e
detrull ou or betore IAe date specified iw tl~e aotice maf resull i~ accrkr~tlo~ ot U~e cums secered by tY~s SecuNty Instrument.
toreclosurc by Jwdkial proasdie~ aad uk ot Ihe Propeny. Tbe ~otke ~all (urtber i~torw Borrower ot ~be ri~61 to rciastale
afte~ sccekntioa a~d the ~kt to assen is tie foroclown p~oceedin~ tbe ao~-ezicteace oi a defaul~ or aay otrs~ defea~e ot Bor-
rower to acceknUo~ ~ad tonciowrs. If tMe dehult is aot c~nd os w beton tre dale:ptcitfed ia tYe ooUce, Leader at itc optioa
ms)• nquire immedtale pi~ mesl is trll ot sll saa~s sec~red by tYis Sece~ity l~stn~meat witMo~i t~riYer deman~ a~d ~aay toreclose
thls Security I.slr~menl by jddkial p~oceedi~. l.eoder ~aU be tadikd to rnilect W ezpeases lac~rred ia pursala~ t6e romedics
provided ie tb~s pan=npA 19, isclMdln~. bul not Umiled to, re~soosbk ~tloreeYs' fces nnd costs ot tlik evideace.
20. l.eade? ta Posse:clo~. Upon acceleration under paragraph i9 or abandonment oi' the Property. Lender (by judicially
appointed recti~•er) shall be entitled to enter upon, take possession of and manage the Property and to collect the rents of the
Property including thou past due. Any rents collected by Lender or the receiver shall be applied first to payment of the costs
of management of the Property and collection oC rents, including, but not limited to, receiver's fees, premiums on receiver's bonds
and reasonable attorneys' fees, and ther? ta the sums secured by this Security Instrument.
21. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument
w•ithout charge to Botrower. Borrower shall pay any recordation costs.
22. Atloraey:' fees. As used in this Security Instrument and the Note, "attorneys fees" shall include any attorneys' fees
awarded by an appellate court.
23. Riders to this Sec~rily lastrument. If one or more riders are executed by Borrower and recorded together with this Security j
instrument, the rnvenants and agreements of each such rider shall be incorporated into and shaU amend and supplement the covenants ~
and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]
~ Adjustable Rate Rider ? Condominium Rider ? 2-4 Famil Rider
? Graduated Payment Rider ? Planned Unit Deoelopment Rider ~X] 1-4 FYAMILY RIDER
? Other(s) [specifyJ
s
BY SIGNING BELOVb', Borrower accepts and agrees to the terms and co~•enants contained in this Security Instrument and in any
rider(s) executed by Borrower and recorded with it.
IN WITNESS WHEREOF, Borrower has exe.-uted this Mortgage. #
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~ (Seal) - (Seal)
ROBERT MCCULLOUG ,
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Marie Dennis McCulloug
' STATE OF': ' County ss:
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~ 1 hereby certify that on this day, before me, an officer duly au;horized in the state aforesaid and in the county aforesaid to take
~ acknowledgments, personatly appeared RObert MCCu110uqh and Marie Dennis MCCu110ugh
i ~y,~.yy,~~y~~~,yy
f ~81R1Y~ ~/~?V V~D~
~ , to me known to be the person(s) deuribed in and who executed the foregoing
j instrument and acknowledged before me that they executed the same for the purpose therein expressed.
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Witness my hand and official seal in the county and state aforesaid this 2f ~ day of
~ December , ~s 89 . '
WIWAM F. 06EGIW ?
~ r~}~ Pubtic, 5tate of New Yortt
, My commissio i~
r1o.~lxyi4ayt.f a Pu lic
~ Qu81iNe ~n haasau ~.,unty
° CpnUnission Facp~res ~wy a~. 189/
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~ - lSpace Below This Une Resened For Additional Acknowlsdgment)
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4 t,; ~~-.c~~ ~~j~~. cKOUP, tir~c.
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; RECORD AND RETURN TOt
- _ . . . . aooK 674 ~~E 553
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