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Nc>ti-Uy~FOItH Covt:tiA!~ rs Borrower and Lender further covrnant and agrer as follows: ~
19, Acceleration; Remedies. Ixnder shall give notice to Borrower prior to acceleration follow~ing Borrower's
breach of any covenant or agreement in this Security lastrument (but not prior to acceler~tion under paragraphs 13 and 17 s ~
unless s?ppticabte 1aw provides otherwise>. The notice shalt specify: ia) thP default; Ib) the action required to cure the ~
defaulh (c) a date, not less than 3Q days from the date the notice is given to Borrower, by which the defautt must be cured; f ;
and (d) that fnilure to cure the default on ur before the date specified in the notice may result in acceleratio~ ot the sums j ;
secured by this Security Instrument, foreclosure by judicia! Rroceeding and sale of the Property. The notice shall further ?
inform Borrower of the right to reinstate atter acceleration and the right to assert in the foreclosure proceeding the aon- 3
existence of a default or any other detense of Borrower to acceleration and foreclosure. lf the defauit is not cared on or `a
before the date specified in the notiee, I.ende~ at its opt+on may require immediate pAyment in fuff of all sums serured by ~
this Security Instrument without turther demand and may foreclose this Secu~ity Instrument by judicial proceeding. ~
Lender shati be entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 19, including.
but not limited to, reasonAble attorneys' fees and costs of title eridence.
20. [.ender in Possession. Upcm acceleration under paragraph 19 or abandonment of the Property. Lender (by
judicially appointed receiver) shal! be entitled to enter upan, take possession of and manage the Proper~~~ and to collect the
rents of the Property including those past due. Any rents collected by Lender or the receiver shalt be applied first to ;
payment of the costs of management of the Property and collection of rents, including, but n~t Gmited tu, receiver's fees,
prem~ums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Srcurity lnstrument. .
21. Release. Upon payment of a11 sums secured by this Security lnstrument, Lender shall release this Security
Instrument without charge to Borrower. Borrower shall pay any recordation costs.
22. Attorneys' Fees. As used in this Security Instrument and the Note, "attorneys' fees ' sha11 include any at~orneys'
fees awarded by an appellate court.
23. Riders to this Seeurity Instrurtient. If one or more riders are executed by Borrower and recorded together w+th
this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and
supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Securit}~
Instrument. (Check applicable boz(es)]
C Adjustable Rate Rider ~ Condominium Rider ~ 2-4 Family Rider
u Graduated Payment Rider I~} Pianned Unit Development Rider
^ Other(s) (specifyj
BY SIGNING BEGOw, Borrower accepts and agrees to the terms and covenants contained in this Security
Instrument and in any rider(s) executed by Borrower and recorded with it.
Signed, sealed and delivered in the presence of:
~i~F~~~?~' ~E?~GG~~ ( Sea I )
. . .
WITNE TROMAS J. G T -Bo~~owe~
.(Seal)
. . . . .
ITNESS SHARON K. GEAR~iART -Bo~~owe.
'90 J~t~ 23 A11 :3y
;
1020701
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I STATE OF FLORIDA -
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; ST . LUCIE COUNTY
i I hereby certify that on this day, before me, an officer duly authorized in the state aforesaid and in the county aforesaid to take
~ acknowledgements, personaliy appeared . . . .THQMAS . .I. . GE,A8k1A~tT. .ANJ? . SH.P~i4N. .GEARHART, _ husband, and ,wif e. .
~ to me known to be the person ( s) described in and who executed the foregoing insvument and acluiowledged
( before me that ..thay executed the same for the purpose therein expressed.
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` WITNESS my hand and official seal in the county and state atoresaid this.......NINETEENTH,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, .,d$y
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