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MORTGAGE 9~
- THIS MORTGAGE ("Security instrument") is given on November 27 ,
19 89 Themortgagoris Robert W. Ludlum and Pamela B. Ludlum, his wife
("Borrower"). This Security Instrument is given to First Citizens Federal Savings and
Loan Association
which is organized and existing under the laws of United States of America , and whose address is
1600 S. Federal Highway, Fort Pierce, Florida 34950
("Le~der").
Borrower owes Lender the principal sum of One Hundred Four Thousand Four Hundred Sixty Three
and 04 / 100-------------Bollars (U.S. S 104, 463. 04 This debt is evidenced by Bonower's note
dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not
paid earlier, due and payable on December 1, 2019 This Security
Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all,renewals,
extensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the
security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security
Instrument and the Note. For this purpose, Borrower dces hereby mortgage, grant and convey to Lender the following
described propeny located in . St . Lucie County, Florida:
A part of the W. 1/2 of W 1/2 of SE 1/4 of NW 1/4 of Section 29, Township
35 South, Range 40 East, described as follows:
From the intersection on the West line of a 50.00 foot right-of-way for
Hatcher Street with the South line of a 25.00 foot right-of-way for Upsal
Avenue, as both are recorded in Plat Book 10, Page 7, of the Public Records
of St. Lucie County, Florida, run North O1°05'00" East along the West line
of Hatcher Street 470.40 feet to the POINT OF BEGIAiNING; thence continue
north O1°05'QO" East 146.74 feet; thence run South 89°43'QO" West 297.43
; feet; thence run South 00°41'13" West 146.72 feet; thence North 89°43'00"
East 296.44 feet to the POINT OF BEGINNING, containing 1.00 acre. This
description is based on survey made by C.B. McAdam, dated April, 1963.
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Sl°A~E FLORIt~A~
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~ which has the address of 3327 Hatcher Street, Fort Pierce, .
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Florida 34981-5253 ("Property Address");
(LD Code)
T(K;E:THER W~Tt~ all the impro~ements now or hereafter erected on the property, and all easements, rights,
appurtenances, rents, royalties, mineral, o~l and gas rights and profits, water rights and stock and alf fixtures now or
hereafter a part of the property. Ail replacements and additions shall also be covered by this Security Instrument. All of the
; foregoing is referred to in this Security Instrument as the "Property."
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~ B~)RRO~1'ER CnVFtiA`TS t}18t Borrower is fawfully seised of the estate hereby conveyed and has the right to
~ mortgage. grant and convey the Property~ and that the Property is unencumbered, except for encumbrances of record.
~ BnrroHer warrants and w~ill defend generally the title to the Property against all claims and demands, subject to any
~ encumbrance~ of rernrd.
~ Tti~ti SF.cI ttttl I~slltl ~tE.~r c~mbineti uniform eovenants for nati~na) use and non-uniform co~enants with
limited ~arian<m~ b~ ~uritidiction ta contititute a uniform security instrument covenng real ~roperty.
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so~~ 674 PAGE2584
FLORIDA-s~-~? e Fam,iy-fNMA/fHIMC UNIFORM INSTRUMENT Form 3010 12/83
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