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HomeMy WebLinkAbout1314 . . ~ : ~ ~ VA ASSUMPTION POI.ICY RIDER ~834536PSL ~ ~ ~ Y NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL ~ OF THE VE'TEItANS ADMINISTRATION OR ITS AUTHORIZED AGENT. ~ THlS ASSUMPTION AOLICY RIDER is made this 192I~1 day uf JAI~JARY 90 . and is incorporated into and shall be deemed to amend and supplement the Mortgage, Derd of Trwt, or Dred to Secure Deb[ ("Instrument") of t6e same datt herewith, given by the undersigned ("~iortgagor") to secure tht Atortgagor's 4 IVote ("Note") of the same date to ' GUV FINANQAL ~RPORI4TION , A EZARIUA ~RP~RATION ' its successors and assigns ("Mortgagee") and covering the property described in the Instrument and located at: 515 N. E. 9CGILIA CIRQ,E, PORT ST. LUQE, FI, 34983 (Property Address) Notwithstanding anything to the contrary set forth in the Instrument, f~lortgagee and I~fortgagor hereb~~ acknowledges and agrees to the following: GUARANTY: Should the Veterans Administration Cail or refuse to issue its guaranty in full amount w~ithin 60 days . from the date that this loan would normally become eligible for such guaranty committed upon by the Veterans ~ Administration under the provisions of Title 38 of the U.S. Code "Veterans Benefits", the Morcgagee may- declare { the indebtedness hereby secured at once due and papable and may foreclose immediately or may exercise any other ~ rights hereunder or take any othcr proper action as by law provided. ~ TRANSFER OF THE PROPERTY: !f all or any part of the Property ar any interest in it is sold or transferred, this ~ loan shall be immediateiy due and payable upon transler ("assumption") of the property securing such loan to any 3 3 transferee ("assumer"), unless the acceptability of the assumption and transfer of this loan is established by the Veterans ~ Administration or its authorized agen[ pursuant to section 1817A of Chapter 37. Title 38, United States Code. ~ An authorized transfer ("assumption") of the property shall also be subject to additional covenants and agreements ~ as set forth below: ~ ' (a) ASSUMPTION FUNDING FEE: A fee equal to one-half of 1 percent (.SO~i'o) of the unpaid principal balance ~ j of this loan as of the date of transfer of the property shall be payable at the time of transfer to ~he mortgagee or E its authorized agent, as trustee for the Administrator of Veterans Affairs. If the assumer fails to pa~~ this fee at the ~ time of transfer, the fee shall constitute an additional debe to that already secured by this ins[rument, shall bear interest ~ i at the rate herein provided, and, at the option oC the mortgagee of the indebtedness hereby securrd or any transferee f thereof, shall be immediately due and payable. This fee is automaticall}~ waived if the assumrr i~ eaempt under the ~ provisions of 38 U.S.C. 1829 (b). ~ (b) ASSUMPTION PROCESSING CHARGE: Upon application for approval to allow assumption and transfer j of this loan, a processing fet may be chazged by the mortgagee or its authorized agent for determining the creciitw~orthiness of the assumer and substquently revising the holder's ownership records when an approved transf~r is completed. The ? amount of [his charge shall not exceed the maximum established by the Veterans Administration for a loan to v?~hirh ~ section 1817A of Chapter 37, Title 38, United States Code applies. ` € ~ ; (c) ASSUMPTION 1NDEMNITY LIABILITY: If this obligation is assumed, then the assumer hereby agrees to a ~ assume all of the obligations of the veteran under the terms of the instruments crea[ing and securing the loan, including ` the obligation of the veceran to indemnify the Veterans Administration to the extent oi any claim payment arising ; "s. from the guaranty or insurance of the indebtedness created by this instrument. ~ $ j ~ IN WITNESS WHEREOF. Mortgagor(s) has executed this Assumption Policy Rider. ; ~ j ~ , 1J22300 ' ~ ~ (seal) JAN 30 P12 ~23 (Seal) ~ ~ - - ~ CHN A. LIET Mortgagor Mortgagor F s - tnILc.. ~ ~t~. ?i: , ~ r;tJUr~ ~ . ~X(j~l (Seal) t : G . ~J `i ' _ - (Seal) Morcgagor hfortgagor ! rJ~fi ~.ae.7l. VMP MORTWGE FORMS • 13t3i293~8100 •;8001521 7I91 ' k o- F ~ F a ~ I I i ~ ~ 675 Pa,E131~ ' aooK t~ 5_. ; . { ~ : v.. ~ a> ~ ~,~~.~;,a~ ~~'~=~~~~~~y~-~~.~,.::~