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19. Accekntion; Remedies. Leader shall gi~e notlce to Borrower prior to acceleratioa following Borrov?er's breach ot an~
co~enant or atnemenl fo tdls Securit7 tnslrument (but no1 p~id~ to acceknuloa ueder paragraphs 13 aad 17 ualess applic~ble
lyw provides otherwise). T6e notke shall specify: (a) t6s detault; (b) the actloa required to curc the def~uli; (c) ~ date. nol less i
Ihan 30 days trom tbe dAte tbe notice is ~ivea lo Borrowcr, by w`kA tYe detaull must be curcd; aad ld) that tailure to curc the '
detaull on or bttort ihe date spedfied ln t6t notke may rcwit io acceknUoa ot tbe sums secured by tbls Secu~ity lastrumeol.
fortclosun by judkial proceediag and sak ot tbe Property. Tbe notke s6d1 trrt6er lntorm BoROwer ot the risbt to rNostate
ntter accckratlon aad tbe ~f=6t to assert io the torecloaure proceeding t6e ooatxisteece ot a detault or any ot6er deteose ot Bor-
rower to accekntlon and toreclosure. !t tbe detaolt is oot cured oa or betore t6r date apecltkd ia t6e eolke. l.eoder ~i its opllon
may rtquire immedia~e paymea~ te tuu ot a11 sums secured br ~6b Secu~iry Isscn~mco~ wi~ou~ tnn~ dem'ed aad m•y toreclose
thls Securiq• Instrument by judkial proceedlag. Lendsr shall be eedded to colkct ~11 eacpeases lacurred ie pursuing !he rert~cdfes
provided ia t6Ls paragrap6 19, Includla~, but aot Ilmlted to, rcasooabk attoracys' fees aad cosis ot tltk evidrece.
20. Leoder ie Posses.don. Upon acceleration under paragraph 19 or abandonment of the Property, Lender (by judicially
appointc~ci receiver) shall be entilled to enter upon, take possession of and manage thc Property and to coltect tho rents of the
Property including those past due. Any rents collected by Lender or the receiver shall be applied first to payment of the costs
of management of the Property and collection of rents, including, but not limited to, receiver's fees. premiums on receiver's bonds
and reasonable attorneys' fees, and then to the sums secured by this Security Instrument.
21. Rekxse. Upon payment of all sums secured by this Sccurity instrument, Lender shall release this Security Instrument
without charge to BorroWer. Borrower shall pay any recordation costs.
22. Attorneys' Fees. As used in this Security Instrument and the Note, "attorneys fees" shall include any attorn~ys' fees
aH•arded by an appellate court.
23. Rlders to thLs Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security
Instrument, the covenants and agreements of each such rider shall be inrnrporated into and shall amend and supplement the covenants
and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)J
_ ~ Adjustable Rate Rider ? Condominium Rider ? 2-4 Family Rider
? Graduated Payment Rider ? Planned Unit Development Rider ~X] 1-4 FAMILY RIDER
? Other(s) [specifyJ
BY SIGNING BELOW, Borrower accepts and agrees to the term~ and covenants contained in this Security Instrument and in any
rider(sj executed by Borrower and recotded with it.
IN WITNESS WHEREOF, Borrower has executed this Mortgage.
~ (Seal) ?~iL~~~~~7 ' (Sea1)
VINCEIvZCi ici~vli•A
(Seal) ~,'Lwvl Ed +c~t c~~ (Seal)
'"`°"Q ANNA RICOTTA
STATE OF: ~ y County ss: ~~c~
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4 I hereby cenify that on this day, before me, an officer duly authorized in the state aforesaid and in the county aforesaid to take
i acknowlecigments, personaliy appeared
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~ VINCENZO RICOTTA AND ANNA RICOTTA ~
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E , ta me known to be the person(s) described in and v?ho executed the foregoing
i instrument and acknowledged before me that ,i,g~ executed the same for the purpose therein expressed. ;
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~Vitness my hand and officiai seal in the county and state aforesaid this 3~ day of i
~ ~ ~ , 19~' 9 . !
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My commission expirEWt F. D~EGAN
~ NotarY ~~tate of New Yoric P°
~ No. 3a01 DE4749913
Oua~iHed in Nassau County
Commission Expires ~u(y 31, 1~/
~ [Spacs Bebw This Une Reserved For Additbnal Acknowledgment)
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ASS('C!.'1TED ! !'~,fr~J TITLE GROUP, I~~C.
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~ RECORD AND REZV RN TO:
` sooK 675 eacE~.~25
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