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FHA Case No.
~tate of Florida MORTGAGE 094-2329393 ~
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THIS MORTGAGE ("Security Instrument") is given on January 16th , l9 90 . i
1'he f~tortgagor is JOHN G. BERMINGHAM AND GRACE A. BERMINGHAM, his wife
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whoseaddressis 1501 Minorca Avenue, Port St. Lucie, Florida 3495~
,("Borrower"). This Security Instrument is given to I
TREASURE COAST MORTGAGE CORPORATION
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~~~hich is organized and existing under the laws of Florida , and whose
addressis 1839 S.E. Port St. Lucie Boulevard, Port St. Lucie, Florida 34952
("Lender"). Borrower owes Lender the principal sum of
SIXTY SEVE:V THOUSAND AND TWO AND NO/100
~?ollars (U.S. $ 67 , 002 . 00 This debt is evidenced by Borrower's note dated the same date as this Security
Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
February lst, 2020 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced
b~- the Note, with interest, and all renewals, extensions and modifications; (b) the payment of aU other sums, with interest.
advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants
and agreements under this Security Instrument and the Note. For this purpose, Borrower dces hereby mortgage, grant and
convey to Lender the following described property located in St. Lucie
County, Flosida:
LOT 24, BLOCK 87, SOUTH PORT ST. LUCIE UNIT FIVE, according to the Plat
' thereof, as recorded in Plat Book 14, Page 12, Puhlic Records of St.
; Lucie County, Florida.
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~ ,~hich has the address of 150I Minorca Avenue, Port St. Lucie ~siree~, c~ey~),
~ ~lorida 34952 [ZIP Code~, ("Property Address");
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~ TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances,
rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part of the
property. All replacements and additions shall also be covered by this Security Instrument. Ali of the foregoing is referred
co in this Security Instrument as the "Property."
BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage,
grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants
and will defend generally the title to the Property against alf claims ar~d demands, subject to any encumbrances of record.
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; 1. Payment of Principal, Interest and Lata Charge. Borrower shall pay when due the principal of, and interest on, the
debt evidenced by the Note and late charges due under the Note.
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~ 2. Monthly Payments of Taxes, Insurance and Other Charges. Borrower shall inciude in each monthly pa}~ment, together
Lsith the principal and interest as set forth in the Note and any late charge~, an installment of any (a) taxes and special assessments
ievied or to be levied against the Property, (b) leasehold payments or ground rents on the Property, and (c} premiums for
insurance required by paragraph 4.
Page 1 oJ 4 FHA Florida Mortgage - 6i89
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