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HomeMy WebLinkAbout2474 ~ I1 Lrn~l~r rr~~uirrd murt~:agr in,uran~r a~ a cunditiun ~?f makin~. thc I~~an ~rcurr~} h~ thi, tiecurit~ ln,t~umrnt. t3urru~~rr ,hall pa~ thr prrm~unt~ rryuirr~i t., maintain the in,uranr~ in rllect until ,uch timr a. thr rryuirrmrnt I~~r thr J in~ur;inrr trrminat~. in arcur~ianrr aith Rurru~~rr'~ an~ l_en~ter'~ uritten a~reem~nt ur ~pplicabl~ la~~. ~ R. Inspection. Lrn~)rr ~~r ita ;sgrnt ma~ makr rra,unablr rntrir, upon and insp~rtiun, ~~f th~ {'n,pert~. 1_rn~lrr j .haU cnr Burru~~er nutirr at thr tinu al ur pri~~r tu an in.pection sperif~ing r~a,unahle rau,r fur the in.pr~tiun. ; 9. C'ondemnation. l he prucerd, ui am a~~ard ur claim for dan~ag~~, direct ur cun.ryurntial, in cunnrctiun ~~ith ~ an~ r~~ndemnatiun ~~r other taking uf an~ part ol th~ Pn~prrt~, ar for comr~ancr iu li~u i~l runJ~mnatiun, arr hrr~b~ ~ a»i~ned and .hall b~ paid tu I.rn~lir. ~ In thr r~rnt uf a tutal taking of the Proprrt~. th~ pr~~crrd~,hall br applied t~~ the sum~,ecured b~ thi. tircurit~ • ~ Imtrument, ~~hrthrr ur nut thrn due, ~~ith an~ excr„ paid to Hurm~~rr. In thr e~cnt of a partial takin~ thr Prup~rt~, „ ~ unlr~. liurro~~rr and Lrndrr uthen+isr agree in H riting, thr.ums,ecurrd b~ this Securit~ In.~rumrnt.hall br rrdurr~l b~ . ; thr am~~um uf th~ procr~d~ multiplied b~ the (~~Ilo~~ing fractiun: (a) thr total amount ut the,um~ ,rrurrd imme~iiatrl~ ~ hct~~rr the taking, di~ idrd b~ ~ hl thr (air markct ~ alu~ of the Prupert~• imrnrcliat~ h b~furc thr takin~. Am baianr~ ~hall br F paid t~~ Burro~~~c ~ If thr Prc~prrt~ i~ abandun~d b~ Borru~~er, ~~r it: altrr notiir b~ l.en~lrr to Borm~tirr that thr cundemnur uller~ ta ; make an a~~ard ur .ettl~ a rl~im i~~r damage.. Rorrowrr iail. to rr~pond tu Lcndrr ithin ?0 da~. altrr thr datr thr nutirr j i, gi~en. Lrndcr i. authoriird ti~ cuflect and appl~~ thr prucred,, at its option, rither to rr~t~~ratiun ur rerair o1 thr ; Pr~~prrt~ e~r to thr,ums.rcurrd b~ thi. Securit~ In.trument, ~~h~ther or not then due. l' nlr„ l.rndrr and B~?rru~tirr othrr~~ i~r ~t~rec in riting, an} arplication of procerd~ ~~r prinrip~?I.hall n~?t r~trn~i ur pu~tpun~ thr du~ datc ~~f thr mc~nthl~ pa~~rnnts reirrrcd to in paragraph, I and 2 ur changr thr amount ol .uch ra) m~ nt>. j 10. Borrower tiot Released; Morbearance B~~ Lender Not a~ti'ai~er. F:xtrn~ion o( thr timr fur pa~ment ~~r ~ mudifiratiun of amurtiiati«n of the ~ums ,rrured b~ thi~ Serurit~ Instrument grantrd b~ Irndrr tu am .uccc,.ur in ;ntrrr.t af Burro~~rr shall not operate to relra.r the liabilit~~ of the original 8orro~~er ur Burro~+cr'~,urcr.,ur. in intere.t. ~ 1 rndrr .hali not be reyuired to cummence proceedings against an~ successor in intcre~t or relt?,e to extend timr (ur p:~~ment ur ~~ther~~i,e modi(~ amurtiiation of the.ums secured b~~ thi~ Securit~~ Instrument b~ rea~~~n ufan~ demand ~ made b~ thr original Borro~~er or Borro~~er's succe~sors in interest. Any forbearance b~ Lender in r~crri~ink an~ right ~~r i rrmrd~ .hall nut bc a~~ai~rr of ~x preclude the exerci+e of an~ right or remed~. ! 11. Successors and Assigns Bound; Joint and Se~~eral I.iabilit~; C'o-signers. The cc~~ enant. and agre~mrnt, ~~f thi, , Seciirit~~ Instrument shall hind and benefit thr successors and assigns of t_ender and Borro~~ er. ~ubject to the pro~ i~i~~m u( paragraph I7. 13orr~~ti~cr's co~enants and agr~e?n~nt„hall be jaint and ~e~~rai. n~~~ Burr~~~~~r hu t~~->~~~~~ ihi> Securit~ Instrument but dae~ not e~erutr the \ote: la1 i~ co-signing this Srcurit~ Instrument onl~~ tc~ mortgage. grant and cuc~~ r~ i that Borro~~cr'~ interr,t in the Propert~~ under thr terms c~f this Securit~~ In~trumrnt; (b1 is not per~onalh ohligatrd t~~ pa~ ~ the.um, ~erured h~ thi, Serurit~ Instrume~t: and (c1 agrir; that Lrnderand an~~ uther Borre~~~er ma~ agrer to extrnd. m~~di(~. turhear ur makr anc arcommodatic~m ~~ith regard tei the terms ot~ thi~ Securit~ In,trumrm ~~r the \ote ~~ith~nu ~ that Borro~~er'. cun.rnt. 12. I.oan Charges. If the li?an,ecurrd b~ thi, Securit~ In~trum~nt i„ubject toa la~+ which ~et~ ma~imum Ir.an i chargrs. and that law iti iinall~ interpreted ~o that thc intere~t or other loan chargr, collectrd ur t~, br r~~llret~d in ~ ri~nnrction ~~ith the luan e~rred thr permittrd limit~. then: Ia1 an} ,uch loan charge .hall be reduced hti the am~~unt ! nc re~.an t~~ red~ice i he chargr tu the permiurd limit; and ( b? am sum, alread~ rollected fmm B~~rre~~~er hich excr~ded i p~rmitt~d iimits ~~ill br refunded to Born?Ner. Lender ma~ chuu,e to make thi~ refund b~ reducing the principal o~+rd ; undrr the \ote ~~r b~ makin~; a direct pa~ mrnt to BorroHer. lf a refund reduces principal. the rrductit~n ill hr treated a> a i partial prrpa~ment ~~ithout an~ prepa~mer~t chargr under the \c~te. ~ 13, l.e~islation Af(ecting l.ender's Rights. If enactment or rxpiration c~f applicable la~~. ha, thr ~ffrct ~~t [ r~ndrring an~ ~m~i~ian e~( the \ote or thi, Securit~ In~trument unenforceable according to it. t~rm~. L~nd~r. at it~ I ~,~tiun, mac reyuire in~rnediatr pa~ment in (ull of all.um,,ecured h~ thi. Securit~ In,trument and ma~ im~~l.~ an~ ~ rrmedies permittrd b~ para~.ra~h t9. If Lender e~erci~e. thi~ option, Ler~er ~hall takr the,tep. ,perificd in thr ~rc~~nd ~ ~aragraph of paragraph l7. ~ , la. '.\otices. Am noticr t~~ H~~rro~~~r rro~ ided for in this Securit~ 1 mtrumcnt ~hall he gi~rn b~ drli~rring it c~r b~ rnailin~ it b~ fint rla~~ mail untes, a~plicabl~ la~~ rryuire~ u~e of another meth~~d. ~I hr nohcr shall br gi~rn h~ Iint cla.~ r mail to l.ender', addrr,ti,tated hrrein or am otheraddresti Lenderde,iknatr. h~ notice to Bc~rroa~c An~ n~~tice rro~ ided ~ (~~r in this ~ecurit~ In~trumrnt .hall hr deemrd to ha~e bern gi~rn to Borrourr or I.endrr when ~i~en a~ pru~idrd for in ~ thiti paragraph. e 15, Go~erning l.ari; Severabilih. ~I hi~ Securit~ In.trument tihall be g~~~err,ed b~ (ederal la~~ and th~ la~~ of thr ~ juri.dirtion in hich the Propert} i, loeated. In thr rcrnt that am ~roci,ion c~r elau,e of thi~ Seeurit~ Imtrument ~~r thr ~ \ ote cuntlict~ ith applica~le la~~, ~uch contlict ,hall nc~t affect c~ther ~r<~~ isic~n, ~~f thi~ ~~curit~ In~trument and the \~~tr arr declarec~ to be ~rcerahlr. ~ 16. Burrower's Cop~. B~~rrc~~~er,hall be gi~en one conformed cop~ ~~1 the \otr and uf thi~ Srcuritc Irntrument. ~ ~ 17. 'frAnster of the Properh~ or a Beneficial Interest in Borrower. If all or am~ part af the Propert~~ or an~ intere~t in ~ it u sold or transferred (or if a beneficial interest in Borro~er is ~olci or transferred and BorroHer is not a natural per,on ) ~ .,,jr, ~ N ithout Lender's pri~r w ritten consent, l.ender ma}, at its option, reyuire immediate pa~ ment in full of all sum~ secured ~ ~ b~~ this Securit} Instrument. r , lf Lender exercises this option. Lender shall gi~~e Borrower notice of accelerauon. The notice shall provide a period of not less than 30 da}s from the date the notice is deli~~ered or mailed within µf~ich Borroµer must pa}~ all sums secured by this Securit~~ Instrument. If Borrower fails to pa~~ these sums prior to the expira~ion of this period. Lender ma~~ in~oke an}~ remedies permitted b}~ this Securit}~ Instrument without further notice or demand on BorroHer. 18. Borrower's Right to Reinstate. lf Borrc?~«r meets certain condition~. BorroHer ~hall ha~r the right to ha~e ~nfc~rcement of thi. Securit~~ Instrument diseontinued at am~ time priortuthe earlier of: ~a) 5 da~.lc~r,uch oth~r ~rric~d as applicabie la~ti ma~ .pecif} for reinstatement) before sale of the Prope.?t} pursuant to an} poaer ol ,ale c<~ntained in thi~ tiecurit~ lntitrument: or ib?entn~ of a judgment enforcing this Seeurih In~trument. Thc~.c condition~ are that Burru~~rr: la) pa~~ Lender all sums Nhich then would he due under thiti Securit~ In+trument and the \e~te had nu accelerati~~n c~ccureci; (b) curr, am dcfault of an~• other co~cnants or agreements: (c) pa~s all exprn,er incurred in enforcing thi. ~ Srcurit~ In.trument, including, but not liniited to, rea~onable attornr~~~ fees: and td) take~ ~uch action a~ L~nder ma~ rra.u~nabl~ reyuirr to a»ure that the lien c~f this Securit~ Instrument, Lender's right~ in the Pr~~~rrt~ and Borrc?~~rr', # e~hligation to pa~ the ~um, ~rcured b~ thiti Securit~ In,trumem sha11 continuc unchanged. l'pon rein,tatemrnt b~ E Bc~rr<~uer, thi. Securih Instrument and the ~bligation~ secured hereb~ shali remain full~ clfecti~e a. if no acreleratiun s had ~~ccurred. Hn~~e~er, thi` right to reintitate .hal! not appl~ in the ca~e o( acceleraticm under paragrarh~ I? <?r f?. Boo~fi75 ~~E247~ ~ _ - - -