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';~MARY H._SHEARER~_ A SINGLE ADULT RIV~RSIaE NATIONAL BANK OF Q
~ 7104 PLUMOSA LANE F[,OR1DA ' ~l1')"-3~~U~O~~
- - - - - . - Loan IVumber . _ _ _ . _ -
FORT PIERCE~ FL 34951_ 2211 OKEECHO$EE RD. oate _•7~UARY _24_~ 1990
FT. PIERCE~ FL 34954 rNat~r~ty oate _FE$RUARY 1_0_~__ 1995
' BORROWER'S NAME ANO ADORESS IENDER'S NAME AND ADDRESS Loan Amount S ~.587 . 6~
~ 'i' ~ncludes ead~ borrower above. jointty arxl sererally. "You" means the bnder. its suocessors and au~gns. Renewal O( -
i_
Aottr: ! promise to pay to you, or your order, al your address above, t~e sum ol (which is lhe same as the Total of Payme~is):
SEVEN TEIWSAND FNE HUNDRED EIGHTY SEVEN AND 60/100 _ p,~~~ars s_ 7~ 587_. 60 _
Y. ~ay iiiis a~nuunt as (u~iuws:
~a1 ~In~ 60 _installmentsotS 126.46 _each.begmning ~RCH 1~/ 1990 arxlcont~nuingonthesamedayo~eacn[~non~h
- - thereaRer until paid in full.
~oi ? Iotherl -
Pa~',ti1ENTS: This is a precomputed note which means that 1he sum 1 have agreed to pay OELINQUENCYAND DEfAUIT: If I lail tomake a paymentwithin dayso~when
,~<<ady ~ndudes the finance charges payable hereaher to maturity. it is due, 1 agree to pay a late charye ol 576 of the amount delinquern.
FREPf4YMENT AND ACCELERA710N REBATE: 1 may prepay lhis note in whole or in part at
a~~; t~me. Hwrever, any part~al prepayment will nol ezcuse arry later xheduled payments
:,m~i tnis no~e ~s paid in iult. 1 R_(1(1(1
. . . . - - -
N:~Y~.v ::::::%i. Ui ::rv:: .::::...:..:.:::.:'j ~..::L' rVJi•iYlMlllflll~i II~IEl~LJI.IIIICIC~1YYllle{,l1UCOllllrfOlCUI . f~a(
p~ecomputed interest will be refunded or creditecl to the balance due based upon the sum on the balance o( this note not aid at malurit includin maturit ~
:;i ~he diyits melhOd. p V. 9 Y~Y acceleraUOn.
~X There will not. however, be am rebate of the loan (ee oi S 50 . OO . THE PURPOSE OF THIS LOAN IS: .~NSUMFrR : PAYOFF CUEtRENT
a~s~ a~ree that you wi11 be entitled to a min~mum interest cha of S 15 . ~ ~ LOAN PERSOi~AL EXPENSE~
- - - - - - -
aher calculating the rebate, the earned interest would be ess than that amourtt.
ANNU,IL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCEU TOTAI OF PAYMENTS Ihavelnerightloreceivealthis
TAecostolmycredrt ThedotlaramountlAe Thesmounlolcred~t Theanwuntlv~nllh~vepa~dwtmn timeanilemitationofthe
as a yla~ly rat~. frldl Nnll cosl me. p~OVidld lo me a O~ my behall. 1 ha~R matte atl sehetlulr.A pdymenls. Anlbunt FinanCCd
14 . 291 s 2?.23.98 S 5, 363 .62 : 7, 587 .60 YES - 1 vranl
, Pa ment :xfiedula will be: _ an nemita~ion
*'h;mberOf 1lrtiwnlOf fV~' 1 d0 n01 vlydnl
cS~.ments Psymerus WhenPayrnenbAreUn - - - -0n ilem~iaUOn
60 126 . 46 - MONTHLY BEGINNING MARCH 10 1~90 - - - - - - - - -
s ~ "e" means an estimate
_ - s---- - - - - - S 21_. 00 F~r~ ~
s S iVon-fili~g Insura~te
S
Security:lamg~vingasecurity~nterestin: [~-~„e~~„q,o„o~~,i„~y~ 2ND MIG ON RESIDNECE LOCATF,D AT:
,
i~ne yoods or Propeny bei~9 ~u~cnased. 7104 PLUMOSA I~ANE~ FORT PIERCEi FLORIDA
'f~'collateral securing other loans with you may also secure this loan.
~~my deposit aaounts and other righls to the payment of money from you.
Late Chsry~: 1 will be charged 5°~ oi the artiount oI a payment wfiich is late by moce than 10 days atter it is due.
Prepaymsnt:lf IpayofitAisloanearly, I [~~dnay ? willnot be entitled to a refund o~ part oi the Tinance charge.
•ASSUmption: Someone buying my home ? may, subject to tondilions. be allowed to Ly~Cannot assume the remainder of the mortgaye on the original terms.
I ran see my coMract documents tor any aAd~tional information about nOnpayment, default, any requirecl repaymenl t~(pre Ihe scheduletl date, and prPpaymeM refunds and ~Mnalbes
Itemization ot Amount Finsnced5 ~ OOO .
Insurancs: Credit lite insurance and cred~t disability insurance are not required to obtain Amount given to me directly S _ (a!
c~adit, ard will not be prowded unless I sign and agree to pai tl~e addi~ional cust.
Amount paid on my accounl S (bi
! Amou~ts paid to olhers on my behalf:
?tpe ~ Premium Term % ~gnawre9~ rlnit' ? To Pro rt Insurante Com a S_ A c)
I _ I Mnt Cr 1~}E / ~l.~ ~ Y P ~ ~Y~ ~ 7~
~ ur / ~L To Credil Life Insurance Company S _ (d)
j ~,te $248.7 60 MO5 lvl.~I~~~Y, A S NGLE~DO~T---- "
i _ i _ _ _ me o_nsurM To Oisability Insurance Company 5 el
~ I wanl Credn d~saMlily
~ ~ 31.7~
msurance x_ To PubSc Ofiicials S t)
['~.cab~lity 8.1~
~ . - _ - Name of Inwred ~7 ~9~
~ Joint j I want joini credit I~fa ~CU~~~~t~~ s- 15 • ~V
~ i redrt iI insurance _ _ S-_.._ (h)
~`'f"-~L - --X Prepaid Fnance Charge S- c e d
Pro ert Insurance: I ma obtain r0 rt insuranc° (rOm an ~?~V~• V~
p y y p pe y yone I vrant that is acceptable to you. If 1 get AMOUNT FINANCEU (a through h-i) S
~ ; - - --2,223.98
;nsurance from or through you 1 will pay S__ br oficoverage. Fnance Charge (include prepa~dl S _7 1587 • 6,(k)
S:ngle Intsrest Insuranu: I may obtain single ~nterest insurance from anyone I want thal is acteptaWe to you. Total o( Paymenls ~ k) s.__ . U
~ et the insurence irom or throu h you I wnll pay S___-_ for _ o( covere e.
S~curity - To secure the payment of the note total (defined on the reverse sidel: 13) ? It checked, this r.ote is not further secured try any contemporaneous agreernenl
„ I acknowledge a~d agree that you have the right to set•of( this note against any (other than (1) and (2) of this section).
_~at~on you have (now or hereafter) to pay money to me. ['~QR,n,r~GE
~ You may tollect Ihe proceeds (or reba?es of uneamed premium5) on any insurance (4~ ~hecked, this note is seuued by a separa!e
~ . -;r`nsuring me (where you are named as loss payea) and on any E•olicy insunng U~e JANUAt2Y 24, 1990
y securing this note. You wifl apply this toward what i owe you.
~ ' - ,-~y ~ - - - date.l - - - _
` ;~`;iewrity Agreement - It checked, I c~ive you a sewrily interesl in the property describe~t below. The riyhts I am yrviny you in this property. and the obligations this
~ ;~?:~;em secures are defined on the reverse side ot th~s (urm. -
9 0 F E B 1 P 2: 4 8
~ LOT 5, BLOCK 148, LAKEWOOD PARK UNIT ELEVEN, ACCORDING TO TEiE PLAT ~ 42 z 9~ 5 ~r~,
THEREOF A S R E
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R D E D I N P I, A
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O O K 1 1, P A
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E S 3 2 A T
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t 3 G H 3 2 D, O F T
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g PUBLIC RECORDS 0~' ST. LUCIE ~UNTY, FLORIDA. ' i~~:' '~.~-J ~k;
i Ti;IS MORTGACE IS SUBORDINATE TO THAT CERTAIN MORZGAGE IN FAVOR OF n~~~C! ~,'~~h :
FIRST CITIZENS FEDERAL SAVINGS LOAN ASSOCIATIO[3 FILED 12/28/89 IN "'hT;.
OR BOOK 669, PAGE 2931, OF THE PUBLIC RECORDS OF ST. LUCIE CO(JNTY, FL
~ PERSONAL
F >=~mptions - Unless s~cifically agreed in writi~g to the contrary, thie security e{}reement This collateral will be used for ~ _ purposes.
: any Ioa~ it secures cannot Ge assurned by erry person who buys the cotlatera? described
~ .r_ trom me, and I understarxf and agree that if I altempt to Iransfer arry interest in lhis cnecked, this is a purchase money loan. You may incluCe the name ol the ~Iler
~ :terali~~civdiny.butnoteir?utedto.possessionllwitlbeindefauhonallsewredobiigatio~s. on the chetk or drait (or this loan.
~ a tures: t agree lo the lerms o1 lhe note and seturity agreement above (includmg those on the other sid af lhis (orm? end acknowledye receipt of a~ least one copy on tM1
~ ay's :1.at e.
~ SIGNERS - NOjICE ON REYERSE 1 BEFpRE S ING
person who siyns wilhm this enclosure dces so lo g~ve you a security mterest i ~
;,epropertydescnbedaGove,butassumesnopersonalobligauon[opaythisAOte. $ignature x.~_- _ •v~j~~ jF~
' • P - - - Y . , A S NGL~', LT
Date Signature ~ _
COrAPUTED NOTE, DISC~OSURE. AND SECURITY AGREEMENT. f'
HANKEtiS SVSifMS, iHC.. $T. CIOUD, MN 5e301 iaitM HnsS P!-FL 1iNi89 Signalure ___~tr-~~_ ~ _
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