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HomeMy WebLinkAbout03/31/20 - Updates COVID-19 St. Lucie County Business AssistanceStephanie Bush From:Jennifer DuBey <jdubey@youredc.com> Sent:Tuesday, March 31, 2020 7:49 AM To:Jennifer DuBey Subject:New Updates COVID-19 St. Lucie County Business Assistance SECURITY WARNING: This email originated from outside the County systems. Please show caution when clicking links or opening attachments unless you recognize the sender and know the content is safe. Questions, call Customer Service at 772-462-2146. Good Morning EDC Partners This week, the Families First Coronavirus Response Act (FFCRA) becomes effective on st Wednesday, April 1. We had an informative webinar yesterday on FFCRA and extend a big thank you to Daryl Krauza of DEAN MEAD Attorney at Law and Chris Fogal at Carr, Riggs & Ingram for sharing their time and expertise. We will continue to host special webinar sessions to help guide you through the various federal and state programs during these challenging times. Our next session will be focused on the new CARES Act with more information to follow this week. Please find below a brief on the various federal and state programs currently available for access to capital, payroll tax credits and the new Paycheck Protection Program to assist you and your business: CARES ACT – NEW Small Business Administration (SBA): PAYCHECK PROTECTION PROGRAM (PPP)  Interest Rate: 4%  Term: up to 10 years  Loan Amount: up to $10 million  Application: a) Please visit your financial institution to see if they are an SBA 7a participating lender or b) the SBA will be providing a lenders list once application is released later this week  Business Programs: https://youredc.com/images/uploads/CARES_Act_Business_Programs.pdf  Paycheck Protection Program Summary: https://youredc.com/images/uploads/PPP_Summary_3.27.20_v2_.pdf 1  Paycheck Protection Program Guide and Checklist: https://youredc.com/images/uploads/CARES_Act_- _PPP_Loan_Information_COC.pdf Families First Coronavirus Response Act (FFCRA): FAMILY LEAVE AND PAID AND SICK LEAVE ACT The Department of Labor has prepared an extensive FAQ to help guide you through the many questions you may have. Please click here to view: https://www.dol.gov/agencies/whd/pandemic/ffcra-questions Small Business Development Center (SBDC): SMALL BUSINESS BRIDGE LOAN  Interest Rate: 0%  Term: 12 months  Loan Amount: up to $50,000 (Special Circumstance: $100,000)  Application: www.floridadisasterloan.org  Deadline to Apply: May 8, 2020 Small Business Administration (SBA): ECONOMIC INJURY DISASTER LOAN PROGRAM (EIDL)  Interest Rate: 3.75%  Term: up to 30 years (determined by SBA)  Loan Amount: up to $2 million  Application: https://covid19relief.sba.gov/#/ Tax Credits The Tax Foundation has prepared an overview of the various tax credits available through the FFCRA and CARES Acts. Please click here to view: https://taxfoundation.org/cares-act-senate- coronavirus-bill-economic-relief-plan/ If you have any questions or need any assistance for your business or employees, please do not hesitate to contact us. Please continue to view and share our COVID-19 Business Assistance Web Portal at https://youredc.com/grow_your_business/wr for updated information on programs and services to assist your business and employees. 2 Jennifer DuBey, Business Manager Economic Development Council of St. Lucie County 500 NW California Blvd. ■ Bldg. F109 ■ Port St. Lucie, FL 34986 (Located at Indian River State College) O: 772.336.6256 ■ C: 772.812.0107 ■ jdubey@youredc.com www.youredc.com Please Note: Florida has very broad public records laws. Most written communications to or from County officials regarding County business are public records available to the public and media upon request. It is the policy of St. Lucie County that all County records shall be open for personal inspection, examination and / or copying. Your e-mail communications will be subject to public disclosure unless an exemption applies to the communication. If you received this email in error, please notify the sender by reply e-mail and delete all materials from all computers. '. 3