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HomeMy WebLinkAbout19-082 OR BOOK 4490 PAGE 2461 • RESOLUTION NO.2019-82 A RESOLUTION ACCEPTING A WARRANTY DEED FOR RIGHT-OF-WAY ON ELEVEN MILE ROAD ON BEHALF OF ST.LUCIE COUNTY,FLORIDA BE IT RESOLVED by the Board of County Commissioners of St. Lucie County, Florida,that: • The foregoing Warranty Deed from Lynda and David Lloyd is duly accepted on behalf of St.Lucie County this 7th day of May,2019. BOARD OF COUNTY COMMISSIONERS ATTEST: ST.LUCIE COUNTY,FLORIDA Depu. ff 1.= k` Chair . Oil APPROVED AS TO FORM AND 5. CORRECTNESS: BY County'A .'rR. JOSEPH E. SMITH, CLERK OF THE CIRCUIT COURT — SAINT LUCIE COUNTY FILE # 4766575 OR(-MK 4490 PAGE 2460, Recorded 10/13( 20 11:24:34 AM Instrument Prepared By;Please Return To: COMMUNITY LAND TITLE&RESEARCH A : Sally J.Booth,Owner,Closing Manager 2400 SE Veterans Memorial Parkway,Suite 214 Port St.Lucie,FL 349521 Phone(772)337-3335 Closing File Number.19-30600C Florida Documentary Stamps$0.00 Parcel Tax ID:2328-343-0000-000/7 SPACE ABOVE THIS LINE FOR RECORDING DATA WAR ANTY DEED THIS WARRANTY DEED,made the 1 i day of June,2020 by Lynda Lloyd and David Lloyd, wife and husband, whose address is: 3803 Eleven Mile Road, Fort Pierce, FL 34945, hereinafter called the Grantor,to St Lucie County,a political subdivision of the State of Florida,whose address is:2300 Virginia Avenue,Fort Pierce,FL 34982,hereinafter called the Grantee: (Wherever used herein the terms "Grantor"and "Grantee"include singular and plural, heirs, legal representatives and assigns of individuals,and the successors and assigns of corporations) WI T N E S S E T H:That the Grantor for and in consideration of the sum of TEN AND 00/100'S($10.00)Dollars and other valuable considerations,receipt whereof is hereby acknowledged,hereby grants,bargains,sells,remises,releases,conveys and confirms unto the Grantee all that certain land lying and being in ST.LUCIE County,State of Florida,to wit: The West 20 feet of the East 35 feet of the following described land: The East 30 acres,less the North 840 feet thereof,of the Southeast Quarter of the Southwest Quarter of Section 28,Township 35 South,Range 39 East,St.Lucie County,Florida. Property Address:3755 Eleven Mile Road,Fort Pierce,FL 34945 SUBJECT TO ALL RESTRICTIONS,RESERVATIONS,CONDITIONS,EASEMENTS AND DEDICATIONS OF RECORD AND TAXES FOR THE YEAR 2019 AND THEREAFTER. TOGETHER,with all tenements,hereditaments and appurtenances thereto belonging or in anywise appertaining. TO HAVE AND TO HOLD,the same in fee simple forever. AND,the Grantor hereby covenants with said Grantee that the Grantor is lawfully seized of said land in fee simple; that the Grantor has good right and lawful authority to sell and convey said land,and hereby warrants the title to said land and will defend the same against the lawful claims of all persons whomsoever;and that said land is free of all encumbrances,except taxes and assessments accruing subsequent to 2018. IN WITNESS WHEREOF,the said Grantor has signed and sealed these presents the day and year first above written. Signed,sealed and delivered in the presence of: //74/}/ d r Witness nature t Lynda L10.d Print Witness Name: rje►tn. ' Vern, l 2°d Witness Signature t c,- David oyd Print Witness Name: COO, JILL,/bf t' STATE OF FLORIDA COUNTY OF ST.LUCIE The foregoing instrument was acknowledged before me by means of 0'physical presence or❑online notarization this 11 day of June,2020,by Lynda Lloyd and David Lloyd who is personally known to me or has produced as identification. SEAL No Signature 1' Pr' t Notary Name: SC.11 h+Dt-P° t -' My Commission Expires: r a� 8N1flRAPOEPFF1 14 "Ex UYC011ES31011IO02'Ii240 EXP1Rekarchtit,2021 YYvl aaadAlInNattal tibUidinwho "Experience the Difference" www.COMMUNITYLANDTITLE.oet OWNER'S POLICY OF TITLE INSURANCE (with Florida Modifications) Policy Number OXFL-08918046 File Number: 1930600C * * * * (it * Issued by Old Republic National Title Insurance Company * * Any notice of claim and any other notice or statement in writing required to be given to the * * Company under this Policy must be given to the Company at the address shown in Section 18 of the Conditions. * * COVERED RISKS • SUBJECT TO THE EXCLUSIONS FROM COVERAGE,THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B,AND THE CONDITIONS,OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY,a Florida corporation(the"Company")insures,as of Date of Policy,against loss or damage,not exceeding the Amount of Insurance,sustained or incurred by the Insured by reason of: 1.Title being vested other than as stated in Schedule A. 2.Any defect in or lien or encumbrance on the Title.This Covered Risk includes but is not limited to insurance against loss from (a)A defect in the Title caused by (i)forgery,fraud,undue influence,duress,incompetency,incapacity,or impersonation; (ii)failure of any person or Entity to have authorized a transfer or conveyance; (iii)a document affecting Title not properly created,executed,witnessed,sealed,acknowledged,notarized,or delivered; (iv)failure to perform those acts necessary to create a document by electronic means authorized by law; (v)a document executed under a falsified,expired,or otherwise invalid power of attorney; (vi)a document not properly filed,recorded,or indexed in the Public Records including failure to perform those acts by electronic • means authorized by law;or (vii) a defective judicial or administrative proceeding. (b)The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable,but unpaid. (c)Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land. The term"encroachment"includes encroachments of existing improvements located on the Land onto adjoining land,and encroachments onto the Land of existing improvements located on adjoining land. 3.Unmarketable Title. 4.No right of access to and from the Land. 5.The violation or enforcement of any law,ordinance, permit,or governmental regulation(including those relating to building and zoning)restricting, regulating,prohibiting,or relating to (a)the occupancy,use,or enjoyment of the Land; (b) the character,dimensions,or location of any improvement erected on the Land; (c)the subdivision of land;or (d)environmental protection if a notice,describing any part of the Land,is recorded in the Public Records setting forth the violation or intention to enforce,but only to the extent of the violation or enforcement referred to in that notice. In Witness Whereof,OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY,has caused this policy to be signed and sealed as of Date of Policy shown in Schedule A,the policy to become valid when countersigned by an authorized signatory of the Company. Policy Issuer: Countersigned: COMMUNITY LAND TITLE&RESEARCH,INC. 2400 SE VETERANS MEMORIAL PKWY OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY SUITE 214 PORT ST LUCIE,FL 34952 A Stock Company PHONE:(772)337-3335 400 Second Avenue South,Minneapolis,Minnesota 55401 (612)371-1111 C. �� F By ( ' President Authorized Officer or Licensed Agent ORT Form 4309 FL ALTA Owners Policy of Title Insurance 6-17-06(with Florida Modifications) Attest Secretary 6.An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of the enforcement action,describing any part of the Land, is recorded in the Public Records,but only to the extent of the enforcement referred to in that notice. 7.The exercise of the rights of eminent domain if a notice of the exercise,describing any part of the Land, is recorded in the Public Records. 8.Any taking by a governmental body that has occurred and is binding on the rights of a purchaser for value without Knowledge. 9.Title being vested other than as stated in Schedule A or being defective • (a)as a result of the avoidance in whole or in part,or from a court order providing an alternative remedy,of a transfer of all or any part of the title to or any interest in the Land occurring prior to the transaction vesting Title as shown in Schedule A because that prior transfer constituted a fraudulent or preferential transfer under federal bankruptcy,state insolvency,or similar creditors'rights laws;or (b)because the instrument of transfer vesting Title as shown in Schedule A constitutes a preferential transfer under federal bankruptcy, state insolvency,or similar creditors'rights laws by reason of the failure of its recording in the Public Records (i)to be timely,or (ii)to impart notice of its existence to a purchaser for value or to a judgment or lien creditor. 10.Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks 1 through 9 that has been created or attached or has been filed or recorded in the Public Records subsequent to Date of Policy and prior to the recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The Company will also pay the costs,attorneys'fees,and expenses incurred in defense of any matter insured against by this Policy,but only to the extent provided in the Conditions. EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of (b)not Known to the Company,not recorded in the Public this policy,and the Company will not pay loss or damage,costs, Records at Date of Policy,but Known to the Insured Claimant attorneys'fees,or expenses that arise by reason of: and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an 1. (a)Any law,ordinance,permit,or governmental regulation Insured under this policy; (including those relating to building and zoning)restricting, (c)resulting in no loss or damage to the Insured Claimant; regulating,prohibiting,or relating to (d)attaching or created subsequent to Date of Policy;or (e)resulting in loss or damage that would not have been (i)the occupancy,use,or enjoyment of the Land; sustained if the Insured Claimant had paid value for the Title. (ii)the character,dimensions,or location of any improvement erected on the Land; 4.Any claim,by reason of the operation of federal bankruptcy,state (iii)the subdivision of land;or insolvency,or similar creditors'rights laws,that the transaction (iv)environmental protection; vesting the Title as shown in Schedule A, is or the effect of any violation of these laws, (a)a fraudulent conveyance or fraudulent transfer;or ordinances,or governmental regulations. This (b)a preferential transfer for any reason not stated in Covered Exclusion 1(a)does not modify or limit the Risk 9 of this policy. coverage provided under Covered Risk 5. (b)Any governmental police power. This Exclusion 1(b)does 5.Any lien on the Title for real estate taxes or assessments imposed not modify or limit the coverage provided under Covered Risk 6. by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument 2.Rights of eminent domain.This Exclusion does not modify or limit of transfer in the Public Records that vests Title as shown in the coverage provided under Covered Risk 7 or 8. Schedule A. 3.Defects,liens,encumbrances,adverse claims,or other matters (a)created,suffered,assumed,or agreed to by the Insured Claimant; ORT Form 9309 FL ALTA Owners Policy of Title Insurance 6-17-06(with Florida Modifications) Page 2 CONDITIONS 1.DEFINITION OF TERMS . purchase,lease,or lend if there is a contractual condition requiring The following terms when used in this policy mean: the delivery of marketable title. (a)"Amount of Insurance": The amount stated in Schedule A,as may be increased or decreased by endorsement to this policy,increased 2. CONTINUATION OF INSURANCE by Section 8(b),or decreased by Sections 10 and 11 of these Conditions. The coverage of this policy shall continue in force as of Date of (b)"Date of Policy": The date designated as"Date of Policy"in Policy in favor of an Insured,but only so long as the Insured retains Schedule A. an estate or interest in the Land,or holds an obligation secured by (c)"Entity": A corporation,partnership,trust,limited liability a purchase money Mortgage given by a purchaser from the Insured, • company,or other similar legal entity. or only so long as the Insured shall have liability by reason of warranties in any transfer or conveyance of the Title. This policy (d)"Insured": The Insured named in Schedule A. shall not continue in force in favor of any purchaser from the (i)The term"Insured"also includes Insured of either(i)an estate or interest in the Land,or(ii)an (A)successors to the Title of the Insured by operation of law as obligation secured by a purchase money Mortgage given to the distinguished from purchase,including heirs,devisees,survivors, Insured. personal representatives,or next of kin; (B)successors to an Insured by dissolution,merger,consolidation, 3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT distribution,or reorganization; The Insured shall notify the Company promptly in writing(i)in case (C)successors to an Insured by its conversion to another kind of of any litigation as set forth in Section 5(a)of these Conditions,(ii) Entity; . in case Knowledge shall come to an Insured hereunder of any claim (D)a grantee of an Insured under a deed delivered without of title or interest that is adverse to the Title,as insured,and that payment of actual valuable consideration conveying the Title might cause loss or damage for which the Company may be liable (1)if the stock,shares,memberships,or other equity by virtue of this policy,or(iii)if the Title,as insured,is rejected as interests of the grantee are wholly owned by the Unmarketable Title. If the Company is prejudiced by the failure of named Insured, the Insured Claimant to provide prompt notice,the Company's liability to the Insured Claimant under the policy shall be reduced (2)if the grantee wholly owns the named Insured, to the extent of the prejudice. (3)if the grantee is wholly-owned by an affiliated Entity of the named Insured,provided the affiliated 4. PROOF OF LOSS Entity and the named Insured are both wholly-owned In the event the Company is unable to determine the amount of by the same person or Entity,or loss or damage,the Company may,at its option,require as a condition (4)if the grantee is a trustee or beneficiary of a trust of payment that the Insured Claimant furnish a signed proof of loss. created by a written instrument established by the The proof of loss must describe the defect, lien,encumbrance,or Insured named in Schedule A for estate planning other matter insured against by this policy that constitutes the purposes. basis of loss or damage and shall state,to the extent possible,the (ii)With regard to(A),(B),(C),and(D)reserving,however,all rights basis of calculating the amount of the loss or damage. and defenses as to any successor that the Company would have had against any predecessor Insured. 5. DEFENSE AND PROSECUTION OF ACTIONS (e)"Insured Claimant": An Insured claiming loss or damage. (a)Upon written request by the Insured,and subject to the options (f)"Knowledge"or"Known": Actual knowledge,not constructive contained in Section 7 of these Conditions,the Company,at its knowledge or notice that may be imputed to an Insured by reason of own cost and without unreasonable delay,shall provide for the the Public Records or any other records that impart constructive defense of an Insured in litigation in which any third party asserts a claim covered by this policy adverse to the Insured.This obligation notice of matters affecting the Title. is limited to only those stated causes of action alleging matters (g)"Land": The land described in Schedule A,and affixed improvements insured against by this policy. The Company shall have the right to that by law constitute real property. The term"Land"does not select counsel of its choice(subject to the right of the Insured to include any property beyond the lines of the area described in object for reasonable cause)to represent the Insured as to those Schedule A,nor any right,title,interest,estate,or easement in stated causes of action. It shall not be liable for and will not pay abutting streets,roads,avenues,alleys,lanes,ways,or waterways,' the fees of any other counsel. The Company will not pay any fees, but this does not modify or limit the extent that a right of access to costs,or expenses incurred by the Insured in the defense of those and from the Land is insured by this policy. causes of action that allege matters not insured against by this policy. (h)"Mortgage": Mortgage,deed of trust,trust deed,or other security (b)The Company shall have the right,in addition to the options instrument,including one evidenced by electronic means authorized contained in Section 7 of these Conditions,at its own cost,to by law. institute and prosecute any action or proceeding or to do any (i)"Public Records": Records established under state statutes at other act that in its opinion may be necessary or desirable to Date of Policy for the purpose of imparting constructive notice of establish the Title,as insured,or to prevent or reduce loss or damage to the Insured. The Company may take any appropriate matters relating to real property to purchasers for value and without action under the terms of this policy,whether or not it shall be Knowledge. With respect to Covered Risk 5(d),"Public Records" liable to the Insured. The exercise of these rights shall not be an shall also include environmental protection liens filed in the records admission of liability or waiver of any provision of this policy. of the clerk of the United States District Court for the district where If the Company exercises its rights under this subsection, it must the Land is located. do so diligently. (j)"Title": The estate or interest described in Schedule A. (c)Whenever the Company brings an action or asserts a defense (k)"Unmarketable Title":Title affected by an alleged or apparent as required or permitted by this policy,the Company may pursue matter that would permit a prospective purchaser or lessee of the the litigation to a final determination by a court of competent Title or lender on the Title to be released from the obligation to jurisdiction,and it expressly reserves the right, in its sole ORT Form 4309 FL discretion,to appeal any adverse judgment or order. ALTA Owners Policy of Title Insurance 6-17-06(with Florida Modifications) Page 3 f • CONDITIONS(con't) 6. DUTY OF INSURED CLAIMANT TO COOPERATE policy.In addition,the Company will pay any costs,attorneys'fees, (a)In all cases where this policy permits or requires the Company and expenses incurred by the Insured Claimant that were authorized to prosecute or provide for the defense of any action or proceeding by the Company up to the time of payment and that the Company is and any appeals,the Insured shall secure to the Company the right obligated to pay;or to so prosecute or provide defense in the action or proceeding, (ii)to pay or otherwise settle with the Insured Claimant the loss or including the right to use,at its option,the name of the Insured for damage provided for under this policy,together with any costs, this purpose. Whenever requested by the Company,the Insured, attorneys'fees,and expenses incurred by the Insured Claimant that at the Company's expense,shall give the Company all reasonable were authorized by the Company up to the time of payment and that aid(i)in securing evidence,obtaining witnesses,prosecuting or the Company is obligated to pay. defending the action or proceeding, or effecting settlement,and (ii)in any other lawful act that in the opinion of the Company may Upon the exercise by the Company of either of the options provided be necessary or desirable to establish the Title or any other matter for in subsections(b)(i)or(ii),the Company's obligations to the as insured. If the Company is prejudiced by the failure of the Insured under this policy for the claimed loss or damage,other than Insured to furnish the required cooperation,the Company's obligations the payments required to be made,shall terminate,including any to the Insured under the policy shall terminate,including any liability or obligation to defend,prosecute,or continue any liability or obligation to defend,prosecute,or continue any litigation, litigation. with regard to the matter or matters requiring such cooperation. (b)The Company may reasonably require the Insured Claimant to 8.DETERMINATION AND EXTENT OF LIABILITY • submit to examination under oath by any authorized representative This policy is a contract of indemnity against actual monetary loss or of the Company and to produce for examination,inspection,and damage sustained or incurred by the Insured Claimant who has suffered copying,at such reasonable times and places as may be designated loss or damage by reason of matters insured against by this policy. by the authorized representative of the Company,all records,in (a)The extent of liability of the Company for loss or damage under whatever medium maintained, including books,ledgers,checks, this policy shall not exceed the lesser of memoranda,correspondence,reports,e-mails,disks,tapes,and (i)the Amount of Insurance;or videos whether bearing a date before or after Date of Policy,that (ii)the difference between the value of the Title as insured and the reasonably pertain to the loss or damage. Further,if requested by value of the Title subject to the risk insured against by this policy. any authorized representative of the Company,the Insured Claimant (b)If the Company pursues its rights under Section 5 of these shall grant its permission,in writing,for any authorized representative Conditions and is unsuccessful in establishing the Title,as insured, of the Company to examine,inspect,and copy all of these records (i)the Amount of Insurance shall be increased by 10%,and in the custody or control of a third party that reasonably pertain to (ii)the Insured Claimant shall have the right to have the loss or the loss or damage. All information designated as confidential by damage determined either as of the date the claim was made by the Insured Claimant provided to the Company pursuant to this the Insured Claimant or as of the date it is settled and paid. Section shall not be disclosed to others unless, in the reasonable (c)In addition to the extent of liability under(a)and(b),the Company judgment of the Company,it is necessary in the administration of will also pay those costs,attorneys'fees,and expenses incurred in the claim. Failure of the Insured Claimant to submit for examination accordance with Sections 5 and 7 of these Conditions. under oath,produce any reasonably requested information,or grant permission to secure reasonably necessary information from 9.LIMITATION OF LIABILITY third parties as required in this subsection, unless prohibited by (a)If the Company establishes the Title,or removes the alleged law or governmental regulation,shall terminate any liability of the defect,lien,or encumbrance,or cures the lack of a right of access Company under this policy as to that claim. to or from the Land,or cures the claim of Unmarketable Title,all as insured,in a reasonably diligent manner by any method, including 7. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; litigation and the completion of any appeals, it shall have fully TERMINATION OF LIABILITY performed its obligations with respect to that matter and shall not In case of a claim under this policy,the Company shall have the be liable for any loss or damage caused to the Insured. following additional options: (b)In the event of any litigation, including litigation by the Company (a)To Pay or Tender Payment of the Amount of Insurance. or with the Company's consent,the Company shall have no liability To pay or tender payment of the Amount of Insurance under this for loss or damage until there has been a final determination by a policy together with any costs,attorneys'fees,and expenses court of competent jurisdiction,and disposition of all appeals, incurred by the Insured Claimant that were authorized by the adverse to the Title,as insured. Company up to the time of payment or tender of payment and that (c)The Company shall not be liable for loss or damage to the the Company is obligated to pay. Insured for liability voluntarily assumed by the Insured in settling Upon the exercise by the Company of this option,all liability and any claim or suit without the prior written consent of the Company. obligations of the Company to the Insured under this policy,other than to make the payment required in this subsection,shall terminate, 10.REDUCTION OF INSURANCE;REDUCTION OR TERMINATION including any liability or obligation to defend,prosecute,or contin- OF LIABILITY ue any litigation. All payments under this policy,except payments made for costs, (b)To Pay or Otherwise Settle With Parties Other Than the Insured attorneys'fees,and expenses,shall reduce the Amount of Insurance or With the Insured Claimant. by the amount of the payment. • (i)to pay or otherwise settle with other parties for or in the name of an Insured Claimant any claim insured against under this ORT Form 4309 FL ALTA Owners Policy of Title Insurance 6-17-06(with Florida Modifications) Page 4 {' CONDITIONS(con't) 11.LIABILITY NONCUMULATIVE 15.LIABILITY LIMITED TO THIS POLICY;POLICY ENTIRE The Amount of Insurance shall be reduced by any amount the Company CONTRACT pays under any policy insuring a Mortgage to which exception is taken (a)This policy together with all endorsements, if any,attached to it in Schedule B or to which the Insured has agreed,assumed,or taken by the Company is the entire policy and contract between the subject,or which is executed by an Insured after Date of Policy and Insured and the Company. In interpreting any provision of this which is a charge or lien on the Title,and the amount so paid shall be policy,this policy shall be construed as a whole. deemed a payment to the Insured under this policy. (b)Any claim of loss or damage that arises out of the status of the Title or by any action asserting such claim whether or not based on 12.PAYMENT OF LOSS negligence shall be restricted to this policy.When liability and the extent of loss or damage have been definitely (c)Any amendment of or endorsement to this policy must be in fixed in accordance with these Conditions,the payment shall be made writing and authenticated by an authorized person,or expressly within 30 days. incorporated by Schedule A of this policy. 13.RIGHTS OF RECOVERY UPON PAYMENT OR SETTLEMENT (d)Each endorsement to this policy issued at any time is made a part of this policy and is subject to all of its terms and provisions. (a)Whenever the Company shall have settled and paid a claim Except as the endorsement expressly states, it does not(i)modify under this policy,it shall be subrogated and entitled to the rights of any of the terms and provisions of the policy,(ii)modify any prior the Insured Claimant in the Title and all other rights and remedies endorsement,(iii)extend the Date of Policy,or(iv)increase the in respect to the claim that the Insured Claimant has against any Amount of Insurance. person or property,to the extent of the amount of any loss,costs, attorneys'fees,and expenses paid by the Company. If requested 16.SEVERABILITY by the Company,the Insured Claimant shall execute documents to In the event any provision of this policy,in whole or in part,is held evidence the transfer to the Company of these rights and remedies. invalid or unenforceable under applicable law,the policy shall be The Insured Claimant shall permit the Company to sue,compromise, deemed not to include that provision or such part held to be invalid,but or settle in the name of the Insured Claimant and to use the name all other provisions shall remain in full force and effect. of the Insured Claimant in any transaction or litigation involving these rights and remedies. 17.CHOICE OF LAW;FORUM If a payment on account of a claim does not fully cover the loss of (a)Choice of Law: The Insured acknowledges the Company has the Insured Claimant,the Company shall defer the exercise of its underwritten the risks covered by this policy and determined the right to recover until after the Insured Claimant shall have recovered premium charged therefor in reliance upon the law affecting interests its loss. in real property and applicable to the interpretation,rights,remedies, (b)The Company's right of subrogation includes the rights of the or enforcement of policies of title insurance of the jurisdiction Insured to indemnities,guaranties,other policies of insurance,or where the Land is located. bonds,notwithstanding any terms or conditions contained in those Therefore,the court or an arbitrator shall apply the law of the instruments that address subrogation rights. jurisdiction where the Land is located to determine the validity of claims against the Title that are adverse to the Insured and to 14.ARBITRATION interpret and enforce the terms of this policy. In neither case shall Unless prohibited by applicable law,arbitration pursuant tothe Title the court or arbitrator apply its conflicts of law principles to deter- Insurance Arbitration Rules of the American Arbitration Association mine the applicable law. may be demanded if agreed to by both the Company and the Insured at (b)Choice of Forum: Any litigation or other proceeding brought by the time of a controversy or claim.Arbitrable matters may include,but the Insured against the Company must be filed only in a state or are not limited to,any controversy or claim between the Company and - federal court within the United States of America or its territories the Insured arising out of or relating to this policy,and service of the having appropriate jurisdiction. Company in connection with its issuance or the breach of a policy provision or other obligation.Arbitration pursuant to this policy and 18.NOTICES,WHERE SENT under the Rules in effect on the date the demand for arbitration is Any notice of claim and any other notice or statement in writing made or,at the option of the Insured,the Rules in effect at Date of required to be given to the Company under this policy must be given to Policy shall be binding upon the parties.The award may include the Company at 400 Second Avenue South, Minneapolis, attorneys'fees only if the laws of the state in which the Land is Minnesota 55401-2499,Phone:612-371-1111. located permit a court to award attorneys'fees to a prevailing party. Judgment upon the award rendered by the Arbitrator(s)may be entered in any court having jurisdiction thereof. The law of the situs of the land shall apply to an arbitration under the Title Insurance Arbitration Rules. A copy of the Rules may be obtained from the Company upon request. WIT Form 4309 FL ALTA Owners Policy of Title Insurance 6-17-06(with Florida Modifications) Page 5 n . • Schedule A OWNER'S POLICY ** * * Issued by: Old Republic National Title Insurance Company * 400 Second Avenue South * * Minneapolis, MN 55401-2499 * * Phone Number(612)371-1111 File No.: 19-30600C Policy No.: OXFL-08918046 Address Reference: 3755 Eleven Mile Road, Fort Pierce, FL 34945 (For Information Only) Amount of Insurance: $4,158.51 Premium: $100.00 Date of Policy: October 13, 2020 1. Name of Insured: St. Lucie County,a political subdivision of the State of Florida 2. The estate or interest in the Land that is insured by this policy is a Fee Simple. 3. Title is vested in: St.Lucie County,a political subdivision of the State of Florida 4. The land referred to in this policy is described as follows: The West 20 feet of the East 35 feet of the following described land: The East 30 acres, less the North 840 feet thereof, of the Southeast Quarter of the • Southwest Quarter of Section 28, Township 35 South, Range 39 East, St. Lucie County, Florida. Authorized Title Insurance Agency: Community Land Title &Research Old Republic National Title Insurance Company 400 Second Avenue South,Minneapolis,Minnesota,55401(612)371-1111 2400 SE Veterans Memorial Pkwy,Ste,214 Port St.Lucie,Florida 34952 Phone: (772)337-3335 www.CommunityLandTitle.net l' Ratee,te7,8464( ,,f'. R.F."Bob"Booth,Jr.,C.L.S. ;President 3rd Generation Florida Title Professional It's Your Closing—It's Your Money—Ii's Your Choice ORT Form 4309 FL A Schedule A for ALTA Owners Policy of Title Insurance 6-17-06 CLT File No.:19-30600C LTF OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY OWNER'S POLICY Schedule B File No.: 19-30600C Policy No.:OXFL-08918046 This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by reason of: 1. Taxes and assessments for the year 2020 and subsequent years,which are not yet due and payable. 2. Standard Exceptions: A. Easements, claims of easements, boundary line disputes, overlaps, encroachments or other matters not shown by the public records which would be disclosed by an accurate survey of the land. B. Rights of claims of parties in possession not shown by the public records. C. Any lien, or right to a lien, for services, labor, or materials heretofore or hereafter furnished, imposed by law and not shown by the public records. D. Taxes or assessments which are not shown as existing in the public records. 3. Any claim that any portion of the insured land is sovereign lands of the State of Florida, including submerged, filled or artificially exposed lands accreted to such land. 4. Any lien provided by County Ordinance or by Chapter 159,F.S.,in favor of any city,town,village or port authority,for unpaid service charges for services by any water systems, sewer systems or gas systems serving the land described herein;and any lien for waste fees in favor of any county or municipality. NOTE:Items 2B,2C,2D and 4(above)are hereby deleted. TAX INFORMATION: (current year taxes are paid unless otherwise stated herein) Tax ID Number: 2328-343-0000-000/7 —Current Assessed Value: $25,961.00 - Current Gross Amount: $745.52 Current Exemptions: $00.00 5. Grant of Easement for Ingress and Egress, according to instrument recorded in O.R. Book 422, at Page 2871. 6. Utility Easement in favor of Florida Power& Light Company, according to instrument recorded in O.R. Book 509, at Page 2294. 7. Easement for Ingress and Egress, according to instrument recorded in O.R. Book 3376, at Page 2153. 8. Easement for Ingress and Egress, according to instrument recorded in O.R. Book 3376, at Page 2157. 9. Terms, conditions and stipulations contained in Order Approving Lot Split, according to instrument recorded in O.R. Book 4238, at Page 1650. 10. Commitment/Policy does not insure against loss or damage arising as a result of unpaid charges for public utilities furnished by any county, municipality, or public service corporation; or for any future assessments levied by any county, municipal, or special taxing district under any provision of the Florida Statutes, including Section 159.17 and/or Chapter 190, which are not yet due and payable; or which become due and payable subsequent to the Effective Date of the Policy. END OF SCHEDULE B ORT Form 4309 B Schedule B for ALTA Owners Policy of Title Insurance 6-17-06 CLT File No.:19-30600C LTF