HomeMy WebLinkAbout22-132EXECUTION COPY
Resolution No. 22-132
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF
ST. LUCIE COUNTY, FLORIDA AUTHORIZING THE EXECUTION AND
DELIVERY OF FIRST AMENDMENTS TO LOAN AGREEMENTS
SECURING CERTAIN PRIOR COUNTY INDEBTEDNESS; AND
PROVIDING AN EFFECTIVE DATE.
WHEREAS, St. Lucie County, Florida (the "County") has previously issued its Capital
Improvement Refunding Revenue Note, Series 2011, Capital Improvement Revenue Refunding
Bond, Series 2014, Capital Improvement Revenue Bond, Series 2015, Capital Improvement
Revenue Bond, Series 2016, Capital Improvement Revenue Bond, Series 2016A, Taxable Capital
Improvement Revenue Refunding Note, Series 2016B, and Taxable Capital Improvement Revenue
Bond, Series 2019 (collectively, the "Indebtedness"), pursuant to Loan Agreements dated as of
November 10, 2011, November 3, 2014, May 22, 2015, January 29, 2016, November 22, 2016,
December 22, 2016 and December 20, 2019, respectively (collectively, the "Loan Agreements");
and
WHEREAS, the Indebtedness is secured under the Loan Agreements by a covenant to
budget and appropriate non -ad valorem revenues, and each Loan Agreement contains an "anti -
dilution test" limiting the ability of the County to incur similar debt; and
WHEREAS, the County desires to amend each of the Loan Agreements, with the consent
of the respective lenders, to provide for flexibility in issuing additional indebtedness with shorter
maturities;
NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF ST. LUCIE COUNTY, FLORIDA as follows:
SECTION 1. The Chair of the Board of County Commissioners of the County and the
Clerk are hereby authorized to execute and deliver to the respective lenders a First Supplement to
Loan Agreement, amending each of the Loan Agreements, in substantially the form set forth as a
composite Exhibit A attached hereto, with such changes as may be approved by the Chair and
Clerk, their approval to be assumed by their execution thereof. The Chair and Clerk are also hereby
authorized to execute and deliver any additional documents to accomplish the same.
SECTION 2. This resolution shall take effect immediately upon its adoption.
ADOPTED this 19t' day of July, 2022.
co
ATTEST: v
41)
ree yJ
bCPu'�`j Clerk of the Circuit Court a ' r, F1.c
Officio Clerk of the Board of County
Commissioners
ST. LUCIE COUNTY, FLORIDA
V 1 C2 Chair, Board of ounty Commissioners
APPROVED AS TO FORM
AND CORRECTNESS;
(}�S► COUNTY ATTORNEY
EXHIBIT A
FIRST SUPPLEMENTS TO LOAN AGREEMENT
FIRST AMENDMENT TO LOAN AGREEMENT
ST. LUCIE COUNTY, FLORIDA
CAPITAL IMPROVEMENT REFUNDING REVENUE NOTE, SERIES 2011
FIRST AMENDMENT TO LOAN AGREEMENT
This First Amendment to Loan Agreement is entered into as of the I" day of June, 2022,
by and between St. Lucie County, Florida (the "County") and Truist Bank (the "Lender");
WITNESSETH:
WHEREAS, the County and the Lender, as successor to SunTrust Equipment Finance &
Leasing Corp., have previously entered into that certain Loan Agreement, dated as of November
10, 2011 (the "Original Loan Agreement") securing the County's Capital Improvement
Refunding Revenue Note, Series 2011; and
WHEREAS, the County and the Lender desire to amend the Original Loan Agreement to
modify the "anti -dilution test" set forth therein;
NOW, THEREFORE, for valuable consideration acknowledged and received, the parties
hereto agree as follows:
SECTION 1. Section 10(F) of the Loan Agreement is hereby amended to read as follows
(underlined language added):
F. Additional Indebtedness. The County may issue additional indebtedness
secured by and payable from Non -Ad Valorem Revenues provided that the average of the
Non -Ad Valorem Revenues for the preceding two (2) fiscal years is at least two times (2x)
the total of the maximum annual debt service on all debt of the County secured by Non -Ad
Valorem Revenues or by a covenant to budget and appropriate Non -Ad Valorem Revenues
for the payment thereof and the proposed additional debt to be issued. For purposes of the
foregoing (a) if said debt has 25% or more of the aggregate principal amount coming due in
any one year, debt service shall be determined on the debt during such period of time as if
the principal of and interest on such debt were being paid from the date of incurrence thereof
in substantially equal annual amounts over a period of 25 years.
SECTION 2. Except as specifically amended hereby, the Original Loan Agreement shall
remain in full force and effect.
[SIGNATURE PAGE ON FOLLOWING PAGE]
IN WITNESS WHEREOF, we have hereunto entered into this First Amendment to
Loan Agreement as of the day first aforesaid.
ATTEST:
Clerk of the Circuit Court and ex
Officio Clerk of the Board of County
Commissioners
ST. LUCIE COUNTY, FLORIDA
Chairman, Board of County Commissioners
TRUIST BANK
S-1
FIRST AMENDMENT TO LOAN AGREEMENT
ST. LUCIE COUNTY, FLORIDA
CAPITAL IMPROVEMENT REVENUE REFUNDING BOND, SERIES 2014
FIRST AMENDMENT TO LOAN AGREEMENT
This First Amendment to Loan Agreement is entered into as of the lst day of June, 2022,
by and between St. Lucie County, Florida (the "County") and TD Bank, N.A. (the "Lender");
WITNESSETH:
WHEREAS, the County and the Lender have previously entered into that certain Loan
Agreement, dated as of November 3, 2014 (the "Original Loan Agreement") securing the County's
Capital Improvement Revenue Refunding Bond, Series 2014; and
WHEREAS, the County and the Lender desire to amend the Original Loan Agreement to
modify the "anti -dilution test" set forth therein;
NOW, THEREFORE, for valuable consideration acknowledged and received, the parties
hereto agree as follows:
SECTION 1. Section 10(F) of the Loan Agreement is hereby amended to read as follows
(underlined language added):
F. Issuance of Other Obligations. Except for the Bond, the County will not issue any
other obligations payable from the Non -Ad Valorem Revenues nor voluntarily create or cause to
be created any debt, lien, pledge, assignment, encumbrance or other charge against the Non -Ad
Valorem Revenues, or any part thereof, except as set out below.
No additional indebtedness payable from or secured by Non -Ad Valorem Revenues shall
be issued by the County unless the actual receipts of Total Governmental Funds of the County (as
specified in the County's audited financial statements) for the prior Fiscal Year, less ad
valorem revenues, less Non -Ad Valorem Revenues from Total Governmental Funds pledged to
secure Senior Debt, and less the amount required to pay for Essential Services of the County for
the prior Fiscal Year equal at least 150% of such maximum annual debt service on all Debt
payable from such Non -Ad Valorem Revenues. "Debt" is defined as on any date (without
duplication) all of the following to the extent that they are obligations of the County or are
payable in whole or in part from Non -Ad Valorem Revenues: (i) all obligations of the County for
borrowed money evidenced by bonds, debentures, or other similar instruments, including the
additional indebtedness proposed to be issued; (ii) all obligations of the County to pay the
deferred purchase price of property or services, except trade accounts payable under normal trade
terms and which arise in the ordinary course of business; (iii) all obligations of the County as lessee
under capitalized leases; and (iv) all indebtedness of other Persons to the extent guaranteed by, or
secured by Non -Ad Valorem Revenues of the County. For purposes of this covenant, "Essential
Services" are those services identified by the County in its annual audit as general govemn 1 ent
and public safety expenditures from Total Governmental Funds, less expenditures paid from ad
valorem revenues. For purposes of the foregoing (a) if said Debt has 25% or more of the
aggregate original principal amount of such Debt coming due in any one year, debt service
shall be determined on the Debt duringsuch uch period of time as if the principal of and interest
on such Debt were being paid from the date of incurrence thereof in substantially equal annual
amounts over a period of 25 years.
SECTION 2. Except as specifically amended hereby, the Original Loan Agreement shall
remain in full force and effect.
[SIGNATURE PAGE ON FOLLOWING PAGE]
2
IN WITNESS WHEREOF, we have hereunto entered into this First Amendment to Loan
Agreement as of the day first aforesaid.
ATTEST:
Clerk of the Circuit Court and ex
Officio Clerk of the Board of County
Commissioners
ST. LUCIE COUNTY, FLORIDA
Chairman, Board of County Commissioners
TD BANK, N.A.
S-1
FIRST AMENDMENT TO LOAN AGREEMENT
ST. LUCIE COUNTY, FLORIDA
CAPITAL IMPROVEMENT REVENUE BOND, SERIES 2015
FIRST AMENDMENT TO LOAN AGREEMENT
This First Amendment to Loan Agreement is entered into as of the I St day of June, 2022,
by and between St. Lucie County, Florida (the "County") and Pinnacle Public Finance, Inc. (the
"Lender");
WITNESSETH:
WHEREAS, the County and the Lender have previously entered into that certain Loan
Agreement, dated as of May 22, 2015 (the "Original Loan Agreement") securing the County's
Capital Improvement Revenue Bond, Series 2015; and
WHEREAS, the County and the Lender desire to amend the Original Loan Agreement to
modify the "anti -dilution test" set forth therein;
NOW, THEREFORE, for valuable consideration acknowledged and received, the parties
hereto agree as follows:
SECTION 1. Section 10(G) of the Loan Agreement is hereby amended to read as follows
(underlined language added):
G. Issuance of Other Obligations. Except for the Bond, the County will not issue
any other obligations payable from the Non -Ad Valorem Revenues nor voluntarily create or
cause to be created any debt, lien, pledge, assignment, encumbrance or other charge against
the Non -Ad Valorem Revenues, or any part thereof, except as set out below.
No additional indebtedness payable from or secured by Non -Ad Valorem Revenues
shall be issued by the County unless the actual receipts of Total Governmental Funds of the
County (as specified in the County's audited financial statements) for the prior Fiscal Year,
less ad valorem revenues, less Non -Ad Valorem Revenues from Total Governmental Funds
pledged to secure debt that has a first lien on such Non -Ad Valorem Revenues, and less the
amount required to pay for Essential Services of the County for the prior Fiscal Year equal at
least 120% of such maximum annual debt service on all Debt payable from such Non -Ad
Valorem Revenues. "Debt" is defined as on any date (without duplication) all of the following
to the extent that they are general obligations of the County or are payable in whole or in part
from Non -Ad Valorem Revenues (i) all obligations of the County for borrowed money
evidenced by bonds, debentures, or other similar instruments; (ii) all obligations of the County
to pay the deferred purchase price of property or services, except trade accounts payable under
normal trade terms and which arise in the ordinary course of business; (iii) all obligations of
the County as lessee under capitalized leases; and (iv) all indebtedness of other Persons to the
extent guaranteed by or secured by Non- Ad Valorem Revenues of the County. For purposes
of this covenant, "Essential Services" are those services identified by the County in its annual
audit as general government and public safety expenditures from Total Governmental Funds,
less expenditures paid from ad valorem revenues. For purposes of the foregoing (a) if said
Debt has 25% or more of the aggregate principal amount coming due in any one year, debt
service shall be determined on the Debt during such period of time as if the principal of and
interest on such Debt were being paid from the date of incurrence thereof in substantially
equal annual amounts over a period of 25 years.
SECTION 2. Except as specifically amended hereby, the Original Loan Agreement shall
remain in full force and effect.
[SIGNATURE PAGE ON FOLLOWING PAGE]
2
IN WITNESS WHEREOF, we have hereunto entered into this First Amendment to Loan
Agreement as of the day first aforesaid.
ATTEST:
Clerk of the Circuit Court and ex
Officio Clerk of the Board of County
Commissioners
ST. LUCIE COUNTY, FLORIDA
Chairman, Board of County Commissioners
PINNACLE PUBLIC FINANCE, INC.
S-1
FIRST AMENDMENT TO LOAN AGREEMENT
ST. LUCIE COUNTY, FLORIDA
CAPITAL IMPROVEMENT REVENUE BOND, SERIES 2016
FIRST AMENDMENT TO LOAN AGREEMENT
This First Amendment to Loan Agreement is entered into as of the 15t day of June, 2022,
by and between St. Lucie County, Florida (the "County") and Pinnacle Public Finance, Inc. (the
"Lender");
WITNESSETH:
WHEREAS, the County and the Lender have previously entered into that certain Loan
Agreement, dated as of January 29, 2016 (the "Original Loan Agreement") securing the County's
Capital Improvement Revenue Bond, Series 2016; and
WHEREAS, the County and the Lender desire to amend the Original Loan Agreement to
modify the "anti -dilution test" set forth therein;
NOW, THEREFORE, for valuable consideration acknowledged and received, the parties
hereto agree as follows:
SECTION 1. Section 10(G) of the Loan Agreement is hereby amended to read as follows
(underlined language added):
G. Issuance of Other Oblisations. Except for the Bond, the County will not issue
any other obligations payable from the Non -Ad Valorem Revenues nor voluntarily create or
cause to be created any debt, lien, pledge, assignment, encumbrance or other charge against
the Non -Ad Valorem Revenues, or any part thereof, except as set out below.
No additional indebtedness payable from or secured by Non -Ad Valorem Revenues
shall be issued by the County unless the actual receipts of Total Governmental Funds of the
County (as specified in the County's audited financial statements) for the prior Fiscal Year,
less ad valorem revenues, less Non -Ad Valorem Revenues from Total Governmental Funds
pledged to secure debt that has a first lien on such Non -Ad Valorem Revenues, and less the
amount required to pay for Essential Services of the County for the prior Fiscal Year equal at
least 120% of such maximum annual debt service on all Debt payable from such Non -Ad
Valorem Revenues. "Debt" is defined as on any date (without duplication) all of the following
to the extent that they are general obligations of the County or are payable in whole or in part
from Non -Ad Valorem Revenues (i) all obligations of the County for borrowed money
evidenced by bonds, debentures, or other similar instruments; (ii) all obligations of the County
to pay the deferred purchase price of property or services, except trade accounts payable under
normal trade terms and which arise in the ordinary course of business; (ill) all obligations of
the County as lessee under capitalized leases; and (iv) all indebtedness of other Persons to the
extent guaranteed by or secured by Non- Ad Valorem Revenues of the County. For purposes
of this covenant, "Essential Services" are those services identified by the County in its annual
audit as general government and public safety expenditures from Total Governmental Funds,
less expenditures paid from ad valorem revenues. For purposes of the foregoing (a) if said
Debt has 25% or more of the aggregate principal amount coming due in any one year, debt
service shall be determined on the Debt during such period of time as if the principal of and
interest on such Debt were being paid from the date of incurrence thereof in substantially
equal annual amounts over a period of 25 years.
SECTION 2. Except as specifically amended hereby, the Original Loan Agreement shall
remain in full force and effect.
[SIGNATURE PAGE ON FOLLOWING PAGE]
Pa
IN WITNESS WHEREOF, we have hereunto entered into this First Amendment to Loan
Agreement as of the day first aforesaid.
ATTEST:
Clerk of the Circuit Court and ex
OfEcio Clerk of the Board of County
Commissioners
ST. LUCIE COUNTY, FLORIDA
Chairman, Board of County Commissioners
PINNACLE PUBLIC FINANCE, INC.
S-1
FIRST AMENDMENT TO LOAN AGREEMENT
ST. LUCIE COUNTY, FLORIDA
CAPITAL IMPROVEMENT REVENUE BOND, SERIES 2016A
FIRST AMENDMENT TO LOAN AGREEMENT
This First Amendment to Loan Agreement is entered into as of the 1" day of June, 2022,
by and between St. Lucie County, Florida (the "County") and CenterState Bank of Florida, N.A.
(the "Lender");
WITNESSETH:
WHEREAS, the County and the Lender have previously entered into that certain Loan
Agreement, dated as of November 22, 2016 (the "Original Loan Agreement") securing the
County's Capital Improvement Revenue Bond, Series 2016A; and
WHEREAS, the County and the Lender desire to amend the Original Loan Agreement to
modify the "anti -dilution test" set forth therein;
NOW, THEREFORE, for valuable consideration acknowledged and received, the parties
hereto agree as follows:
SECTION 1. Section 10(G) of the Loan Agreement is hereby amended to read as follows
(underlined language added):
G. Issuance of Other Obligations. Except for the Bond, the County will not issue
any other obligations payable from the Non -Ad Valorem Revenues nor voluntarily create or
cause to be created any debt, lien, pledge, assignment, encumbrance or other charge against
the Non -Ad Valorem Revenues, or any part thereof, except as set out below.
No additional indebtedness payable from or secured by Non -Ad Valorem Revenues
shall be issued by the County unless the actual receipts of Total Governmental Funds of the
County (as specified in the County's audited financial statements) for the prior Fiscal Year,
less ad valorem revenues, less Non -Ad Valorem Revenues from Total Governmental Funds
pledged to secure Senior Debt, and less the amount required to pay for Essential Services of
the County for the prior Fiscal Year equal at least 120% of such maximum annual debt service
on all Debt payable from such Non -Ad Valorem Revenues. "Debt" is defined as on any date
(without duplication) all of the following to the extent that they are obligations of the County
or are payable in whole or in part from Non -Ad Valorem Revenues: (i) all obligations of the
County for borrowed money evidenced by bonds, debentures, or other similar instruments,
including the additional indebtedness proposed to be issued; (ii) all obligations of the County
to pay the deferred purchase price of property or services, except trade accounts payable under
normal trade terms and which arise in the ordinary course of business; (iii) all obligations of
the County as lessee under capitalized leases; and (iv) all indebtedness of other Persons to the
extent guaranteed by, or secured by, Non -Ad Valorem Revenues of the County. For purposes
of this covenant, "Essential Services" are those services identified by the County in its annual
audit as general government and public safety expenditures from Total Governmental Funds,
less expenditures paid from ad valorem revenues. For purposes of the foregoing (a) if said
Debt has 25% or more of the aggregate principal amount coming due in any one year, debt
service shall be determined on the Debt duringsuch uch period of time as if the principal of and
interest on such Debt were being paid from the date of incurrence thereof in substantially
equal annual amounts over a period of 25 years.
SECTION 2. Except as specifically amended hereby, the Original Loan Agreement shall
remain in full force and effect.
[SIGNATURE PAGE ON FOLLOWING PAGE]
IN WITNESS WHEREOF, we have hereunto entered into this First Amendment to Loan
Agreement as of the day first aforesaid.
ATTEST:
Clerk of the Circuit Court and ex
Officio Clerk of the Board of County
Commissioners
ST. LUCIE COUNTY, FLORIDA
Chairman, Board of County Commissioners
CENTERSTATE BANK OF FLORIDA, N.A.
S-1
FIRST AMENDMENT TO LOAN AGREEMENT
ST. LUCIE COUNTY, FLORIDA
TAXABLE CAPITAL IMPROVEMENT REVENUE REFUNDING NOTE, SERIES 2016B
FIRST AMENDMENT TO LOAN AGREEMENT
This First Amendment to Loan Agreement is entered into as of the 1" day of June, 2022,
by and between St. Lucie County, Florida (the "County") and JPMorgan Chase Bank, N.A. (the
"Lender");
WITNESSETH:
WHEREAS, the County and the Lender have previously entered into that certain Loan
Agreement, dated as of December 22, 2016 (the "Original Loan Agreement") securing the
County's Taxable Capital Improvement Revenue Refunding Note, Series 201613; and
WHEREAS, the County and the Lender desire to amend the Original Loan Agreement to
modify the "anti -dilution test" set forth therein;
NOW, THEREFORE, for valuable consideration acknowledged and received, the parties
hereto agree as follows:
SECTION 1. Section 10(D) of the Loan Agreement is hereby amended to read as follows
(underlined language added):
D. Issuance of Other Obligations. Except for the Series 2016 Note, the County will
not issue any other obligations payable from the Non -Ad Valorem Revenues nor voluntarily
create or cause to be created any debt, lien, pledge, assignment, encumbrance or other charge
against the Non -Ad Valorem Revenues, or any part thereof, except as set out below.
No additional indebtedness payable from or secured by Non -Ad Valorem Revenues
shall be issued by the County unless the actual receipts of Total Governmental Funds of the
County (as specified in the County's audited financial statements) for the prior Fiscal Year,
less ad valorem revenues, less Non -Ad Valorem Revenues from Total Governmental Funds
pledged to secure Senior Debt, and less the amount required to pay for Essential Services of
the County for the prior Fiscal Year equal at least 150% of the Maximum Debt Service
Requirement on all Debt payable from such Non -Ad Valorem Revenues. "Debt" is defined
as on any date (without duplication) all of the following to the extent that they are general
obligations of the County or are payable in whole or in part from Non -Ad Valorem Revenues,
(i) all obligations of the County for borrowed money evidenced by bonds, debentures, or other
similar instruments; (ii) all obligations of the County to pay the deferred purchase price of
property or services, except trade accounts payable under normal trade terms and which arise
in the ordinary course of business; (iii) all obligations of the County as lessee under capitalized
leases; and (iv) all indebtedness of other Persons to the extent guaranteed by, or secured by
Non -Ad Valorem Revenues of the County. For purposes of this covenant, "Essential Services"
are those services identified by the County in its annual audit as general government and
public safety expenditures from Total Governmental Funds, less expenditures paid from ad
valorem revenues. For purposes of the foregoing (a) if said Debt has 25% or more of the
aggregate principal amount coming due in any one year, debt service shall be determined on
the Debt during such period of time as if the principal of and interest on such Debt were being
paid from the date of incurrence thereof in substantially equal annual amounts over a period
of 25 years.
SECTION 2. Except as specifically amended hereby, the Original Loan Agreement shall
remain in full force and effect.
[SIGNATURE PAGE ON FOLLOWING PAGE]
2
IN WITNESS WHEREOF, we have hereunto entered into this First Amendment to Loan
Agreement as of the day first aforesaid.
ATTEST:
Clerk of the Circuit Court and ex
Officio Clerk of the Board of County
Commissioners
ST. LUCIE COUNTY, FLORIDA
Chairman, Board of County Commissioners
JPMORGAN CHASE BANK, N.A.
S-1
FIRST AMENDMENT TO LOAN AGREEMENT
ST. LUCIE COUNTY, FLORIDA
TAXABLE CAPITAL IMPROVEMENT REVENUE BOND, SERIES 2019
FIRST AMENDMENT TO LOAN AGREEMENT
This First Amendment to Loan Agreement is entered into as of the ls` day of June, 2022,
by and between St. Lucie County, Florida (the "County") and JPMorgan Chase Bank, N.A. (the
"Lender");
WITNESSETH:
WHEREAS, the County and the Lender have previously entered into that certain Loan
Agreement, dated as of December 20, 2019 (the "Original Loan Agreement") securing the
County's Taxable Capital Improvement Revenue Bond, Series 2019; and
WHEREAS, the County and the Lender desire to amend the Original Loan Agreement to
modify the "anti -dilution test" set forth therein;
NOW, THEREFORE, for valuable consideration acknowledged and received, the parties
hereto agree as follows:
SECTION 1. Section 10(E) of the Loan Agreement is hereby amended to read as follows
(underlined language added):
E. Issuance of Other Obligations. Except for the Bond, the County will not issue
any other obligations payable from the Non -Ad Valorem Revenues nor voluntarily create or
cause to be created any debt, lien, pledge, assignment, encumbrance or other charge against
the Non -Ad Valorem Revenues, or any part thereof, except as set out below.
No additional indebtedness payable from or secured by Non -Ad Valorem Revenues
shall be issued by the County unless the actual receipts of Total Governmental Funds of the
County (as specified in the County's audited financial statements) for the prior Fiscal
Year, less ad valorem revenues, less Non -Ad Valorem Revenues from Total Governmental
Funds pledged to secure Senior Debt, and less the amount required to pay for Essential
Services of the County for the prior Fiscal Year equal at least 120% of the Maximum Debt
Service Requirement on all Debt payable from such Non -Ad Valorem Revenues. "Debt"
is defined as on any date (without duplication) all of the following to the extent that they
are general obligations of the County or are payable in whole or in part from Non -Ad
Valorem Revenues, (i) all obligations of the County for borrowed money evidenced by
bonds, debentures, or other similar instruments; (ii) all obligations of the County to pay the
deferred purchase price of property or services, except trade accounts payable under normal
trade terms and which arise in the ordinary course of business; (iii) all obligations of the
County as lessee under capitalized leases; and (iv) all indebtedness of other Persons to the
extent guaranteed by, or secured by Non -Ad Valorem Revenues of the County. For purposes
of this covenant, "Essential Services" are those services identified by the County in its annual
audit as general government and public safety expenditures from Total Governmental Funds,
less expenditures paid from ad valorem revenues. For purposes of the foregoing(a) if said
Debt has 25% or more of the aggregate principal amount coming due in any one year, debt
service shall be determined on the Debt duringsuch uch period of time as if the principal of and
interest on such Debt were being paid from the date of incurrence thereof in substantially
equal annual amounts over a period of 25 years.
SECTION 2. Except as specifically amended hereby, the Original Loan Agreement shall
remain in full force and effect.
[SIGNATURE PAGE ON FOLLOWING PAGE]
IN WITNESS WHEREOF, we have hereunto entered into this First Amendment to
Loan Agreement as of the day first aforesaid.
ATTEST:
Clerk of the Circuit Court and ex
Officio Clerk of the Board of County
Commissioners
ST. LUCIE COUNTY, FLORIDA
Chairman, Board of County Commissioners
JPMORGAN CHASE BANK, N.A.
S-1