Loading...
HomeMy WebLinkAbout24-071RESOLUTION NO. 24-071 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF ST. LUCIE COUNTY, FLORIDA, APPROVING THE TRANSFER OF OWNERSHIP INTERESTS IN MADISON CAY, LTD.; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION OF A LAND USE RESTRICTION AGREEMENT WITH MADISON CAY, LTD FOR THE MADISON CAY APARTMENTS PURSUANT TO THE COUNTY'S 2007 HHRP LOAN; AND PROVIDING AN EFFECTIVE DATE. WHEREAS, St. Lucie County ("County") entered into that certain loan (the "Loan") with Madison Cay, Ltd., a Florida limited partnership ("Owner") dated December 26, 2007, as evidenced by a Secured Promissory Note dated December 26, 2007 from Owner payable to County in the principal amount of $2,000,000 (the "Note"), which Note is secured by that certain Mortgage, Assignment of Rents and Security Agreement dated December 26, 2007 from Owner in favor of County (the "Mortgage"); and WHEREAS, the Mortgage requires County to consent to the transfer of the ownership interests in Owner prior to any such transfer; and WHEREAS, County received a written notice from Lincoln Capital Acquisition LLC ("Lincoln Capital") dated February 22, 2024, of the desire and intent of Lincoln Capital, or an affiliate, to acquire all of the general and limited partnership interests in Owner, with a view to a subsequent transfer of fee simple ownership of the Madison Cay Apartments (the "Project") to facilitate a refinancing within the next 24 months; and WHEREAS, Lincoln Capital has indicated that upon its acquisition of the ownership interests in Owner, Lincoln Capital would prefer to keep the Loan outstanding both presently 1 upon such acquisition and upon the eventual refinancing for the rehabilitation of the Project; and WHEREAS, Lincoln Capital intends to obtain financing for its acquisition and has requested that the Loan be subordinated to Lincoln Capital's new loan and eventually to the loan obtained at the time of the refinancing; and WHEREAS, the Loan was funded by the County using federal Hurricane Housing Recovery Program funds in accordance with the St. Lucie County Hurricane Housing Recovery Program (HHRP) Plan for Fiscal Years 2006/2007 and 2007/2008 (the "HHRP"), which HHRP required that certain restrictions would be imposed on any project financed with such HHRP funds; and WHEREAS, while section 3.1.1 of the Mortgage referenced the imposition of such restrictions, a restriction agreement was not executed at the time of the Loan; and WHEREAS, County desires to execute, deliver and record a Land Use Restriction Agreement to evidence such restrictions and Owner is in agreement with such desires. NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF ST. LUCIE COUNTY, FLORIDA: Section 1. The foregoing recitals are hereby incorporated into this Resolution as if fully set forth herein. 2 Section 2. The Board of County Commissioners (the 'Board") of St. Lucie County, Florida, hereby consents to the transfer of the ownership interests in Owner to Lincoln Capital or an affiliate of Lincoln Capital in accordance with section 7.2 of the Mortgage. Section 3. The Board consents to the Loan remaining outstanding following such transfer of ownership in Owner, the subordination of the Loan to Lincoln Capital's new financing, and, subject to the circumstances in place at the time of the anticipated refinancing for the rehabilitation of the Project, expresses its current willingness for the Loan to remain outstanding as part of such refinancing for the rehabilitation of the Project under the current terms of the Loan, but subordinated to the new refinancing loan, provided that the Board reserves the right to consider an extension or modification of the terms of the Loan in conjunction with such refinancing. Section 4. The Board authorizes the Chairman or Vice -Chairman, or any other authorized officer of the Board to, upon a determination that such actions are in the best interest of the County and subject to approval by the County Attorney's Office as to form and legal sufficiency, assign, subordinate, and modify the County loan documents, including but not limited to, extending the maturity date and changing repayment terms of the promissory note, extending the affordability period, and other modifications necessary to make the rehabilitation of the project feasible, and to execute new agreements, amendments, and other documents in order to effectuate the transfer of ownership in Owner to Lincoln Capital or an affiliate of Lincoln Capital. 3 Section 5. The Land Use Restriction Agreement, in substantially the form attached hereto as Exhibit A (the "Agreement"), is hereby approved, confirmed and ratified and the Chairman or Vice -Chairman, or any other authorized officer of the Board with the Clerk of Courts for St. Lucie County, or an Assistant Clerk, authorized and directed to attest to such signatures, are hereby authorized and directed to execute and deliver the Agreement on behalf of and in the name of the County with such additional changes, insertions and omissions therein, and as may be otherwise made and approved by the said officers of the County executing the same, such execution to be conclusive evidence of such approval. Section 6. This resolution shall take effect immediately upon its adoption. Passed and Adopted this 2nd day of April, 2024, at a regular meeting called and held. (SEAL) ATTEST: A GOMM/SS�O `Gc�f COUj^f�OF ST. LUCIE COUNTY, FLORIDA B Chair, Bo of County Commissioners By: APPROVED AS TO FORM AND Deputy Clerk of the Circuit Court CORRECTNESS: and Ex-officio Deputy Clerk of the Board v!/ County Attorney 4 EXHIBIT A LAND USE RESTRICTION AGREEMENT PREPARED BY AND RETURN TO: Robert C. Reid, Esq. Bryant Miller Olive P.A. 1545 Raymond Diehl Road, Suite 300 Tallahassee, Florida 32308 LAND USE RESTRICTION AGREEMENT among ST. LUCIE COUNTY, FLORIDA, and MADISON CAY, LTD., a Florida limited partnership Relating to MADISON CAY APARTMENTS 1655 North 29th Street Fort Pierce, Florida 34947 Dated as of April 1, 2024 TABLE OF CONTENTS Page SECTION 1: DEFINITIONS AND INTERPRETATION. ........................................... 1 SECTION 2: LOW-INCOME TENANTS ...................................................................... 2 SECTION 3: REPORTING REQUIREMENTS. ............................................................ 3 SECTION 4: FAIR HOUSING LAWS. .......................................................................... 3 SECTION 5: COVENANTS TO RUN WITH THE LAND. ......................................... 3 SECTION 6: INDEMNIFICATION OF COUNTY. ..................................................... 4 SECTION 7: TERM. ......................................................................................................... 4 SECTION 8: CORRECTION OF NONCOMPLIANCE. ............................................. 5 SECTION 9: UNIFORMITY; COMMON PLAN.......................................................... 5 SECTION 10: BURDEN AND BENEFIT. ........................................................................ 5 SECTION 11: REMEDIES; ENFORCEABILITY. ........................................................... 5 SECTION 12: GOVERNING LAW; VENUE. ................................................................. 5 SECTION 13: FILING. ....................................................................................................... 6 SECTION 14: AMENDMENTS. ....................................................................................... 6 SECTION 15: RESERVED. ................................................................................................ 6 SECTION 16: NOTICE. ..................................................................................................... 6 SECTION 17: SEVERABILITY. ........................................................................................ 7 SECTION 18: MULTIPLE COUNTERPARTS. ............................................................... 7 EXHIBIT A - LEGAL DESCRIPTION EXHIBIT B - INCOME CERTIFICATION EXHIBIT C - CERTIFICATE OF CONTINUING PROGRAM COMPLIANCE i LAND USE RESTRICTION AGREEMENT THIS LAND USE RESTRICTION AGREEMENT (the “Agreement”), dated as of April 1, 2024, is by and among ST. LUCIE COUNTY, FLORIDA, a political subdivision of the State of Florida (together with its permitted successors and assigns, “County”), and MADISON CAY, LTD., a Florida limited partnership, formed under the laws of the State of Florida, and its successors and assigns (“Owner”). W I T N E S S E T H : Preamble WHEREAS, County entered into that certain loan (the “Loan”) with Owner dated December 26, 2007, as evidenced by a Secured Promissory Note dated December 26, 2007, from Owner and payable to County in the principal amount of $2,000,000 (the “Note”), which Note is secured by that certain Mortgage, Assignment of Rents and Security Agreement dated December 26, 2007 from Owner in favor of County (the “Mortgage”); and WHEREAS, the Loan was funded by County using federal Hurricane Housing Recovery Program funds in accordance with the St. Lucie County Hurricane Housing Recovery Program (HHRP) Plan for Fiscal Years 2006/2007 and 2007/2008 (the “HHRP”), which HHRP required that certain restrictions would be imposed on any project financed with such HHRP funds; and WHEREAS, Section 3.1 of the Mortgage referenced the imposition of such restrictions, a restriction agreement was not executed at the time of the Loan; and WHEREAS, County and Owner have agreed to execute, deliver and record this Agreement to evidence such restrictions. NOW, THEREFORE, in consideration of the mutual covenants and undertakings set forth herein, and other good and valuable consideration, the receipt and sufficiency of which hereby are acknowledged, County and Owner hereby agree as follows: Section 1: Definitions and Interpretation. Any capitalized term not otherwise defined in the recitals set forth above or as defined below shall have the meaning ascribed to such term in the Mortgage: “Affordability Period” shall mean the period beginning on the date the Project was placed in service and ending on November 25, 2058, unless the maturity date of the Note is extended by County, in which case, ending on the later extended maturity date of the Note. “Agreement” shall mean this Land Use Restriction Agreement dated as of April 1, 2024, by and between County and Owner which pertains to the operation of the Project to ensure compliance with HHRP requirements. “Certificate of Continuing Program Compliance” shall mean the certificate, substantially in the form attached as Exhibit C hereto, as such form may be revised by County from time to time and provided to Owner if so revised, or the form used by Florida Housing Finance Corporation, which certificate is required to be delivered by Owner to County pursuant to Section 3(d) hereof. “County” shall mean St. Lucie County, Florida. “Income Certification” shall mean a Tenant Income Certification substantially in the form of Exhibit B hereto, as such form may be revised by County from time to time, or the form used by Florida Housing Finance Corporation. “Land” shall mean the real property (exclusive of any buildings thereon) described in Exhibit A attached hereto. “Loan” shall mean the loan from County to Owner in the principal amount of $2,000,000 evidenced by the Note and Mortgage. “Low-Income Tenant” shall mean (except as provided below) a person or family having an income not exceeding 120% of area median income, as determined in accordance with the requirements of the Code in a manner consistent with determinations of low-income families and area median gross income under Section 8 of the U.S. Housing Act of 1937, including adjustments for family size. "Project" shall mean the Land and the buildings, structures, facilities and equipment now or hereafter comprising the 132-unit multifamily housing facility known as "Madison Cay Apartments", to be owned by Owner located in St. Lucie County, Florida, at 1655 North 29th Street, Fort Pierce, Florida 34947. “State” shall mean the State of Florida. Unless the context clearly requires otherwise, as used in this Agreement, words of the masculine, feminine or neuter gender shall be construed to include any other gender when appropriate and words of the singular number shall be construed to include the plural number, and vice versa, when appropriate. This Agreement and all the terms and provisions hereof shall be construed to effectuate the purposes set forth herein and to sustain the validity hereof. The titles and headings of the sections of this Agreement have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof or be considered or given any effect in construing this Agreement or any provisions hereof or in ascertaining intent, if any question of intent shall arise. Section 2: Low-Income Tenants. Owner hereby represents, warrants and covenants as follows: 2 (a) At all times during the Affordability Period, not less than one hundred percent (100%) of the completed units shall be occupied (or held available for occupancy) by Low- Income Tenants. (b) All rental leases shall provide for termination and eviction if a tenant has certified that he or she is a Low-Income Tenant, and has failed to so qualify, at the time of commencement of the occupancy or any renewal thereof. The form of lease to be utilized by Owner in renting all residential rental units in the Project shall be subject to County’s approval, not to be unreasonably withheld, conditioned or delayed. Section 3: Reporting Requirements. (a) During the Affordability Period, Owner shall obtain from each Low- Income Tenant, at the time of such tenant’s initial occupancy in the Project and at each lease renewal, an Income Certification dated immediately prior to the initial occupancy or renewed occupancy of such Low-Income Tenant in the Project. (b) Owner shall file with County, at such intervals required by Florida Housing Finance Corporation, copies of the Income Certifications specified in Section 3(a) hereof obtained by Owner. (c) Owner shall maintain complete and accurate records pertaining to the incomes of (as of the date of initial occupancy of each tenant) Low-Income Tenants residing in the Project, and shall permit, upon five (5) Business Days’ notice to Owner, any duly authorized representative of County to inspect the books and records of Owner pertaining to the incomes of all tenants residing in the Project. (d) Commencing on the effective date of this Agreement, Owner shall prepare and submit to County rent rolls and a Certificate of Continuing Program Compliance simultaneous with the submission of the Certificate of Program Compliance with Florida Housing Finance Corporation. (e) Notwithstanding anything to the contrary, due to the delay in executing and recording this Agreement, Owner’s failure to comply with the reporting requirements of this th Section 3 shall be waived, with such reporting requirements commencing as of the 15 day of the month following the month in which this Agreement is recorded in the public records of County. Section 4: Fair Housing Laws. Owner will comply with all fair housing laws, rules, regulations or orders applicable to the Project. Section 5: Covenants to Run with the Land. The covenants, reservations and restrictions set forth herein shall be deemed covenants running with the Land and, except as provided in Section 7 hereof, shall pass to and be binding upon Owner’s assigns and successors in title to the Land or the Project; provided, however, that upon the termination of this Agreement in accordance with the terms hereof said covenants, reservations and restrictions shall expire. 3 Except as provided in Section 7 hereof, each and every contract, deed or other instrument hereafter executed covering or conveying the Land or the Project or any portion thereof shall conclusively be held to have been executed, delivered and accepted subject to such covenants, reservations and restrictions, regardless of whether such covenants, reservations and restrictions are set forth in such contract, deed or other instruments. If a portion or portions of the Project are conveyed, all of such covenants, reservations and restrictions shall run to each portion of the Project. Owner, at its cost and expense, shall cause this Agreement to be duly recorded or filed and re-recorded or refiled in such places, and shall pay or cause to be paid all recording, filing, or other taxes, fees and charges, and shall comply with all such statutes and regulations as may be required by law in order to establish, preserve and protect the ability of County to enforce this Agreement. Section 6: Indemnification of County. From and after the date of this Agreement, Owner hereby covenants and agrees that it shall indemnify and hold harmless County and their officers, directors, officials and employees (“Indemnified Party”) from and against any and all claims arising from any act or omission of Owner in connection with the enforcement of this Agreement first arising on or after the date hereof, including all reasonable costs, counsel fees, expenses or liabilities incurred in connection with any such claim or proceeding. In the event that any action or proceeding is brought against County or any of its officers, directors, officials or employees with respect to which indemnity may be sought hereunder, Owner, upon written notice from the Indemnified Party (which notice shall be timely given so as to not prejudice the rights of Owner), shall assume the investigation and defense thereof, including the employment of counsel and the payment of all expenses. The Indemnified Party shall have the right (upon a reasonable determination of a legal conflict) to employ separate counsel in any such action or proceeding and to participate in the investigation and defense thereof, and Owner shall pay the reasonable fees and expenses of such separate counsel, provided that the applicable Indemnified Party shall make a good faith effort to notify Owner of the engagement of such separate counsel and is provided a good faith estimate of the probable costs associated therewith. Owner’s obligations under this Section 6 shall exist only for its own acts and omissions (including those of its agents, contractors, servants, employees and licensees), whether or not the right to indemnification arises after a change in ownership of the Project, and Owner shall not be liable for the acts or omissions of any other successor during such time that such successor is the owner of Project provided such successor has agreed to be bound by the provisions of this Section 6 applicable to Owner. Notwithstanding the foregoing, Owner’s obligation to indemnify County shall not apply to actions arising from the gross negligence or willful misconduct of County and shall survive the termination of this Agreement. Section 7: Term. Subject to the rights of County pursuant to Section 6 hereof, this Agreement shall remain in full force and effect until the end of the Affordability Period. Upon the termination of this Agreement, upon request of any party hereto, County, Owner and any successor party hereto shall execute a recordable document prepared by County or its counsel (at the expense of Owner) further evidencing such termination. 4 Section 8: Correction of Noncompliance. The failure of Owner to comply with any of the provisions of this Agreement shall not be deemed a default hereunder unless such failure has not been corrected within a period of sixty (60) days following the date that any of the parties hereto learned of such failure, unless additional time to cure or correct such failure to comply has been requested by Owner and has been granted by County. Not later than the three (3) calendar days next succeeding the day on which County learns of such failure, County shall attempt with reasonable diligence to notify Owner of such failure by telephonic communication to be confirmed in writing. Section 9: Uniformity; Common Plan. The covenants, reservations and restrictions hereof shall apply uniformly to the entire Project. Section 10: Burden and Benefit. County and Owner hereby declare their understanding and intent that the burden of the covenants set forth herein touch and concern the Land in that Owner’s legal interest in the Land and the Project is rendered less valuable thereby. County and Owner hereby further declare their understanding and intent that the benefit of such covenants touch and concern the Land by enhancing and increasing the enjoyment and use of the Land and the Project by Low-Income Tenants, the intended beneficiaries of such covenants, reservations and restrictions, and by furthering the public purposes required by County. Section 11: Remedies; Enforceability. If a violation of any of the provisions hereof occurs or is attempted and continues beyond the expiration of any applicable cure or grace period, County and its successor and assigns may institute and prosecute any proceeding at law or in equity to abate, prevent or enjoin any such violation or attempted violation, to compel specific performance hereunder, to rescind any and all incentives, either regulatory and/or financial, provided to Owner, and to recover monetary damages caused by such violation or attempted violation. The provisions hereof are imposed upon and made applicable to the Land and shall run with the Land and shall be enforceable against Owner or any other person or entity that has or had an ownership interest in the Project at the time of such violation or attempted violation. No delay in enforcing the provisions hereof as to any breach or violation shall impair, damage or waive the right of any party entitled to enforce the provisions hereof or to obtain relief against or recover for the continuation or repetition of such breach or violation or similar breach or violation hereof at any later time or times. With the exception of the obligations of Owner to County set forth in Section 6 of this Agreement, the liability of Owner under this Agreement is and shall be limited to the interest of Owner in the Project, it being specifically understood and agreed that neither Owner nor its partners shall have any personal liability with respect to the obligations of Owner set forth herein, and that any party seeking to enforce personal liability against Owner or its partners shall look only to said interest of Owner for the satisfaction of such liability. For the avoidance of doubt, Owner’s partners, members, directors, officers, employees and agents shall have no personal liability under this Agreement. Section 12: Governing Law; Venue. This Agreement shall be governed by the laws of the State and venue shall be in St. Lucie County, Florida. 5 Section 13: Filing. This Agreement shall be duly recorded in the Office of the Clerk of the Circuit Court for St. Lucie County, Florida. Section 14: Amendments. This Agreement shall not be amended, revised, or terminated except by a written instrument, executed by the parties hereto and duly recorded in the Office of the Clerk of the Circuit Court for St. Lucie County, Florida. Section 15: Reserved. Section 16: Notice. Any written notice required or permitted to be given hereunder shall be given by (i) personal delivery, (ii) registered U.S. mail or (iii) registered expedited service at the addresses set forth below or at such other addresses as may be specified in writing by the parties hereto. Any such notice shall be deemed received on (i) the date of delivery, if given by personal delivery or by expedited delivery service, or (ii) upon the earlier of the third (3rd) Business Day after the date of mailing or upon actual receipt, if sent by registered U.S. mail. County: St. Lucie County, Florida C/O St. Lucie County Attorney's Office 2300 Virginia Avenue Fort Pierce, FL 34982 Attn: Katherine Barbieri, Assistant County Attorney with a copy to: St. Lucie County, Florida Community Services nd 714 Avenue C, 2 Floor Fort Pierce, Florida 34950 Attention: Jennifer Hance, Interim Director Owner: Madison Cay Ltd. th 401 Wilshire Blvd., 11 Floor Santa Monica, CA 90401 Attention: Russell Condas Telephone: 424-222-8396 Email: rcondas@lincolnavecap.com with a copy to: Stearns Weaver Miller Weissler Alhadeff & Sitterson, P.A. 150 West Flagler Street, Suite 2200 Miami, FL 33130 Attention: Brooke R. Perlyn, Esq. Telephone: 305-789-4107 Email: bperlyn@stearnsweaver.com 6 Section 17: Severability. If any provision hereof shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining portions hereof shall not in any way be affected or impaired thereby. Section 18: Multiple Counterparts. This Agreement may be simultaneously executed in multiple counterparts, all of which shall constitute one and the same instrument, and each of which shall be deemed to be an original. \[Remainder of page intentionally left blank\] 7 \[LAND USE RESTRICTION AGREEMENT\] \[Madison Cay Apartments\] IN WITNESS WHEREOF, County and Owner have executed this Agreement by duly authorized representatives, all as of the date first written hereinabove. (SEAL ) S T. LUCIE COUNTY, FLORIDA ATTEST: By: By: Name: Name: Title: Chair Title: Clerk of Court Address: ______________________________ _______________________________________ STATE OF FLORIDA ) )SS: COUNTY OF ST. LUCIE ) The foregoing instrument was acknowledged before me by means of  physical presence or  online notarization, this _____ day of April 2024, by ____________________ known to me to be the Chair of the Board of County Commissioners of St. Lucie County, Florida (the “County”). He/she appeared before me this day in person and acknowledged that he/she, being thereunto duly authorized, signed, sealed with the seal of said County, and delivered the said instrument as the free and voluntary act of said County and as his/her own free and voluntary act, for the uses and purposes therein set forth. He/She is personally known to me or has produced ______________ as identification. Notary: \[NOTARIAL SEAL\] Print Name: NOTARY PUBLIC, STATE OF My commission expires S-1 MADISON CAY LTD., a Florida limited partnership By: Madison Cay GP LLC, a Delaware limited liability company, its general partner By: _______________________________ Name: Russell Condas Title: vice President th Address: 401 Wilshire Blvd., 11 Floor Santa Monica, CA 90401 Witnesses: _________________________________ Print Name: ___________________ Address: ______________________ _________________________________ Print Name: __________________ Address: _________________________ STATE OF FLORIDA ) )SS: COUNTY OF ) The foregoing instrument was acknowledged before me by means of ☐ physical presence or ☐ online notarization, this ____ day of April 2024, by Russell Condas, as Vice President of Madison Cay GP LLC, a Delaware limited liability company, the general partner of Madison Cay Ltd., a Florida limited partnership, acknowledged that he, being thereunto duly authorized, signed, sealed with the seal of said Owner and delivered the said instrument as the free and voluntary act of said bank and as her own free and voluntary act, for the uses and purposes therein set forth. He is personally known to me or has produced ______________ as identification. Notary: \[NOTARIAL SEAL\] Print Name: NOTARY PUBLIC, STATE OF My commission expires S-2 EXHIBIT A LEGAL DESCRIPTION All of Borrower’s interest in that certain real property situated in Ft. Pierce, St. Lucie County, Florida, described as follows: PARCEL 1: TRACTS 45 AND 52, LESS THE WEST 50 FEET, GARDEN CITY FARMS, SECTION 5, TOWNSHIP 35 SOUTH, RANGE 40 EAST, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 2, PAGE 5, OF THE PUBLIC RECORDS OF ST. LUCIE COUNTY, FLORIDA. PARCEL 2: TRACT 46, LESS THE EAST 25 FEET, GARDEN CITY FARMS, SECTION 5, TOWNSHIP 35 SOUTH, RANGE 40 EAST, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 2, PAGE 5, OF THE PUBLIC RECORDS OF ST. LUCIE COUNTY, FLORIDA, LESS AND EXCEPTING THAT CERTAIN PARCEL AS RECORDED IN OFFICIAL RECORDS BOOK 2922, PAGE 626, PUBLIC RECORDS OF ST. LUCIE COUNTY, FLORIDA. For Information Only: Said premises are described as 1655 North 29th Street, Fort Pierce, FL 34947 and are designated as Tax Identification Nos. 2404-608-0093-000/0 and 2404-608-0092-000/3 in the Land Records of St. Lucie County, FL. A-1 EXHIBIT B * INCOME CERTIFICATION The undersigned hereby (certify) (certifies) that: 1. This Income Certification is being delivered in connection with the undersigned’s application for occupancy of Apartment #________ in the Madison Cay Apartments in St. Lucie County, Florida. 2. List all the occupants of the apartment, the relationship (if any) of the various occupants, their ages, and indicate whether they are students (for this purpose, a student is any individual who has been, or will be, a full-time student at an educational institution during each of five calendar months of the year in which this application is submitted, other than correspondence school, with regular facilities and students). Student Occupant Relationship Age (Yes or No) (a) (b) (c) (d) (e) 3. Are any of the students listed in paragraph 2: (a) a student and receiving assistance under title IV of the Social Security Act, (b) a student who was previously under the care and placement responsibility of the State agency responsible for administering a plan under part B or part E of Title IV of the Social Security Act, or (c) enrolled in a job training program receiving assistance under the Job Training Partnership Act or under other similar Federal, State, or local laws, or entirely by full- time students if such students are; or (d) a single head of household parent who lives with her/his children who are such parent’s dependents, or (e) married and files a joint return. Yes No * Owner may use the income certification form used by the Florida Housing Finance Corporation instead of this form. B-1 4. The total anticipated income for each person listed in paragraph 2 above including the head of the family and spouse (even if temporarily absent) during the 12 month period commencing with the date occupancy will begin includes the: full amount, before any payroll deductions, of wages, salaries, overtime, commissions, fees, tips, bonuses and other compensation for personal services; net income from operation of a business or profession; withdrawals of cash or assets from the operation of a business or profession; interest and dividends and other net income from real or personal property; the full amount of periodic payments from social security, annuities, insurance policies, retirement funds, pensions, disability or death benefits and other similar types of periodic payments; payments in lieu of earnings, such as unemployment and disability compensation, workers’ compensation and severance pay; public assistance income, where payments include amounts specifically designated for shelter and utilities; period and determinable allowances such as alimony and child support, and regular contributions or gifts from persons not residing in the dwelling; all regular and special pay and allowances of members of the Armed Forces and any earned income tax credit to the extent it exceeds income tax liability: but shall exclude: temporary, or non-recurring income (including sporadic or irregular gifts; amounts which are specifically for reimbursement of medical expenses; lump sum additions to family assets, such as inheritances, insurance payment (including payments under health and accident insurance and workers’ compensation), capital gains and settlement for personal or property losses; amounts of educational scholarships paid directly to the student or the educational institution, and amounts paid by the government to a veteran for use in meeting the costs of tuition, fees, books and equipment; special pay to a family member exposed to hostile fire; amounts received in other publicly assisted programs which are specifically for reimbursement of out-of-pocket expenses incurred and which are made solely to allow participation in a specific program; relocation payments under Title II of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970; foster child care payments; the value of coupon allotments for the purchase of food pursuant to the Food Stamp Act of 1964 which is in excess of the amount actually charged for the allotments; payments received pursuant to participation in ACTION volunteer programs; and income from the employment of children (including foster children) under the age of 18 years; is as follows: Occupant Anticipated Annual Income (a) $ (b) $ (c) $ (d) $ B-2 (e) $ Total $ 5. If any of the occupants listed in paragraph 2 above has any savings, bonds, equity in real property, or other form of capital investment (but do not include necessary items such as furniture or automobiles, and the value of a trust fund assuming the trust is not revocable by or 1 under the control of any member of the household), enter the following amounts: (a) (i) the total value of all such assets owned by all such persons: $_______________, (ii) a percentage of the value of such assets based on the current passbook savings rate, as determined by HUD: (applicable passbook savings rate _______%): $_______________, (b) the amount of income expected to be derived from such assets in the 12- month period commencing with the occupancy of the unit: $________________; and (c) the amount of such income in 5(a)(ii) which is included in 4: 6. RESIDENT’S STATEMENT: The information on this form is to be used to determine maximum income for eligibility. I/we have provided, for each person set forth in paragraph 2, in connection with Owner seeking to qualify such persons as “Low-Income Tenants” (as defined in the Land Use Restriction Agreement by and between the ST. LUCIE COUNTY, FLORIDA (“County”) and the owner, either (a) an Employer’s Verification of current anticipated annual income, if the occupant is currently employed, or (b) if the occupant is currently unemployed, an unemployed applicant affidavit or such other evidence of current anticipated income as is acceptable to County and is consistent with income determinations under Section 8 of the United States Housing Act of 1937, as amended, either (a) an Employer’s Verification of current anticipated annual income’ if the occupant is currently employed, an unemployed applicant affidavit or (b) if the occupant is currently unemployed, such other evidence of current anticipated income as is acceptable to County and is consistent with income determinations under Section 8 of the United States Housing Act of 1937, as amended, or (c) copies of their most recent Federal income tax return, if a return was filed for the most recent year. I/We certify that the statements above are true and complete to the best of my/our knowledge and belief on the date hereof and are given under the penalty of perjury. In the event this Income Certification is executed more than five (5) days prior to the date I/we intend to occupy the unit, I/we hereby 1 Include the value over and above actual consideration received, except in a foreclosure or bankruptcy, of any asset disposed of for less than fair market value within two years of the date of this Income Certification. A disposition as part of a separation or divorce settlement will not be considered to be for less than fair market value if applicant receives important consideration not measurable in dollar terms. B-3 agree to update and recertify the accuracy of the information herein provided as of the date I/we first occupy the unit. (a) Date: (b) (c) (d) (e) STATE OF FLORIDA ) )SS: COUNTY OF ST. LUCIE ) The foregoing instrument was acknowledged before me by means of  physical presence or  online notarization, this _____ day of _________ 20___, by _______________________. Notary: \[NOTARIAL SEAL\] Print Name: NOTARY PUBLIC, STATE OF My commission expires B-4 7. OWNER’S STATEMENT: The family or individual(s) named in paragraph 2 of this Income Certification is/are eligible under the provisions of the Land Use Restriction Agreement, to live in a unit in the Project, and, based upon the aggregate anticipated annual income from paragraph 4 and, if applicable, the greater of the amounts stated in paragraph 5(a)(i) or 5(a)(ii) less the amount shown in paragraph 5(b), which in the aggregate will be $___________. The family or individual(s) constitute(s): a. A Low-Income Tenant (current maximum income adjusted for a family size of ___________ is $___________) Signature of owner/Owner’s Date Authorized Representative STATE OF FLORIDA ) )SS: COUNTY OF ST. LUCIE ) The foregoing paragraph 7 was acknowledged before me by means of  physical presence or  online notarization, this _____ day of _________ 20___, by _______________________. Notary: \[NOTARIAL SEAL\] Print Name: NOTARY PUBLIC, STATE OF My commission expires B-5 8. If this Income Certification was executed by me/us more than five (5) days prior to my/our occupancy of the unit, I/we hereby update and recertify the accuracy of the information herein provided as of, _______ and state: a. No additional information required to be provided to make this Income Certification true and correct on the date of this certification; or b. The following information is provided to update the information previously provided in this Income Certification: STATE OF FLORIDA ) )SS: COUNTY OF ST. LUCIE ) The foregoing paragraph 8 was acknowledged before me by means of  physical presence or  online notarization, this _____ day of _________ 20___, by _______________________. Notary: \[NOTARIAL SEAL\] Print Name: NOTARY PUBLIC, STATE OF My commission expires B-6 9. OWNER’S STATEMENT: The family or individual(s) named in paragraph 2 of this Income Certification have, pursuant to paragraph 6 hereof, updated and recertified the information heretofore provided as specifically set forth in paragraph 8 hereof. Signature of owner/Owner’s Date Authorized Representative STATE OF FLORIDA ) )SS: COUNTY OF ST. LUCIE ) The foregoing paragraph 9 was acknowledged before me by means of  physical presence or  online notarization, this _____ day of _________ 20___, by _______________________. Notary: \[NOTARIAL SEAL\] Print Name: NOTARY PUBLIC, STATE OF My commission expires B-7 EXHIBIT C ST. LUCIE COUNTY, FLORIDA CERTIFICATION OF CONTINUING PROGRAM COMPLIANCE WITNESSETH that on this day of _________________________, the undersigned, having borrowed certain funds from ST. LUCIE COUNTY, FLORIDA (“County”) for the purpose of financing a portion of the cost of acquiring, \[constructing/rehabilitating\] and equipping MADISON CAY APARTMENTS, a multifamily rental housing development (the “Project”), does hereby certify that such Project is in continuing compliance with the Land Use Restriction Agreement (herein, the “Land Use Restriction Agreement”) executed by the undersigned and filed in the official public records of St. Lucie County, Florida (including the requirement that all units be and remain rental units), that an Income Certification has been submitted for each new tenant in such Project since the filing of the last such certification and that the same are true and correct to the best of the undersigned’s knowledge and belief. As of the date of this Certificate, the following percentages of the residential units in the Project are occupied by Low-Income Tenants (as such term is defined in the Land Use Restriction Agreement), and Vacant Units: Total number of units available for occupancy as of ____________, 20____: Percentage Number Low-Income Tenants ____% _____ Vacant Units ____% _____ TOTAL 100% _____ (Type or Print) Name of Owner By: Title: C-1 % of No-Bedroom Units Number of Number of Occupied by Occupied by Low-Income No-Bedroom Units Low-Income Tenants Tenants (B) (B/A) (A) % of 1-Bedroom Units Total Number of Number of Occupied by Occupied by Low-Income 1-Bedroom Units Low-Income Tenants Tenants (A) (B) (B/A) % of 2-Bedroom Units Total Number of Number of Occupied by Occupied by Low-Income 2-Bedroom Units Low-Income Tenants Tenants (A) (B) (B/A) C-2