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HomeMy WebLinkAboutBuilding Permit applicationAll APPLICABLE INFO MUST BE COMPLETED FOR APPLICATION TO BE ACCEPTED Date: - , -) �� Permit Number: LLc �. Building Permit Application Planning and Development Services pr Building and Code Regulation Division Commercial Residential 2300 Virginia Avenue, Fort Pierce FL 34982 Phone: (772) 462-1553 Fax: (772) 462-1578 PERMIT APPLICATION FOR: MC C�1an CCU 1 PROPOSED IMPROVEMENT LOCATION: Property Tax ID #: I ` d'j -(pia- clog -(Inc) Lot No. Site Plan Name: Block No. Project Name, DETAILED DESCRIPTION OF WORK: S, f�P Ll New Electrical Meter Second Electrical Meter CONSTRUCTION INFORMATION: Additional work to be performed under this permit —check all that apply: Mechanical _ Gas Tank —Gas Piping _ Electric _ Plumbing _ Sprinklers Total Sq. Ft of Construction: Cost of Construction: $ r❑ _ Shutters _ Windows/Doors Pond Generator — Roof Pitch Sq. Ft. of First Floor: Utilities: —Sewer _ Septic OWNER/LESSEE: I CONTRACTOR: Name- _�rr� e� Address: nV n-' ('C)CkG( City: , 2�C�_ State: Zip Code:�3C%gLlq Fax: Phone No. (aQ /_ :7/3 - 3Ll E-Mail:_-sd00.'t(' 11a1 )5bCalohn1' 110-� Fill in fee simple Title Holder on next page ( if different from the Owner listed above) Building Height: Name: �o�n(1�aniticC�� CompanyL E� ELA:Cl` C' (9'c-'0J %4i (' Address: 1(ocil SW MQl'0��� City:a� a--&� . mac, e-- State: L Zip Code: svg6LI Fax: Phone No_330 State or County License r 1p�-c2a'ya !Ea If value of construction is 2500 or more, a RECORDED Notice of Commencement is required. If value of HAVC is $7,500 or more, a RECORDED Notice of Commencement is required. SUPPLEMENTAL CONSTRUG71ON'LiENAInr vL 3113IVCK/ENGINEER: Name: Not Applicable Address: City: Zip: Phone State: — FEE SIMPLE TITLE HOLDER: Name: _ Not Applicable Address: City: Zip: Phone: -UNIVIH l ION` MORTGAGE COMPANY: Name: X Not Applicable Address: City: _ i Zip: Phone: State: BONDING COMPANY: Name: �`\ Not Applicable Address: City: OWNER Ztp' ----__ _ Phone: I CONTRACTOR AFFIDVIT: A I certify that no work or installation has commlen ication ed priis hereby he issuance of a permit. made to obtain a permit to do the work and installation as indicated. St, Lucie County makes no representation that is ranting a which is in conflict with an a s permit will authorize the permit Holder to build the sub'ect s structure. Please consult with your Home Owners Association and review your deed for any antsrestrictions Y pp icabie Home Owners Assoctation rules, bylaws or and covenants that may restrict or prohibit such In consideration of the granting of this requested permit, i do hereby agree that I will, in all res ec , tructure in accordance with the a which may apply, approved plans, the Florida Building Codes and St. Lucie County Amendments. The following buildingrespects, perform the work permit applications are exempt from undergoing a full concurrency review: room additions, accessory structures, swimming pools fences, walls, signs, screen rooms and accessory uses to another "WARNING TO OWNER: YOUR FAiLURE TO RECORQ TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. A NOTICE OF MENC COMMENCEMENT rHoH-residential use A NOTICE OF COMMENCEMENT MAY RESULT !N YOUR PAYING ly WITHPOSTED YOUR ON THE .SRO SITE BEFORE THE FIRST INSPECTION. IF YOU INTEND TO WITH YOUR LENDER ®R AN ATTORNEY BEFORE INSPECTION. NT MUST BE RECORDED AND OBTAIN FI Signature of O er/ Lessee/Contractor as Agent for Owner STATE OF FLORIDA COUNTY OF Slit- Lucile The forg ing instrument was acknowledged before m- e this day of l 20ad by Sure 4�.4NKra. Name of person making statement, Personally Known , OR Produced Identification Type of Identification Produced (Signatuof f� N Commission No. REVIEWS FRONT E COUNTER DATE RECEIVED DATE ' COMPLETED ev��T4 KONNI LENAE DEWi i i Notary Public- State of Florida Commission # GG 166915 ! J1#a 1, - 1n Bo itlad I rou I: National No!ary Assn. (Seal) ZONING REVIEW QING YOUR NOTICE OF COMMENCEME14 NT.NCING, CONSULT Signature of Con ctor/License Holder STATE OF FLORIDA COUNTY OFF_ Cr r- 115 The forgoing instrument was acknowledged before me this¢` day of J i ��'�.� 20-10 by Name of person making statement. Personally Known _.. ):, OR Produced Identification Type of Identification ProducPH KONNI LENAE DEWI z c � Notary Public - State of Florida Commission ftGG 166915 (Signature of otar publ Comm. Ex Tres Dec 10, 202 Y -Sta G_O Flbrifth u:�hh'a�ooalf�o!aryAssn. Commission No, _ C61665r (Seal) SUPERVISOR PLANS VEGETATION REVIEW REVIEW REVIEW SEA TURTLE MANGROVE REVIEW REVIEW Michelle Franklin, CFA -- Saint Lucie County Property Appraiser -- All rights reserved. Property Identification Site Address: 109 QUEENS Parcel ID: 1423-602-0008- Account #: 8558 Sec/Town/Range: 23/34S/40E RD 000-6 Map ID: 14/23N Zoning: RS-4 Count Use Type: 0100 Jurisdiction: Saint Lucie County Ownership Legal Description Eugene A Mears (TR) QUEENS COVE -UNIT THREE- BLK 25 LOT 8 (OR 1133-2574: Mary Lou Mears (TR) 4098-1916) 109 Queens RD Hutchinson Island, FL 34949-8312 Current Values Historical Values 3-year Just/Market: $371,200 Assessed: $324,711 Year Just/Market Assessed Exemptions Taxable Exemptions: $50,000 Taxable: $274,711 2019 $371,200 $324,711 $50,000 $274,711 2018 $357,100 $318,657 $50,000 $268,657 2017 $360,300 $312,103 $50,000 $262,103 Date 01-16-2018 03-13-1998 01-01-1988 View: Year Built: 1981 Primary Wall: CB Stucco Bedrooms: 3 Full Baths: 3 Half Baths: 0 Sale History Book/Page Sale Code Deed Grantor 4098 / 1916 0130 WD Mears Eugene A 1133 / 2574 XX00 WD Schumann George A 0572 / 1211 XX00 CV Primary Building Information Finished Area of this building: 1,980 SF Gross Sketched Area: 3,972 SF Roof Cover: Dim Shingle Frame: Story Height: 1 Story A/C %: 100% Heated %: 100% Sprinkled %: N/A% Exterior Data Roof Structure: Hip Grade: C+ No. Units: 1 Interior Data Electric: MAXIMUM Heat Type: FrcdHotAir Heat Fuel: ELEC Total Areas Price $100 $200,000 $170,000 Building Type: HC+ Effective Year: 1981 Secondary Wall: Primary Int Wall: Avg Hgt/Floor: 0 Primary Floors: Carpet Finished/UnderAir 1,980 (SF): Gross Sketched Area 3,972 (SF): Land Size (acres): 0.26 Land Size (SF): 11,300 Total Building Count: I Special Features and Yard Items Type Qty Units Year Blt WOOD DOCK 1 240 1981 RES POOLAVG 1 450 1981 POOL DK-AVG 1 846 1981 SEAWALL WOOD 1 100 1981 Drive-BrkPav 1 800 1981 POOL ENC-AVG 1 1296 1981 WOOD FEN 6' 1 115 1999 This form is a statement of final loan terms and closing costs Compare this Closing Disclosure document with your Loan Estimate. Closing information Transaction Information Date Issued 07/2212020 Borrower Michael David Closing Date 07122(2020 Sharon David Disbursement Date 07/22/2020 4504 Fairway Dr N Settlement Agent Treasure Coast Titre & Escrow LLC Jupiter, FL 33477 File # 20-083 Seller Mary Louise Mears Revocable Trust Property 109 Queens Rd. 712 Hunter Lake Rd. Hutchinson Island, FL 34949 ParksWi le, NY 12768 Sale Price $517,945 Lender Trident Home Loans Loan Information Loan Term 30 years Purpose Purchase Product Fared Rate Loan Type ❑ Conventional ❑ FHA ❑J vA ❑ Loan ID # 20060522 MIc# 17-17-&2110018 Loan Terms Loan Amount Can this amount increase afterclosing? - $521,730 NO Interest Rate 2.75% NO Monthly Principal & Interest See Projected Payments below for your Estimated Total Monthly Payment $2,129.92 NO Prepayment Penalty Does the loan have these :features? NO Balloon Payment NO Payment dalctilatlon Years Principal & Interest $2,129.92 Mortgage Insurance + 0 Estimated Escrow + 969.17 Amount can increase overtime Estimated Total $3,099.09 Monthly Payment This estimate includes In escrow? © Property Taxes YES Estimated Taxes, Insurance &Assessments $1,019.17 HomeownersInsurance YES Amount can increase overtime a month © Other: Homeowners' Assoc. Dues NO See page 4 for details See Escrow Account on page 4 for details. You must pay for other property costs separately. Closing Costs $31,558.03 Includes $17,019.90 in Loan Costs+ $14,538.13 In Other Costs - $0 in Lender Credits. Seepage 2 for details. Cash to Close $2,945.00 Includes Closing Costs. See Calculating Cash to Close on page 3 for details. CLOSING DISCLOSURE PAGE 1 OF 5 • LOAN ID # 20060522 Calyx Form- CD3 1col.frm ((07/2018)) Closing Cost Details A `Origrnatlon Charges Borrower Paid :' At'Closing Bft Closln Seller Pard Paid by 4f-C Others $11095 00 " % of Loan Amount (Points) -- 0. Closina Document Fee $200.00 ^" Underwriting Fee $895.00 B.. $ervices Borrower Did Not Shop`For _.-_---------------- -___-._... _ _ _ . .._ __. _._ _ Appraisal Fee to Trident FBO AAA A raise[ inc $12 380.00' :. . - SM0.00 - - _ —a—Appraisal Reinsp action Fee to Trident FBO AAA Appraisal Inc 150.00 ::. VA Fundin Fee to DEPT. OF VA $11 730-00 i I _ I C: Services Borrower of Pest Ins action --._ - to Hulett Environmental Services--- . i Titie - Closin !Escrow Fee to Treasure Coast Title $550.00 ; $400.00 Title - Endorsements to Treasure Coast Title 310.90 Title - Lender's Title Insurance to Treasure Coast Title $2,684,00 i 1 i DD.;TOTALiOAN COSTS -Paid).::::':::::::517,019.90 ......OTA ------.,...-._.-._..._- Loan Costs Subtotals A+ B + C _ _ $...... --- Other Costs E.: Taxes and Other GovemrrWA Fees . - �M — — 53 034 26 _ Recording Fees Deed: $0 Mortgage* $164.5 S164.50__.._._— I _ 2 Ci /Coup Tax/Stamps to Saint Lucie CouatX $3 626.00 1 1 - State TaWStamps to Saint Lucie County $1 826.30 FL Intangibles to Saint Lucie County $1 043.48 F. Prepaid Homeowners In canoe Premium 12 mo. to Atlantic Insurance Pa rs $4 391.00 —I—^ Mortgage Insurance Premium mo. 2 Prepaid Interest $39.31 per day from 07J22/2020 to 0810V2020 $393.10 V-: PropertV Taxes i Flood Insurance Premium 12 mo. to Atlantic Insurance Partners 1 050-00 G�Initial Escrow Payment at J3 ' Homeowners Insurance $365.92 per month for mo. $1 097.76 _ I _= Morta e Insurance per month for mo. Property Tax $516.75 per month for11 mo. $5 67325 I Flood Insurance $87.50 per month for 3 mo. $262.60 I I I � c A re ate Ad'ustment -$1 813.74 K Other Estop Fee to Queens Cove POA $460 00 _ .. .._ _..:..._. $100.00 I Municipal Lien Search to Pro I cc $140. 81 Survey & Elevation Cert to Nex en Surveying LLC $450-00 = Title - Owners Title Insurance (optional) to Treasure Coast Title $175.001 I - I L TOTAL OTHER COSTS (Borrower Pafd) Other Costs Subtotals E + F + G + H 14 538.13 CLOSING DISCLOSURE PAGE OF 5 • LOAN 10 # 20060522 Calyx Form - CD2 1 pfnn (07t2018) Use this table to see what has changed from your Loan Estimate. Total Closing Costs: (J) f $37,745.00 '!] $31,558-03 YES - See Total Loan Costs( and Total Other Costs(4. Closing Costs Paid Before Closing $o .31 $01 NO Closing Costs Financed .Taid from your Loan Amount) -$3,785. 3,7155.00 f NO Down PayrnentfFunds from Borrower $o p $0 NO Deposit 45,000.00 1 45,000.00 NO Funds for Borrower Soll' $o NO Seger Credits -$24,201.00:1 $14,382.76 YES See Seller Credits in Section L Adjustments and Other Credits -W,685 .00 -W,445.27.1 YES See details in Section K and Section L Cash to Close -$926.00 1 . $2-946.00 . . Use this table to see a summary of your transaction. BORROWER'S TRANSACTION SELLER'S TRANSACTION K Oa® from BoM*wAvCIosIn6:1:�1 M. Weld Sellefit Cloili1q:,-..'. 4618,288.05 oil Sale Price of EM-ery $617,M.00 0, SadePriosofft-0eq _q_ $5 . 17,9 4 5 .00 Q, Sale Price of Any Personal Prop" Included In Sale Sale Price of Any Personal Property Included in Sale 3$ Closing Costs Paid at .-.4 Adjustmettls DO Adjustments for Item Paid by Seller in Advance City[Tom Taxes to 01 C County Taxes to -1.0 Assessments 07r22=20 to 12131=20 $289A8 Non -Ad Valorem 0=5=20 to 12nu2020 $53.57 L.,P.,a.].d, 'Alroadybyoe , 6 1 a Behalf . ofs6rrowsratcl 6j $5,000.00 Loan Amount 730.00_ ExistiN Loan(s) Assumed or Taken Subject to 45 Seller Credit $14,382,78 Other -Credits Adjustments TMe - Premium Mt!Eir�ent $2,490.00 Tolerance Cure for Final Inspection $150.00 .Adjustments for Items Unpaid by Seller 12 C!!Krrom Taxes to Is County Taxes 01101i2020 to 07rM2020 $3,148.32 1-1 Assessments to A CALCULATION Total Due from Borrower at Ceasing (K) $549,846.08 Total Paid Already by or on Behalf of Borrower at Closing (L) -$546,901.08 -Cash to Close g] From [] To Borrower $2,945.00 CLOSING DISCLOSURE Calyx Form - CD3-SOT.frm ((YV2018) jkAustments for Items Paid by Seller in Advance Taxes to 'IC. COU2tx Taxes to 11 Assessments 07122/2020 to 1031=20 i289 48 12 Non -Ad Valorem 08125f2020 to 12MV2020 $53.57 JP N.Due from sell6ratcli" Closing Costs Paid at Closing M $4,441.38 Existi ng Loans) Assumed or Taken Subj ect to _L-_Paygff of First Mortgage Loan '5 Payoff of Second Mortgage Loan &-z Seller Credit $14,382.76 M 12 11- Adjustments for Items Unpaid by Seller 14 g&acwn Taxes to 1.5 CountyTaxes_ 0110112020 to 07rOM20 $3,148.32 -1 -' Assessments to ,7 CALCULATION :..r., Total Due to Sellerat Closing (M) $518,288.05 Total Due from Seger at Closing (N) - $21,972.46 .Cash [-]From R] To Seller S496,315.59 PAGE 3 OF 5 - LOAN 10 # 20060522 Additional Information About This Loan Loan Disclosures Assumption if you sell or transfer this property to another person, your lender © will allow, under certain conditions, this person to assume this loan on the original terms. ❑ will not allow assumption of this loan on the original terms. Demand Feature Your loan ❑ has a demand feature, which permits your lender to require early repayment of the loan. You should review your note for details. Q does not have a demand feature. Late Payment If your payment is more than15 days late, your lender will charge a late fee cf4% of the pfino)oal and interest ovefdde. Negative Amortization (Increase in Loan Amount) Under your loan terms, you ❑ are scheduled to make monthly payments that do not pay all of the interest due that month_ As a result, your loan amount will increase (negatively amortize), and your loan amount will likely become larger than your original loan amount increases in your loan amount lower the equity you have in this property. ❑ may have monthly payments that do not pay all of the Interest due that month. If you do, your loan amount will increase (negatively amortize), and, as a result, your loan amount may become larger than your original loan amount Increases in your loan amount lower the equity you have in this property. © do not have a negative amortization feature. Partial Payments Your lender ❑ may accept payments that are less than the full amount due (partial payments) and apply them to your loan. ❑ may hold them in a separate account until you pay the rest of the payment, and then apply the full payment to your loan. © does not accept any partial payments. If this loan is sold, your new tender may have a different policy. Security Interest You are granting a security interest in 109 Queens Rd-, Hutchinson Island, FL 34949 You may lose this property Nyou do not make your payments or satisfy other obligations for this loan. Escrow Account For now, your loan © will have an escrow account (also called an impound" or "trust" account) to pay the property costs listed below. Without an escrow account, you would pay them directly, possibly in one or two large payments a year. Your lender may be liable for penalties and interest for failing to make a payment. Escrow :::::::::: ::.::: ............ .::: .........._. Escrowed 11,630.04 Estimated total amount over year 1 for Property Costs your escrowed property costs: over Year 1 Hazard linwance, CountyPnrperiy Tax, Fkodinsrvance Non -Escrowed 600.00 Estimated total amount over year 1 for Property Costs your non-escmwed property costs: over Year 1 Homeowne&Assoc. Dries You may have other property costs. Initial Escrow 5,219.77 A cushion for the escrow account you Payment pay at dosing. See Section G on page 2. Monthly Escrow 969.17 the amount included in your total Payment monthly payment ❑ will not have an escrow account because ❑ you dedmed it ❑your lender does not offer one. You must directly pay your property costs, such as taxes and homeowners insurance. Contact your tender to ask if your loan can have an escrow account No Escrow Estimated Estimated total amount over year 1. You Property Costs must pay these costs directly, possibly over Year 1 in one or two large payments a year. Escrow Waiver Fee In the future, Your property costs may change and, as a result, your escrow pay- ment may change. You may be able to cancel your escrow account, but if you do, you must pay your property costs directly. If you fail to pay your property taxes, your state or local government may (1) impose fines and penalties or (2) place a tax lien on this property. If you fail to pay any of your properly costs, your lender may (1) add the amounts to your loan balance, (2) add an escrow account to your loan, or (3) require you to pay for property insurance that the lender buys on your behalf, which likely would cost more and provide fewer benefits than what you could buy on your own. CLOSING DISCLOSURE PAGE 4 OF 5 • LOAN ID # 20050522 Calyx Forth - CD4Snn (07/2018) Total of Payments. Total you will have paid after you make all payments of principal, interest, mortgage insurance, and loan costs, as scheduled. $784,182.25 Finance Charge. The dollar amount the loan will cost you. $258,807.35 Amount Financed. The loan amount available after j paying your upfront finance charge. $507,961.90 Annual Percentage Rate (APR). Your costs over the loan term expressed as a rate. This is not your interest rate. 2.951% Total Interest Percentage (TIP). The total amount of interest that you will pay over the loan term as a percentage of your loan amount. 47.042% Questions? If you have questions about the loan terms or costs on this form, use the contact information below. To get more information 9 or make a complaint, contact the Consumer Financial Protection Bureau at www.consumerfinan ce.govlmartgage-closi ng Other Disclosures Appraisal If the property was appraised for your loan, your lender is required to give you a copy at no additional cost at least 3 days before closing. If you have not yet received it, please contact your lender at the information listed below. Contract Details See your note and security instrument for information about what happens if you fail to make your payments, what is a default on the loan, situations in which your lender can require early repayment of the loan, and the rules for making payments before they are due_ Liability after Foreclosure Ifyour lender forecloses on this property and the foreclosure does not cover the amount of unpaid balance on this loan, © state law may protect you from liability for the unpaid balance. If you refinance or take on any additional debt on this property, you may lose this protection and have to pay any debt remaining even after foreclosure. You may want to consult a lawyer for more information. © state law does not protect you from liability for the unpaid balance. Refinance Refinancing this loan will depend on your future financial situation, the property value, and market conditions. You may not be able to refinance this loan. Tax Deductions Ifyou borrow more than this property is worth, the interest on the loan amount above this property's fair market value is not deductible from your federal income taxes. You should consult a tax advisor for more information. Name Lender Trident Home Loans Mortgage Broker' Real Estate Broker(B) Real Estate Broker IS) Settlement Agent Treasure Coast Title & Escrow LLC Address 517 N Baylen St Pensacola, FL 32501 426AvenueA Fort Pierce, FL 34950 NMLS ID 65716 FL License ID MLD192 0576921 Contact Richard Earle Stacy Consalvo Contact NMLS ID 35123 Contact FL License ID LO12564 A267905 Email Rich@MyTHL.cem sconsalvo@treasurecoa sttitle.net Phone 850343-0400 772-461-7190 By signing, you are only confirming that you have received this form. You do not have to a t this loan because you have signed or received �this �form ., / %f Applicant Signature Date Co -Applicant Signature Date CLOSING DISCLOSURE PAGE 5 OF 5 • LOAN lD 9 20060522 Calyx Form - C05_conffrm (0712018) LOAN 10 # 20060522 Calyx Form - CO_addendum.frm (0712018)