Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
NOA 20-0131.01
12$1R ([SLUDWLRQ'DWH $SSURYDO'DWH 3DJHRI 0,$0,'$'(&2817< 352'8&7&21752/6(&7,21 6:6WUHHW5RRP '(3$570(172)5(*8/$725<$1'(&2120,&5(6285&(6 5(5 0LDPL)ORULGD %2$5'$1'&2'($'0,1,675$7,21',9,6,217 ) 127,&(2)$&&(37$1&( 12$ ZZZPLDPLGDGHJRYHFRQRP\ &HUWDLQ7HHG//& 0RRUHV5RDG 0DOYHUQ3$ 6&23( 7KLV12$LVEHLQJLVVXHGXQGHUWKHDSSOLFDEOHUXOHVDQGUHJXODWLRQVJRYHUQLQJWKHXVHRIFRQVWUXFWLRQPDWHULDOV7KH GRFXPHQWDWLRQVXEPLWWHGKDVEHHQUHYLHZHGDQGDFFHSWHGE\0LDPL'DGH&RXQW\5(53URGXFW&RQWURO6HFWLRQWREH XVHGLQ0LDPL'DGH&RXQW\DQGRWKHUDUHDVZKHUHDOORZHGE\WKH$XWKRULW\+DYLQJ-XULVGLFWLRQ $+- 7KLV12$VKDOOQRWEHYDOLGDIWHUWKHH[SLUDWLRQGDWHVWDWHGEHORZ7KH0LDPL'DGH&RXQW\3URGXFW&RQWURO6HFWLRQ ,Q0LDPL'DGH&RXQW\ DQGRUWKH$+- LQDUHDVRWKHUWKDQ0LDPL'DGH&RXQW\ UHVHUYHWKHULJKWWRKDYHWKLVSURGXFW RUPDWHULDOWHVWHGIRUTXDOLW\DVVXUDQFHSXUSRVHV,IWKLVSURGXFWRUPDWHULDOIDLOVWRSHUIRUPLQWKHDFFHSWHGPDQQHUWKH PDQXIDFWXUHUZLOOLQFXUWKHH[SHQVHRIVXFKWHVWLQJDQGWKH$+-PD\LPPHGLDWHO\UHYRNHPRGLI\RUVXVSHQGWKHXVH RIVXFKSURGXFWRUPDWHULDOZLWKLQWKHLUMXULVGLFWLRQ5(5UHVHUYHVWKHULJKWWRUHYRNHWKLVDFFHSWDQFHLILWLV GHWHUPLQHGE\0LDPL'DGH&RXQW\3URGXFW&RQWURO6HFWLRQWKDWWKLVSURGXFWRUPDWHULDOIDLOVWRPHHWWKHUHTXLUHPHQWV RIWKHDSSOLFDEOHEXLOGLQJFRGH 7KLVSURGXFWLVDSSURYHGDVGHVFULEHGKHUHLQDQGKDVEHHQGHVLJQHGWRFRPSO\ZLWKWKH)ORULGD%XLOGLQJ&RGH LQFOXGLQJWKH+LJK9HORFLW\+XUULFDQH=RQHRIWKH)ORULGD%XLOGLQJ&RGH '(6&5,37,21 )OLQWODVWLF6HOI$GKHUHG5RRILQJ6\VWHPV2YHU:RRG'HFNV /$%(/,1* (DFKXQLWVKDOOEHDUDSHUPDQHQWODEHOZLWKWKHPDQXIDFWXUHU VQDPHRUORJRFLW\VWDWHDQGIROORZLQJ VWDWHPHQW 0LDPL'DGH&RXQW\3URGXFW&RQWURO$SSURYHGXQOHVVRWKHUZLVHQRWHGKHUHLQ 5(1(:$/RIWKLV12$VKDOOEHFRQVLGHUHGDIWHUDUHQHZDODSSOLFDWLRQKDVEHHQILOHGDQGWKHUHKDVEHHQQRFKDQJH LQWKHDSSOLFDEOHEXLOGLQJFRGHQHJDWLYHO\DIIHFWLQJWKHSHUIRUPDQFHRIWKLVSURGXFW 7(50,1$7,21RIWKLV12$ZLOORFFXUDIWHUWKHH[SLUDWLRQGDWHRULIWKHUHKDVEHHQDUHYLVLRQRUFKDQJHLQWKH PDWHULDOVXVHDQGRUPDQXIDFWXUHRIWKHSURGXFWRUSURFHVV0LVXVHRIWKLV12$DVDQHQGRUVHPHQWRIDQ\SURGXFWIRU VDOHVDGYHUWLVLQJRUDQ\RWKHUSXUSRVHVVKDOODXWRPDWLFDOO\WHUPLQDWHWKLV12$)DLOXUHWRFRPSO\ZLWKDQ\VHFWLRQRI WKLV12$VKDOOEHFDXVHIRUWHUPLQDWLRQDQGUHPRYDORI12$ $'9(57,6(0(17 7KH12$QXPEHUSUHFHGHGE\WKHZRUGV0LDPL'DGH&RXQW\)ORULGDDQGIROORZHG E\WKHH[SLUDWLRQGDWHPD\EHGLVSOD\HGLQDGYHUWLVLQJOLWHUDWXUH,IDQ\SRUWLRQRIWKH12$LVGLVSOD\HGWKHQ LWVKDOOEHGRQHLQLWVHQWLUHW\ ,163(&7,21 $FRS\RIWKLVHQWLUH12$VKDOOEHSURYLGHGWRWKHXVHUE\WKHPDQXIDFWXUHURULWVGLVWULEXWRUVDQG VKDOOEHDYDLODEOHIRULQVSHFWLRQDWWKHMREVLWHDWWKHUHTXHVWRIWKH%XLOGLQJ2IILFLDO 7KLV12$UHQHZV12$DQGFRQVLVWVRISDJHVWKURXJK 7KHVXEPLWWHGGRFXPHQWDWLRQZDVUHYLHZHGE\$OH[7LJHUD 12$1R ([SLUDWLRQ'DWH $SSURYDO'DWH 3DJHRI 522),1*$66(0%/<$33529$/ &DWHJRU\ 5RRILQJ 6XE&DWHJRU\ 0RGLILHG%LWXPHQ 0DWHULDO 6%6 'HFN7\SH :RRG 0D[LPXP'HVLJQ3UHVVXUHSVI 75$'(1$0(62)352'8&760$18)$&785('25/$%(/('%<$33/,&$17 7$%/( 3URGXFW'LPHQVLRQV6SHF'HVFULSWLRQ )OLQWODVWLF6$1DLO%DVH ´[¶´ 5ROO ZHLJKW OEV VTXDUHV $670'7\SH ,, )LEHUJODVVUHLQIRUFHG6%6PRGLILHG ELWXPHQEDVHVKHHW )OLQWODVWLF6$3O\%DVH ´[¶´ 5ROO ZHLJKW OEV VTXDUHV $670' 7\SH,, 6HOIDGKHULQJILEHUJODVVUHLQIRUFHG6%6 PRGLILHGELWXPHQEDVHSO\VKHHW $OO:HDWKHU(PSLUH%DVH 6KHHW [¶´ 5ROOZHLJKW OEV VTXDUHV $670'7\SH ,, 8/7\SH* $VSKDOWFRDWHGILEHUJODVVUHLQIRUFHGEDVH VKHHW <RVHPLWH9HQWLQJ%DVH 6KHHW [¶´ 5ROO ZHLJKW OEV VTXDUH $670' $670' 7\SH ,, 8/7\SH* 0LQHUDO6XUIDFHGILEHUJODVVUHLQIRUFHG EXIIHUVKHHW )OH[LJODV%DVH6KHHW [ ¶ ´ 5ROO ZHLJKW OEV VTXDUHV $670'7\SH ,, 8/7\SH* 0RGLILHG%LWXPHQFRDWHGILEHUJODVVEDVH VKHHW )OLQWODVWLF3RO\606%DVH 6KHHW [ 5ROO ZHLJKW OEV VTXDUHV $670' *UDGH67\SH,, 8/7\SH* 0RGLILHG%LWXPHQFRDWHGSRO\HVWHUEDVH VKHHW *ODVEDVH%DVH6KHHW [ ¶ ´ 5ROO ZHLJKW OEV VTXDUHV $670'7\SH ,, 8/7\SH* $VSKDOWFRDWHGILEHUJODVVEDVHVKHHW )OLQWODVWLF8OWUD3RO\ 606%DVH6KHHW [¶´ 5ROO ZHLJKW OEV VTXDUH $670' *UDGH67\SH, 6PRRWKVXUIDFHG6%60RGLILHG%LWXPHQ 0HPEUDQHZLWKQRQZRYHQSRO\HVWHUPDW UHLQIRUFHPHQWIRUPRSDSSOLFDWLRQV )OLQWODVWLF6$0LG3O\ ´[¶´ 5ROOZHLJKW OEV VTXDUH $670' *UDGH67\SH, 6HOIDGKHULQJSRO\HVWHUUHLQIRUFHG6%6 PRGLILHGELWXPHQSO\VKHHW )OLQWODVWLF6$&DS)5 ´[¶´ 5ROO ZHLJKW OEV VTXDUH $670' *UDGH*7\SH, 6HOIDGKHULQJILEHUJODVVUHLQIRUFHG6%6 PRGLILHGELWXPHQFDSVKHHW )OLQWODVWLF6$&DS ´[¶´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´VTXDUHVWHHOSODWH 20*,QF 7UXIDVW´0HWDO,QVXODWLRQ 3ODWH ´URXQGVWHHOSODWH $OWHQORK%ULQFN &R86,QF )OLQW)DVW´0HWDO ,QVXODWLRQ3ODWH ´URXQGVWHHOSODWH &HUWDLQ7HHG//& ,&3$GKHVLYH&5 3RO\XUHWKDQHWZRFRPSRQHQW ORZULVHLQVXODWLRQDGKHVLYH ,&3$GKHVLYHVDQG6HDODQWV,QF 0LOOHQQLXP2QH6WHS )RDPDEOH$GKHVLYH 3RO\XUHWKDQHWZRFRPSRQHQW KLJKULVHLQVXODWLRQDGKHVLYH +%)XOOHU&RPSDQ\ 20*2O\%RQG $GKHVLYH 6SUD\SRO\XUHWKDQHIRDP LQVXODWLRQDGKHVLYH 20*,QF 20*2O\%RQG*UHHQ $GKHVLYH 6SUD\SRO\XUHWKDQHIRDP LQVXODWLRQDGKHVLYH 20*,QF 3OLRGHFN,QVXODWLRQ $GKHVLYH 3RO\XUHWKDQHRQHFRPSRQHQW ORZ92&DGKHVLYHV\VWHP $VKODQG,QF ,QVWD6WLN4XLN6HW ,QVXODWLRQ$GKHVLYH 3RO\XUHWKDQHRQHFRPSRQHQW PRLVWXUHFXULQJDGKHVLYH 7KH'RZ&KHPLFDO&RPSDQ\ 12$1R ([SLUDWLRQ'DWH $SSURYDO'DWH 3DJHRI $33529('685)$&,1*&2$7,1*237,216 7$%/( &KRVHQFRPSRQHQWVPXVWEHDSSOLHGDFFRUGLQJWRPDQXIDFWXUHU¶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´RUJUHDWHUSO\ZRRGRUZRRGSODQN 6\VWHP7\SH$ $QFKRUVKHHWPHFKDQLFDOO\IDVWHQHGRSWLRQDOWRSOD\HUDGKHUHGZLWKDSSURYHGDGKHVLYH $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ $QFKRU6KHHW 2QHSO\RI$OO:HDWKHU(PSLUH%DVH6KHHW<RVHPLWH9HQWLQJ%DVH6KHHW)OH[LJODV%DVH 6KHHW)OLQWODVWLF3RO\606%DVH6KHHWRU)OLQWODVWLF8OWUD3RO\606%DVH6KHHW PHFKDQLFDOO\DWWDFKHGDVGHWDLOHGEHORZ )DVWHQLQJ $QFKRUVKHHWVKDOOEHIDVWHQHGZLWK)%&+9+=QDLOVDQGWLQFDSVVSDFHG´RFDWWKH´ODS DQG´RFLQWKUHHHTXDOO\VSDFHGFHQWHUURZV 2QHRUPRUHOD\HUVRIDQ\RIWKHIROORZLQJLQVXODWLRQV %DVH,QVXODWLRQ/D\HU,QVXODWLRQ)DVWHQHUV 7DEOH )DVWHQHU 'HQVLW\IW +6KLHOG)OLQW%RDUG+,62$&)RDP,,)OLQW%RDUG,62(15*<RU0XOWL0D[)$ 0LQLPXP´WKLFN 1$ 1$ 7RS,QVXODWLRQ/D\HU 2SWLRQDO ,QVXODWLRQ)DVWHQHUV 7DEOH )DVWHQHU 'HQVLW\IW 'HQV'HFN5RRI%RDUG'HQV'HFN3ULPH5RRI%RDUG 0LQLPXPó´WKLFN 1$ 1$ 1RWH %DVHLQVXODWLRQOD\HUVKDOOEHDGKHUHGWRWKHDQFKRUVKHHWZLWK,&3$GKHVLYH&50LOOHQQLXP2QH 6WHS)RDPDEOH$GKHVLYH20*2O\%RQG20*2O\%RQG*UHHQ$GKHVLYH3OLRGHFN,QVXODWLRQ$GKHVLYHRU ,QVWD6WLN4XLN6HW,QVXODWLRQ$GKHVLYHVSDFHG´RF2SWLRQDOWRSOD\HURILQVXODWLRQVKDOOEHDGKHUHGWRWKH EDVHOD\HUZLWK,&3$GKHVLYH&50LOOHQQLXP2QH6WHS)RDPDEOH$GKHVLYH20*2O\%RQG20* 2O\%RQG*UHHQ$GKHVLYH3OLRGHFN,QVXODWLRQ$GKHVLYHRU,QVWD6WLN4XLN6HW,QVXODWLRQ$GKHVLYHVSDFHG´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´RUJUHDWHUSO\ZRRGRUZRRGSODQN 6\VWHP7\SH$ $QFKRUVKHHWPHFKDQLFDOO\IDVWHQHGRSWLRQDOWRSOD\HUDGKHUHGZLWKDSSURYHGDGKHVLYH $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ $QFKRU6KHHW 2QHSO\RI$OO:HDWKHU(PSLUH%DVH6KHHW<RVHPLWH9HQWLQJ%DVH6KHHW)OH[LJODV%DVH 6KHHW)OLQWODVWLF3RO\606%DVH6KHHWRU)OLQWODVWLF8OWUD3RO\606%DVH6KHHW PHFKDQLFDOO\DWWDFKHGDVGHWDLOHGEHORZ )DVWHQLQJ $QFKRUVKHHWVKDOOEHIDVWHQHGZLWK)%&+9+=QDLOVDQGWLQFDSVVSDFHG´RFDWWKH´ODS DQG´RFLQWKUHHHTXDOO\VSDFHGFHQWHUURZV 2QHRUPRUHOD\HUVRIDQ\RIWKHIROORZLQJLQVXODWLRQV %DVH,QVXODWLRQ/D\HU,QVXODWLRQ)DVWHQHUV 7DEOH )DVWHQHU 'HQVLW\IW +6KLHOG)OLQW%RDUG+,62$&)RDP,,)OLQW%RDUG,62(15*<RU0XOWL0D[)$ 0LQLPXP´WKLFN 1$ 1$ 7RS,QVXODWLRQ/D\HU,QVXODWLRQ)DVWHQHUV 7DEOH )DVWHQHU 'HQVLW\IW 6(&852&.*\SVXP)LEHU5RRI%RDUG 0LQLPXPó´WKLFN 1$ 1$ 1RWH %DVH LQVXODWLRQ OD\HU VKDOO EH DGKHUHG ZLWK ,&3 $GKHVLYH&50LOOHQQLXP2QH6WHS)RDPDEOH $GKHVLYH20*2O\%RQG20*2O\%RQG*UHHQ$GKHVLYH3OLRGHFN,QVXODWLRQ$GKHVLYHRU,QVWD6WLN4XLN 6HW,QVXODWLRQ$GKHVLYHVSDFHG´RF7RSOD\HURILQVXODWLRQVKDOOEHDGKHUHGZLWK,&3$GKHVLYH&5 0LOOHQQLXP 2QH 6WHS )RDPDEOH $GKHVLYH 20* 2O\%RQG 20* 2O\%RQG *UHHQ $GKHVLYH 3OLRGHFN ,QVXODWLRQ $GKHVLYH RU ,QVWD 6WLN 4XLN 6HW ,QVXODWLRQ $GKHVLYHVSDFHG ´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´WKLFNRUJUHDWHUSO\ZRRGRUZRRGSODQNDWPD[´VSDQVDWWDFKHG´RFXVLQJG GLDPHWHUULQJVKDQNQDLOV 6\VWHP7\SH& $OOOD\HUVRILQVXODWLRQVLPXOWDQHRXVO\DWWDFKHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ 2QHRUPRUHOD\HUVRIDQ\RIWKHIROORZLQJLQVXODWLRQV %DVH,QVXODWLRQ/D\HU,QVXODWLRQ)DVWHQHUV 7DEOH )DVWHQHU 'HQVLW\IW )OLQW%RDUG,62$&)RDP,,(15*<0XOWL0D[)$+6KLHOG)OLQW%RDUG+,62 0LQLPXP´WKLFN 1$ 1$ 1RWH $OOOD\HUVVKDOOEHVLPXOWDQHRXVO\IDVWHQHG VHHWRSOD\HUEHORZIRUIDVWHQHUVDQGGHQVLW\ 7RS,QVXODWLRQ/D\HU,QVXODWLRQ)DVWHQHUV 7DEOH )DVWHQHU 'HQVLW\IW 'HQV'HFN5RRI%RDUG 0LQLPXPó´WKLFN IWð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´RUJUHDWHUSO\ZRRGRUZRRGSODQN 6\VWHP7\SH& $OOOD\HUVRILQVXODWLRQVLPXOWDQHRXVO\DWWDFKHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ 2QHRUPRUHOD\HUVRIDQ\RIWKHIROORZLQJLQVXODWLRQV %DVH,QVXODWLRQ/D\HU,QVXODWLRQ)DVWHQHUV 7DEOH )DVWHQHU 'HQVLW\IW )OLQW%RDUG,62$&)RDP,,(15*<0XOWL0D[)$+6KLHOG)OLQW%RDUG+,62 0LQLPXP´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´WKLFNSO\ZRRGDWWDFKHGXVLQJDSSURYHGZRRGVFUHZVVSDFHG´ RFDWZRRGMRLVWVVSDFHGPD[´RF 'HFN 0LQLPXP ´WKLFNSO\ZRRGDWWDFKHGXVLQJDSSURYHGQDLOVVSDFHG´RFDW ZRRGMRLVWVVSDFHGPD[LPXP´RF 6\VWHP7\SH( %DVHVKHHWPHFKDQLFDOO\IDVWHQHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ 6HSDUDWLRQ6KHHW 2SWLRQDO 2QHRUPRUHOD\HUVRI*ODVEDVH%DVH6KHHWORRVHODLG $QFKRU%DVH6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$1DLO%DVHPHFKDQLFDOO\DWWDFKHGDVGHVFULEHGEHORZ )DVWHQLQJ $QFKRUVKHHWVKDOOEHIDVWHQHGZLWK)%&+9+=QDLOVDQGWLQFDSVVSDFHG´RFDWWKH ´ODSDQG´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´RFDWZRRG MRLVWVVSDFHGPD[LPXP´RF 6\VWHP7\SH( %DVHVKHHWPHFKDQLFDOO\IDVWHQHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ 6HSDUDWLRQ6KHHW 2SWLRQDO 2QHSO\RI*ODV%DVH%DVH6KHHWORRVHODLG %DVH6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$1DLO%DVHPHFKDQLFDOO\DWWDFKHGDVGHVFULEHGEHORZ )DVWHQLQJ )DVWHQHGZLWK)%&+9+=QDLOVDQGWLQFDSVVSDFHG´RFDWWKH´ODSDQG´RFLQIRXU HTXDOO\VSDFHGVWDJJHUHGFHQWHUURZV 3O\6KHHW 2SWLRQDO 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$3O\%DVHRU)OLQWODVWLF6$0LG3O\VHOIDGKHUHG 0HPEUDQH 2QHOD\HURI)OLQWODVWLF6$&DSRU)OLQWODVWLF6$&DS)5VHOIDGKHUHG 6XUIDFLQJ 2SWLRQDO $Q\RIWKHDSSURYHGVXUIDFLQJFRDWLQJRSWLRQVOLVWHGLQ7DEOH 0D[LPXP'HVLJQ 3UHVVXUH SVI 6HH*HQHUDO/LPLWDWLRQ 12$1R ([SLUDWLRQ'DWH $SSURYDO'DWH 3DJHRI 0HPEUDQH7\SH 6%602',),('6(/)$'+(5,1* 'HFN7\SH :RRG1RQ,QVXODWHG 'HFN'HVFULSWLRQ 0LQ ´WKLFNSO\ZRRGDWPD[´VSDQVDWWDFKHG´RFXVLQJZRRGVFUHZV 6\VWHP7\SH( %DVHVKHHWPHFKDQLFDOO\IDVWHQHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ $QFKRU%DVH6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$1DLO%DVHPHFKDQLFDOO\DWWDFKHGDVGHVFULEHGEHORZ )DVWHQLQJ $QFKRUVKHHWVKDOOEHIDVWHQHGZLWK)%&+9+=QDLOVDQGWLQFDSVVSDFHG´RFDWWKH´ ODSDQG´RFLQWKUHHHTXDOO\VSDFHGFHQWHUURZV 3O\6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$3O\%DVHRU)OLQWODVWLF6$0LG3O\VHOIDGKHUHG 0HPEUDQH 2QHOD\HURI)OLQWODVWLF6$&DSRU)OLQWODVWLF6$&DS)5VHOIDGKHUHG 6XUIDFLQJ 2SWLRQDO $Q\RIWKHDSSURYHGVXUIDFLQJFRDWLQJRSWLRQVOLVWHGLQ7DEOH 0D[LPXP'HVLJQ 3UHVVXUH SVI 6HH*HQHUDO/LPLWDWLRQ 12$1R ([SLUDWLRQ'DWH $SSURYDO'DWH 3DJHRI 0HPEUDQH7\SH 6%602',),('6(/)$'+(5,1* 'HFN7\SH :RRG1RQ,QVXODWHG 'HFN'HVFULSWLRQ 0LQ ´WKLFNSO\ZRRGDWPD[´VSDQVDWWDFKHG´RFXVLQJZRRGVFUHZV 6\VWHP7\SH( %DVHVKHHWPHFKDQLFDOO\IDVWHQHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ $QFKRU%DVH6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$1DLO%DVHPHFKDQLFDOO\DWWDFKHGDVGHVFULEHGEHORZ )DVWHQLQJ $QFKRUVKHHWVKDOOEHIDVWHQHGZLWK20*6WDQGDUG5RRIJULSZLWK20*LQ5RXQG 0HWDO3ODWHVVSDFHG´RFDWWKH´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´RFDWZRRGMRLVWV VSDFHGPD[LPXP´RF 6\VWHP7\SH( %DVHVKHHWPHFKDQLFDOO\IDVWHQHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ 6HSDUDWLRQ6KHHW 2SWLRQDO 2QHSO\RI*ODV%DVH%DVH6KHHWORRVHODLG %DVH6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$1DLO%DVHPHFKDQLFDOO\DWWDFKHGDVGHVFULEHGEHORZ )DVWHQLQJ 20*LQ5RXQG0HWDO3ODWHVZLWK20*+HDY\'XW\IDVWHQHUVRU7UX)DVW´0HWDO ,QVXODWLRQ3ODWHZLWK7UX)DVW'3RU7UX)DVW+')DVWHQHUVRU)OLQW)DVW´,QVXODWLRQ 3ODWHVZLWK)OLQW)DVWRU)OLQW)DVW)DVWHQHUVVSDFHG´RFDWWKH´ODSDQG´RFLQ WKUHHHTXDOO\VSDFHGVWDJJHUHGFHQWHUURZV 3O\6KHHW 2SWLRQDO 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$3O\%DVHRU)OLQWODVWLF6$0LG3O\VHOIDGKHUHG 0HPEUDQH 2QHOD\HURI)OLQWODVWLF6$&DSRU)OLQWODVWLF6$&DS)5VHOIDGKHUHG 6XUIDFLQJ 2SWLRQDO $Q\RIWKHDSSURYHGVXUIDFLQJFRDWLQJRSWLRQVOLVWHGLQ7DEOH 0D[LPXP'HVLJQ 3UHVVXUH SVI 6HH*HQHUDO/LPLWDWLRQ 12$1R ([SLUDWLRQ'DWH $SSURYDO'DWH 3DJHRI 0HPEUDQH7\SH 6%602',),('6(/)$'+(5,1* 'HFN7\SH :RRG1RQ,QVXODWHG 'HFN'HVFULSWLRQ 0LQ ´WKLFNSO\ZRRGDWPD[´VSDQVDWWDFKHG´RFXVLQJZRRGVFUHZV 6\VWHP7\SH( %DVHVKHHWPHFKDQLFDOO\IDVWHQHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ $QFKRU%DVH6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$1DLO%DVHPHFKDQLFDOO\DWWDFKHGDVGHVFULEHGEHORZ )DVWHQLQJ $QFKRUVKHHWVKDOOEHIDVWHQHGZLWK)%&+9+=QDLOVDQGWLQFDSVVSDFHG´RFDWWKH´ ODSDQG´RFLQIRXUHTXDOO\VSDFHGFHQWHUURZVIRUDWRWDORIILYHURZV 3O\6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$3O\%DVHRU)OLQWODVWLF6$0LG3O\VHOIDGKHUHG 0HPEUDQH 2QHOD\HURI)OLQWODVWLF6$&DSRU)OLQWODVWLF6$&DS)5VHOIDGKHUHG 6XUIDFLQJ 2SWLRQDO $Q\RIWKHDSSURYHGVXUIDFLQJFRDWLQJRSWLRQVOLVWHGLQ7DEOH 0D[LPXP'HVLJQ 3UHVVXUH SVI 6HH*HQHUDO/LPLWDWLRQ 12$1R ([SLUDWLRQ'DWH $SSURYDO'DWH 3DJHRI 0HPEUDQH7\SH 6%602',),('6(/)$'+(5,1* 'HFN7\SH :RRG1RQLQVXODWHG 'HFN'HVFULSWLRQ 0LQLPXP WKLFNSO\ZRRGDWWDFKHGXVLQJZRRGVFUHZVVSDFHG´RFDWZRRGMRLVWV VSDFHGPD[LPXP´RF 6\VWHP7\SH( %DVHVKHHWPHFKDQLFDOO\IDVWHQHG $OO*HQHUDODQG6\VWHP/LPLWDWLRQVDSSO\ 6HSDUDWLRQ6KHHW 2SWLRQDO 2QHSO\RI*ODVEDVH%DVH6KHHWORRVHODLG %DVH6KHHW 2QHRUPRUHOD\HUVRI)OLQWODVWLF6$1DLO%DVHPHFKDQLFDOO\DWWDFKHGDVGHVFULEHGEHORZ )DVWHQLQJ 20*LQ5RXQG0HWDO3ODWHVZLWK20*+HDY\'XW\IDVWHQHUVRU7UX)DVW´0HWDO ,QVXODWLRQ3ODWHZLWK7UX)DVW'3RU7UX)DVW+')DVWHQHUVRU)OLQW)DVW´,QVXODWLRQ 3ODWHVZLWK)OLQW)DVWRU)DVWHQHUVVSDFHG´RFDWWKH´ODSDQG´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