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HomeMy WebLinkAboutBudget Workshop August 18, 2011Please Note: Backup material for Item No. 2C will be distributed at the Budget Workshop. Thank you '+ r~ jy(( J°~ i ~ ,. _._..~jt j.._._ .......:..i vv___ BOARD OF COUNTY COMMISSIONERS BUDGET WORKSHOP CONFERENCE ROOM #3 THURSDAY, AUGUST 18, 2011 10:00 A.M. 1. CALL TOORDER -COMMISSIONER CHRIS CRAFT, CHAIRMAN, BOARD OF COUNTY COMMISSIONERS 2. HEALTH INSURANCE PROGRAM DISCUSSION, AND DIRECTION A. PROGRAM HISTORY B. PROGRAM STAFFING AND FUNCTION C. PREMIUM PROJECTIONS DISCUSSION D. OPEB DISCUSSION E. INSURANCE COMMITTEE RECONSTITUTION PERINTERLOCALAGREEMENT F. BOARD DIRECTION 3. BOARD DISCUSSION: UPCOMING BUDGET WORKSHOPS 4. ADJOURNMENT EMPLOYEE RELATIONS & SAFETY MANAGER HUMAN RESOURCE DIRECTOR RISK & BENEFITS MANAGER HUMAN RESOURCE DIRECTOR RISK & BENEFITS MANAGER MANAGEMENT AND BUDGET DIRECTOR BUDGET MANAGER COUNTY ATTORNEY COUNTY ADMINISTRATOR COUNTY ADMINISTRATOR Roger Poitras Administration Annex 2300 Virginia Avenue, Fort Pierce, FL. NOTICE: All Proceedings before this Board are electronically recorded. Any person who decides to appeal any action taken by the Board at these meetings will need a record of the proceedings and for such purpose may need to ensure that a verbatim record of the proceedings is made. Upon the request of any party to the proceedings, individuals testifying during a hearing will be sworn in. Any party to the proceedings will be granted the opportunity to cross-examine any individual testifying during a hearing upon request. Anyone with a disability requiring accommodation to attend this meeting should contact the St. Lucie County Community Services Manager at (772) 462-1777 or TDD (772) 462-1428 at least forty-eight (48) hours prior to the meeting. Item No. 2A z~ Bob Davis, CPA, CGFO, CFC St. Lucie County Tax Collector P.O. Box 308 Fort Pierce, Florida 34954-0308 Website: www.tcslc.com Email: taxcollector@stlucieco.gov FORT PIERCE PORT ST. LUCIE County Administration Bldg. GOLLEp~ 1664 SE Walton Road 2300 Virginia Avenue ~ O Suite 101 Fort Pierce, FL 34982-5632 '`" •~•x•~~~ ~ Port St. Lucie, FL 34952-7656 V~ c~%r Sr (772) 462-1650 ,~ (772) 337-5600 Fax (772) 462-2101 t~ ~ ~ Fax (772) 337-5624 C'rE CO MEMORANDUM ~~' ~~ To: Commissioner Chris Dzadovsky C~~ . From: Larry Clancy, Assistant Tax Collecto AUG - i 2011 Date: July 29, 2011 Subject: Health Insurance Chris, you asked me yesterday to give you an overview of health insurance from my perspective. The health insurance committee meets once a quarter to review information and statistics about the plan. The participation of the constitutional offices is limited to getting loss information but they have not had a vote on the premium levels or decisions such as OPEB reserves. When the county changed from a self insured program to Blue Cross, we read that in the newspapers. There was no communication with constitutional offices or the health insurance committee. The overall status of the plan was asked for a number of times but information was not forthcoming. I finally went to audit reports and requested data from the Clerk of the Circuit Court who pays the bills to try and get an overview of the program. My research determined that charges for health insurance are and have been too high and have resulted in excess reserves. Lowering the premium to a level that supports the program would save all of us money in our budgets. On top of that excessive premium, there continues to be a 2.5% surcharge that is unneeded, unexplained, and remains there as a holdover from shortages that were present years ago. GASB 45 gives a choice to the county of whether to be on a "pay as you go basis" or set up reserves for past employment benefit based on actuarial calculations. The county (and by inclusion the constitutionals) are doing both. The last reserve number I heard for OPEB was $17 million. Our concern with high premium levels and unnecessary reserves is the impact on our budget. In the last ten years we have reduced staff from 89 people to 72 people through attrition by automation and cross training. We need the staff we have and do not wish to lay off staff to accommodate insurance premiums that are too high. Layoffs ripple through the economy of our county in a highly negative way and our county will not be healthy again until we lower unemployment. In general the county puts off decisions to lower premiums and discuss options about OPEB reserves. You spoke of charging employees more for health insurance. In the face of no pay raises in four years, the first avenue of action needs to be lower premiums before we consider asking employees to pay more. REAL ESTATE AND PERSONAL PROPERTY TAXES MOTOR VEHICLES, VESSELS & MOBILE HOMES ALARM PERMITS HUNTING, FISHING & TRAPPING LICENSES LOCAL BUSINESS TAX RECEIPTS TOURIST DEVELOPMENT TAX ,r ~, ~\\ ~`\,, r I y z ~+- tq 'a ^ ~ ~ L .~. Q ~ ~ ~ ~ ~.- N ~ tip .Q _ . W ~ ~ ._ ~ Q. ~ ~ ~ ~ - O ~ ` L D. ~ U_ ~ ~ ~ v ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~.. ~ ~ L, ~ ~ ~ Rf ~ Q ~ ~ ~ ~ ~ ~ ~ ~ T~ ~ ~ _ ~ ~ L ~ ~ _ i y ~ U o ~ ~ ~ ~ c~ L ~- ..~ ~ s ~ ~ V = ~ ~ ~ L .~ ~ ~ O U O Ll.l O .~ . ~ ~ L ~ L ~ L a J ~ ~ ~ • O • O -~+ y ~ ~ 0 O O O O V) .~ = 0.. r N N a~ .~ _~ m O U m • <- ~' ~ 'r ~ >:: i Y { ~i Z Z .~ ~~, ~~ ~~ ~~ . ,; H Z 0.. 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County Enterprise Service Facility Course lltilities Funds Total Funds ASSETS Current assets: Cash and investments $ 17,095,661 $ 11,498 $ 2,516,830 $ 4,079,769 $ 23,703,758 $ 32,804,873 Restricted assets: Cash and investments-customer deposits 186,450 1,500 200,576 17,734 406,260 - Accounts receivable, net 745,763 784 515,837 2]4,718 640 4 1,477,102 105,419 150 187 Interest receivable 168,366 - 21,949 - , 2 - 214,955 440 43 , 117,068 Due from other governments ' 43,440 64 727 - 818 73 - , 138,545 Inventories Totalcurrentassets , 18,304,407 , 87,600 3,255,192 4,336,861 25,984,060 3314,510 Non-cunent assets: Restricted assets: Cult and investments-landfill closure t 1,299,964 - - - 11,299,964 Cufi and investments-debt service - - - 548,085 709 156 - 86,891 548,085 600 243 - - Cuhand investments-renewal and replacement - , 505 283 - , 505 283 Cuhand investments-project funds - - - , 750 317 - , 317,750 Bond issuance costs, net Land 4,905,601 1,268,050 , 2,453,436 7,330,670 15,957,757 - Buildings and improvements 35,171,220 056 382 3,681,507 163 672 43,936,892 558 225 32,741,996 088 784 1 115,521,615 438 191 13 29,648 Machinery and equipment n Accumulated depreciatic! , 11, (23,425,884) , (3,538,989) , (8,865,365) , , (20,620,059) , , (56,450,297) (16,855) _ Construction iii progress • -- 28,570 - 908,389 936,959 111,133 Total non-cunent assets 39,035,853 2,282,731 39,954,959 21,323,586 102,597,129 123,926 260 340 57 370 331 2 43,210,151 25,660,447 128,581,189 33,338;436 Total assets , , , , LTABILTTIES Current liabilities: Accounts payable and other current liabilities 719,055 61,379 37],869 218,490 1,370,813 884,988 Matured bonds payable - - 395,000 - 395,000 Matured interest payable - - - 268,236 268,236 1,459,920 Claims payable Deposits payable from restricted assets 186,450 1,500 200,576 17,734 406,260 Capital lease obligations - 1,985 2,526 5,601 ]0,112 590 Bonds and note's payable, net - 523 122 - 130 32 375,736 15,525 92,058 375,736 262,236 3,775 Accrued compensated absences , - , 653 6 6,653 - Unearned revenues Totalcurrent liabilities 1,028,028 , 103,647 1,629.488 333,883 3,095,046 2,349,273 Non-current liabilities: Advances from other funds - 5,440,404 300,000 800,000 6,240,404 - Liabilitiespayable from restricted assets 10,950,009 - 167 2 2,849 6,241 10,950,009 11,257 890 Capitalleueobligations,net - , 171 571 19 i7t 171 19 Bonds and notes payable, net Accrued compensated absences, net 65,411 44,643 , , 99,756 , , 209,8111 19,396 Landfill long-term care liabilities 10,400,589 874 421 - 534 120 - 66,727 381,493 10,400,589 990,628 25,829 OPEB liability , , Total non-cunent liabilities 21,837,883 5,607,748 19,541,147 987,490 47,974,268 45,815 865 911 22 395 5 711 21,170,635 1,321,373 51,069,314 2,395,088 Total liabilities , , , , NET ASSETS Invested in capital assets, net of related debt 27,735,589 2,278,579 18,716,497 21,224,853 69,955,818 122,746 Restricted for: Landfill closure 349,955 - - - 349.955 Debt service - - 548,065 548,085 Renewal and replacement - - 186,709 86,891 243,600 Capital projects Unrestricted - 6,386,505 - (1,619,643) 283.805 2,334,720 3,027,330 283,808 6,130,912 30,820,602 Total net assets $ 34,474,349 $ (3,341,064) $ 22,039.116 $ 24,339,074 $ 77.511,875 $ 30,943,348 The accompanying notes to financial statements are an integral part of this financial statement. 30 31 0.9/.30/2010 ' ~ INTERNAL SERVICE FUNDS, NET ASSETS ~PEB Reserves group Insurance Reserves (Safe Harbor) 1 -lurricane Damage Insurance Proceeds Z property & Casualty (Insurance on Buildings) a )9/30/10 Balance _ess: Group Insurance Refunded since 09/30/10 3alance after refund _ess: OPEB a deserve Balance (Safe Harbor) 5 ATTACHMENT 2 SUMMARY Health Insurance Fund 505 12,572,050 9,061,338 Property & Casualty Insurance Fund 505001 Total 6,692,485 2,539,364 21,633,388 9,231,849 30,865,237 4,654,000 4,654,000 16,979,388 9,231,849 26,211,237 12,572,050 4,407,338 ~ We had $9,061,338 as of 9/30/2010. In FY 2011, per Board direction, we refunded $4,654,000. This brought the current balance to $4,407,338. ' This money was received from the insurance carriers for hurricane damage. The County may have to return a ;ood portion of the funds. Therefore, the $6,692,485 needs to stay on account until we go through the reconciliation process with FEMA and insurance. Staff is in the process of reviewing the reserve level in the Property & Casualty Insurance Fund. This will be presented for discussion at the Board's August 18th Budget Workshop. 'The Board will discuss the $12,572,050 OPEB reserves at the Board's August 18th Budget Workshop. 'The Office of Insurance Regulations recommends funding for the safe harbor at $1.8 million. The Board will discuss the- remaining $2.6M reserve balance at the Board's August 18th Budget Workshop. 8/17/2011 ATTACHMENT 3 ,~ a St. Lucie County BOCC ` ~ Insurance Fund -Review of'OPEB Reserves Updated 8/15/11 Prog Prog Description Refund BOCC 1911 BOCC -Health/Life 8,002,007 8,002,007 1917 Supervisor of Elect -Health/Life 224,581 224,581 1912 Clerk -Finance 234,125 234,125 1912 Clerk -Court 2,107,129 1914 Tax Collector -Health/Life 957,735 1915 Property Appr -Health/Life 810,943 1930 Medical Examiner -Insurance 108,474 1916 Childrens Services Council 127,056 TOTAL 12,572,050 8,460,713 Distribution of BOCC Funds: General Fund and F&F Fund 5,D62,322 Other County Funds 3,398,391 Total 8,460,713 :\Budget\11 Budget\General\Risk Man Ins\Ins Fund.xlsx ATTACHMENT 4 ,' St. Lucie County BOCC Insurance Fund -Review of Reserves Updated 8/16/11 Prog Prog Description 1911 BOCC -Health/Life 1917 Supervisor of Elect -Health/Life 1912 Clerk-Finance 1912 Clerk-Court 1914 Tax Collector -Health/Life 1915 Property Appr -Health/Life 1930 Medical Examiner- Insurance 1916 Childrens Services Council TOTAL Distribution of BOCC Funds: General Fund and F&F Fund Other County Funds Total Refund 1,634,941 45,885 47,836 430,521 195,681 165,689 22,163 25,960 BOCC 1,634,941 45,885 47,836 2,568,675 1,728,662 1,034,315 694,347 1,728,662 :\Ins Fund.xlsx Item No. 2E .~ ~. w Missy Stiadle From: Faye W. Outlaw Sent: Wednesday, August 17, 2011 10:06 AM To: Missy Stiadle Subject: FW: Upcoming BOCC Insurance Discussion Importance: High FYI Faye W. Outlaw, MPA County Administrator St. Lucie County BOCC 2300 Virginia Avenue Fort Pierce, FL 34982 772-462-1592 772-462-1648 Fax outlawf@stlucieco.org From: Faye W. Outlaw Sent: Monday, August 15, 2011 3:47 PM To: Bob Davis; Ken Pruitt; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith Cc: Chris Dzadovsky; Tod Mowery; Paula Lewis; Frannie Hutchinson; Chris Craft; Daniel McIntyre; William Hoeffner; Dan Luizke Subject: RE: Upcoming BOCC Insurance Discussion Importance: High All Based on the below feedback, we will schedule the joint workshop with the Board for a future date. For this Thursday's budget work session, the Chairman has asked us to proceed with a general discussion on the Insurance Program, the below suggestions for reducing the insurance premiums and the procedures for resurrecting the Insurance Committee. Given your prior commitments, we understand that everyone won't be able to attend Thursday's session. Please feel free to have your staff to be there to hear the discussion first hand. Thank you. Faye W. Outlaw, MPA County Administrator St. Lucie County BOCC 2300 Virginia Avenue Fort Pierce, FL 34982 772-462-1592 772-462-1648 Fax outlawf@stlucieco.org From: Daniel McIntyre Sent: Friday, August 12, 2011 3:10 PM To: Faye W. Outlaw; William Hoeffner; Dan Lutzke e. Subject: FW: Upcoming BOCC Insurance Discussion rl F., FYI From: Daniel McIntyre Sent: Friday, August 12, 2011 2:41 PM To: Bob Davis Cc: Carol Bishop Subject: RE: Upcoming BOCC Insurance Discussion Ok; that will give me some time to have someone from my office double check the retired files in archives to make sure there are no further documents related to the Agreement. Thanks Dan From: Bob Davis Sent: Friday, August 12, 2011 1:51 PM To: Daniel McIntyre; Chris Dzadovsky Cc: William Hoeffner; Dan Lutzke; Jennifer Hill; Missy Stiadle; Faye W. Outlaw; Ken Pruitt; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith; Chris Craft; Christopher Dzadovsky; Frannie Hutchinson; Tod Mowery; Paula Lewis Subject: RE: Upcoming BOCC Insurance Discussion Dan, Will do. I will be gone from the office for two weeks. When I get back we'll begin working on it. Thanks, Bob From: Daniel McIntyre Sent: Friday, August 12, 2011 10:54 AM To: Bob Davis; Chris Dzadovsky Cc: William Hoeffner; Dan Lutzke; Jennifer Hill; Missy Stiadle; Faye W. Outlaw; Ken Pruitt; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith; Chris Craft; Christopher Dzadovsky; Frannie Hutchinson; Tod Mowery; Paula Lewis Subject: RE: Upcoming BOCC Insurance Discussion Bob, since the Agreement appears to still be in effect, I have no problem with scheduling a meeting of the committee to get organized. Please make sure someone posts a notice of the time, date and place of the meeting in the Press/Public box at least 2 days before the meeting. I suggest that you send the notice to this office for review as there is statutory language that should be included on the notice. If a meeting is held someone should take minutes and those minutes should be published in written form. If you would like someone from my office to attend the meeting please let me know. Dan From: Bob Davis Sent: Friday, August 12, 2011 9:56 AM To: Daniel McIntyre; Chris Dzadovsky Cc: William Hoeffner; Dan Lutzke; Jennifer Hill; Missy Stiadle; Faye W. Outlaw; Ken Pruitt; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith; Chris Craft; Christopher Dzadovsky; Frannie Hutchinson; Tod Mowery; Paula Lewis Subject: RE: Upcoming BOCC Insurance Discussion Dan, s TNrat sounds good. If the Board, or you, can give the go-ahead, we can plan our first meeting to get organized, c oose a chairman, and examine the Interlocal for any modifications that need to be done. Obviously, due to time restraints, the new advisory committee would not be able to offer any input for the upcoming Board budget meetings. Bob From: Daniel McIntyre Sent: Friday, August 12, 2011 9:12 AM To: Bob Davis; Chris Dzadovsky Cc: William Hoeffner; Dan Lutzke; Jennifer Hill; Missy Stiadle; Faye W. Outlaw; Ken Pruitt; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith; Chris Craft; Christopher Dzadovsky; Frannie Hutchinson; Tod Mowery Subject: RE: Upcoming BOCC Insurance Discussion Bob, Thank you for your email and for the update on the status of the committee. With regard to the 1993 interlocal Agreement, my files do not reflect that the Agreement has been modified or terminated. Based on this, I believe that the Agreement is still in effect so that the committee should be reconstituted as contemplated under the terms of the Agreement. It seems as if we should look at the current structure of the Agreement to see if any modifications are needed particularly since at least one of the original parties is no longer involved. Dan From: Bob Davis Sent: Thursday, August 11, 2011 3:43 PM To: Daniel McIntyre; Chris Dzadovsky Cc: William HoefFner; Dan Lutzke; Jennifer Hill; Missy Stiadle; Faye W. Outlaw; Ken Pruitt; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith; Chris Craft; Christopher Dzadovsky; Frannie Hutchinson; Tod Mowery Subject: RE: Upcoming BOCC Insurance Discussion Greetings Dan, Referencing Commissioner Dzadovsky email to you I believe there has been some confusion about the insurance committee. I would like to clear some things up and these are my own thoughts and not of the other constitutional officers, although they can comment if they wish. First of all, there is no actual "committee", so it does not need to be abolished. What happens is, the constitutional officers and other agencies are invited to a meeting from time to time to listen to what county insurance guys have already done. There are question and answers but there is no input from the invitees that influence any decision affecting health insurance. Dan, if you opine that the 1993 Interlocal Agreement is still valid, then the Board can instruct the insurance department to begin adhering to its provisions. Only then will there bean "insurance committee". Section 6 of the Interlocal states that the Committee shall: A. Review insurance plans. B. Make recommendations to the Board regarding selection of a consultant. C. Make recommendations to the Board regarding revisions of the plan D. Make recommendations regarding plan provisions, claims administration, and reinsurance coverage. E. Review loss experience F. Develop and adopt by-laws and procedures. None of the above is being done. The constitutional officers (except the Sheriff) believe they should be part of the decision-making process because we have about one-third of the covered employees. To address Commissioner Dzadovsky's concern about timeliness of the county's budget process, my input would be the following (I'm on vacation out of state the next two weeks): 1. Reduce the insurance premiums the county charges each one of the pool's members by a minimum,,of 20-25 percent from last year. If the self-insurance fund experiences a loss, then fund that loss from the'' -~ insurance fund reserve. 2. Do not refund the pool members any of the over-funded insurance fund balance. Instead, use the reserves to keep our premiums lower and to fund future losses, if any. 3. Re-establish the insurance committee in accordance with the 1993 Interlocal Agreement. I would welcome #3 above and I believe the other constitutionals would too. Please contact me if anyone has any questions. Bob Davis 8/11/11 From: Daniel McIntyre Sent: Thursday, August 11, 2011 1:25 PM To: Chris Dzadovsky Cc: William HoefFner; Dan Lutzke; Jennifer Hill; Missy Stiadle; Bob Davis; Faye W (Gertrude@slcelections.com); Joseph Smith Subject: RE: Upcoming BOCC Insurance Discussion Outlaw; Ken Pruitt; Gertrude Walker Commissioner, the committee was formed pursuant to an Interlocal Agreement dated July 6, 1993 between the County and constitutional officers. Abolishing the committee would require the consent of the parties to the Interlocal Agreement and would require a modification to the Agreement. The Agreement may also be terminated with 120 days written notice prior to Januaryl for life and health insurance coverage and October 1 for all other coverage From: Chris Dzadovsky Sent: Thursday, August 11, 2011 11:52 AM To: Daniel McIntyre Cc: William Hoeffner; Dan Lutzke; Jennifer Hill; Missy Stiadle; Bob Davis; Faye W. Outlaw; Ken Pruitt; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith Subject: RE: Upcoming BOCC Insurance Discussion Mr McIntyre: What legal action would/could need to be taken to abolish the committee? Could we simply place an item on the next BOCC meeting Tuesday to abolish the committee? If that could occur in short order, the group would then be able to meet sooner than later. I have deep concern that a delay until "sometime in September". I feel we need a result from the Constitutional's input sooner than later. If there will be a revenue savings to each Constitutional Officers budgets and the BOCC budget we will need that savings to continue to close the 2014 projected $21 million dollar gap. Not knowing how result of this or these meetings about the restructuring of the health insurance costs will hamstring the BOCC when setting the millage rate September 22. Respectfully, Chris Dzadovsky St. Lucie County Commissioner District 1 Office (772) 462-1410 Mobile: (772) 834-6581 "Coming together is a beginning. Keeping together is progress. Working together is success." Henry Ford "All children are capable of success, NO exceptions!" ;... , F7..f?, R{CS~.G(3FFN SF.. lut(c LCVTAY.FL Please consider the environment before printing this email. From: Bob Davis Sent: Thursday, August 11, 2011 11:31 AM To: Faye W. Outlaw; Ken Pruitt; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith Cc: Chris Dzadovsky; Tod Mowery; Paula Lewis; Frannie Hutchinson; Chris Craft; Daniel McIntyre; William Hoeffner; Dan Lutzke; Jennifer Hill; Missy Stiadle Subject: RE: Upcoming BOCC Insurance Discussion From the Constitutional Officers (except the Sheriff) Ms. Outlaw, In connection with your email dated August 10, 2011, entitled Upcoming BOCC Insurance Discussion, the Tax Collector, Property Appraiser, Supervisor of Elections, and Clerk of the Circuit Court welcome the opportunity to present recommendations to the Board in regard to health insurance; however, we wish to do the presentation outside the purview of the Interlocal Agreement For Coordination of Insurance Services, dated July 6, 1993, and we wish to postpone our discussion to sometime in September. The Interlocal Agreement, as far as we know, has lain dormant for over ten years. As you know, the constitutional officers (except the Sheriff) have been asking for it to be resurrected for over a year. To suddenly have a public meeting using a single provision of the Agreement (paragraph 6C) may be contrary to Florida's Sunshine law because the other provisions of the Agreement have not been adhered to. The "committee" as it now stands is not an advisory group but simply a group that is informed from time to time of the decisions the county has already made. The Interlocal Agreement, in our opinion, needs to be rewritten, approved by the county attorney and the constitutionals before final implementation. Also, as you may know, the constitutional officers have asked the Gehring Group, which is an agent of record similar to EMI, to make a cursory study of the current health insurance claims history and premiums to see if there could be a significant downward adjustment to the health insurance premiums. Gehring Group has finished its study and will present its findings to the constitutional officers later this month. We want to listen to their findings before we make any recommendations to the Board. Bob Davis, Tax Collector Ken Pruitt, Property Appraiser Gertrude Walker, Supervisor of Elections Joe Smith, Clerk of the Circuit Court August 10, 2011 ~. ,. , From: Faye W. Outlaw Sent: Wednesday, August 10, 2011 11:56 AM To: Ken Pruitt; Bob Davis; Gertrude Walker (Gertrude@slcelections.com); Joseph Smith Cc: Chris Dzadovsky; Tod Mowery; Paula Lewis; Frannie Hutchinson; Chris Craft; Daniel McIntyre; William Hoeffner; Dan Lutzke; Jennifer Hill; Missy Stiadle Subject: Upcoming BOCC Insurance Discussion Importance: High Constitutional Officers: Please be advised that the Insurance Fund will be discussed at the Board's next budget workshop which will be held next Thursday, August 18th The Board is planning to hear a presentation on the Insurance Fund and to have a joint discussion with the Constitutional Officers on the Fund, use of the reserves, the role of the Insurance Advisory Committee and any other matters relating to the Insurance Program. If at all possible, the Board would like for each of you to be at the workshop to participate directly in the discussion. (Feel free to also have the appropriate staff to attend and to fill in for you at the table if it's not possible for you to be there). Last night, I read the Insurance Services Interlocal Agreement. I made the Board aware of the Agreement and the provisions under Section 6 (C). Based on that provision, I advised the Board that County staff will not be brinl=in~ forward recommendations on the Insurance Plan or Program but rather adhere to the A>reement. Please let me know if you will be at next Thursday's workshop and, if not, who will fill in for you. Again the budget workshop is next Thursday in Conference Room 3 and is being scheduled for 10 am (not 9 am). Thank you Faye W. Outlaw, MPA County Administrator St. Lucie County BOCC 2300 Virginia Avenue Fort Pierce, FL 34982 772-462-1592 772-462-1648 Fax outlawf(a?stlucieco.or~ Please Note: Florida has very broad public records laws. Most written communications to or from County officials regarding County business are public records available to the public and media upon request. It is the policy of St. Lucie County that all County records shall be open for personal inspection, examination and / or copying. Your e-mail communications will be subject to public disclosure unless an exemption applies to the communication. If you received this email in error, please notify the sender by reply e-mail and delete all materials from all computers. Please Note: Florida has very broad public records laws. Most written communications to or from County officials regarding County business are public records available to the public and media upon request. It is the policy of St. Lucie County that all County records shall be open for personal inspection, examination and / or copying. Your a-mail communications will be subject to public disclosure unless an exemption applies to the communication. If you received this email in error, please notify the sender by reply e-mail and delete all materials from all computers. IBIS INTERLOCAL AGREEMENT made and' entered into this ~-1~ ` ~ day ~ ' ~' of ~~' i , 19 9 3 , by and between the ST . LUCIE COUNTY a ~ , .l political subdi i f t ~ ~' ' ~ ~ o v sion o he State of Florida, hereinafter referred • to as "County", the ST. LUCIE BOUNTY CLERK OF THE CIRCUIT COURT, ~ ~• ~ . ~o ~ a the ST. LUCIE COUNTY PROPERTY APPRAISER the ST. LUCIE COUNTY Q ~ ~ N 4 ~c, . SHERIFF, the ST. LUCIE COUNTY SUPERVISOR OF ELECTYONS, and the ST. ~ w ~ ~; ~ ' LUCIE COUNTY TAX COLLECTOR, hereinafter collectively referred to as D b N N / _i W --~ the "Officers " . w ~ ~ ~ W I T N E S S$ T H: ~ ~ WHEREAS, Sec~ian 163.01, Florida Statutes, ~ provides that local ~ r- o government units and independent constitutional offices may x ~ ~ o n coo erate b a reeuent to P y g provide necessary and essential public o ~ 0 o services; and, Q n r~ ~ WHEREAS, the ~~urpase., of Section 163.01, Florida Statutes, is ~ iA t" `.' to permit local government units to make the mast efficient use of v r a their powers by~coa?erating with other local government units and ~' -cl c~ independent constitutional officers for their mutual benefit; and, ~ o NOW, THEREFORE, in consideration of the premises and of the ~ c r~-r terms, conditions and covenants herein contained, it is agreed by ~ and between the parties hereto, as follows: N 1. This Agreement is entered into pursuant to Section 163.01, Florida Statutes, Interlocal Cooperation Act. 2. The County shall provide or contract with a third party or participate in a self--insurance program as provided in Section 163.01(3)(h), Flor~.da Statutes, to provide .insurance related services'as set out in Exhibz,t "A". 3. The part;.es acknowledge that the St. Lucie Welfare Association, Inc., c/b/a Abbiejean Russell Care Center, hereinafter referred to as the "Association", is a non--profit corporation organized under the laws of the State of Florida which receives the majority of its funding from federal, state and local governmental sources. The parties agree that the County shall enter into an 4. 'The Counter shall bill the Officers and the Association ~ based on a percentage af~overall cost as determined by the County •o ~ ~ Management and Budget Administrator based on claims experience, ~~ ,~ . claims administration, premium~on reinsurance, premium of special ~ ~ ~ policies and other factors relevant to the type of coverage (ri ' ~ purchased. Payment shall be due within thirty (3Q} days of the billing date, y . 5. To the extent authorized by law, the Officers agree to ~ ~ fully indemnify and hold harmless the County, its officers, N employees, and agents of and from all liabilities, damages, claims, (,~ ~ recoveries, costs, and expense in any way arising out of or in connection with the performance of this Agreement. 6. The parties agree to form an insurance Committee which shall perform the following duties: - A. Review current insurance plan which provide coverage for 311 the parties. B. Make recommendations to the Hoard of County Commissioners regarding the selection of a cons~.xltant to assist in the review and bidding of the insurance plan which may require a third party administrator or a direct contract with the County. C. Make recommendations to the Board of County Commissioners with regard to the selection or proposed revision of the insurance plan. In the even, the Board does not accept the Committee's reco~unendation, the matter will be referxed back to the Committee for additional review and reco.-tTmendation to the Board. The Board's decision on the Committee's second recommendation shall be final. D. Make recommendations to the parties with regard to insurance plan provisions, claims administration and reinsurance coverage. The County agrees to notify the Committee prior to the adoption of any revision to the insurance plan following approval of t.ze plan as set forth in Paragraph 6.C. E. ~ Review loss experience of the insurance plan and ' performance of claims administrator. F. Develop and adopt such by-laws and procedures as it deems necessary. The Insurance Cammi~tee shall be composed of the Officers and-the Chairman of the Board of County Commissioners. Each member of the T... .....~_...~_ I._~~_ i.i _ _ . ~ t . .. ._ ~ ._ _ from its members anc their alternates. .,,, *a 7.~ This Agreement shall continue in effect from the day and year first written above until ,terminated by the County or any of the Officers, as to the terminating Officers} only, party upon no i less than one hundred twenty (120 ) days written notice to the other parties prior to January 1 for life and/ar health insurance and October 1 for all oi:her coverage. 8. The Agreement may only be amended by a written document signed by all parties and filed with the Clerk of the Circuit Court of St. Lucie County,. Florida, 9. All notices, requests, consents, and other comrnunicatians required or permitted under this Agreement shall be in writing (including telex and telegraphic communication) and shall be (as elected by the pe_son giving such notice) hand delivered by messenger or courier service, telecammunicated, or mailed (airmail if international) by .registered or certified mail {postage prepaid}, return receipt requested, and addressed to: AS TO COUNTY: WITH A COPY TO: County Administrator 2300 Virginia Ave., Annex Fort Pierce, Florida 34982 County Attorney 2300 Virginia Ave., Annex Fort Pierce, Florida 34982 AS TO CLERK: Clerk of the Circui~ Court 2300 Virginia Ave., Annex Fort Pierce, Florida 34982 AS TO PROPERTY APPRAISER: Property Appraiser 2300 Virginia Avenue Fort Pierce, Florida 349$2 AS TO SHERIFF: Sheriff Past Office Box 2148 Fort Pierce, Florida 34954 0 pd 0 0 n 0 v b a Q1 W Fort Pierce, Florida 34982 AS TO TAX COLLECTOR Tax Collector ~ 2300 Virginia Avenue Fort Pierce, Florida 34982 ~ AS TO ASSOCIATION: St. Lucie County We_fare Assaciation,.Znc. Post Office Bax 2079 Fart Pierce, Florida 34954 b ;q bd ~.,^ ~ .~ ,,O or to such other address as any party may designate by native complying with the germs of this section. Each such notice shall be deemed deliverer: (a} on the date delivered if by personal delivery, (b} on the date telecommunicated if by telegraph, {c} an the date of transmission with confirmed answer back if by telex, and (d) on the date upon which the return receipt is signed or delivery is refused or the notice is designated by the postal authorities as not deliverable, as the case may be, if mailed. 10. .This agreement shall be binding upon~the successors and assigns of the parties hereto. 11. This Agreement embodies the whole understanding of the parties. There are na promises, terms, conditions, ar obligations other than those contained herein, and this Agreement shall supersede all previous communications, representations or agreements, either verbal or written, between the parties hereto. 12. This Agreement shall be recorded with the Clerk~of the Circuit Court, St. Lucie County, Florida, prior to becoming effective. IN WITNESS WHEREOF, the parties hereto have accepted, made, and executed this Agreement upon the terms and conditions above stated on the day and year below written. A T S T : Wa'*'^ ~~±. /T 'E / /) `/~ ~~(/ // / ' ~ t '~~ .',``~t~ ~~ (~d ! 4 .. 'v . ~ 'I~ ' ~ lei ~ l • i~~ , ~ S r BOARD OF COUNTY .COMMISSIONERS ST. LUCIE U , FLORIDA. BY : ~_ _ .. ~/ ~ . ,• . `. 0 V c~ N W ~.~ .; WITNESSES: ,~/~, WITNESSES: f ~r.~„""C '"~ mD~. `"m. ~ o1Y1noQ WITN SSES: ~a.~:+ ~~ WIT ESSES: ~z ` ~, Ct..C Ut ~~t.. ~ /" /h( WITNESSES: VLU-i/`*-~l~ J ~~. ~~~,, COUNT~A~'ORNEY a d 0 ,7c '. CLERK'" F THE CIRCUIT COUR r ' ..~" (i /'~ ANNE $ I~MAT~ . ~- DATE : ~ ~~~ ~-~ ~~ C ST. LUCIE COUNTY .PROPERTY APPRAISER BY: DOU PUT AM DATE : ~ 7/(~~Q` ~ . ST . IE CO~T~~ BY: ROBERT KNOWLES DATE : ~ O~~p ~~. ST. LUCIE COUNTY SUPERVISOR OF -E 'TI NS ~.. ~~~ gv- t3ERTRUDE. ~ALKER DATE: /~ .f ST. LUCIE COUNT AX COLLECTOR BY : ,~ ~ ~N.N ~~C.J,1 DOROT JO CONRAD DATE : ~ ~ ~ .~ . 0 v b N Q1 rn ~. rraviae property excess insurance for wind, fire, flaadr and ~ associated property casualty. ° o 3. ~ Maintain a lass fund to pay claims under the stop loss limits. x- $.. ~ .' .• . . 4. Provide claims service anc~ attorney fees claims. ®~. ~: 5. Provide loss p.eventian p~ograrns. N U b. Provide genera. liability excess insurance if possible. 7. Provide risk management services. ~ '"~' 8. Provide excess insurance for health and accident programs. c~ ~ 4. Provide claims service for health and accident program. N Qt 14. Provide life insurance programs. (~ 11. Provide miscelLaneaus insurance palices~as needed through a v bid or negotiation procedure dependa.ng on cost. (In some instances it is advisable for the entity to purchase such insurance individually.) '