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HomeMy WebLinkAboutNovember 8, 2011 Budget Workshop Agenda PackageBOARD OF COUNTY COMMISSIONERS BUDGET WORKSHOP ;REVISED 11171201 TUESDAY, NOVEMBER 8, 2011 IMMEDIATELY FOLLOWING THE BOCC NOVEMBER MONTHLY INFORMAL MEETING 1. CALL TOORDER -COMMISSIONER CHRIS CRAFT, CHAIRMAN, BOARD OF COUNTY COMMISSIONERS 2. HEALTH INSURANCE -DISCUSSION: A. OPEB ACTURIAL STUDY GRS CONSULTANT OMB DIRECTOR B. RECONSTITUTION OF HEALTH INSURANCE ADVISORY COMMITTEE COUNTY ATTORNEY TAX COLLECTOR 3. ADJOURNMENT CONFERENCE ROOM #3 ROGER POITRAS ADMINISTRATION ANNEX 2300 VIRGINIA AVENUE, FORT PIERCE FLORIDA 34982 NOTICE: All Proceedings before this Board are electronically recorded. Any person who decides to appeal any action taken by the Board at these meetings will need a record of the proceedings and for such purpose may need to ensure that a verbatim record of the proceedings is made. Upon the request of any party to the proceedings, individuals testifying during a hearing will be sworn in. Any parry to the proceedings will be granted the opportunity to cross-examine any individual testifying during a hearing upon request. Anyone with a disability requiring accommodation to attend this meeting should contact the St. Lucie County Risk & Benefits Manager at (772) 462-1404 or TDD (772) 462-1428 at least forty-eight (48) hours prior to the meeting. Item 2A Board of County Commissioners November 8, 2011, Budget Work Session Insurance Committee Report Comparison: Contributions for FY 2010-11 and FY 2011-12 BOCC Recommended Member Approved Member Contributions Rates a/o Contributions as at 9/30/11 10/1/11 of 10/1/11 Plan 3562 Individual Employee + 1 Family Plan 3766 Individual Employee + 1 Family Total Contributions Savings Saved $ 855 $ 586 $ 467 1,696 1,100 964 1,836 1,665 1,168 822 574 458 1,626 1,075 957 $ 1,696 $ 1,626 $ 1,165 $ 15,224,244 $ 12,196,835 $ 9,505,896 $ 3,027,408 $ 5,718,348 19.9% 37.6% A B C D E F G H I urrent Premiums remiums Projected by EMI Revenues from Premiums Only Percent Decrease From Current Premiums Premiums With Additional Sources of Revenues but No Stop Loss Payment Percent Decrease From. Current Premiums Premiums With Additional Sources of Revenues including Stop Loss Payment of $411,094 Percent Decrease From Current Premiums Premiums With Additional Sources of Revenues including Stop Loss Payment of $350,000 Percent Decrease from Current Premiums i PROJECTED ANNUAL REVENUE FROM PREMIUMS FY11-12 2 Premiums $15,294,460 $12,283,108 $12,196,836 $11,795,508 $11,840,100 3 Interest on Safe Harbor Fund (3% of $1,800,000) $54,000 $0 $54,000 $54,000 $54,000 4 Administrative Fee for County Operational Expenses (2.5 % of Premiums) $382,362 $0 $304,921 $294,888 $296,003 5 Payments from Stop Loss Insurance $0 $0 $0 $411,094 $350,000 6 TOTAL $15,730,822 $12,283,108 $12,555,757 $12,555,490 $12,540,103 7 8 PROJECTED ANNUAL EXPENSES FY11-12 9 Claims (10/1 to 9/30) $9,087,439 $9,087,439 $9,087,439 $9,087,439 $9,087,439 1o Stop Loss Insurance (Individual Claims Above $125,000) $1,101,000 $1,101,000 $1,101,000 $1,101,000 $1,101,000 11 Stop Loss Insurance (Aggregate Claims above $1,250,000) $37,135 $37,135 $37,135 $37,135 $37,135 iz Administrative Fee to BCBS and EMI $650,963 $650,963 $650,963 $650,963 $650,963 13 Mental Health, Substance Abuse and Employee Assistance $114,167 $114,167 $114,167 $114,167 $114,167 14 Employee and Family Health Clinic $982,192 $982,192 $982,192 $982,192 $982,192 15 County Administrative Expenses $487,220 $487,220 $487,220 $487,220 $487,220 16 County Contribution to Dental Plan $72,547 $72,547 $72,547 $72,547 $72,547 17 Disability Insurance Payments (owed from when County was self-insured) $4,333 $4,333 $4,333 $4,333 $4,333 i8 Other Post Employment Benefit (OPEB) $0 $0 $0 $0 $0 19 TOTAL $12,536,996 $12,536,996 $12,536,996 $12,536,996 $12,536,996 20 21 PROIECTED SURPLUS /DEFICIT $3,193,826 -$253,888 $18,761 $18,494 $3,107 22 23 PROJECTED PREMIUMS 24 Plan 3562 zs Individual (17 employees) $855 $590 31% $586 31% $568 34% $570 ° 33/ 26 Employee+ 1 (18 employees) $1,696 $1,108 35% $1,100 35% $1,064 37% $1,068 37% 27 Family (22 employees) $1,836 $1,677 9% $1,665 9% $1,611 12% $1,617 12% 2s Plan 3766 29 Individual (303 employees) $822 $578 30% $574 30% $556 32% $558 32% 3o Employee+l (247 employees) $1,626 $1,083 33% $1,075 34% $1,039 36% $1,043 36% 31 Family (314 employees) $1,696 $1,638 3% $1,626 4% $1,572 7% $1,578 7%