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Lucie Title Services
Inc.
Virginia Ave Suite 47
A.Pierce,jvL 34M2
THIS MOWTOAM-ANQ T NOTE RTGAGE ARISE TO SECYRF—,
ISS Ef FN C
THEACPAYMENT OF QA ISSUED NNECTION THE ING OF HOUSING A E MPT
F F M Do�c P SUANT SECTION 420.513(l),F A TATU S.
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C I BER HOME LOAN 11
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37 1 RE-GENT BLVD.,S IT 180
I R ING,TX 75063
fter
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er r in urn o:
ONS;
NOME R'EHOME
S URITY CONN ION C.ON
BEH BEIR
240 TECHNOLOGY DRIVE
IDAHO FALLS,ID 83401
(Space Above This Line For Recording Data(
Lona Number 4902376521
MERS Number 180820949023765211
MORTGAGE
D INITIONS
Wo s used in mu ipl see ons this docum tar defined elo a are n in io 3,
11 13, 181 20 and Cc in ules regarding t e u ge of ord ment als tovi in
S used in mu s defined are int3,
0 n
131, 18 2 and of ent i
I
Se ion 16,
(A "Security Instrume t" eans this doe en which v dat 21,2016,together ith I] Riders
0 th ocument.
of er" is MIA A ons this
INGIZ_-N/O orrower isthegagor Un er is
Sec 'CInstrume
(C) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
acting solely as a nominee for Lender and Lendees successors and assigns. MFRS is the mortgagee under this
Security Instrument MERS is organized and existing under the laws of Delaware, and has an address and
telephone number of P.O.Box 2026,Flint,MI 48501-2026,tel.(888)679-MERS.
(D) "Lender" is CALIBER HOME LOANS,INC.. Lender is a CORPORATION organized and existing
under the laws of DELAWARE. Lender's address is 3701 REGENT BLVD., SUITE 180, IRVING, TX
75063.
(E) "Note" means the promissory note signed by Borrower and dated APRIL 21,2016.The Note states that
Borrower owes Lender SEVENTY-EIGHT THOUSAND FIVE HUNDRED NINETY-SEVEN AND
S. $7�,597A6TpTu`s1*Qr rr r flus Pr thj It
ents to pay th debt I If no er than V 0
00/ eg"'
f Rig e
ges
()flowing
y"'F
F) Y
rope inans pr rty tha i des ibed be )w u i er t e i sfer f Rig sin eofiePr "Loan" means th deb evidenced by th N plus :ntere st, any pr t an ate gesot :Ldu under the Note,and all sum due under this S Uri Instrunent, terest.
the
means a Ri rs to this Secur ty I struilmer t that are ex by The -Mowing
rs are to"Riders"
_ab
cc as pplicabi
Ri rs are to be exec ed Bor wer(check
FLORIDA—Single Family--Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3010 1101 (page I of 13 pees)
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LE N ATTA TO AND EOF
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hie urrently the ddr of 4 DO D
[Street]
F T PIERCE , Florida 34 1-341 ("Prope A
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TOGETHER (TH 11 th improveme no or her fter erected on the property, and It ements,
pu ances,a xt es n w or reafte part the pr rty. lacements and a sh o be
ered by this Secu 'y Ins ent. All of th foregoi g is referred to in this Securi Instrument as e
"Prop er understan s that MER al title to the by
Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for
Lender and Lender's successors and assigns)has the right:to exercise any or all of those interests, including,but
not limited to, the right to foreclose and sell the Property; and to take any action required of lender including,
but not limited to,releasing and canceling this Security Instrument.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the
right to mortgage, grant and convey the Property and that the Property is unencumbered, except for
encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims
and demands,subject to any encumbrances of record.
T ECURITY INSTRUM combines uniform covenants for national use and non-uniform
Upe
with i it;: variati y jurisdic' n to co titute a uniform trity nstrumen cov ing real
IFOR O EN TS orrower a Le er coven nt a d agree a o11
Payment n pal, nterest,Escro Ite s,Pre y nt Charg a Late arg Bar wer
when due the pri cipa of,and interest ,th debt a iden b ad any pr ayment arges
harges due and the ate. Borrower hall also p funds for Escr Items pursua to ion 3.
due under the N e d this Security nstr ment slall S. currency. H wev r, if any
other insir tr iv by Lender pay ent and th Note or this Security Instru t i returned
end ma equi y or su t pa ue under the N thi ity
t be made' one or m of the folio ' g forms as selected by nder:(a)cash, b)money order; c)nk check, treasur or cashier's c iec , prove ed any such check rs raven upon an
institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds
Transfer.
Payments are deemed received by Lender when received at the location designated in the Note or at such
other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender
may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan
current. Lender may accept any payment or partial payment insti icient to bring the Loan current, without
waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future,
but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic
Paym d of its schedu e, then Lend tercet on funds.
m hold such unappli funds til Borrower kes pay ent to bring the Loa cul I. If Bar owe does not
o so in a sona a per' of ' e, er sh I eith ply or r rn to arrow . If
app ed earlier, su th ds 111 pplied to th outs ding p incl 1 balance the N e im edi (y for
to oreclosure. No t o clai which Borro r m t hav no or in the against nd all ieve
B ower from making pa en due under the ate nd this Sect um or performs ►the c enan[s
an agreements secured by is ecurity Instrum t.
2. Application of P me is or Proceed Ex ept as o he ribed in this Section , all yments
a ed and appli Le er s II be app' d in a folio ring rder of priority: (a) interest due nder the
ote;( due nder Note, punt due an r ection It payments appli to ch
FLORIDA-single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT' Form 3010 1101 (page 3 of l3 pages)
1111oils0 � I �E'� #I�l�M�1�+G�ION,dl